Enova International ENVA
NYSE ENVA
$174.60 -4.56 (-2.55%)
At close: Sep 18, 2026 · 4:00 PM EDT

Enova International (ENVA) Cost of Revenue (2013 - 2026)

Enova International (ENVA) posted Cost of Revenue of $203.6 million for Q2 2026, up 7.47% on a QoQ basis from $189.4 million in Q1 2026, and up 42.5% year-over-year from $142.8 million in Q2 2025.

Analysis

Enova International (ENVA) Cost of Revenue (2013 - 2026) Analysis & Trends

Enova International has reported Cost of Revenue for 14 years, with the latest figure at $203.6 million in Q2 2026.

  • On a quarterly basis, Cost of Revenue rose 42.5% year-over-year to $203.6 million in Q2 2026; TTM through Jun 2026 was $731.9 million, a 27.43% increase from a year earlier, with the FY2025 full-year figure at $621.1 million, up 18.62% from the prior year.
  • Cost of Revenue was $203.6 million for Q2 2026 at Enova International, up from $189.4 million in the prior quarter.
  • The five-year high for Cost of Revenue was $203.6 million in Q2 2026, with the low at $79.8 million in Q1 2023.
  • Average Cost of Revenue over 5 years is $129.7 million, with a median of $121.5 million recorded in 2023.
  • The sharpest annual moves came in 2022 and 2023: Cost of Revenue surged 226.14% in 2022, then decreased 14.4% in 2023.
  • Over 5 years, Cost of Revenue stood at $96.6 million in 2022, then gained by 26.56% to $122.2 million in 2023, then rose by 23.69% to $151.2 million in 2024, then climbed by 26.73% to $191.6 million in 2025, then increased by 6.25% to $203.6 million in 2026.
  • The last three Cost of Revenue figures came in at $203.6 million (Q2 2026), $189.4 million (Q1 2026), and $191.6 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - -
2 Affirm Holdings 24.01 Bn 22.38 Bn - -
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 541.02 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 18.10 Mn
5 Slm 4.72 Bn -77.52 Mn - -
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 203.56 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 36.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 226.42 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 130.76 Mn
10 Navient 1.64 Bn 275.03 Mn - 57.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 203.56 Mn
Mar 31, 2026 189.42 Mn
Dec 31, 2025 191.59 Mn
Sep 30, 2025 147.35 Mn
Jun 30, 2025 142.85 Mn
Mar 31, 2025 139.29 Mn
Dec 31, 2024 151.18 Mn
Sep 30, 2024 141.06 Mn
Jun 30, 2024 120.77 Mn
Mar 31, 2024 110.57 Mn
Dec 31, 2023 122.23 Mn
Sep 30, 2023 116.51 Mn
Jun 30, 2023 95.97 Mn
Mar 31, 2023 79.76 Mn
Dec 31, 2022 96.57 Mn
Sep 30, 2022 101.28 Mn
Jun 30, 2022 91.55 Mn
Mar 31, 2022 93.17 Mn
Dec 31, 2021 107.61 Mn
Sep 30, 2021 79.73 Mn