Enova International (ENVA) Free Cash Flow (2013 - 2026)
Enova International (ENVA) posted quarterly Free Cash Flow of $463.8 million for Q1 2026, up 22.61% year-over-year from $378.3 million in Q1 2025, and down 4.79% on a QoQ basis from $487.1 million in Q4 2025.
Enova International (ENVA) Free Cash Flow (2013 - 2026) Analysis & Trends
Enova International (ENVA) has reported Free Cash Flow for 14 consecutive years, with $463.8 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Free Cash Flow rose 22.61% year-over-year to $463.8 million; the TTM figure through Mar 2026 stood at $1.9 billion (up 20.92% YoY), while the FY2025 annual figure was $1.8 billion, up 18.51% from the prior year.
- Free Cash Flow came in at $463.8 million for Q1 2026 at Enova International, down from $487.1 million in the prior quarter.
- The five-year high for Free Cash Flow was $487.1 million in Q4 2025, with the low at $143.4 million in Q1 2022.
- Average Free Cash Flow over 5 years is $335.5 million, with a median of $337.3 million recorded in 2024.
- Across the five-year window, Free Cash Flow soared 135.8% in 2022 and advanced 12.13% in 2025, its largest moves.
- Year by year, Free Cash Flow stood at $258.8 million in 2022, then rose by 16.88% to $302.5 million in 2023, then jumped by 38.97% to $420.3 million in 2024, then grew by 15.89% to $487.1 million in 2025, then slipped by 4.79% to $463.8 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $463.8 million, $487.1 million, and $470.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 2.63 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 2.66 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 903.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 22.68 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.38 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.37 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 268.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 66.48 Mn |
| 10 | Enova International | - | - | 528.96 Mn | 463.79 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 463.79 Mn |
| Mar 31, 2026 | 463.79 Mn |
| Dec 31, 2025 | 487.12 Mn |
| Dec 31, 2025 | 487.12 Mn |
| Sep 30, 2025 | 470.46 Mn |
| Sep 30, 2025 | 470.46 Mn |
| Jun 30, 2025 | 436.14 Mn |
| Jun 30, 2025 | 436.14 Mn |
| Mar 31, 2025 | 378.27 Mn |
| Mar 31, 2025 | 378.27 Mn |
| Dec 31, 2024 | 420.34 Mn |
| Dec 31, 2024 | 420.34 Mn |
| Sep 30, 2024 | 387.62 Mn |
| Sep 30, 2024 | 387.62 Mn |
| Jun 30, 2024 | 349.86 Mn |
| Jun 30, 2024 | 349.86 Mn |
| Mar 31, 2024 | 337.34 Mn |
| Mar 31, 2024 | 337.34 Mn |
| Dec 31, 2023 | 302.48 Mn |
| Dec 31, 2023 | 302.48 Mn |