Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Enova International (ENVA) EBT Margin (2016 - 2025)

Enova International has reported EBT Margin over the past 13 years, most recently at 11.77% for Q4 2025.

  • Quarterly results put EBT Margin at 11.77% for Q4 2025, up 3826.0% from a year ago — trailing twelve months through Dec 2025 was 12.72% (up 1271.0% YoY), and the annual figure for FY2025 was 12.72%, up 1271.0%.
  • EBT Margin for Q4 2025 was 11.77% at Enova International, down from 13.73% in the prior quarter.
  • Over the last five years, EBT Margin for ENVA hit a ceiling of 39.97% in Q1 2021 and a floor of 42.36% in Q4 2022.
  • Median EBT Margin over the past 5 years was 13.1% (2025), compared with a mean of 9.2%.
  • Biggest five-year swings in EBT Margin: tumbled -44357bps in 2021 and later soared 3826bps in 2025.
  • Enova International's EBT Margin stood at 16.47% in 2021, then crashed by -357bps to 42.36% in 2022, then rose by 25bps to 31.7% in 2023, then rose by 16bps to 26.49% in 2024, then surged by 144bps to 11.77% in 2025.
  • The last three reported values for EBT Margin were 11.77% (Q4 2025), 13.73% (Q3 2025), and 13.23% (Q2 2025) per Business Quant data.