Enova International (ENVA) EBITDA Margin (2013 - 2026)
Enova International's EBITDA Margin came in at 26.44% for Q2 2026, up 0.98 percentage points from 25.45% a year earlier and up 1.75 percentage points from the prior quarter.
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Analysis
Enova International (ENVA) EBITDA Margin (2013 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Enova International reported EBITDA Margin of 25.14%, up 1.05 percentage points year-over-year; for FY2025, it was 24.79%, up 1.27 percentage points from FY2024.
- EBITDA Margin carries a five-year change of -10.05 percentage points (FY2020 to FY2025).
- Going back by year, EBITDA Margin was 23.51% in FY2024 (+1.78 pp), 21.74% in FY2023 (-2.51 pp), 24.24% in FY2022 (-12.88 pp) and 37.12% in FY2021 (+2.29 pp).
- The Q2 2026 figure represents the highest quarterly EBITDA Margin since Q3 2021.
- Year-over-year, EBITDA Margin has increased for nine consecutive quarters, with an average year-over-year change of +1.73 percentage points over the last eight quarters.
- The fastest year-over-year change in EBITDA Margin over five years came in Q4 2024 (a gain of 4.41 percentage points), and the weakest in Q3 2021 (a drop of 31.78 percentage points).
- Business Quant data shows ENVA's EBITDA Margin at 24.68% (Q1 2026), 23.32% (Q4 2025) and 26.05% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | 28.74% |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | - |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | - |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 20.76% |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 48.60% |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | - |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 83.49% |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | - |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Enova International | 4.43 Bn | 4.09 Bn | 568.07 Mn | 26.90% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 26.90% |
| Mar 31, 2026 | 25.18% |
| Dec 31, 2025 | 23.82% |
| Sep 30, 2025 | 26.60% |
| Jun 30, 2025 | 25.99% |
| Mar 31, 2025 | 24.92% |
| Dec 31, 2024 | 23.19% |
| Sep 30, 2024 | 24.47% |
| Jun 30, 2024 | 25.11% |
| Mar 31, 2024 | 23.77% |
| Dec 31, 2023 | 18.84% |
| Sep 30, 2023 | 21.08% |
| Jun 30, 2023 | 24.54% |
| Mar 31, 2023 | 25.17% |
| Dec 31, 2022 | 23.75% |
| Sep 30, 2022 | 24.39% |
| Jun 30, 2022 | 24.13% |
| Mar 31, 2022 | 26.29% |
| Dec 31, 2021 | 25.92% |
| Sep 30, 2021 | 30.31% |
API Access
Enova International EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=ENVA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();