Enova International (ENVA) Interest Expenses (2013 - 2026)
Enova International (ENVA) posted quarterly Interest Expenses of $94.0 million for Q1 2026, up 16.76% year-over-year from $80.5 million in Q1 2025, and up 5.64% on a QoQ basis from $89.0 million in Q4 2025.
Enova International (ENVA) Interest Expenses (2013 - 2026) Analysis & Trends
Enova International (ENVA) has reported Interest Expenses for 10 consecutive years, with $94.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Expenses rose 16.76% year-over-year to $94.0 million; the TTM figure through Mar 2026 stood at $352.8 million (up 15.53% YoY), while the FY2025 annual figure was $339.3 million, up 16.82% from the prior year.
- Interest Expenses came in at $94.0 million for Q1 2026 at Enova International, up from $89.0 million in the prior quarter.
- The five-year high for Interest Expenses was $94.0 million in Q1 2026, with the low at $22.5 million in Q1 2022.
- Average Interest Expenses over 5 years is $60.9 million, with a median of $65.6 million recorded in 2024.
- The largest YoY upside for Interest Expenses was 97.36% in 2022 against a maximum downside of 12.9% in 2022.
- Year by year, Interest Expenses stood at $37.5 million in 2022, then soared by 52.43% to $57.2 million in 2023, then soared by 34.58% to $77.0 million in 2024, then gained by 15.63% to $89.0 million in 2025, then increased by 5.64% to $94.0 million in 2026.
- According to Business Quant data, Interest Expenses over the past three periods registered $94.0 million, $89.0 million, and $87.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 178.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 185.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 113.76 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 308.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.52 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 113.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Enova International | - | - | 528.96 Mn | 94.05 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 94.05 Mn |
| Mar 31, 2026 | 94.05 Mn |
| Dec 31, 2025 | 89.03 Mn |
| Dec 31, 2025 | 89.03 Mn |
| Sep 30, 2025 | 86.95 Mn |
| Sep 30, 2025 | 86.95 Mn |
| Jun 30, 2025 | 82.78 Mn |
| Jun 30, 2025 | 82.78 Mn |
| Mar 31, 2025 | 80.54 Mn |
| Mar 31, 2025 | 80.54 Mn |
| Dec 31, 2024 | 76.99 Mn |
| Dec 31, 2024 | 76.99 Mn |
| Sep 30, 2024 | 76.90 Mn |
| Sep 30, 2024 | 76.90 Mn |
| Jun 30, 2024 | 70.95 Mn |
| Jun 30, 2024 | 70.95 Mn |
| Mar 31, 2024 | 65.60 Mn |
| Mar 31, 2024 | 65.60 Mn |
| Dec 31, 2023 | 57.21 Mn |
| Dec 31, 2023 | 57.21 Mn |