Enova International (ENVA) EV to FCF (2014 - 2026)
Enova International (ENVA) posted EV to FCF of 11.04 for Q2 2026, up 55.73% on a QoQ basis from 7.09 in Q1 2026, and up 75.76% year-over-year from 6.28 in Q2 2025.
Analysis
Enova International (ENVA) EV to FCF (2014 - 2026) Analysis & Trends
Enova International has reported EV to FCF for 13 years, with the latest figure at 11.04 in Q2 2026.
- On a quarterly basis, EV to FCF rose 75.76% year-over-year to 11.04 in Q2 2026; TTM through Jun 2026 was 3.01, a 77.92% increase from a year earlier, with the FY2025 full-year figure at 2.15, up 34.04% from the prior year.
- EV to FCF was 11.04 for Q2 2026 at Enova International, up from 7.09 in the prior quarter.
- The five-year high for EV to FCF was 11.04 in Q2 2026, with the low at 3.48 in Q2 2022.
- Average EV to FCF over 5 years is 5.86, with a median of 5.61 recorded in 2023.
- The sharpest annual moves came in 2022 and 2026: EV to FCF plunged 64.37% in 2022, then soared 75.76% in 2026.
- Over 5 years, EV to FCF stood at 4.24 in 2022, then rose by 21.28% to 5.14 in 2023, then rose by 11.02% to 5.71 in 2024, then surged by 37.09% to 7.83 in 2025, then surged by 41.06% to 11.04 in 2026.
- The last three EV to FCF figures came in at 11.04 (Q2 2026), 7.09 (Q1 2026), and 7.83 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.04 |
| Mar 31, 2026 | 7.09 |
| Dec 31, 2025 | 7.83 |
| Sep 30, 2025 | 5.97 |
| Jun 30, 2025 | 6.28 |
| Mar 31, 2025 | 6.38 |
| Dec 31, 2024 | 5.71 |
| Sep 30, 2024 | 5.50 |
| Jun 30, 2024 | 4.54 |
| Mar 31, 2024 | 4.87 |
| Dec 31, 2023 | 5.14 |
| Sep 30, 2023 | 5.71 |
| Jun 30, 2023 | 5.33 |
| Mar 31, 2023 | 4.77 |
| Dec 31, 2022 | 4.24 |
| Sep 30, 2022 | 3.76 |
| Jun 30, 2022 | 3.48 |
| Mar 31, 2022 | 7.77 |
| Dec 31, 2021 | 8.87 |
| Sep 30, 2021 | 10.56 |