Enova International (ENVA) EBT (2013 - 2026)
Enova International's EBT was $140.11 million in Q2 2026, up 38.6% from $101.05 million a year earlier and up 24.1% from the prior quarter.
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Analysis
Enova International (ENVA) EBT (2013 - 2026) Analysis & Trends
On a trailing twelve-month basis, Enova International's EBT was $461.93 million through Jun 30, 2026, up 42.1% year-over-year; for FY2025, it was $401.03 million, up 47.9% from FY2024.
- EBT shows a five-year compound annual growth rate of -1.6% (FY2020 to FY2025).
- In earlier years, EBT was $271.1 million in FY2024 (+19.3%), $227.25 million in FY2023 (-16.6%), $272.57 million in FY2022 (-19.2%) and $337.16 million in FY2021 (-22.6%).
- The Q2 2026 figure marks the highest quarterly EBT since Q4 2020.
- Compared with a year earlier, EBT has increased for nine straight quarters, with growth averaging 44.2% over the last eight quarters.
- The best year-over-year quarter for EBT over five years was Q3 2025 (growth of 98.5%); the worst was Q4 2021 (a decline of 76.2%).
- Per Business Quant data, ENVA's EBT in the three quarters before Q2 2026 was $112.87 million (Q1 2026), $98.78 million (Q4 2025) and $110.17 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | 281.00 Mn |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | 2.55 Bn |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 81.49 Mn |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 169.09 Mn |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 1.19 Bn |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 4.99 Bn |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 295.80 Mn |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | 834.67 Mn |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Enova International | 4.43 Bn | 4.09 Bn | 568.07 Mn | 140.11 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 140.11 Mn |
| Mar 31, 2026 | 112.87 Mn |
| Dec 31, 2025 | 98.78 Mn |
| Sep 30, 2025 | 110.17 Mn |
| Jun 30, 2025 | 101.05 Mn |
| Mar 31, 2025 | 91.03 Mn |
| Dec 31, 2024 | 77.40 Mn |
| Sep 30, 2024 | 55.49 Mn |
| Jun 30, 2024 | 73.56 Mn |
| Mar 31, 2024 | 64.66 Mn |
| Dec 31, 2023 | 41.63 Mn |
| Sep 30, 2023 | 55.21 Mn |
| Jun 30, 2023 | 64.77 Mn |
| Mar 31, 2023 | 65.64 Mn |
| Dec 31, 2022 | 66.92 Mn |
| Sep 30, 2022 | 67.59 Mn |
| Jun 30, 2022 | 69.79 Mn |
| Mar 31, 2022 | 68.28 Mn |
| Dec 31, 2021 | 61.22 Mn |
| Sep 30, 2021 | 68.48 Mn |
API Access
Enova International EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=ENVA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();