Enova International (ENVA) EV to FCF (2014 - 2026)
Enova International's (ENVA) EV to FCF stood at 3.01 in Q2 2026, up 77.9% from 1.69 a year earlier and up 69.7% from the prior quarter.
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Analysis
Enova International (ENVA) EV to FCF (2014 - 2026) Analysis & Trends
On a TTM basis, Enova International's EV to FCF came in at 2.89 as of Jun 30, 2026, up 84.5% year-over-year; for FY2025, it came in at 2.15, up 34.0% from FY2024.
- Annual EV to FCF has increased for three straight years.
- Across earlier years, EV to FCF came in at 1.61 in FY2024 (+15.7%), 1.39 in FY2023 (+7.5%), 1.29 in FY2022 (-53.7%) and 2.79 in FY2021 (+236.3%).
- The Q2 2026 figure is the highest quarterly EV to FCF in data going back to Q4 2014.
- On a year-over-year basis, EV to FCF has increased for eight consecutive quarters, with growth averaging 25.8% over the last eight quarters.
- Peak year-over-year performance for EV to FCF in the last five years was growth of 236.3% in Q4 2021, against a decline of 54.3% in Q3 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 1.77 (Q1 2026), 2.15 (Q4 2025) and 1.65 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - |
| 10 | Enova International | 4.43 Bn | 4.09 Bn | 568.07 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.01 |
| Mar 31, 2026 | 1.77 |
| Dec 31, 2025 | 2.15 |
| Sep 30, 2025 | 1.65 |
| Jun 30, 2025 | 1.69 |
| Mar 31, 2025 | 1.57 |
| Dec 31, 2024 | 1.61 |
| Sep 30, 2024 | 1.55 |
| Jun 30, 2024 | 1.27 |
| Mar 31, 2024 | 1.38 |
| Dec 31, 2023 | 1.39 |
| Sep 30, 2023 | 1.37 |
| Jun 30, 2023 | 1.48 |
| Mar 31, 2023 | 1.32 |
| Dec 31, 2022 | 1.29 |
| Sep 30, 2022 | 1.15 |
| Jun 30, 2022 | 1.29 |
| Mar 31, 2022 | 2.34 |
| Dec 31, 2021 | 2.79 |
| Sep 30, 2021 | 2.51 |
API Access
Enova International EV to FCF API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-fcf&ticker=ENVA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-fcf", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-fcf&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();