Enova International (ENVA) EBIT Margin (2013 - 2026)
Enova International's EBIT Margin came in at 24.50% for Q3 2026, down 0.02 percentage points from 24.51% a year earlier and down 1.03 percentage points from the prior quarter.
Powered by 
Analysis
Enova International (ENVA) EBIT Margin (2013 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Enova International reported EBIT Margin of 24.04%, up 0.77 percentage points year-over-year; for FY2025, it came in at 23.46%, up 1.46 percentage points from FY2024.
- EBIT Margin carries a five-year change of -9.55 percentage points (FY2020 to FY2025).
- Going back by year, EBIT Margin was 22.00% in FY2024 (+2.07 pp), 19.93% in FY2023 (-2.18 pp), 22.12% in FY2022 (-12.08 pp) and 34.20% in FY2021 (+1.18 pp).
- The five-year range for quarterly EBIT Margin is 16.71% (Q4 2023) to 25.53% (Q2 2026).
- Year-over-year, EBIT Margin increased in seven of the last eight quarters, with an average year-over-year change of +1.55 percentage points.
- The fastest year-over-year change in EBIT Margin over five years came in Q4 2024 (a gain of 4.56 percentage points), and the weakest in Q2 2022 (a drop of 24.42 percentage points).
- Business Quant data shows ENVA's EBIT Margin at 25.53% (Q2 2026), 23.67% (Q1 2026) and 22.24% (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.14 Bn | 29.96 Bn | - | 40.10% |
| 2 | Orix | 40.25 Bn | 8.97 Bn | 12.74 Bn | 6.19% |
| 3 | Royalty Pharma | 30.75 Bn | 27.71 Bn | - | 19.75% |
| 4 | Federal National Mortgage Association Fannie Mae | 24.05 Bn | 24.05 Bn | - | 467.76% |
| 5 | Synchrony Financial | 23.61 Bn | -44.01 Bn | - | 43.96% |
| 6 | Affirm Holdings | 23.13 Bn | 16.82 Bn | - | 12.63% |
| 7 | Royal Gold | 21.05 Bn | 20.22 Bn | 390.45 Mn | 62.13% |
| 8 | Annaly Capital Management | 14.35 Bn | 5.31 Bn | - | 51.56% |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | - |
| 10 | Enova International | 4.37 Bn | 3.98 Bn | 614.36 Mn | 24.50% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 24.50% |
| Jun 30, 2026 | 25.53% |
| Mar 31, 2026 | 23.67% |
| Dec 31, 2025 | 22.24% |
| Sep 30, 2025 | 24.51% |
| Jun 30, 2025 | 24.10% |
| Mar 31, 2025 | 23.06% |
| Dec 31, 2024 | 21.27% |
| Sep 30, 2024 | 22.28% |
| Jun 30, 2024 | 23.08% |
| Mar 31, 2024 | 21.45% |
| Dec 31, 2023 | 16.71% |
| Sep 30, 2023 | 18.81% |
| Jun 30, 2023 | 22.34% |
| Mar 31, 2023 | 22.61% |
| Dec 31, 2022 | 21.65% |
| Sep 30, 2022 | 21.59% |
| Jun 30, 2022 | 21.93% |
| Mar 31, 2022 | 23.53% |
| Dec 31, 2021 | 22.19% |
API Access
Enova International EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=ENVA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();