Enova International (ENVA) Tax Rate (2013 - 2026)
Enova International (ENVA) posted quarterly Tax Rate of 19.28% for Q1 2026, down 58.0% year-over-year from 45.92% in Q1 2025, and up 394.07% on a QoQ basis from 6.56% in Q4 2025.
Enova International (ENVA) Tax Rate (2013 - 2026) Analysis & Trends
Enova International (ENVA) has reported Tax Rate for 14 consecutive years, with 19.28% the latest figure, recorded in Q1 2026.
- In Q1 2026, Tax Rate fell 58.0% year-over-year to 19.28%; the TTM figure through Mar 2026 stood at 435.54% (up 41416.0% YoY), while the FY2025 annual figure was 33087.5%, up 3306472.0% from the prior year.
- Tax Rate came in at 19.28% for Q1 2026 at Enova International, up from 6.56% in the prior quarter.
- The five-year high for Tax Rate was 27.1% in Q3 2025, with the low at 7.79% in Q4 2022.
- Average Tax Rate over 5 years is 19.39%, with a median of 23.19% recorded in 2022.
- Across the five-year window, Tax Rate jumped 2451 bps in 2023 and tumbled 2436 bps in 2025, its largest moves.
- Year by year, Tax Rate stood at 7.79% in 2022, then soared by 315 bps to 16.72% in 2023, then climbed by 6 bps to 17.8% in 2024, then sank by 137 bps to 6.56% in 2025, then surged by 394 bps to 19.28% in 2026.
- According to Business Quant data, Tax Rate over the past three periods registered 19.28%, 6.56%, and 27.1% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 16.07% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 19.33% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 21.36% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 20.10% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 4.19% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 16.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 20.25% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 22.29% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -17.46% |
| 10 | Enova International | - | - | 528.96 Mn | 19.28% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 19.28 |
| Mar 31, 2026 | 19.28 |
| Dec 31, 2025 | -6.56 |
| Dec 31, 2025 | -6.56 |
| Sep 30, 2025 | 27.10 |
| Sep 30, 2025 | 27.10 |
| Jun 30, 2025 | 24.64 |
| Jun 30, 2025 | 24.64 |
| Mar 31, 2025 | 19.87 |
| Mar 31, 2025 | 19.87 |
| Dec 31, 2024 | 17.80 |
| Dec 31, 2024 | 17.80 |
| Sep 30, 2024 | 21.76 |
| Sep 30, 2024 | 21.76 |
| Jun 30, 2024 | 26.71 |
| Jun 30, 2024 | 26.71 |
| Mar 31, 2024 | 25.10 |
| Mar 31, 2024 | 25.10 |
| Dec 31, 2023 | 16.72 |
| Dec 31, 2023 | 16.72 |