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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Enova International (ENVA) Asset Utilization Ratio (2016 - 2025)

Enova International (ENVA) has 12 years of Asset Utilization Ratio data on record, last reported at 0.51 in Q4 2025.

  • For Q4 2025, Asset Utilization Ratio fell 2.3% year-over-year to 0.51; the TTM value through Dec 2025 reached 0.51, down 2.3%, while the annual FY2025 figure was 0.54, 0.45% changed from the prior year.
  • Asset Utilization Ratio reached 0.51 in Q4 2025 per ENVA's latest filing, down from 0.52 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.65 in Q2 2022 and bottomed at 0.44 in Q2 2021.
  • Average Asset Utilization Ratio over 5 years is 0.51, with a median of 0.5 recorded in 2023.
  • Peak YoY movement for Asset Utilization Ratio: tumbled 42.66% in 2021, then skyrocketed 47.21% in 2022.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.46 in 2021, then grew by 3.09% to 0.48 in 2022, then grew by 2.35% to 0.49 in 2023, then increased by 6.47% to 0.52 in 2024, then decreased by 2.3% to 0.51 in 2025.
  • Per Business Quant database, its latest 3 readings for Asset Utilization Ratio were 0.51 in Q4 2025, 0.52 in Q3 2025, and 0.52 in Q2 2025.