Enova International (ENVA) EV to EBITDA (2014 - 2026)
Enova International's (ENVA) EV to EBITDA was 4.32 for Q3 2026, up 17.9% from 3.66 a year earlier but down 35.0% from the prior quarter.
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Analysis
Enova International (ENVA) EV to EBITDA (2014 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Enova International's EV to EBITDA came in at 4.01, up 17.1% year-over-year; for FY2025, it was 4.78, up 27.6% from FY2024.
- EV to EBITDA has increased for three consecutive years.
- By year, EV to EBITDA came in at 3.75 in FY2024 (+13.3%), 3.31 in FY2023 (+28.5%), 2.57 in FY2022 (-5.1%) and 2.71 in FY2021 (+79.4%).
- Five-year quarterly EV to EBITDA spans a low of 2.00 in Q2 2022 and a high of 6.64 in Q2 2026.
- Year over year, EV to EBITDA has now increased in each of the last four quarters, with growth averaging 22.2% over the last eight quarters.
- The high point for year-over-year EV to EBITDA in five years was Q4 2021 (growth of 79.4%); the low point was Q2 2024 (a decline of 8.1%).
- Per Business Quant data, the three quarters before Q3 2026 came in at 6.64 (Q2 2026), 3.95 (Q1 2026) and 4.78 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 41.85 Bn | 30.67 Bn | - |
| 2 | Orix | 40.49 Bn | 9.21 Bn | 12.74 Bn |
| 3 | Royalty Pharma | 30.29 Bn | 27.25 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 24.17 Bn | 24.17 Bn | - |
| 5 | Synchrony Financial | 23.76 Bn | -43.87 Bn | - |
| 6 | Affirm Holdings | 23.59 Bn | 17.28 Bn | - |
| 7 | Royal Gold | 21.59 Bn | 20.76 Bn | 390.45 Mn |
| 8 | Annaly Capital Management | 14.30 Bn | 5.26 Bn | - |
| 9 | Ares Capital | 13.80 Bn | 11.55 Bn | - |
| 10 | Enova International | 4.42 Bn | 4.02 Bn | 614.36 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 4.32 |
| Jun 30, 2026 | 6.64 |
| Mar 31, 2026 | 3.95 |
| Dec 31, 2025 | 4.78 |
| Sep 30, 2025 | 3.66 |
| Jun 30, 2025 | 3.79 |
| Mar 31, 2025 | 3.54 |
| Dec 31, 2024 | 3.75 |
| Sep 30, 2024 | 3.67 |
| Jun 30, 2024 | 3.00 |
| Mar 31, 2024 | 3.33 |
| Dec 31, 2023 | 3.31 |
| Sep 30, 2023 | 3.10 |
| Jun 30, 2023 | 3.27 |
| Mar 31, 2023 | 2.90 |
| Dec 31, 2022 | 2.57 |
| Sep 30, 2022 | 2.07 |
| Jun 30, 2022 | 2.00 |
| Mar 31, 2022 | 2.63 |
| Dec 31, 2021 | 2.71 |
API Access
Enova International EV to EBITDA API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-ebitda&ticker=ENVA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-ebitda", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-ebitda&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();