Enova International (ENVA) Free Cash Flow (2013 - 2026)
Enova International's Free Cash Flow came in at $523.99 million for Q3 2026, up 11.4% from $470.46 million a year earlier but down 1.4% from the prior quarter.
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Analysis
Enova International (ENVA) Free Cash Flow (2013 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Enova International reported Free Cash Flow of $2.01 billion, up 17.7% year-over-year; for FY2025, it was $1.77 billion, up 18.5% from FY2024.
- Free Cash Flow has increased in each of the last four years, with a five-year compound annual growth rate of 20.0% (FY2020 to FY2025).
- Going back by year, Free Cash Flow was $1.5 billion in FY2024 (+33.3%), $1.12 billion in FY2023 (+31.9%), $850.37 million in FY2022 (+92.3%) and $442.19 million in FY2021 (-37.9%).
- The five-year range for quarterly Free Cash Flow is $139.07 million (Q4 2021) to $531.42 million (Q2 2026).
- Year-over-year, Free Cash Flow has increased for 20 consecutive quarters, with growth averaging 21.1% over the last eight quarters.
- Across the past five years, year-over-year growth in Free Cash Flow ran from 11.4% in Q3 2026 to 135.8% in Q2 2022.
- Business Quant data shows ENVA's Free Cash Flow at $531.42 million (Q2 2026), $463.79 million (Q1 2026) and $487.12 million (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.39 Bn | 30.20 Bn | - | 1.86 Bn |
| 2 | Orix | 40.66 Bn | 9.39 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 30.89 Bn | 27.86 Bn | - | 728.46 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 24.52 Bn | 24.52 Bn | - | 876.00 Mn |
| 5 | Synchrony Financial | 23.90 Bn | -43.73 Bn | - | 2.50 Bn |
| 6 | Affirm Holdings | 23.75 Bn | 17.44 Bn | - | 229.29 Mn |
| 7 | Royal Gold | 21.53 Bn | 20.70 Bn | 390.45 Mn | 285.12 Mn |
| 8 | Annaly Capital Management | 14.40 Bn | 5.36 Bn | - | 2.86 Bn |
| 9 | Ares Capital | 13.97 Bn | 11.72 Bn | - | 1.05 Bn |
| 10 | Enova International | 4.45 Bn | 4.06 Bn | 614.36 Mn | 523.99 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 523.99 Mn |
| Jun 30, 2026 | 531.42 Mn |
| Mar 31, 2026 | 463.79 Mn |
| Dec 31, 2025 | 487.12 Mn |
| Sep 30, 2025 | 470.46 Mn |
| Jun 30, 2025 | 436.14 Mn |
| Mar 31, 2025 | 378.27 Mn |
| Dec 31, 2024 | 420.34 Mn |
| Sep 30, 2024 | 387.62 Mn |
| Jun 30, 2024 | 349.86 Mn |
| Mar 31, 2024 | 337.34 Mn |
| Dec 31, 2023 | 302.48 Mn |
| Sep 30, 2023 | 258.46 Mn |
| Jun 30, 2023 | 289.05 Mn |
| Mar 31, 2023 | 271.64 Mn |
| Dec 31, 2022 | 258.80 Mn |
| Sep 30, 2022 | 222.71 Mn |
| Jun 30, 2022 | 225.44 Mn |
| Mar 31, 2022 | 143.42 Mn |
| Dec 31, 2021 | 139.07 Mn |
API Access
Enova International Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=ENVA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();