Enova International (ENVA) Asset Utilization Ratio (2014 - 2026)

Enova International (ENVA) posted quarterly Asset Utilization Ratio of 0.49 for Q2 2026, down 6.69% year-over-year from 0.52 in Q2 2025, and down 0.59% quarter-over-quarter from 0.49 in Q1 2026.

Enova International (ENVA) Asset Utilization Ratio (2014 - 2026) Analysis & Trends

Enova International's Asset Utilization Ratio history runs 13 years deep, the most recent figure standing at 0.49 for Q2 2026.

  • In Q2 2026, Asset Utilization Ratio fell 6.69% year-over-year to 0.49; the TTM figure through Jun 2026 stood at 0.49 (down 6.69% YoY), while the FY2025 annual figure was 0.54, changed 0.45% from the prior year.
  • Asset Utilization Ratio for Q2 2026 stood at 0.49, down from 0.49 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.65 in Q2 2022, with the low at 0.46 in Q1 2022.
  • The 5-year median for Asset Utilization Ratio is 0.5 (2023), against an average of 0.51.
  • The sharpest annual moves came in 2022 and 2023: Asset Utilization Ratio soared 86.22% in 2022, then dropped 23.06% in 2023.
  • Enova International's Asset Utilization Ratio stood at 0.48 in 2022, then rose by 2.35% to 0.49 in 2023, then grew by 6.47% to 0.52 in 2024, then retreated by 2.3% to 0.51 in 2025, then decreased by 3.6% to 0.49 in 2026.
  • Business Quant data shows ENVA's Asset Utilization Ratio at 0.49 in Q2 2026, 0.49 in Q1 2026, and 0.51 in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.47
2 Mastercard 506.53 Bn 493.04 Bn - 0.64
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.25
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.08
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.42
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.16
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.16
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 0.08
10 Enova International 6.40 Bn 6.28 Bn 568.07 Mn 0.49

Historic Data

Download Data
DateValue
Jun 30, 2026 0.49
Mar 31, 2026 0.49
Dec 31, 2025 0.51
Sep 30, 2025 0.52
Jun 30, 2025 0.52
Mar 31, 2025 0.52
Dec 31, 2024 0.52
Sep 30, 2024 0.51
Jun 30, 2024 0.50
Mar 31, 2024 0.49
Dec 31, 2023 0.49
Sep 30, 2023 0.50
Jun 30, 2023 0.50
Mar 31, 2023 0.48
Dec 31, 2022 0.48
Sep 30, 2022 0.64
Jun 30, 2022 0.65
Mar 31, 2022 0.46
Dec 31, 2021 0.46
Sep 30, 2021 0.37