Enova International (ENVA) Net Cash Flow (2013 - 2026)

Enova International (ENVA) posted quarterly Net Cash Flow of $13.3 million for Q1 2026, up 219.5% year-over-year from $4.2 million in Q1 2025, and down 73.99% on a QoQ basis from $51.1 million in Q4 2025.

Enova International (ENVA) Net Cash Flow (2013 - 2026) Analysis & Trends

Enova International (ENVA) has reported Net Cash Flow for 14 consecutive years, with $13.3 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Net Cash Flow rose 219.5% year-over-year to $13.3 million; the TTM figure through Mar 2026 stood at $109.6 million (up 30.84% YoY), while the FY2025 annual figure was $85.2 million, up 258.47% from the prior year.
  • Net Cash Flow came in at $13.3 million for Q1 2026 at Enova International, down from $51.1 million in the prior quarter.
  • The five-year high for Net Cash Flow was $181.0 million in Q4 2023, with the low at -$148.6 million in Q1 2024.
  • Average Net Cash Flow over 5 years is $11.5 million, with a median of $1.6 million recorded in 2022.
  • Across the five-year window, Net Cash Flow surged 6902.03% in 2023 and tumbled 234.91% in 2024, its largest moves.
  • Year by year, Net Cash Flow stood at $6.9 million in 2022, then soared by 2541.01% to $181.0 million in 2023, then tumbled by 62.15% to $68.5 million in 2024, then retreated by 25.45% to $51.1 million in 2025, then tumbled by 73.99% to $13.3 million in 2026.
  • According to Business Quant data, Net Cash Flow over the past three periods registered $13.3 million, $51.1 million, and -$22.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) NCF (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -4.28 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -2.37 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 5.91 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -1.53 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 383.32 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -1.59 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -577.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -56.65 Mn
10 Enova International - - 528.96 Mn 13.29 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 13.29 Mn
Mar 31, 2026 13.29 Mn
Dec 31, 2025 51.09 Mn
Dec 31, 2025 51.09 Mn
Sep 30, 2025 -22.57 Mn
Sep 30, 2025 -22.57 Mn
Jun 30, 2025 67.75 Mn
Jun 30, 2025 67.75 Mn
Mar 31, 2025 -11.12 Mn
Mar 31, 2025 -11.12 Mn
Dec 31, 2024 68.53 Mn
Dec 31, 2024 68.53 Mn
Sep 30, 2024 -16.98 Mn
Sep 30, 2024 -16.98 Mn
Jun 30, 2024 43.31 Mn
Jun 30, 2024 43.31 Mn
Mar 31, 2024 -148.60 Mn
Mar 31, 2024 -148.60 Mn
Dec 31, 2023 181.04 Mn
Dec 31, 2023 181.04 Mn