Enova International (ENVA) Operating Expenses (2013 - 2026)
Enova International (ENVA) posted Operating Expenses of $330.9 million for Q2 2026, up 2.82% on a QoQ basis from $321.9 million in Q1 2026, and up 28.59% year-over-year from $257.4 million in Q2 2025.
Analysis
Enova International (ENVA) Operating Expenses (2013 - 2026) Analysis & Trends
Enova International has reported Operating Expenses for 14 years, with the latest figure at $330.9 million in Q2 2026.
- On a quarterly basis, Operating Expenses rose 28.59% year-over-year to $330.9 million in Q2 2026; TTM through Jun 2026 was $1.2 billion, a 21.24% increase from a year earlier, with the FY2025 full-year figure at $1.1 billion, up 15.47% from the prior year.
- Operating Expenses was $330.9 million for Q2 2026 at Enova International, up from $321.9 million in the prior quarter.
- The five-year high for Operating Expenses was $330.9 million in Q2 2026, with the low at $175.1 million in Q2 2022.
- Average Operating Expenses over 5 years is $235.0 million, with a median of $226.3 million recorded in 2023.
- The largest YoY upside for Operating Expenses was 54.85% in 2022 against a maximum downside of 7.43% in 2022.
- Over 5 years, Operating Expenses stood at $184.9 million in 2022, then climbed by 23.07% to $227.5 million in 2023, then gained by 13.34% to $257.8 million in 2024, then climbed by 22.26% to $315.2 million in 2025, then grew by 4.97% to $330.9 million in 2026.
- The last three Operating Expenses figures came in at $330.9 million (Q2 2026), $321.9 million (Q1 2026), and $315.2 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 1.33 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 1.02 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 406.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 418.80 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 194.98 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 330.92 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 483.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | -41.49 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 191.37 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 85.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 330.92 Mn |
| Mar 31, 2026 | 321.85 Mn |
| Dec 31, 2025 | 315.25 Mn |
| Sep 30, 2025 | 263.93 Mn |
| Jun 30, 2025 | 257.35 Mn |
| Mar 31, 2025 | 254.28 Mn |
| Dec 31, 2024 | 257.84 Mn |
| Sep 30, 2024 | 246.64 Mn |
| Jun 30, 2024 | 225.14 Mn |
| Mar 31, 2024 | 215.07 Mn |
| Dec 31, 2023 | 227.50 Mn |
| Sep 30, 2023 | 215.88 Mn |
| Jun 30, 2023 | 187.79 Mn |
| Mar 31, 2023 | 176.62 Mn |
| Dec 31, 2022 | 184.86 Mn |
| Sep 30, 2022 | 195.68 Mn |
| Jun 30, 2022 | 175.09 Mn |
| Mar 31, 2022 | 177.94 Mn |
| Dec 31, 2021 | 199.70 Mn |
| Sep 30, 2021 | 160.16 Mn |