Enova International (ENVA) Operating Expenses (2013 - 2026)

Enova International (ENVA) posted quarterly Operating Expenses of $321.9 million for Q1 2026, up 26.58% year-over-year from $254.3 million in Q1 2025, and up 2.1% on a QoQ basis from $315.2 million in Q4 2025.

Enova International (ENVA) Operating Expenses (2013 - 2026) Analysis & Trends

Enova International (ENVA) has reported Operating Expenses for 14 consecutive years, with $321.9 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Operating Expenses rose 26.58% year-over-year to $321.9 million; the TTM figure through Mar 2026 stood at $1.2 billion (up 17.73% YoY), while the FY2025 annual figure was $1.1 billion, up 15.47% from the prior year.
  • Operating Expenses came in at $321.9 million for Q1 2026 at Enova International, up from $315.2 million in the prior quarter.
  • The five-year high for Operating Expenses was $321.9 million in Q1 2026, with the low at $175.1 million in Q2 2022.
  • Average Operating Expenses over 5 years is $229.3 million, with a median of $225.1 million recorded in 2024.
  • The largest YoY upside for Operating Expenses was 54.85% in 2022 against a maximum downside of 7.43% in 2022.
  • Year by year, Operating Expenses stood at $184.9 million in 2022, then increased by 23.07% to $227.5 million in 2023, then climbed by 13.34% to $257.8 million in 2024, then increased by 22.26% to $315.2 million in 2025, then advanced by 2.1% to $321.9 million in 2026.
  • According to Business Quant data, Operating Expenses over the past three periods registered $321.9 million, $315.2 million, and $263.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 4.00 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.49 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 13.88 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 6.87 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 950.34 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 891.92 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.24 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 422.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -363.39 Mn
10 Enova International - - 528.96 Mn 321.85 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 321.85 Mn
Dec 31, 2025 315.25 Mn
Sep 30, 2025 263.93 Mn
Jun 30, 2025 257.35 Mn
Mar 31, 2025 254.28 Mn
Dec 31, 2024 257.84 Mn
Sep 30, 2024 246.64 Mn
Jun 30, 2024 225.14 Mn
Mar 31, 2024 215.07 Mn
Dec 31, 2023 227.50 Mn
Sep 30, 2023 215.88 Mn
Jun 30, 2023 187.79 Mn
Mar 31, 2023 176.62 Mn
Dec 31, 2022 184.86 Mn
Sep 30, 2022 195.68 Mn
Jun 30, 2022 175.09 Mn
Mar 31, 2022 177.94 Mn
Dec 31, 2021 199.70 Mn
Sep 30, 2021 160.16 Mn
Jun 30, 2021 136.42 Mn