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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Enova International (ENVA) Gross Margin (2016 - 2025)

Enova International has reported Gross Margin over the past 13 years, most recently at 59.79% for Q4 2025.

  • Quarterly results put Gross Margin at 59.79% for Q4 2025, up 318.0% from a year ago — trailing twelve months through Dec 2025 was 58.07% (up 53.0% YoY), and the annual figure for FY2025 was 58.07%, up 53.0%.
  • Gross Margin for Q4 2025 was 59.79% at Enova International, up from 57.4% in the prior quarter.
  • Over the last five years, Gross Margin for ENVA hit a ceiling of 97.89% in Q2 2021 and a floor of 55.7% in Q4 2023.
  • Median Gross Margin over the past 5 years was 59.42% (2023), compared with a mean of 64.88%.
  • Peak annual rise in Gross Margin hit 5695bps in 2021, while the deepest fall reached -35849bps in 2021.
  • Enova International's Gross Margin stood at 77.11% in 2021, then fell by -23bps to 59.67% in 2022, then fell by -7bps to 55.7% in 2023, then grew by 2bps to 56.62% in 2024, then rose by 6bps to 59.79% in 2025.
  • The last three reported values for Gross Margin were 59.79% (Q4 2025), 57.4% (Q3 2025), and 57.78% (Q2 2025) per Business Quant data.