Enova International ENVA
NYSE ENVA
$174.60 -4.56 (-2.55%)
At close: Sep 18, 2026 · 4:00 PM EDT

Enova International (ENVA) Net Cash Flow (2013 - 2026)

Enova International (ENVA) posted Net Cash Flow of $44.4 million for Q2 2026, up 233.85% on a QoQ basis from $13.3 million in Q1 2026, and down 34.53% year-over-year from $67.8 million in Q2 2025.

Analysis

Enova International (ENVA) Net Cash Flow (2013 - 2026) Analysis & Trends

Enova International has reported Net Cash Flow for 14 years, with the latest figure at $44.4 million in Q2 2026.

  • On a quarterly basis, Net Cash Flow fell 34.53% year-over-year to $44.4 million in Q2 2026; TTM through Jun 2026 was $86.2 million, a 20.35% decrease from a year earlier, with the FY2025 full-year figure at $85.2 million, up 258.47% from the prior year.
  • Net Cash Flow was $44.4 million for Q2 2026 at Enova International, up from $13.3 million in the prior quarter.
  • The five-year high for Net Cash Flow was $181.0 million in Q4 2023, with the low at -$148.6 million in Q1 2024.
  • Average Net Cash Flow over 5 years is $13.4 million, with a median of $4.2 million recorded in 2022.
  • The sharpest annual moves came in 2023 and 2024: Net Cash Flow soared 6902.03% in 2023, then sank 234.91% in 2024.
  • Over 5 years, Net Cash Flow stood at $6.9 million in 2022, then jumped by 2541.01% to $181.0 million in 2023, then sank by 62.15% to $68.5 million in 2024, then declined by 25.45% to $51.1 million in 2025, then decreased by 13.17% to $44.4 million in 2026.
  • The last three Net Cash Flow figures came in at $44.4 million (Q2 2026), $13.3 million (Q1 2026), and $51.1 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - -3.36 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - -36.45 Mn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 39.08 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn -59.30 Mn
5 Slm 4.72 Bn -77.52 Mn - -586.39 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 44.36 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn -198.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 245.13 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn -44.21 Mn
10 Navient 1.64 Bn 275.03 Mn - 8.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 44.36 Mn
Mar 31, 2026 13.29 Mn
Dec 31, 2025 51.09 Mn
Sep 30, 2025 -22.57 Mn
Jun 30, 2025 67.75 Mn
Mar 31, 2025 -11.12 Mn
Dec 31, 2024 68.53 Mn
Sep 30, 2024 -16.98 Mn
Jun 30, 2024 43.31 Mn
Mar 31, 2024 -148.60 Mn
Dec 31, 2023 181.04 Mn
Sep 30, 2023 -65.08 Mn
Jun 30, 2023 -27.35 Mn
Mar 31, 2023 110.14 Mn
Dec 31, 2022 6.86 Mn
Sep 30, 2022 -42.16 Mn
Jun 30, 2022 -13.67 Mn
Mar 31, 2022 1.57 Mn
Dec 31, 2021 -62.37 Mn
Sep 30, 2021 -158.57 Mn