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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Enova International (ENVA) EBT Margin (2016 - 2025)

Enova International (ENVA) has 13 years of EBT Margin data on record, last reported at 35.97% in Q4 2025.

  • For Q4 2025, EBT Margin fell 948.0% year-over-year to 35.97%; the TTM value through Dec 2025 reached 0.02%, changed 0.0%, while the annual FY2025 figure was 0.01%, 1.0% down from the prior year.
  • EBT Margin reached 35.97% in Q4 2025 per ENVA's latest filing, down from 13.68% in the prior quarter.
  • Across five years, EBT Margin topped out at 39.97% in Q1 2021 and bottomed at 42.36% in Q4 2022.
  • Average EBT Margin over 5 years is 6.83%, with a median of 13.12% recorded in 2023.
  • The widest YoY moves for EBT Margin: up 3755bps in 2021, down -8063bps in 2021.
  • A 5-year view of EBT Margin shows it stood at 16.84% in 2021, then plummeted by -352bps to 42.36% in 2022, then increased by 25bps to 31.7% in 2023, then increased by 16bps to 26.49% in 2024, then crashed by -36bps to 35.97% in 2025.
  • Per Business Quant database, its latest 3 readings for EBT Margin were 35.97% in Q4 2025, 13.68% in Q3 2025, and 13.26% in Q2 2025.