Enova International (ENVA) Retained Earnings (2013 - 2026)
Enova International (ENVA) posted Retained Earnings of $2.2 billion for Q2 2026, up 5.01% on a QoQ basis from $2.1 billion in Q1 2026, and up 19.25% year-over-year from $1.8 billion in Q2 2025.
Analysis
Enova International (ENVA) Retained Earnings (2013 - 2026) Analysis & Trends
Enova International has reported Retained Earnings for 14 years, with the latest figure at $2.2 billion in Q2 2026.
- On a quarterly basis, Retained Earnings rose 19.25% year-over-year to $2.2 billion in Q2 2026; TTM through Jun 2026 was $2.2 billion, a 19.25% increase from a year earlier, with the FY2025 full-year figure at $2.0 billion, up 18.16% from the prior year.
- Retained Earnings was $2.2 billion for Q2 2026 at Enova International, up from $2.1 billion in the prior quarter.
- The five-year high for Retained Earnings was $2.2 billion in Q2 2026, with the low at $1.2 billion in Q1 2022.
- Average Retained Earnings over 5 years is $1.6 billion, with a median of $1.6 billion recorded in 2024.
- The sharpest annual moves came in 2022 and 2024: Retained Earnings increased 25.16% in 2022, then grew 12.42% in 2024.
- Over 5 years, Retained Earnings stood at $1.3 billion in 2022, then rose by 13.34% to $1.5 billion in 2023, then increased by 14.07% to $1.7 billion in 2024, then climbed by 18.16% to $2.0 billion in 2025, then grew by 9.78% to $2.2 billion in 2026.
- The last three Retained Earnings figures came in at $2.2 billion (Q2 2026), $2.1 billion (Q1 2026), and $2.0 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 25.97 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 6.65 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 1.83 Bn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 1.08 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 5.04 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 2.20 Bn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 1.78 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 739.40 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 4.56 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.20 Bn |
| Mar 31, 2026 | 2.10 Bn |
| Dec 31, 2025 | 2.01 Bn |
| Sep 30, 2025 | 1.93 Bn |
| Jun 30, 2025 | 1.85 Bn |
| Mar 31, 2025 | 1.77 Bn |
| Dec 31, 2024 | 1.70 Bn |
| Sep 30, 2024 | 1.63 Bn |
| Jun 30, 2024 | 1.59 Bn |
| Mar 31, 2024 | 1.54 Bn |
| Dec 31, 2023 | 1.49 Bn |
| Sep 30, 2023 | 1.45 Bn |
| Jun 30, 2023 | 1.41 Bn |
| Mar 31, 2023 | 1.36 Bn |
| Dec 31, 2022 | 1.31 Bn |
| Sep 30, 2022 | 1.26 Bn |
| Jun 30, 2022 | 1.21 Bn |
| Mar 31, 2022 | 1.16 Bn |
| Dec 31, 2021 | 1.11 Bn |
| Sep 30, 2021 | 1.06 Bn |