Enova International (ENVA) Operating Expenses (2013 - 2026)
Enova International (ENVA) posted quarterly Operating Expenses of $321.9 million for Q1 2026, up 26.58% year-over-year from $254.3 million in Q1 2025, and up 2.1% on a QoQ basis from $315.2 million in Q4 2025.
Enova International (ENVA) Operating Expenses (2013 - 2026) Analysis & Trends
Enova International (ENVA) has reported Operating Expenses for 14 consecutive years, with $321.9 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Operating Expenses rose 26.58% year-over-year to $321.9 million; the TTM figure through Mar 2026 stood at $1.2 billion (up 17.73% YoY), while the FY2025 annual figure was $1.1 billion, up 15.47% from the prior year.
- Operating Expenses came in at $321.9 million for Q1 2026 at Enova International, up from $315.2 million in the prior quarter.
- The five-year high for Operating Expenses was $321.9 million in Q1 2026, with the low at $175.1 million in Q2 2022.
- Average Operating Expenses over 5 years is $229.3 million, with a median of $225.1 million recorded in 2024.
- The largest YoY upside for Operating Expenses was 54.85% in 2022 against a maximum downside of 7.43% in 2022.
- Year by year, Operating Expenses stood at $184.9 million in 2022, then increased by 23.07% to $227.5 million in 2023, then climbed by 13.34% to $257.8 million in 2024, then increased by 22.26% to $315.2 million in 2025, then advanced by 2.1% to $321.9 million in 2026.
- According to Business Quant data, Operating Expenses over the past three periods registered $321.9 million, $315.2 million, and $263.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 4.00 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 3.49 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 13.88 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 6.87 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 950.34 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 891.92 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.24 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 422.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -363.39 Mn |
| 10 | Enova International | - | - | 528.96 Mn | 321.85 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 321.85 Mn |
| Dec 31, 2025 | 315.25 Mn |
| Sep 30, 2025 | 263.93 Mn |
| Jun 30, 2025 | 257.35 Mn |
| Mar 31, 2025 | 254.28 Mn |
| Dec 31, 2024 | 257.84 Mn |
| Sep 30, 2024 | 246.64 Mn |
| Jun 30, 2024 | 225.14 Mn |
| Mar 31, 2024 | 215.07 Mn |
| Dec 31, 2023 | 227.50 Mn |
| Sep 30, 2023 | 215.88 Mn |
| Jun 30, 2023 | 187.79 Mn |
| Mar 31, 2023 | 176.62 Mn |
| Dec 31, 2022 | 184.86 Mn |
| Sep 30, 2022 | 195.68 Mn |
| Jun 30, 2022 | 175.09 Mn |
| Mar 31, 2022 | 177.94 Mn |
| Dec 31, 2021 | 199.70 Mn |
| Sep 30, 2021 | 160.16 Mn |
| Jun 30, 2021 | 136.42 Mn |