Enova International (ENVA) Free Cash Flow (2013 - 2026)
Enova International (ENVA) posted quarterly Free Cash Flow of $531.4 million for Q2 2026, up 21.85% year-over-year from $436.1 million in Q2 2025, and up 14.58% quarter-over-quarter from $463.8 million in Q1 2026.
Enova International (ENVA) Free Cash Flow (2013 - 2026) Analysis & Trends
Enova International's Free Cash Flow history runs 14 years deep, the most recent figure standing at $531.4 million for Q2 2026.
- In Q2 2026, Free Cash Flow rose 21.85% year-over-year to $531.4 million; the TTM figure through Jun 2026 stood at $2.0 billion (up 20.37% YoY), while the FY2025 annual figure was $1.8 billion, up 18.51% from the prior year.
- Free Cash Flow for Q2 2026 stood at $531.4 million, up from $463.8 million in the prior quarter.
- The five-year high for Free Cash Flow was $531.4 million in Q2 2026, with the low at $143.4 million in Q1 2022.
- The 5-year median for Free Cash Flow is $343.6 million (2024), against an average of $346.4 million.
- The sharpest annual moves came in 2022 and 2025: Free Cash Flow surged 135.8% in 2022, then grew 12.13% in 2025.
- Enova International's Free Cash Flow stood at $258.8 million in 2022, then advanced by 16.88% to $302.5 million in 2023, then soared by 38.97% to $420.3 million in 2024, then rose by 15.89% to $487.1 million in 2025, then rose by 9.1% to $531.4 million in 2026.
- Business Quant data shows ENVA's Free Cash Flow at $531.4 million in Q2 2026, $463.8 million in Q1 2026, and $487.1 million in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.14 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.51 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.47 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 8.08 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.78 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.42 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -32.90 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.38 Bn |
| 10 | Enova International | 6.40 Bn | 6.28 Bn | 568.07 Mn | 531.42 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 531.42 Mn |
| Jun 30, 2026 | 531.42 Mn |
| Mar 31, 2026 | 463.79 Mn |
| Mar 31, 2026 | 463.79 Mn |
| Dec 31, 2025 | 487.12 Mn |
| Dec 31, 2025 | 487.12 Mn |
| Sep 30, 2025 | 470.46 Mn |
| Sep 30, 2025 | 470.46 Mn |
| Jun 30, 2025 | 436.14 Mn |
| Jun 30, 2025 | 436.14 Mn |
| Mar 31, 2025 | 378.27 Mn |
| Mar 31, 2025 | 378.27 Mn |
| Dec 31, 2024 | 420.34 Mn |
| Dec 31, 2024 | 420.34 Mn |
| Sep 30, 2024 | 387.62 Mn |
| Sep 30, 2024 | 387.62 Mn |
| Jun 30, 2024 | 349.86 Mn |
| Jun 30, 2024 | 349.86 Mn |
| Mar 31, 2024 | 337.34 Mn |
| Mar 31, 2024 | 337.34 Mn |