Enova International (ENVA) Cost of Revenue (2013 - 2026)
Enova International (ENVA) posted quarterly Cost of Revenue of $360.9 million for Q2 2026, up 11.87% year-over-year from $322.6 million in Q2 2025, and up 4.24% quarter-over-quarter from $346.2 million in Q1 2026.
Enova International (ENVA) Cost of Revenue (2013 - 2026) Analysis & Trends
Enova International's Cost of Revenue history runs 14 years deep, the most recent figure standing at $360.9 million for Q2 2026.
- In Q2 2026, Cost of Revenue rose 11.87% year-over-year to $360.9 million; the TTM figure through Jun 2026 stood at $1.4 billion (up 11.1% YoY), while the FY2025 annual figure was $1.3 billion, up 17.11% from the prior year.
- Cost of Revenue for Q2 2026 stood at $360.9 million, up from $346.2 million in the prior quarter.
- The five-year high for Cost of Revenue was $360.9 million in Q2 2026, with the low at $117.0 million in Q1 2022.
- The 5-year median for Cost of Revenue is $261.3 million (2023), against an average of $259.1 million.
- The sharpest annual moves came in 2022 and 2025: Cost of Revenue surged 309.7% in 2022, then gained 6.63% in 2025.
- Enova International's Cost of Revenue stood at $196.1 million in 2022, then surged by 31.88% to $258.6 million in 2023, then advanced by 22.42% to $316.5 million in 2024, then increased by 6.63% to $337.5 million in 2025, then climbed by 6.92% to $360.9 million in 2026.
- Business Quant data shows ENVA's Cost of Revenue at $360.9 million in Q2 2026, $346.2 million in Q1 2026, and $337.5 million in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.65 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.70 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 171.12 Mn |
| 10 | Enova International | 6.40 Bn | 6.28 Bn | 568.07 Mn | 360.86 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 360.86 Mn |
| Jun 30, 2026 | 360.86 Mn |
| Mar 31, 2026 | 346.18 Mn |
| Mar 31, 2026 | 346.18 Mn |
| Dec 31, 2025 | 337.50 Mn |
| Dec 31, 2025 | 337.50 Mn |
| Sep 30, 2025 | 341.97 Mn |
| Sep 30, 2025 | 341.97 Mn |
| Jun 30, 2025 | 322.59 Mn |
| Jun 30, 2025 | 322.59 Mn |
| Mar 31, 2025 | 319.36 Mn |
| Mar 31, 2025 | 319.36 Mn |
| Dec 31, 2024 | 316.52 Mn |
| Dec 31, 2024 | 316.52 Mn |
| Sep 30, 2024 | 289.57 Mn |
| Sep 30, 2024 | 289.57 Mn |
| Jun 30, 2024 | 258.25 Mn |
| Jun 30, 2024 | 258.25 Mn |
| Mar 31, 2024 | 264.02 Mn |
| Mar 31, 2024 | 264.02 Mn |