Enova International (ENVA) Free Cash Flow (2013 - 2026)

Enova International (ENVA) posted quarterly Free Cash Flow of $463.8 million for Q1 2026, up 22.61% year-over-year from $378.3 million in Q1 2025, and down 4.79% on a QoQ basis from $487.1 million in Q4 2025.

Enova International (ENVA) Free Cash Flow (2013 - 2026) Analysis & Trends

Enova International (ENVA) has reported Free Cash Flow for 14 consecutive years, with $463.8 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Free Cash Flow rose 22.61% year-over-year to $463.8 million; the TTM figure through Mar 2026 stood at $1.9 billion (up 20.92% YoY), while the FY2025 annual figure was $1.8 billion, up 18.51% from the prior year.
  • Free Cash Flow came in at $463.8 million for Q1 2026 at Enova International, down from $487.1 million in the prior quarter.
  • The five-year high for Free Cash Flow was $487.1 million in Q4 2025, with the low at $143.4 million in Q1 2022.
  • Average Free Cash Flow over 5 years is $335.5 million, with a median of $337.3 million recorded in 2024.
  • Across the five-year window, Free Cash Flow soared 135.8% in 2022 and advanced 12.13% in 2025, its largest moves.
  • Year by year, Free Cash Flow stood at $258.8 million in 2022, then rose by 16.88% to $302.5 million in 2023, then jumped by 38.97% to $420.3 million in 2024, then grew by 15.89% to $487.1 million in 2025, then slipped by 4.79% to $463.8 million in 2026.
  • According to Business Quant data, Free Cash Flow over the past three periods registered $463.8 million, $487.1 million, and $470.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 2.63 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 2.82 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.66 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 903.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 22.68 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.38 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.37 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 268.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 66.48 Mn
10 Enova International - - 528.96 Mn 463.79 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 463.79 Mn
Mar 31, 2026 463.79 Mn
Dec 31, 2025 487.12 Mn
Dec 31, 2025 487.12 Mn
Sep 30, 2025 470.46 Mn
Sep 30, 2025 470.46 Mn
Jun 30, 2025 436.14 Mn
Jun 30, 2025 436.14 Mn
Mar 31, 2025 378.27 Mn
Mar 31, 2025 378.27 Mn
Dec 31, 2024 420.34 Mn
Dec 31, 2024 420.34 Mn
Sep 30, 2024 387.62 Mn
Sep 30, 2024 387.62 Mn
Jun 30, 2024 349.86 Mn
Jun 30, 2024 349.86 Mn
Mar 31, 2024 337.34 Mn
Mar 31, 2024 337.34 Mn
Dec 31, 2023 302.48 Mn
Dec 31, 2023 302.48 Mn