Enova International (ENVA) Free Cash Flow (2013 - 2026)
Enova International (ENVA) posted Free Cash Flow of $531.4 million for Q2 2026, up 14.58% on a QoQ basis from $463.8 million in Q1 2026, and up 21.85% year-over-year from $436.1 million in Q2 2025.
Analysis
Enova International (ENVA) Free Cash Flow (2013 - 2026) Analysis & Trends
Enova International has reported Free Cash Flow for 14 years, with the latest figure at $531.4 million in Q2 2026.
- On a quarterly basis, Free Cash Flow rose 21.85% year-over-year to $531.4 million in Q2 2026; TTM through Jun 2026 was $2.0 billion, a 20.37% increase from a year earlier, with the FY2025 full-year figure at $1.8 billion, up 18.51% from the prior year.
- Free Cash Flow was $531.4 million for Q2 2026 at Enova International, up from $463.8 million in the prior quarter.
- The five-year high for Free Cash Flow was $531.4 million in Q2 2026, with the low at $143.4 million in Q1 2022.
- Average Free Cash Flow over 5 years is $346.4 million, with a median of $343.6 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2025: Free Cash Flow jumped 135.8% in 2022, then rose 12.13% in 2025.
- Over 5 years, Free Cash Flow stood at $258.8 million in 2022, then grew by 16.88% to $302.5 million in 2023, then surged by 38.97% to $420.3 million in 2024, then advanced by 15.89% to $487.1 million in 2025, then advanced by 9.1% to $531.4 million in 2026.
- The last three Free Cash Flow figures came in at $531.4 million (Q2 2026), $463.8 million (Q1 2026), and $487.1 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 2.42 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -12.97 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 83.04 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 307.90 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | -134.83 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 531.42 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 533.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 367.51 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 32.88 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 143.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 531.42 Mn |
| Mar 31, 2026 | 463.79 Mn |
| Dec 31, 2025 | 487.12 Mn |
| Sep 30, 2025 | 470.46 Mn |
| Jun 30, 2025 | 436.14 Mn |
| Mar 31, 2025 | 378.27 Mn |
| Dec 31, 2024 | 420.34 Mn |
| Sep 30, 2024 | 387.62 Mn |
| Jun 30, 2024 | 349.86 Mn |
| Mar 31, 2024 | 337.34 Mn |
| Dec 31, 2023 | 302.48 Mn |
| Sep 30, 2023 | 258.46 Mn |
| Jun 30, 2023 | 289.05 Mn |
| Mar 31, 2023 | 271.64 Mn |
| Dec 31, 2022 | 258.80 Mn |
| Sep 30, 2022 | 222.71 Mn |
| Jun 30, 2022 | 225.44 Mn |
| Mar 31, 2022 | 143.42 Mn |
| Dec 31, 2021 | 139.07 Mn |
| Sep 30, 2021 | 97.60 Mn |