Enova International (ENVA) EBT (2013 - 2026)

Enova International (ENVA) posted quarterly EBT of $112.9 million for Q1 2026, up 23.99% year-over-year from $91.0 million in Q1 2025, and up 137.38% on a QoQ basis from -$302.0 million in Q4 2025.

Enova International (ENVA) EBT (2013 - 2026) Analysis & Trends

Enova International (ENVA) has reported EBT for 14 consecutive years, with $112.9 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBT rose 23.99% year-over-year to $112.9 million; the TTM figure through Mar 2026 stood at $22.1 million (down 92.55% YoY), while the FY2025 annual figure was $280000.0, down 99.9% from the prior year.
  • EBT came in at $112.9 million for Q1 2026 at Enova International, up from -$302.0 million in the prior quarter.
  • The five-year high for EBT was $112.9 million in Q1 2026, with the low at -$302.0 million in Q4 2025.
  • Average EBT over 5 years is $35.9 million, with a median of $67.6 million recorded in 2022.
  • Across the five-year window, EBT jumped 119.92% in 2023 and slumped 492.28% in 2025, its largest moves.
  • Year by year, EBT stood at -$205.9 million in 2022, then surged by 119.92% to $41.0 million in 2023, then surged by 87.66% to $77.0 million in 2024, then plunged by 492.28% to -$302.0 million in 2025, then jumped by 137.38% to $112.9 million in 2026.
  • According to Business Quant data, EBT over the past three periods registered $112.9 million, -$302.0 million, and $110.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.17 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.81 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.78 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.39 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 107.38 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 199.55 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 400.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 157.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.99 Mn
10 Enova International - - 528.96 Mn 112.87 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 112.87 Mn
Dec 31, 2025 -301.97 Mn
Sep 30, 2025 110.17 Mn
Jun 30, 2025 101.05 Mn
Mar 31, 2025 91.03 Mn
Dec 31, 2024 76.98 Mn
Sep 30, 2024 55.49 Mn
Jun 30, 2024 73.56 Mn
Mar 31, 2024 64.66 Mn
Dec 31, 2023 41.02 Mn
Sep 30, 2023 55.21 Mn
Jun 30, 2023 64.77 Mn
Mar 31, 2023 65.64 Mn
Dec 31, 2022 -205.95 Mn
Sep 30, 2022 67.59 Mn
Jun 30, 2022 69.79 Mn
Mar 31, 2022 68.28 Mn
Dec 31, 2021 -274.59 Mn
Sep 30, 2021 68.48 Mn
Jun 30, 2021 103.77 Mn