Growth Metrics

Enova International (ENVA) Free Cash Flow (2013 - 2026)

Enova International's quarterly Free Cash Flow came in at $463.8 million in Q1 2026, up 22.61% year-on-year from $378.3 million in Q1 2025, and down 4.79% quarter-over-quarter from $487.1 million in Q4 2025.

Enova International has reported Free Cash Flow for 14 years, with the latest figure at $463.8 million in Q1 2026.

  • For the quarter ending Q1 2026, Free Cash Flow rose 22.61% year-over-year to $463.8 million; the trailing twelve-month figure through Mar 2026 stood at $1.9 billion (up 20.92% YoY), and the FY2025 full-year result was $1.8 billion, up 18.51% from the prior year.
  • Free Cash Flow for Q1 2026 stood at $463.8 million, down from $487.1 million in the prior quarter.
  • The five-year high for Free Cash Flow was $487.1 million in Q4 2025, with the low at $143.4 million in Q1 2022.
  • Average Free Cash Flow over 5 years is $335.5 million, with a median of $337.3 million recorded in 2024.
  • Year-over-year, Free Cash Flow surged 135.8% in 2022 and gained 12.13% in 2025.
  • Tracing ENVA's Free Cash Flow over 5 years: stood at $258.8 million in 2022, then grew by 16.88% to $302.5 million in 2023, then surged by 38.97% to $420.3 million in 2024, then advanced by 15.89% to $487.1 million in 2025, then retreated by 4.79% to $463.8 million in 2026.
  • The last three Free Cash Flow figures came in at $463.8 million (Q1 2026), $487.1 million (Q4 2025), and $470.5 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 554.71 Bn 542.31 Bn - 2.63 Bn
2 Mastercard 443.64 Bn 433.43 Bn - 2.82 Bn
3 American Express 211.69 Bn 157.65 Bn 17.43 Bn 2.66 Bn
4 Capital One Financial 115.44 Bn 38.94 Bn - 5.47 Bn
5 PayPal Holdings 40.47 Bn 31.13 Bn 7.84 Bn 903.00 Mn
6 Synchrony Financial 24.65 Bn 4.09 Bn - 2.18 Bn
7 SoFi Technologies 20.00 Bn 16.60 Bn 929.25 Mn -2.38 Bn
8 Ally Financial 13.32 Bn 12.88 Bn 1.98 Bn 1.37 Bn
9 Eason Technology 11.55 Bn 11.54 Bn - -
10 Enova International 4.00 Bn 3.90 Bn 528.96 Mn 463.79 Mn

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 463.79 Mn
Mar 31, 2026 463.79 Mn
Dec 31, 2025 487.12 Mn
Dec 31, 2025 487.12 Mn
Sep 30, 2025 470.46 Mn
Sep 30, 2025 470.46 Mn
Jun 30, 2025 436.14 Mn
Jun 30, 2025 436.14 Mn
Mar 31, 2025 378.27 Mn
Mar 31, 2025 378.27 Mn
Dec 31, 2024 420.34 Mn
Dec 31, 2024 420.34 Mn
Sep 30, 2024 387.62 Mn
Sep 30, 2024 387.62 Mn
Jun 30, 2024 349.86 Mn
Jun 30, 2024 349.86 Mn
Mar 31, 2024 337.34 Mn
Mar 31, 2024 337.34 Mn
Dec 31, 2023 302.48 Mn
Dec 31, 2023 302.48 Mn
Sep 30, 2023 258.46 Mn
Sep 30, 2023 258.46 Mn
Jun 30, 2023 289.05 Mn
Jun 30, 2023 289.05 Mn
Mar 31, 2023 271.64 Mn
Mar 31, 2023 271.64 Mn
Dec 31, 2022 258.80 Mn
Dec 31, 2022 258.80 Mn
Sep 30, 2022 222.71 Mn
Sep 30, 2022 222.71 Mn
Jun 30, 2022 225.44 Mn
Jun 30, 2022 225.44 Mn
Mar 31, 2022 143.42 Mn
Mar 31, 2022 143.42 Mn
Dec 31, 2021 139.07 Mn
Dec 31, 2021 139.07 Mn
Sep 30, 2021 97.60 Mn
Sep 30, 2021 97.60 Mn
Jun 30, 2021 95.61 Mn
Jun 30, 2021 95.61 Mn
Mar 31, 2021 109.92 Mn
Mar 31, 2021 109.92 Mn
Dec 31, 2020 107.69 Mn
Dec 31, 2020 107.69 Mn
Sep 30, 2020 132.97 Mn
Sep 30, 2020 132.97 Mn
Jun 30, 2020 223.08 Mn
Jun 30, 2020 223.08 Mn
Mar 31, 2020 247.65 Mn
Mar 31, 2020 247.65 Mn
Dec 31, 2019 193.41 Mn
Dec 31, 2019 193.41 Mn
Sep 30, 2019 214.29 Mn
Sep 30, 2019 214.29 Mn
Jun 30, 2019 173.45 Mn
Jun 30, 2019 173.45 Mn
Mar 31, 2019 202.17 Mn
Mar 31, 2019 202.17 Mn
Dec 31, 2018 131.97 Mn
Dec 31, 2018 131.97 Mn
Sep 30, 2018 168.21 Mn
Sep 30, 2018 168.21 Mn
Jun 30, 2018 139.00 Mn
Jun 30, 2018 139.00 Mn
Mar 31, 2018 149.65 Mn
Mar 31, 2018 149.65 Mn
Dec 31, 2017 131.45 Mn
Dec 31, 2017 131.45 Mn
Sep 30, 2017 119.74 Mn
Sep 30, 2017 119.74 Mn
Jun 30, 2017 63.05 Mn
Jun 30, 2017 63.05 Mn
Mar 31, 2017 117.71 Mn
Mar 31, 2017 117.71 Mn
Dec 31, 2016 89.74 Mn
Dec 31, 2016 89.74 Mn
Sep 30, 2016 116.38 Mn
Sep 30, 2016 116.38 Mn
Jun 30, 2016 76.50 Mn
Jun 30, 2016 76.50 Mn
Mar 31, 2016 96.36 Mn
Mar 31, 2016 96.36 Mn
Dec 31, 2015 74.82 Mn
Dec 31, 2015 74.82 Mn
Sep 30, 2015 68.44 Mn
Sep 30, 2015 68.44 Mn
Jun 30, 2015 32.13 Mn
Jun 30, 2015 32.13 Mn
Mar 31, 2015 76.29 Mn
Mar 31, 2015 76.29 Mn
Dec 31, 2014 68.71 Mn
Dec 31, 2014 68.71 Mn
Sep 30, 2014 116.87 Mn
Sep 30, 2014 116.87 Mn
Jun 30, 2014 122.75 Mn
Jun 30, 2014 122.75 Mn
Mar 31, 2014 108.32 Mn
Mar 31, 2014 108.32 Mn
Dec 31, 2013 119.10 Mn
Dec 31, 2013 119.10 Mn
Sep 30, 2013 -6.70 Mn
Sep 30, 2013 -6.70 Mn