Enova International (ENVA) Net Cash Flow (2013 - 2026)
Enova International (ENVA) recorded Net Cash Flow of $31.24 million in Q3 2026, compared with -$22.57 million a year earlier and down 29.6% from the prior quarter.
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Analysis
Enova International (ENVA) Net Cash Flow (2013 - 2026) Analysis & Trends
On a TTM basis, Enova International's Net Cash Flow came in at $139.97 million as of Sep 30, 2026, up 36.4% year-over-year; for FY2025, it was $85.16 million.
- Annual Net Cash Flow has a five-year compound annual growth rate of -21.7% (FY2020 to FY2025).
- Across earlier years, Net Cash Flow came in at -$53.74 million in FY2024, $198.75 million in FY2023, -$47.41 million in FY2022 and -$143.35 million in FY2021.
- Quarterly Net Cash Flow has ranged from -$148.6 million in Q1 2024 to $181.04 million in Q4 2023 over the past five years.
- On a year-over-year basis, Net Cash Flow rose in 1 of the last four quarters, with an average decline of 16.4%.
- Per Business Quant, the preceding three quarters came in at $44.36 million (Q2 2026), $13.29 million (Q1 2026) and $51.09 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.26 Bn | 30.07 Bn | - | -448.00 Mn |
| 2 | Orix | 40.37 Bn | 9.10 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 30.55 Bn | 27.51 Bn | - | 225.59 Mn |
| 4 | Synchrony Financial | 23.68 Bn | -43.94 Bn | - | -543.00 Mn |
| 5 | Federal National Mortgage Association Fannie Mae | 23.59 Bn | 23.59 Bn | - | -4.47 Bn |
| 6 | Affirm Holdings | 23.31 Bn | 17.00 Bn | - | -36.45 Mn |
| 7 | Royal Gold | 21.32 Bn | 20.50 Bn | 390.45 Mn | -51.67 Mn |
| 8 | Annaly Capital Management | 14.30 Bn | 5.26 Bn | - | -731.19 Mn |
| 9 | Ares Capital | 13.91 Bn | 11.67 Bn | - | 318.00 Mn |
| 10 | Enova International | 4.36 Bn | 3.97 Bn | 614.36 Mn | 31.24 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 31.24 Mn |
| Jun 30, 2026 | 44.36 Mn |
| Mar 31, 2026 | 13.29 Mn |
| Dec 31, 2025 | 51.09 Mn |
| Sep 30, 2025 | -22.57 Mn |
| Jun 30, 2025 | 67.75 Mn |
| Mar 31, 2025 | -11.12 Mn |
| Dec 31, 2024 | 68.53 Mn |
| Sep 30, 2024 | -16.98 Mn |
| Jun 30, 2024 | 43.31 Mn |
| Mar 31, 2024 | -148.60 Mn |
| Dec 31, 2023 | 181.04 Mn |
| Sep 30, 2023 | -65.08 Mn |
| Jun 30, 2023 | -27.35 Mn |
| Mar 31, 2023 | 110.14 Mn |
| Dec 31, 2022 | 6.86 Mn |
| Sep 30, 2022 | -42.16 Mn |
| Jun 30, 2022 | -13.67 Mn |
| Mar 31, 2022 | 1.57 Mn |
| Dec 31, 2021 | -62.37 Mn |
API Access
Enova International Net Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-cash-flow&ticker=ENVA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-cash-flow", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-cash-flow&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();