Enova International ENVA
NYSE ENVA
$225.74 -4.84 (-2.10%)
As of: Sep 8, 2026 · 3:59 PM EDT

Enova International (ENVA) EV to FCF (2014 - 2026)

Enova International (ENVA) posted EV to FCF of 11.04 for Q2 2026, up 55.73% on a QoQ basis from 7.09 in Q1 2026, and up 75.76% year-over-year from 6.28 in Q2 2025.

Analysis

Enova International (ENVA) EV to FCF (2014 - 2026) Analysis & Trends

Enova International has reported EV to FCF for 13 years, with the latest figure at 11.04 in Q2 2026.

  • On a quarterly basis, EV to FCF rose 75.76% year-over-year to 11.04 in Q2 2026; TTM through Jun 2026 was 3.01, a 77.92% increase from a year earlier, with the FY2025 full-year figure at 2.15, up 34.04% from the prior year.
  • EV to FCF was 11.04 for Q2 2026 at Enova International, up from 7.09 in the prior quarter.
  • The five-year high for EV to FCF was 11.04 in Q2 2026, with the low at 3.48 in Q2 2022.
  • Average EV to FCF over 5 years is 5.86, with a median of 5.61 recorded in 2023.
  • The sharpest annual moves came in 2022 and 2026: EV to FCF plunged 64.37% in 2022, then soared 75.76% in 2026.
  • Over 5 years, EV to FCF stood at 4.24 in 2022, then rose by 21.28% to 5.14 in 2023, then rose by 11.02% to 5.71 in 2024, then surged by 37.09% to 7.83 in 2025, then surged by 41.06% to 11.04 in 2026.
  • The last three EV to FCF figures came in at 11.04 (Q2 2026), 7.09 (Q1 2026), and 7.83 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Synchrony Financial 26.06 Bn 9.87 Bn -
2 Affirm Holdings 24.16 Bn 22.53 Bn -
3 FirstCash Holdings 9.90 Bn 9.73 Bn 533.67 Mn
4 Credit Acceptance 6.25 Bn 5.76 Bn 569.30 Mn
5 Enova International 5.63 Bn 5.51 Bn 568.07 Mn
6 Slm 4.96 Bn 160.79 Mn -
7 Bread Financial Holdings 4.32 Bn -15.76 Bn 957.00 Mn
8 StoneCo 2.68 Bn 1.06 Bn 308.97 Mn
9 Ezcorp 2.05 Bn 1.73 Bn 246.19 Mn
10 Navient 1.71 Bn 340.86 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 11.04
Mar 31, 2026 7.09
Dec 31, 2025 7.83
Sep 30, 2025 5.97
Jun 30, 2025 6.28
Mar 31, 2025 6.38
Dec 31, 2024 5.71
Sep 30, 2024 5.50
Jun 30, 2024 4.54
Mar 31, 2024 4.87
Dec 31, 2023 5.14
Sep 30, 2023 5.71
Jun 30, 2023 5.33
Mar 31, 2023 4.77
Dec 31, 2022 4.24
Sep 30, 2022 3.76
Jun 30, 2022 3.48
Mar 31, 2022 7.77
Dec 31, 2021 8.87
Sep 30, 2021 10.56