Enova International (ENVA) Tax Rate (2013 - 2026)
Enova International (ENVA) posted Tax Rate of 25.02% for Q2 2026, up 29.72% on a QoQ basis from 19.28% in Q1 2026, and up 37.0% year-over-year from 18.26% in Q2 2025.
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Analysis
Enova International (ENVA) Tax Rate (2013 - 2026) Analysis & Trends
Enova International has reported Tax Rate for 14 years, with the latest figure at 25.02% in Q2 2026.
- On a quarterly basis, Tax Rate rose 37.0% year-over-year to 25.02% in Q2 2026; TTM through Jun 2026 was 23.05%, a 189.0% increase from a year earlier, with the FY2025 full-year figure at 23.1%, up 36.0% from the prior year.
- Tax Rate was 25.02% for Q2 2026 at Enova International, up from 19.28% in the prior quarter.
- The five-year high for Tax Rate was 27.1% in Q3 2025, with the low at 16.48% in Q4 2023.
- Average Tax Rate over 5 years is 22.92%, with a median of 23.69% recorded in 2022.
- The sharpest annual moves came in 2023 and 2025: Tax Rate plunged 740 bps in 2023, then jumped 534 bps in 2025.
- Over 5 years, Tax Rate stood at 23.87% in 2022, then tumbled by 31 bps to 16.48% in 2023, then rose by 7 bps to 17.7% in 2024, then climbed by 13 bps to 20.05% in 2025, then advanced by 25 bps to 25.02% in 2026.
- The last three Tax Rate figures came in at 25.02% (Q2 2026), 19.28% (Q1 2026), and 20.05% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 25.38% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -856.07% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 26.41% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 19.40% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 27.26% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 25.02% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 25.89% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | -16.41% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 25.99% |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 35.90% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25.02% |
| Mar 31, 2026 | 19.28% |
| Dec 31, 2025 | 20.05% |
| Sep 30, 2025 | 27.10% |
| Jun 30, 2025 | 24.64% |
| Mar 31, 2025 | 19.87% |
| Dec 31, 2024 | 17.70% |
| Sep 30, 2024 | 21.76% |
| Jun 30, 2024 | 26.71% |
| Mar 31, 2024 | 25.10% |
| Dec 31, 2023 | 16.48% |
| Sep 30, 2023 | 25.22% |
| Jun 30, 2023 | 25.67% |
| Mar 31, 2023 | 22.42% |
| Dec 31, 2022 | 23.87% |
| Sep 30, 2022 | 23.50% |
| Jun 30, 2022 | 24.91% |
| Mar 31, 2022 | 23.19% |
| Dec 31, 2021 | 20.39% |
| Sep 30, 2021 | 24.34% |