Enova International (ENVA) EV to EBIT (2014 - 2026)
Enova International's EV to EBIT was 4.59 in Q3 2026, up 15.5% from 3.97 a year earlier but down 35.3% from the prior quarter.
Enova International (ENVA) EV to EBIT (2014 - 2026) Analysis & Trends
On a trailing twelve-month basis, Enova International's EV to EBIT was 4.26 through Sep 30, 2026, up 14.8% year-over-year; for FY2025, it was 5.16, up 25.6% from FY2024.
- EV to EBIT has now increased for three consecutive years.
- In earlier years, EV to EBIT was 4.11 in FY2024 (+11.4%), 3.69 in FY2023 (+28.9%), 2.86 in FY2022 (-4.2%) and 2.99 in FY2021 (+81.0%).
- Quarterly EV to EBIT has moved between 2.26 (Q2 2022) and 7.09 (Q2 2026) over five years.
- Compared with a year earlier, EV to EBIT has increased for four straight quarters, with growth averaging 20.1% over the last eight quarters.
- The best year-over-year quarter for EV to EBIT over five years was Q4 2021 (growth of 81.0%); the worst was Q2 2024 (a decline of 8.1%).
- Per Business Quant data, ENVA's EV to EBIT in the three quarters before Q3 2026 was 7.09 (Q2 2026), 4.25 (Q1 2026) and 5.16 (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 41.85 Bn | 30.67 Bn | - |
| 2 | Orix | 40.49 Bn | 9.21 Bn | 12.74 Bn |
| 3 | Royalty Pharma | 30.29 Bn | 27.25 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 24.17 Bn | 24.17 Bn | - |
| 5 | Synchrony Financial | 23.76 Bn | -43.87 Bn | - |
| 6 | Affirm Holdings | 23.59 Bn | 17.28 Bn | - |
| 7 | Royal Gold | 21.59 Bn | 20.76 Bn | 390.45 Mn |
| 8 | Annaly Capital Management | 14.30 Bn | 5.26 Bn | - |
| 9 | Ares Capital | 13.80 Bn | 11.55 Bn | - |
| 10 | Enova International | 4.42 Bn | 4.02 Bn | 614.36 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 4.59 |
| Jun 30, 2026 | 7.09 |
| Mar 31, 2026 | 4.25 |
| Dec 31, 2025 | 5.16 |
| Sep 30, 2025 | 3.97 |
| Jun 30, 2025 | 4.12 |
| Mar 31, 2025 | 3.85 |
| Dec 31, 2024 | 4.11 |
| Sep 30, 2024 | 4.05 |
| Jun 30, 2024 | 3.33 |
| Mar 31, 2024 | 3.70 |
| Dec 31, 2023 | 3.69 |
| Sep 30, 2023 | 3.43 |
| Jun 30, 2023 | 3.63 |
| Mar 31, 2023 | 3.22 |
| Dec 31, 2022 | 2.86 |
| Sep 30, 2022 | 2.33 |
| Jun 30, 2022 | 2.26 |
| Mar 31, 2022 | 2.93 |
| Dec 31, 2021 | 2.99 |
Enova International EV to EBIT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-ebit&ticker=ENVA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-ebit", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-ebit&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();