Enova International (ENVA) Cost of Revenue (2013 - 2026)

Enova International (ENVA) posted quarterly Cost of Revenue of $189.4 million for Q1 2026, up 35.99% year-over-year from $139.3 million in Q1 2025, and down 78.76% on a QoQ basis from $891.9 million in Q4 2025.

Enova International (ENVA) Cost of Revenue (2013 - 2026) Analysis & Trends

Enova International (ENVA) has reported Cost of Revenue for 14 consecutive years, with $189.4 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Cost of Revenue rose 35.99% year-over-year to $189.4 million; the TTM figure through Mar 2026 stood at $1.6 billion (up 18.82% YoY), while the FY2025 annual figure was $1.3 billion, up 17.11% from the prior year.
  • Cost of Revenue came in at $189.4 million for Q1 2026 at Enova International, down from $891.9 million in the prior quarter.
  • The five-year high for Cost of Revenue was $891.9 million in Q4 2025, with the low at $93.2 million in Q1 2022.
  • Average Cost of Revenue over 5 years is $247.2 million, with a median of $147.4 million recorded in 2025.
  • Across the five-year window, Cost of Revenue soared 518.49% in 2024 and sank 49.11% in 2025, its largest moves.
  • Year by year, Cost of Revenue stood at $96.6 million in 2022, then climbed by 26.56% to $122.2 million in 2023, then jumped by 518.49% to $756.0 million in 2024, then climbed by 17.99% to $891.9 million in 2025, then plunged by 78.76% to $189.4 million in 2026.
  • According to Business Quant data, Cost of Revenue over the past three periods registered $189.4 million, $891.9 million, and $147.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.48 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 518.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 72.85 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 171.12 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 121.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 17.20 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 121.17 Mn
10 Enova International - - 528.96 Mn 189.42 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 189.42 Mn
Mar 31, 2026 189.42 Mn
Dec 31, 2025 891.92 Mn
Dec 31, 2025 891.92 Mn
Sep 30, 2025 147.35 Mn
Sep 30, 2025 147.35 Mn
Jun 30, 2025 322.59 Mn
Jun 30, 2025 322.59 Mn
Mar 31, 2025 139.29 Mn
Mar 31, 2025 139.29 Mn
Dec 31, 2024 755.96 Mn
Dec 31, 2024 755.96 Mn
Sep 30, 2024 289.57 Mn
Sep 30, 2024 289.57 Mn
Jun 30, 2024 120.77 Mn
Jun 30, 2024 120.77 Mn
Mar 31, 2024 264.02 Mn
Mar 31, 2024 264.02 Mn
Dec 31, 2023 122.23 Mn
Dec 31, 2023 122.23 Mn