Enova International (ENVA) Net Cash Flow (2013 - 2026)
Enova International (ENVA) posted quarterly Net Cash Flow of $13.3 million for Q1 2026, up 219.5% year-over-year from $4.2 million in Q1 2025, and down 73.99% on a QoQ basis from $51.1 million in Q4 2025.
Enova International (ENVA) Net Cash Flow (2013 - 2026) Analysis & Trends
Enova International (ENVA) has reported Net Cash Flow for 14 consecutive years, with $13.3 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Cash Flow rose 219.5% year-over-year to $13.3 million; the TTM figure through Mar 2026 stood at $109.6 million (up 30.84% YoY), while the FY2025 annual figure was $85.2 million, up 258.47% from the prior year.
- Net Cash Flow came in at $13.3 million for Q1 2026 at Enova International, down from $51.1 million in the prior quarter.
- The five-year high for Net Cash Flow was $181.0 million in Q4 2023, with the low at -$148.6 million in Q1 2024.
- Average Net Cash Flow over 5 years is $11.5 million, with a median of $1.6 million recorded in 2022.
- Across the five-year window, Net Cash Flow surged 6902.03% in 2023 and tumbled 234.91% in 2024, its largest moves.
- Year by year, Net Cash Flow stood at $6.9 million in 2022, then soared by 2541.01% to $181.0 million in 2023, then tumbled by 62.15% to $68.5 million in 2024, then retreated by 25.45% to $51.1 million in 2025, then tumbled by 73.99% to $13.3 million in 2026.
- According to Business Quant data, Net Cash Flow over the past three periods registered $13.3 million, $51.1 million, and -$22.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | -4.28 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -2.37 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 5.91 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | -1.53 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 383.32 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -1.59 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -577.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -56.65 Mn |
| 10 | Enova International | - | - | 528.96 Mn | 13.29 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 13.29 Mn |
| Mar 31, 2026 | 13.29 Mn |
| Dec 31, 2025 | 51.09 Mn |
| Dec 31, 2025 | 51.09 Mn |
| Sep 30, 2025 | -22.57 Mn |
| Sep 30, 2025 | -22.57 Mn |
| Jun 30, 2025 | 67.75 Mn |
| Jun 30, 2025 | 67.75 Mn |
| Mar 31, 2025 | -11.12 Mn |
| Mar 31, 2025 | -11.12 Mn |
| Dec 31, 2024 | 68.53 Mn |
| Dec 31, 2024 | 68.53 Mn |
| Sep 30, 2024 | -16.98 Mn |
| Sep 30, 2024 | -16.98 Mn |
| Jun 30, 2024 | 43.31 Mn |
| Jun 30, 2024 | 43.31 Mn |
| Mar 31, 2024 | -148.60 Mn |
| Mar 31, 2024 | -148.60 Mn |
| Dec 31, 2023 | 181.04 Mn |
| Dec 31, 2023 | 181.04 Mn |