Growth Metrics

Enova International (ENVA) Equity Ratio (2013 - 2026)

Enova International's quarterly Equity Ratio came in at 0.2 in Q1 2026, down 7.04% year-on-year from 0.22 in Q1 2025, and down 1.37% quarter-over-quarter from 0.21 in Q4 2025.

Enova International has reported Equity Ratio for 14 years, with the latest figure at 0.2 in Q1 2026.

  • For the quarter ending Q1 2026, Equity Ratio fell 7.04% year-over-year to 0.2; the trailing twelve-month figure through Mar 2026 stood at 0.2 (down 7.04% YoY), and the FY2025 full-year result was 0.21, down 9.08% from the prior year.
  • Equity Ratio for Q1 2026 stood at 0.2, down from 0.21 in the prior quarter.
  • The five-year high for Equity Ratio was 0.72 in Q2 2022, with the low at 0.2 in Q1 2026.
  • Average Equity Ratio over 5 years is 0.29, with a median of 0.25 recorded in 2024.
  • Year-over-year, Equity Ratio soared 58.22% in 2022 and sank 55.8% in 2023.
  • Tracing ENVA's Equity Ratio over 5 years: stood at 0.31 in 2022, then decreased by 13.79% to 0.27 in 2023, then retreated by 15.96% to 0.23 in 2024, then dropped by 9.08% to 0.21 in 2025, then dropped by 1.37% to 0.2 in 2026.
  • The last three Equity Ratio figures came in at 0.2 (Q1 2026), 0.21 (Q4 2025), and 0.22 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 554.71 Bn 542.31 Bn - 0.38
2 Mastercard 443.64 Bn 433.43 Bn - 0.13
3 American Express 211.69 Bn 157.65 Bn 17.43 Bn 0.11
4 Capital One Financial 115.44 Bn 38.94 Bn - 0.16
5 PayPal Holdings 40.47 Bn 31.13 Bn 7.84 Bn 0.25
6 Synchrony Financial 24.65 Bn 4.09 Bn - 0.14
7 SoFi Technologies 20.00 Bn 16.60 Bn 929.25 Mn 0.20
8 Ally Financial 13.32 Bn 12.88 Bn 1.98 Bn 0.08
9 Eason Technology 11.55 Bn 11.54 Bn - 0.55
10 Enova International 4.00 Bn 3.90 Bn 528.96 Mn 0.20

Historic Data

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DateValue
Mar 31, 2026 0.20
Dec 31, 2025 0.21
Sep 30, 2025 0.22
Jun 30, 2025 0.21
Mar 31, 2025 0.22
Dec 31, 2024 0.23
Sep 30, 2024 0.24
Jun 30, 2024 0.24
Mar 31, 2024 0.25
Dec 31, 2023 0.27
Sep 30, 2023 0.31
Jun 30, 2023 0.32
Mar 31, 2023 0.32
Dec 31, 2022 0.31
Sep 30, 2022 0.33
Jun 30, 2022 0.72
Mar 31, 2022 0.35
Dec 31, 2021 0.40
Sep 30, 2021 0.46
Jun 30, 2021 0.46
Mar 31, 2021 0.47
Dec 31, 2020 0.44
Sep 30, 2020 0.35
Jun 30, 2020 0.30
Mar 31, 2020 0.25
Dec 31, 2019 0.24
Sep 30, 2019 0.29
Jun 30, 2019 0.29
Mar 31, 2019 0.28
Dec 31, 2018 0.26
Sep 30, 2018 0.25
Jun 30, 2018 0.28
Mar 31, 2018 0.27
Dec 31, 2017 0.24
Sep 30, 2017 0.24
Jun 30, 2017 0.27
Mar 31, 2017 0.26
Dec 31, 2016 0.25
Sep 30, 2016 0.24
Jun 30, 2016 0.25
Mar 31, 2016 0.24
Dec 31, 2015 0.25
Sep 30, 2015 0.26
Jun 30, 2015 0.25
Mar 31, 2015 0.24
Dec 31, 2014 0.20
Sep 30, 2014 0.18
Jun 30, 2014 0.17
Mar 31, 2014 0.32
Dec 31, 2013 0.25
Sep 30, 2013 0.22