Enova International (ENVA) Operating Expenses (2013 - 2026)
Enova International (ENVA) reported Operating Expenses of $330.92 million for Q2 2026, up 28.6% from $257.35 million a year earlier and up 2.8% from the prior quarter.
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Analysis
Enova International (ENVA) Operating Expenses (2013 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Enova International's Operating Expenses came in at $1.23 billion, up 21.2% year-over-year; for FY2025, it was $1.09 billion, up 15.5% from FY2024.
- Operating Expenses has increased for eight consecutive years, with a five-year compound annual growth rate of 27.3% (FY2020 to FY2025).
- By year, Operating Expenses came in at $944.69 million in FY2024 (+16.9%), $807.79 million in FY2023 (+10.1%), $733.57 million in FY2022 (+20.0%) and $611.2 million in FY2021 (+87.3%).
- The Q2 2026 figure ranks as the highest quarterly Operating Expenses in data going back to Q3 2013.
- Year over year, Operating Expenses has now increased in each of the last 13 quarters, with growth averaging 18.1% over the last eight quarters.
- The high point for year-over-year Operating Expenses in five years was Q3 2021 (growth of 168.0%); the low point was Q4 2022 (a decline of 7.4%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $321.85 million (Q1 2026), $315.25 million (Q4 2025) and $263.93 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | 2.50 Bn |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | 4.66 Bn |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 541.02 Mn |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 1.02 Bn |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 1.33 Bn |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 2.07 Bn |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 173.18 Mn |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | 58.19 Mn |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Enova International | 4.43 Bn | 4.09 Bn | 568.07 Mn | 330.92 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 330.92 Mn |
| Mar 31, 2026 | 321.85 Mn |
| Dec 31, 2025 | 315.25 Mn |
| Sep 30, 2025 | 263.93 Mn |
| Jun 30, 2025 | 257.35 Mn |
| Mar 31, 2025 | 254.28 Mn |
| Dec 31, 2024 | 257.84 Mn |
| Sep 30, 2024 | 246.64 Mn |
| Jun 30, 2024 | 225.14 Mn |
| Mar 31, 2024 | 215.07 Mn |
| Dec 31, 2023 | 227.50 Mn |
| Sep 30, 2023 | 215.88 Mn |
| Jun 30, 2023 | 187.79 Mn |
| Mar 31, 2023 | 176.62 Mn |
| Dec 31, 2022 | 184.86 Mn |
| Sep 30, 2022 | 195.68 Mn |
| Jun 30, 2022 | 175.09 Mn |
| Mar 31, 2022 | 177.94 Mn |
| Dec 31, 2021 | 199.70 Mn |
| Sep 30, 2021 | 160.16 Mn |
API Access
Enova International Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=ENVA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();