Enova International (ENVA) Asset Utilization Ratio (2014 - 2026)
Enova International's quarterly Asset Utilization Ratio came in at 0.49 in Q1 2026, down 5.62% year-on-year from 0.52 in Q1 2025, and down 3.03% quarter-over-quarter from 0.51 in Q4 2025.
Enova International has reported Asset Utilization Ratio for 13 years, with the latest figure at 0.49 in Q1 2026.
- For the quarter ending Q1 2026, Asset Utilization Ratio fell 5.62% year-over-year to 0.49; the trailing twelve-month figure through Mar 2026 stood at 0.49 (down 5.62% YoY), and the FY2025 full-year result was 0.54, changed 0.45% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.49, down from 0.51 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.65 in Q2 2022, with the low at 0.46 in Q1 2022.
- Average Asset Utilization Ratio over 5 years is 0.52, with a median of 0.5 recorded in 2023.
- Year-over-year, Asset Utilization Ratio soared 86.22% in 2022 and retreated 23.06% in 2023.
- Tracing ENVA's Asset Utilization Ratio over 5 years: stood at 0.48 in 2022, then advanced by 2.35% to 0.49 in 2023, then rose by 6.47% to 0.52 in 2024, then slipped by 2.3% to 0.51 in 2025, then decreased by 3.03% to 0.49 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.49 (Q1 2026), 0.51 (Q4 2025), and 0.52 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 554.71 Bn | 542.31 Bn | - | 0.45 |
| 2 | Mastercard | 443.64 Bn | 433.43 Bn | - | 0.64 |
| 3 | American Express | 211.69 Bn | 157.65 Bn | 17.43 Bn | 0.24 |
| 4 | Capital One Financial | 115.44 Bn | 38.94 Bn | - | 0.09 |
| 5 | PayPal Holdings | 40.47 Bn | 31.13 Bn | 7.84 Bn | 0.42 |
| 6 | Synchrony Financial | 24.65 Bn | 4.09 Bn | - | 0.16 |
| 7 | SoFi Technologies | 20.00 Bn | 16.60 Bn | 929.25 Mn | 0.08 |
| 8 | Ally Financial | 13.32 Bn | 12.88 Bn | 1.98 Bn | 0.04 |
| 9 | Eason Technology | 11.55 Bn | 11.54 Bn | - | - |
| 10 | Enova International | 4.00 Bn | 3.90 Bn | 528.96 Mn | 0.49 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.49 |
| Dec 31, 2025 | 0.51 |
| Sep 30, 2025 | 0.52 |
| Jun 30, 2025 | 0.52 |
| Mar 31, 2025 | 0.52 |
| Dec 31, 2024 | 0.52 |
| Sep 30, 2024 | 0.51 |
| Jun 30, 2024 | 0.50 |
| Mar 31, 2024 | 0.49 |
| Dec 31, 2023 | 0.49 |
| Sep 30, 2023 | 0.50 |
| Jun 30, 2023 | 0.50 |
| Mar 31, 2023 | 0.48 |
| Dec 31, 2022 | 0.48 |
| Sep 30, 2022 | 0.64 |
| Jun 30, 2022 | 0.65 |
| Mar 31, 2022 | 0.46 |
| Dec 31, 2021 | 0.46 |
| Sep 30, 2021 | 0.37 |
| Jun 30, 2021 | 0.35 |
| Mar 31, 2021 | 0.36 |
| Dec 31, 2020 | 0.47 |
| Sep 30, 2020 | 0.73 |
| Jun 30, 2020 | 0.76 |
| Mar 31, 2020 | 0.77 |
| Dec 31, 2019 | 0.76 |
| Sep 30, 2019 | 0.76 |
| Jun 30, 2019 | 0.77 |
| Mar 31, 2019 | 0.76 |
| Dec 31, 2018 | 0.70 |
| Sep 30, 2018 | 0.72 |
| Jun 30, 2018 | 0.77 |
| Mar 31, 2018 | 0.75 |
| Dec 31, 2017 | 0.73 |
| Sep 30, 2017 | 0.75 |
| Jun 30, 2017 | 0.79 |
| Mar 31, 2017 | 0.78 |
| Dec 31, 2016 | 0.76 |
| Sep 30, 2016 | 0.76 |
| Jun 30, 2016 | 0.75 |
| Mar 31, 2016 | 0.75 |
| Dec 31, 2015 | 0.81 |
| Sep 30, 2015 | 0.87 |
| Jun 30, 2015 | 0.94 |
| Mar 31, 2015 | 1.02 |
| Dec 31, 2014 | 1.07 |
| Sep 30, 2014 | 1.11 |
| Jun 30, 2014 | 1.17 |