Growth Metrics

Enova International (ENVA) EBITDA (2013 - 2026)

Enova International's quarterly EBITDA came in at $207.1 million in Q1 2026, up 20.48% year-on-year from $171.9 million in Q1 2025, and up 144.2% quarter-over-quarter from -$468.6 million in Q4 2025.

Enova International has reported EBITDA for 14 years, with the latest figure at $207.1 million in Q1 2026.

  • For the quarter ending Q1 2026, EBITDA rose 20.48% year-over-year to $207.1 million; the trailing twelve-month figure through Mar 2026 stood at $119.4 million (up 21.8% YoY), and the FY2025 full-year result was $118.7 million, up 33.19% from the prior year.
  • EBITDA for Q1 2026 stood at $207.1 million, up from -$468.6 million in the prior quarter.
  • The five-year high for EBITDA was $207.1 million in Q1 2026, with the low at -$468.6 million in Q4 2025.
  • Average EBITDA over 5 years is $26.7 million, with a median of $109.3 million recorded in 2023.
  • Peak annual rise in EBITDA reached 48.18% in 2024, while the deepest fall reached 34.59% in 2024.
  • Tracing ENVA's EBITDA over 5 years: stood at -$221.5 million in 2022, then slipped by 25.0% to -$276.9 million in 2023, then slumped by 34.59% to -$372.6 million in 2024, then slipped by 25.75% to -$468.6 million in 2025, then soared by 144.2% to $207.1 million in 2026.
  • The last three EBITDA figures came in at $207.1 million (Q1 2026), -$468.6 million (Q4 2025), and $196.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 554.71 Bn 542.31 Bn - 7.23 Bn
2 Mastercard 443.64 Bn 433.43 Bn - 4.91 Bn
3 American Express 211.69 Bn 157.65 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 115.44 Bn 38.94 Bn - 6.79 Bn
5 PayPal Holdings 40.47 Bn 31.13 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.65 Bn 4.09 Bn - 2.02 Bn
7 SoFi Technologies 20.00 Bn 16.60 Bn 929.25 Mn 153.01 Mn
8 Ally Financial 13.32 Bn 12.88 Bn 1.98 Bn 332.00 Mn
9 Eason Technology 11.55 Bn 11.54 Bn - -
10 Enova International 4.00 Bn 3.90 Bn 528.96 Mn 207.11 Mn

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 207.11 Mn
Dec 31, 2025 -468.57 Mn
Sep 30, 2025 196.78 Mn
Jun 30, 2025 184.11 Mn
Mar 31, 2025 171.90 Mn
Dec 31, 2024 -372.63 Mn
Sep 30, 2024 153.71 Mn
Jun 30, 2024 145.06 Mn
Mar 31, 2024 130.79 Mn
Dec 31, 2023 -276.87 Mn
Sep 30, 2023 103.73 Mn
Jun 30, 2023 111.60 Mn
Mar 31, 2023 109.27 Mn
Dec 31, 2022 -221.50 Mn
Sep 30, 2022 98.51 Mn
Jun 30, 2022 89.49 Mn
Mar 31, 2022 90.75 Mn
Dec 31, 2021 -261.58 Mn
Sep 30, 2021 86.22 Mn
Jun 30, 2021 122.71 Mn
Mar 31, 2021 123.46 Mn
Dec 31, 2020 -146.22 Mn
Sep 30, 2020 122.01 Mn
Jun 30, 2020 86.56 Mn
Mar 31, 2020 29.09 Mn
Dec 31, 2019 -152.91 Mn
Sep 30, 2019 57.50 Mn
Jun 30, 2019 58.17 Mn
Mar 31, 2019 72.96 Mn
Dec 31, 2018 32.94 Mn
Sep 30, 2018 37.80 Mn
Jun 30, 2018 43.09 Mn
Mar 31, 2018 61.71 Mn
Dec 31, 2017 -94.07 Mn
Sep 30, 2017 27.68 Mn
Jun 30, 2017 35.20 Mn
Mar 31, 2017 38.07 Mn
Dec 31, 2016 32.72 Mn
Sep 30, 2016 28.10 Mn
Jun 30, 2016 28.81 Mn
Mar 31, 2016 31.85 Mn
Dec 31, 2015 -78.71 Mn
Sep 30, 2015 18.95 Mn
Jun 30, 2015 30.36 Mn
Mar 31, 2015 54.09 Mn
Dec 31, 2014 -103.77 Mn
Sep 30, 2014 42.99 Mn
Jun 30, 2014 55.44 Mn
Mar 31, 2014 67.12 Mn
Dec 31, 2013 36.55 Mn
Sep 30, 2013 31.28 Mn