Enova International (ENVA) EBT Margin (2013 - 2026)

Enova International (ENVA) posted quarterly EBT Margin of 15.08% for Q2 2026, up 186.0% year-over-year from 5.27% in Q2 2025, and up 16.95% quarter-over-quarter from 12.9% in Q1 2026.

Enova International (ENVA) EBT Margin (2013 - 2026) Analysis & Trends

Enova International's EBT Margin history runs 14 years deep, the most recent figure standing at 15.08% for Q2 2026.

  • In Q2 2026, EBT Margin rose 186.0% year-over-year to 15.08%; the TTM figure through Jun 2026 stood at 13.4% (up 231.0% YoY), while the FY2025 annual figure was 12.72%, up 252.0% from the prior year.
  • EBT Margin for Q2 2026 stood at 15.08%, up from 12.9% in the prior quarter.
  • The five-year high for EBT Margin was 17.7% in Q1 2022, with the low at 7.13% in Q4 2023.
  • The 5-year median for EBT Margin is 12.93% (2023), against an average of 12.61%.
  • The sharpest annual moves came in 2022 and 2025: EBT Margin sank 2226 bps in 2022, then surged 568 bps in 2025.
  • Enova International's EBT Margin stood at 13.82% in 2022, then tumbled by 48 bps to 7.13% in 2023, then surged by 49 bps to 10.61% in 2024, then advanced by 11 bps to 11.77% in 2025, then advanced by 28 bps to 15.08% in 2026.
  • Business Quant data shows ENVA's EBT Margin at 15.08% in Q2 2026, 12.9% in Q1 2026, and 11.77% in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 58.74%
2 Mastercard 506.53 Bn 493.04 Bn - 59.14%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 20.73%
4 Capital One Financial 136.19 Bn 81.48 Bn - 30.28%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.09%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 24.62%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 10.34%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 154.09%
10 Enova International 6.40 Bn 6.28 Bn 568.07 Mn 15.08%

Historic Data

Download Data
DateValue
Jun 30, 2026 15.08%
Mar 31, 2026 12.90%
Dec 31, 2025 11.77%
Sep 30, 2025 13.73%
Jun 30, 2025 13.23%
Mar 31, 2025 12.21%
Dec 31, 2024 10.61%
Sep 30, 2024 8.04%
Jun 30, 2024 11.71%
Mar 31, 2024 10.60%
Dec 31, 2023 7.13%
Sep 30, 2023 10.01%
Jun 30, 2023 12.97%
Mar 31, 2023 13.58%
Dec 31, 2022 13.82%
Sep 30, 2022 14.82%
Jun 30, 2022 17.11%
Mar 31, 2022 17.70%
Dec 31, 2021 16.84%
Sep 30, 2021 21.39%