Enova International ENVA
NYSE ENVA
$174.60 -4.56 (-2.55%)
At close: Sep 18, 2026 · 4:00 PM EDT

Enova International (ENVA) Free Cash Flow (2013 - 2026)

Enova International (ENVA) posted Free Cash Flow of $531.4 million for Q2 2026, up 14.58% on a QoQ basis from $463.8 million in Q1 2026, and up 21.85% year-over-year from $436.1 million in Q2 2025.

Analysis

Enova International (ENVA) Free Cash Flow (2013 - 2026) Analysis & Trends

Enova International has reported Free Cash Flow for 14 years, with the latest figure at $531.4 million in Q2 2026.

  • On a quarterly basis, Free Cash Flow rose 21.85% year-over-year to $531.4 million in Q2 2026; TTM through Jun 2026 was $2.0 billion, a 20.37% increase from a year earlier, with the FY2025 full-year figure at $1.8 billion, up 18.51% from the prior year.
  • Free Cash Flow was $531.4 million for Q2 2026 at Enova International, up from $463.8 million in the prior quarter.
  • The five-year high for Free Cash Flow was $531.4 million in Q2 2026, with the low at $143.4 million in Q1 2022.
  • Average Free Cash Flow over 5 years is $346.4 million, with a median of $343.6 million recorded in 2024.
  • The sharpest annual moves came in 2022 and 2025: Free Cash Flow jumped 135.8% in 2022, then rose 12.13% in 2025.
  • Over 5 years, Free Cash Flow stood at $258.8 million in 2022, then grew by 16.88% to $302.5 million in 2023, then surged by 38.97% to $420.3 million in 2024, then advanced by 15.89% to $487.1 million in 2025, then advanced by 9.1% to $531.4 million in 2026.
  • The last three Free Cash Flow figures came in at $531.4 million (Q2 2026), $463.8 million (Q1 2026), and $487.1 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 2.42 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - -12.97 Bn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 83.04 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 307.90 Mn
5 Slm 4.72 Bn -77.52 Mn - -134.83 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 531.42 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 533.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 367.51 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 32.88 Mn
10 Navient 1.64 Bn 275.03 Mn - 143.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 531.42 Mn
Mar 31, 2026 463.79 Mn
Dec 31, 2025 487.12 Mn
Sep 30, 2025 470.46 Mn
Jun 30, 2025 436.14 Mn
Mar 31, 2025 378.27 Mn
Dec 31, 2024 420.34 Mn
Sep 30, 2024 387.62 Mn
Jun 30, 2024 349.86 Mn
Mar 31, 2024 337.34 Mn
Dec 31, 2023 302.48 Mn
Sep 30, 2023 258.46 Mn
Jun 30, 2023 289.05 Mn
Mar 31, 2023 271.64 Mn
Dec 31, 2022 258.80 Mn
Sep 30, 2022 222.71 Mn
Jun 30, 2022 225.44 Mn
Mar 31, 2022 143.42 Mn
Dec 31, 2021 139.07 Mn
Sep 30, 2021 97.60 Mn