Enova International (ENVA) Cost of Revenue (2013 - 2026)
Enova International (ENVA) posted Cost of Revenue of $203.6 million for Q2 2026, up 7.47% on a QoQ basis from $189.4 million in Q1 2026, and up 42.5% year-over-year from $142.8 million in Q2 2025.
Analysis
Enova International (ENVA) Cost of Revenue (2013 - 2026) Analysis & Trends
Enova International has reported Cost of Revenue for 14 years, with the latest figure at $203.6 million in Q2 2026.
- On a quarterly basis, Cost of Revenue rose 42.5% year-over-year to $203.6 million in Q2 2026; TTM through Jun 2026 was $731.9 million, a 27.43% increase from a year earlier, with the FY2025 full-year figure at $621.1 million, up 18.62% from the prior year.
- Cost of Revenue was $203.6 million for Q2 2026 at Enova International, up from $189.4 million in the prior quarter.
- The five-year high for Cost of Revenue was $203.6 million in Q2 2026, with the low at $79.8 million in Q1 2023.
- Average Cost of Revenue over 5 years is $129.7 million, with a median of $121.5 million recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: Cost of Revenue surged 226.14% in 2022, then decreased 14.4% in 2023.
- Over 5 years, Cost of Revenue stood at $96.6 million in 2022, then gained by 26.56% to $122.2 million in 2023, then rose by 23.69% to $151.2 million in 2024, then climbed by 26.73% to $191.6 million in 2025, then increased by 6.25% to $203.6 million in 2026.
- The last three Cost of Revenue figures came in at $203.6 million (Q2 2026), $189.4 million (Q1 2026), and $191.6 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 541.02 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 18.10 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 203.56 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 36.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 226.42 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 130.76 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 57.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 203.56 Mn |
| Mar 31, 2026 | 189.42 Mn |
| Dec 31, 2025 | 191.59 Mn |
| Sep 30, 2025 | 147.35 Mn |
| Jun 30, 2025 | 142.85 Mn |
| Mar 31, 2025 | 139.29 Mn |
| Dec 31, 2024 | 151.18 Mn |
| Sep 30, 2024 | 141.06 Mn |
| Jun 30, 2024 | 120.77 Mn |
| Mar 31, 2024 | 110.57 Mn |
| Dec 31, 2023 | 122.23 Mn |
| Sep 30, 2023 | 116.51 Mn |
| Jun 30, 2023 | 95.97 Mn |
| Mar 31, 2023 | 79.76 Mn |
| Dec 31, 2022 | 96.57 Mn |
| Sep 30, 2022 | 101.28 Mn |
| Jun 30, 2022 | 91.55 Mn |
| Mar 31, 2022 | 93.17 Mn |
| Dec 31, 2021 | 107.61 Mn |
| Sep 30, 2021 | 79.73 Mn |