Enova International (ENVA) EBIT Margin (2013 - 2026)
Enova International's quarterly EBIT Margin came in at 23.67% in Q1 2026, up 61.0% year-on-year from 14.7% in Q1 2025, and up 142.39% quarter-over-quarter from 55.82% in Q4 2025.
Enova International has reported EBIT Margin for 14 years, with the latest figure at 23.67% in Q1 2026.
- For the quarter ending Q1 2026, EBIT Margin rose 61.0% year-over-year to 23.67%; the trailing twelve-month figure through Mar 2026 stood at 3.64% (up 13.0% YoY), and the FY2025 full-year result was 2.67%, up 53.0% from the prior year.
- EBIT Margin for Q1 2026 stood at 23.67%, up from 55.82% in the prior quarter.
- The five-year high for EBIT Margin was 24.51% in Q3 2025, with the low at 55.82% in Q4 2025.
- Average EBIT Margin over 5 years is 5.47%, with a median of 22.28% recorded in 2024.
- Peak annual rise in EBIT Margin reached 2638 bps in 2022, while the deepest fall reached 2442 bps in 2022.
- Tracing ENVA's EBIT Margin over 5 years: stood at 45.56% in 2022, then declined by 4 bps to 47.44% in 2023, then slipped by 8 bps to 51.08% in 2024, then fell by 9 bps to 55.82% in 2025, then jumped by 142 bps to 23.67% in 2026.
- The last three EBIT Margin figures came in at 23.67% (Q1 2026), 55.82% (Q4 2025), and 24.51% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 554.71 Bn | 542.31 Bn | - | 64.42% |
| 2 | Mastercard | 443.64 Bn | 433.43 Bn | - | 58.43% |
| 3 | American Express | 211.69 Bn | 157.65 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 115.44 Bn | 38.94 Bn | - | 44.55% |
| 5 | PayPal Holdings | 40.47 Bn | 31.13 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.65 Bn | 4.09 Bn | - | 42.26% |
| 7 | SoFi Technologies | 20.00 Bn | 16.60 Bn | 929.25 Mn | 3.39% |
| 8 | Ally Financial | 13.32 Bn | 12.88 Bn | 1.98 Bn | 35.49% |
| 9 | Eason Technology | 11.55 Bn | 11.54 Bn | - | - |
| 10 | Enova International | 4.00 Bn | 3.90 Bn | 528.96 Mn | 23.67% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 23.67% |
| Dec 31, 2025 | -55.82% |
| Sep 30, 2025 | 24.51% |
| Jun 30, 2025 | 24.10% |
| Mar 31, 2025 | 23.06% |
| Dec 31, 2024 | -51.08% |
| Sep 30, 2024 | 22.28% |
| Jun 30, 2024 | 23.08% |
| Mar 31, 2024 | 21.45% |
| Dec 31, 2023 | -47.44% |
| Sep 30, 2023 | 18.81% |
| Jun 30, 2023 | 22.34% |
| Mar 31, 2023 | 22.61% |
| Dec 31, 2022 | -45.56% |
| Sep 30, 2022 | 21.59% |
| Jun 30, 2022 | 21.93% |
| Mar 31, 2022 | 23.53% |
| Dec 31, 2021 | -71.94% |
| Sep 30, 2021 | 26.93% |
| Jun 30, 2021 | 46.35% |
| Mar 31, 2021 | 47.58% |
| Dec 31, 2020 | -261.57% |
| Sep 30, 2020 | 59.65% |
| Jun 30, 2020 | 34.20% |
| Mar 31, 2020 | 8.03% |
| Dec 31, 2019 | -44.29% |
| Sep 30, 2019 | 18.82% |
| Jun 30, 2019 | 22.42% |
| Mar 31, 2019 | 27.59% |
| Dec 31, 2018 | 11.91% |
| Sep 30, 2018 | 14.69% |
| Jun 30, 2018 | 19.65% |
| Mar 31, 2018 | 28.14% |
| Dec 31, 2017 | -38.60% |
| Sep 30, 2017 | 12.70% |
| Jun 30, 2017 | 18.54% |
| Mar 31, 2017 | 19.80% |
| Dec 31, 2016 | 16.16% |
| Sep 30, 2016 | 14.34% |
| Jun 30, 2016 | 16.70% |
| Mar 31, 2016 | 18.24% |
| Dec 31, 2015 | -44.87% |
| Sep 30, 2015 | 11.47% |
| Jun 30, 2015 | 20.76% |
| Mar 31, 2015 | 32.65% |
| Dec 31, 2014 | -53.29% |
| Sep 30, 2014 | 20.95% |
| Jun 30, 2014 | 27.52% |
| Mar 31, 2014 | 32.20% |
| Dec 31, 2013 | 17.51% |
| Sep 30, 2013 | 15.79% |