Enova International (ENVA) Net Cash Flow (2013 - 2026)
Enova International (ENVA) posted quarterly Net Cash Flow of $44.4 million for Q2 2026, down 34.53% year-over-year from $67.8 million in Q2 2025, and up 233.85% quarter-over-quarter from $13.3 million in Q1 2026.
Analysis
Enova International (ENVA) Net Cash Flow (2013 - 2026) Analysis & Trends
Enova International's Net Cash Flow history runs 14 years deep, the most recent figure standing at $44.4 million for Q2 2026.
- In Q2 2026, Net Cash Flow fell 34.53% year-over-year to $44.4 million; the TTM figure through Jun 2026 stood at $86.2 million (down 20.35% YoY), while the FY2025 annual figure was $85.2 million, up 258.47% from the prior year.
- Net Cash Flow for Q2 2026 stood at $44.4 million, up from $13.3 million in the prior quarter.
- The five-year high for Net Cash Flow was $181.0 million in Q4 2023, with the low at -$148.6 million in Q1 2024.
- The 5-year median for Net Cash Flow is $4.2 million (2022), against an average of $13.4 million.
- The sharpest annual moves came in 2023 and 2024: Net Cash Flow jumped 6902.03% in 2023, then sank 234.91% in 2024.
- Enova International's Net Cash Flow stood at $6.9 million in 2022, then surged by 2541.01% to $181.0 million in 2023, then sank by 62.15% to $68.5 million in 2024, then slipped by 25.45% to $51.1 million in 2025, then fell by 13.17% to $44.4 million in 2026.
- Business Quant data shows ENVA's Net Cash Flow at $44.4 million in Q2 2026, $13.3 million in Q1 2026, and $51.1 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 172.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 3.22 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | -8.51 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | -23.38 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | -499.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -36.45 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | -3.36 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -195.76 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | -1.60 Bn |
| 10 | Enova International | 5.79 Bn | 5.67 Bn | 568.07 Mn | 44.36 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 44.36 Mn |
| Jun 30, 2026 | 44.36 Mn |
| Mar 31, 2026 | 13.29 Mn |
| Mar 31, 2026 | 13.29 Mn |
| Dec 31, 2025 | 51.09 Mn |
| Dec 31, 2025 | 51.09 Mn |
| Sep 30, 2025 | -22.57 Mn |
| Sep 30, 2025 | -22.57 Mn |
| Jun 30, 2025 | 67.75 Mn |
| Jun 30, 2025 | 67.75 Mn |
| Mar 31, 2025 | -11.12 Mn |
| Mar 31, 2025 | -11.12 Mn |
| Dec 31, 2024 | 68.53 Mn |
| Dec 31, 2024 | 68.53 Mn |
| Sep 30, 2024 | -16.98 Mn |
| Sep 30, 2024 | -16.98 Mn |
| Jun 30, 2024 | 43.31 Mn |
| Jun 30, 2024 | 43.31 Mn |
| Mar 31, 2024 | -148.60 Mn |
| Mar 31, 2024 | -148.60 Mn |