Enova International (ENVA) Cost of Revenue (2013 - 2026)
Enova International (ENVA) posted quarterly Cost of Revenue of $189.4 million for Q1 2026, up 35.99% year-over-year from $139.3 million in Q1 2025, and down 78.76% on a QoQ basis from $891.9 million in Q4 2025.
Enova International (ENVA) Cost of Revenue (2013 - 2026) Analysis & Trends
Enova International (ENVA) has reported Cost of Revenue for 14 consecutive years, with $189.4 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Cost of Revenue rose 35.99% year-over-year to $189.4 million; the TTM figure through Mar 2026 stood at $1.6 billion (up 18.82% YoY), while the FY2025 annual figure was $1.3 billion, up 17.11% from the prior year.
- Cost of Revenue came in at $189.4 million for Q1 2026 at Enova International, down from $891.9 million in the prior quarter.
- The five-year high for Cost of Revenue was $891.9 million in Q4 2025, with the low at $93.2 million in Q1 2022.
- Average Cost of Revenue over 5 years is $247.2 million, with a median of $147.4 million recorded in 2025.
- Across the five-year window, Cost of Revenue soared 518.49% in 2024 and sank 49.11% in 2025, its largest moves.
- Year by year, Cost of Revenue stood at $96.6 million in 2022, then climbed by 26.56% to $122.2 million in 2023, then jumped by 518.49% to $756.0 million in 2024, then climbed by 17.99% to $891.9 million in 2025, then plunged by 78.76% to $189.4 million in 2026.
- According to Business Quant data, Cost of Revenue over the past three periods registered $189.4 million, $891.9 million, and $147.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.48 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 518.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 72.85 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 171.12 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 121.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 17.20 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 121.17 Mn |
| 10 | Enova International | - | - | 528.96 Mn | 189.42 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 189.42 Mn |
| Mar 31, 2026 | 189.42 Mn |
| Dec 31, 2025 | 891.92 Mn |
| Dec 31, 2025 | 891.92 Mn |
| Sep 30, 2025 | 147.35 Mn |
| Sep 30, 2025 | 147.35 Mn |
| Jun 30, 2025 | 322.59 Mn |
| Jun 30, 2025 | 322.59 Mn |
| Mar 31, 2025 | 139.29 Mn |
| Mar 31, 2025 | 139.29 Mn |
| Dec 31, 2024 | 755.96 Mn |
| Dec 31, 2024 | 755.96 Mn |
| Sep 30, 2024 | 289.57 Mn |
| Sep 30, 2024 | 289.57 Mn |
| Jun 30, 2024 | 120.77 Mn |
| Jun 30, 2024 | 120.77 Mn |
| Mar 31, 2024 | 264.02 Mn |
| Mar 31, 2024 | 264.02 Mn |
| Dec 31, 2023 | 122.23 Mn |
| Dec 31, 2023 | 122.23 Mn |