Enova International (ENVA) EBT Margin (2013 - 2026)
Enova International's quarterly EBT Margin came in at 12.9% in Q1 2026, up 69.0% year-on-year from 7.63% in Q1 2025, and up 135.85% quarter-over-quarter from 35.97% in Q4 2025.
Enova International has reported EBT Margin for 14 years, with the latest figure at 12.9% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 69.0% year-over-year to 12.9%; the trailing twelve-month figure through Mar 2026 stood at 0.67% (down 996.0% YoY), and the FY2025 full-year result was 0.01%, down 1018.0% from the prior year.
- EBT Margin for Q1 2026 stood at 12.9%, up from 35.97% in the prior quarter.
- The five-year high for EBT Margin was 17.7% in Q1 2022, with the low at 42.36% in Q4 2022.
- Average EBT Margin over 5 years is 6.34%, with a median of 12.21% recorded in 2025.
- Year-over-year, EBT Margin soared 4939 bps in 2023 and sank 4653 bps in 2025.
- Tracing ENVA's EBT Margin over 5 years: stood at 42.36% in 2022, then surged by 117 bps to 7.03% in 2023, then soared by 50 bps to 10.55% in 2024, then sank by 441 bps to 35.97% in 2025, then soared by 136 bps to 12.9% in 2026.
- The last three EBT Margin figures came in at 12.9% (Q1 2026), 35.97% (Q4 2025), and 13.73% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 554.71 Bn | 542.31 Bn | - | 63.88% |
| 2 | Mastercard | 443.64 Bn | 433.43 Bn | - | 57.30% |
| 3 | American Express | 211.69 Bn | 157.65 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 115.44 Bn | 38.94 Bn | - | 17.72% |
| 5 | PayPal Holdings | 40.47 Bn | 31.13 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.65 Bn | 4.09 Bn | - | 21.96% |
| 7 | SoFi Technologies | 20.00 Bn | 16.60 Bn | 929.25 Mn | 18.14% |
| 8 | Ally Financial | 13.32 Bn | 12.88 Bn | 1.98 Bn | 19.03% |
| 9 | Eason Technology | 11.55 Bn | 11.54 Bn | - | - |
| 10 | Enova International | 4.00 Bn | 3.90 Bn | 528.96 Mn | 12.90% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 12.90% |
| Dec 31, 2025 | -35.97% |
| Sep 30, 2025 | 13.73% |
| Jun 30, 2025 | 13.23% |
| Mar 31, 2025 | 12.21% |
| Dec 31, 2024 | 10.55% |
| Sep 30, 2024 | 8.04% |
| Jun 30, 2024 | 11.71% |
| Mar 31, 2024 | 10.60% |
| Dec 31, 2023 | 7.03% |
| Sep 30, 2023 | 10.01% |
| Jun 30, 2023 | 12.97% |
| Mar 31, 2023 | 13.58% |
| Dec 31, 2022 | -42.36% |
| Sep 30, 2022 | 14.82% |
| Jun 30, 2022 | 17.11% |
| Mar 31, 2022 | 17.70% |
| Dec 31, 2021 | -75.52% |
| Sep 30, 2021 | 21.39% |
| Jun 30, 2021 | 39.20% |
| Mar 31, 2021 | 39.97% |
| Dec 31, 2020 | 460.03% |
| Sep 30, 2020 | 50.53% |
| Jun 30, 2020 | 26.15% |
| Mar 31, 2020 | 2.41% |
| Dec 31, 2019 | 11.53% |
| Sep 30, 2019 | 12.85% |
| Jun 30, 2019 | 15.42% |
| Mar 31, 2019 | 19.28% |
| Dec 31, 2018 | 1.80% |
| Sep 30, 2018 | 1.99% |
| Jun 30, 2018 | 10.73% |
| Mar 31, 2018 | 16.07% |
| Dec 31, 2017 | -5.82% |
| Sep 30, 2017 | -2.51% |
| Jun 30, 2017 | 9.61% |
| Mar 31, 2017 | 10.96% |
| Dec 31, 2016 | -21.17% |
| Sep 30, 2016 | 6.19% |
| Jun 30, 2016 | 7.68% |
| Mar 31, 2016 | 10.02% |
| Dec 31, 2015 | 4.45% |
| Sep 30, 2015 | 3.29% |
| Jun 30, 2015 | 11.91% |
| Mar 31, 2015 | 24.05% |
| Dec 31, 2014 | 18.85% |
| Sep 30, 2014 | 14.47% |
| Jun 30, 2014 | 23.74% |
| Mar 31, 2014 | 29.87% |
| Dec 31, 2013 | -42.45% |
| Sep 30, 2013 | 12.94% |