Enova International (ENVA) Tax Rate (2013 - 2026)
Enova International's Tax Rate was 24.88% in Q3 2026, down 2.22 percentage points from 27.10% a year earlier and down 0.14 percentage points from the prior quarter.
Powered by 
Analysis
Enova International (ENVA) Tax Rate (2013 - 2026) Analysis & Trends
On a trailing twelve-month basis, Enova International's Tax Rate was 22.68% through Sep 30, 2026, down 0.12 percentage points year-over-year; for FY2025, it was 23.10%, up 0.36 percentage points from FY2024.
- Tax Rate shows a five-year change of +9.97 percentage points (FY2020 to FY2025).
- In earlier years, Tax Rate was 22.74% in FY2024 (-0.20 pp), 22.94% in FY2023 (-0.96 pp), 23.90% in FY2022 (+0.15 pp) and 23.75% in FY2021 (+10.62 pp).
- Quarterly Tax Rate has moved between 16.48% (Q4 2023) and 27.10% (Q3 2025) over five years.
- Compared with a year earlier, Tax Rate was higher in four of the last eight quarters, with an average year-over-year change of -0.10 percentage points.
- The best year-over-year quarter for Tax Rate over five years was Q4 2021 (a gain of 10.13 percentage points); the worst was Q4 2023 (a drop of 7.50 percentage points).
- Per Business Quant data, ENVA's Tax Rate in the three quarters before Q3 2026 was 25.02% (Q2 2026), 19.28% (Q1 2026) and 20.05% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.82 Bn | 31.64 Bn | - | 25.99% |
| 2 | Orix | 38.85 Bn | 7.58 Bn | 12.74 Bn | 30.92% |
| 3 | Royalty Pharma | 30.02 Bn | 27.40 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.05 Bn | 26.05 Bn | - | 18.29% |
| 5 | Synchrony Financial | 23.55 Bn | -44.08 Bn | - | 24.47% |
| 6 | Affirm Holdings | 23.27 Bn | 16.32 Bn | - | 19.95% |
| 7 | Royal Gold | 22.53 Bn | 21.71 Bn | 390.45 Mn | 19.69% |
| 8 | Annaly Capital Management | 14.32 Bn | 5.27 Bn | - | - |
| 9 | Ares Capital | 13.77 Bn | 11.52 Bn | - | - |
| 10 | Enova International | 4.28 Bn | 3.88 Bn | 614.36 Mn | 24.88% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 24.88% |
| Jun 30, 2026 | 25.02% |
| Mar 31, 2026 | 19.28% |
| Dec 31, 2025 | 20.05% |
| Sep 30, 2025 | 27.10% |
| Jun 30, 2025 | 24.64% |
| Mar 31, 2025 | 19.87% |
| Dec 31, 2024 | 17.70% |
| Sep 30, 2024 | 21.76% |
| Jun 30, 2024 | 26.71% |
| Mar 31, 2024 | 25.10% |
| Dec 31, 2023 | 16.48% |
| Sep 30, 2023 | 25.22% |
| Jun 30, 2023 | 25.67% |
| Mar 31, 2023 | 22.42% |
| Dec 31, 2022 | 23.98% |
| Sep 30, 2022 | 23.50% |
| Jun 30, 2022 | 24.91% |
| Mar 31, 2022 | 23.19% |
| Dec 31, 2021 | 20.39% |
API Access
Enova International Tax Rate API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=tax-rate&ticker=ENVA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "tax-rate", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=tax-rate&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();