Growth Metrics

Enova International (ENVA) Cost of Revenue (2016 - 2025)

Enova International (ENVA) has 13 years of Cost of Revenue data on record, last reported at $191.6 million in Q4 2025.

  • For Q4 2025, Cost of Revenue rose 26.73% year-over-year to $191.6 million; the TTM value through Dec 2025 reached $621.1 million, down 23.75%, while the annual FY2025 figure was $621.1 million, 18.62% up from the prior year.
  • Cost of Revenue reached $191.6 million in Q4 2025 per ENVA's latest filing, up from -$212.5 million in the prior quarter.
  • Across five years, Cost of Revenue topped out at $411.7 million in Q2 2024 and bottomed at -$212.5 million in Q3 2025.
  • Average Cost of Revenue over 5 years is $157.0 million, with a median of $156.6 million recorded in 2022.
  • Peak YoY movement for Cost of Revenue: surged 1749.2% in 2021, then plummeted 250.61% in 2025.
  • A 5-year view of Cost of Revenue shows it stood at $170.7 million in 2021, then soared by 45.22% to $247.9 million in 2022, then plummeted by 50.7% to $122.2 million in 2023, then increased by 23.69% to $151.2 million in 2024, then increased by 26.73% to $191.6 million in 2025.
  • Per Business Quant database, its latest 3 readings for Cost of Revenue were $191.6 million in Q4 2025, -$212.5 million in Q3 2025, and $322.6 million in Q2 2025.