Growth Metrics

Enova International (ENVA) Cost of Revenue (2013 - 2026)

Enova International's quarterly Cost of Revenue came in at $189.4 million in Q1 2026, up 35.99% year-on-year from $139.3 million in Q1 2025, and down 78.76% quarter-over-quarter from $891.9 million in Q4 2025.

Enova International has reported Cost of Revenue for 14 years, with the latest figure at $189.4 million in Q1 2026.

  • For the quarter ending Q1 2026, Cost of Revenue rose 35.99% year-over-year to $189.4 million; the trailing twelve-month figure through Mar 2026 stood at $1.6 billion (up 18.82% YoY), and the FY2025 full-year result was $1.3 billion, up 17.11% from the prior year.
  • Cost of Revenue for Q1 2026 stood at $189.4 million, down from $891.9 million in the prior quarter.
  • The five-year high for Cost of Revenue was $891.9 million in Q4 2025, with the low at $93.2 million in Q1 2022.
  • Average Cost of Revenue over 5 years is $247.2 million, with a median of $147.4 million recorded in 2025.
  • Year-over-year, Cost of Revenue surged 518.49% in 2024 and plunged 49.11% in 2025.
  • Tracing ENVA's Cost of Revenue over 5 years: stood at $96.6 million in 2022, then gained by 26.56% to $122.2 million in 2023, then surged by 518.49% to $756.0 million in 2024, then gained by 17.99% to $891.9 million in 2025, then slumped by 78.76% to $189.4 million in 2026.
  • The last three Cost of Revenue figures came in at $189.4 million (Q1 2026), $891.9 million (Q4 2025), and $147.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Visa 554.71 Bn 542.31 Bn - -
2 Mastercard 443.64 Bn 433.43 Bn - -
3 American Express 211.69 Bn 157.65 Bn 17.43 Bn 1.48 Bn
4 Capital One Financial 115.44 Bn 38.94 Bn - 1.50 Bn
5 PayPal Holdings 40.47 Bn 31.13 Bn 7.84 Bn 518.00 Mn
6 Synchrony Financial 24.65 Bn 4.09 Bn - -
7 SoFi Technologies 20.00 Bn 16.60 Bn 929.25 Mn 171.12 Mn
8 Ally Financial 13.32 Bn 12.88 Bn 1.98 Bn 121.00 Mn
9 Eason Technology 11.55 Bn 11.54 Bn - -
10 Enova International 4.00 Bn 3.90 Bn 528.96 Mn 189.42 Mn

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 189.42 Mn
Mar 31, 2026 189.42 Mn
Dec 31, 2025 891.92 Mn
Dec 31, 2025 891.92 Mn
Sep 30, 2025 147.35 Mn
Sep 30, 2025 147.35 Mn
Jun 30, 2025 322.59 Mn
Jun 30, 2025 322.59 Mn
Mar 31, 2025 139.29 Mn
Mar 31, 2025 139.29 Mn
Dec 31, 2024 755.96 Mn
Dec 31, 2024 755.96 Mn
Sep 30, 2024 289.57 Mn
Sep 30, 2024 289.57 Mn
Jun 30, 2024 120.77 Mn
Jun 30, 2024 120.77 Mn
Mar 31, 2024 264.02 Mn
Mar 31, 2024 264.02 Mn
Dec 31, 2023 122.23 Mn
Dec 31, 2023 122.23 Mn
Sep 30, 2023 231.75 Mn
Sep 30, 2023 231.75 Mn
Jun 30, 2023 95.97 Mn
Jun 30, 2023 95.97 Mn
Mar 31, 2023 197.37 Mn
Mar 31, 2023 197.37 Mn
Dec 31, 2022 96.57 Mn
Dec 31, 2022 96.57 Mn
Sep 30, 2022 101.28 Mn
Sep 30, 2022 101.28 Mn
Jun 30, 2022 143.42 Mn
Jun 30, 2022 143.42 Mn
Mar 31, 2022 93.17 Mn
Mar 31, 2022 93.17 Mn
Dec 31, 2021 107.61 Mn
Dec 31, 2021 107.61 Mn
Sep 30, 2021 73.78 Mn
Sep 30, 2021 73.78 Mn
Jun 30, 2021 55.25 Mn
Jun 30, 2021 55.25 Mn
Mar 31, 2021 21.08 Mn
Mar 31, 2021 21.08 Mn
Dec 31, 2020 20.35 Mn
Dec 31, 2020 20.35 Mn
Sep 30, 2020 22.78 Mn
Sep 30, 2020 22.78 Mn
Jun 30, 2020 2.99 Mn
Jun 30, 2020 2.99 Mn
Mar 31, 2020 34.56 Mn
Mar 31, 2020 34.56 Mn
Dec 31, 2019 198.42 Mn
Dec 31, 2019 198.42 Mn
Sep 30, 2019 162.19 Mn
Sep 30, 2019 162.19 Mn
Jun 30, 2019 123.43 Mn
Jun 30, 2019 123.43 Mn
Mar 31, 2019 118.86 Mn
Mar 31, 2019 118.86 Mn
Dec 31, 2018 157.45 Mn
Dec 31, 2018 157.45 Mn
Sep 30, 2018 146.80 Mn
Sep 30, 2018 146.80 Mn
Jun 30, 2018 106.36 Mn
Jun 30, 2018 106.36 Mn
Mar 31, 2018 92.79 Mn
Mar 31, 2018 92.79 Mn
Dec 31, 2017 127.55 Mn
Dec 31, 2017 127.55 Mn
Sep 30, 2017 107.34 Mn
Sep 30, 2017 107.34 Mn
Jun 30, 2017 79.86 Mn
Jun 30, 2017 79.86 Mn
Mar 31, 2017 81.88 Mn
Mar 31, 2017 81.88 Mn
Dec 31, 2016 97.55 Mn
Dec 31, 2016 97.55 Mn
Sep 30, 2016 95.39 Mn
Sep 30, 2016 95.39 Mn
Jun 30, 2016 65.45 Mn
Jun 30, 2016 65.45 Mn
Mar 31, 2016 69.58 Mn
Mar 31, 2016 69.58 Mn
Dec 31, 2015 71.14 Mn
Dec 31, 2015 71.14 Mn
Sep 30, 2015 65.61 Mn
Sep 30, 2015 65.61 Mn
Jun 30, 2015 41.54 Mn
Jun 30, 2015 41.54 Mn
Mar 31, 2015 38.57 Mn
Mar 31, 2015 38.57 Mn
Dec 31, 2014 60.59 Mn
Dec 31, 2014 60.59 Mn
Sep 30, 2014 72.92 Mn
Sep 30, 2014 72.92 Mn
Jun 30, 2014 66.84 Mn
Jun 30, 2014 66.84 Mn
Mar 31, 2014 66.44 Mn
Mar 31, 2014 66.44 Mn
Dec 31, 2013 86.51 Mn
Dec 31, 2013 86.51 Mn
Sep 30, 2013 90.39 Mn
Sep 30, 2013 90.39 Mn