Growth Metrics

Enova International (ENVA) Operating Expenses (2013 - 2026)

Enova International's quarterly Operating Expenses came in at $321.9 million in Q1 2026, up 26.58% year-on-year from $254.3 million in Q1 2025, and up 2.1% quarter-over-quarter from $315.2 million in Q4 2025.

Enova International has reported Operating Expenses for 14 years, with the latest figure at $321.9 million in Q1 2026.

  • For the quarter ending Q1 2026, Operating Expenses rose 26.58% year-over-year to $321.9 million; the trailing twelve-month figure through Mar 2026 stood at $1.2 billion (up 17.73% YoY), and the FY2025 full-year result was $1.1 billion, up 15.47% from the prior year.
  • Operating Expenses for Q1 2026 stood at $321.9 million, up from $315.2 million in the prior quarter.
  • The five-year high for Operating Expenses was $321.9 million in Q1 2026, with the low at $175.1 million in Q2 2022.
  • Average Operating Expenses over 5 years is $229.3 million, with a median of $225.1 million recorded in 2024.
  • Peak annual rise in Operating Expenses reached 54.85% in 2022, while the deepest fall reached 7.43% in 2022.
  • Tracing ENVA's Operating Expenses over 5 years: stood at $184.9 million in 2022, then climbed by 23.07% to $227.5 million in 2023, then gained by 13.34% to $257.8 million in 2024, then climbed by 22.26% to $315.2 million in 2025, then rose by 2.1% to $321.9 million in 2026.
  • The last three Operating Expenses figures came in at $321.9 million (Q1 2026), $315.2 million (Q4 2025), and $263.9 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 554.71 Bn 542.31 Bn - 4.00 Bn
2 Mastercard 443.64 Bn 433.43 Bn - 3.49 Bn
3 American Express 211.69 Bn 157.65 Bn 17.43 Bn 13.88 Bn
4 Capital One Financial 115.44 Bn 38.94 Bn - 8.46 Bn
5 PayPal Holdings 40.47 Bn 31.13 Bn 7.84 Bn 6.87 Bn
6 Synchrony Financial 24.65 Bn 4.09 Bn - 1.32 Bn
7 SoFi Technologies 20.00 Bn 16.60 Bn 929.25 Mn 891.92 Mn
8 Ally Financial 13.32 Bn 12.88 Bn 1.98 Bn 1.24 Bn
9 Eason Technology 11.55 Bn 11.54 Bn - -
10 Enova International 4.00 Bn 3.90 Bn 528.96 Mn 321.85 Mn

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 321.85 Mn
Dec 31, 2025 315.25 Mn
Sep 30, 2025 263.93 Mn
Jun 30, 2025 257.35 Mn
Mar 31, 2025 254.28 Mn
Dec 31, 2024 257.84 Mn
Sep 30, 2024 246.64 Mn
Jun 30, 2024 225.14 Mn
Mar 31, 2024 215.07 Mn
Dec 31, 2023 227.50 Mn
Sep 30, 2023 215.88 Mn
Jun 30, 2023 187.79 Mn
Mar 31, 2023 176.62 Mn
Dec 31, 2022 184.86 Mn
Sep 30, 2022 195.68 Mn
Jun 30, 2022 175.09 Mn
Mar 31, 2022 177.94 Mn
Dec 31, 2021 199.70 Mn
Sep 30, 2021 160.16 Mn
Jun 30, 2021 136.42 Mn
Mar 31, 2021 114.91 Mn
Dec 31, 2020 123.36 Mn
Sep 30, 2020 59.76 Mn
Jun 30, 2020 45.83 Mn
Mar 31, 2020 97.45 Mn
Dec 31, 2019 87.26 Mn
Sep 30, 2019 85.92 Mn
Jun 30, 2019 77.84 Mn
Mar 31, 2019 72.63 Mn
Dec 31, 2018 28.61 Mn
Sep 30, 2018 92.32 Mn
Jun 30, 2018 88.71 Mn
Mar 31, 2018 84.03 Mn
Dec 31, 2017 186.71 Mn
Sep 30, 2017 82.86 Mn
Jun 30, 2017 21.82 Mn
Mar 31, 2017 72.31 Mn
Dec 31, 2016 234.42 Mn
Sep 30, 2016 20.64 Mn
Jun 30, 2016 78.28 Mn
Mar 31, 2016 20.13 Mn
Dec 31, 2015 -154.06 Mn
Sep 30, 2015 18.59 Mn
Jun 30, 2015 74.38 Mn
Mar 31, 2015 73.02 Mn
Dec 31, 2014 84.68 Mn
Sep 30, 2014 89.26 Mn
Jun 30, 2014 17.12 Mn
Mar 31, 2014 17.89 Mn
Dec 31, 2013 255.17 Mn
Sep 30, 2013 17.96 Mn