Enova International (ENVA) Gross Margin (2013 - 2026)

Enova International (ENVA) posted quarterly Gross Margin of 61.15% for Q2 2026, up 337.0% year-over-year from 13.99% in Q2 2025, and up 1.18% quarter-over-quarter from 60.44% in Q1 2026.

Enova International (ENVA) Gross Margin (2013 - 2026) Analysis & Trends

Enova International's Gross Margin history runs 14 years deep, the most recent figure standing at 61.15% for Q2 2026.

  • In Q2 2026, Gross Margin rose 337.0% year-over-year to 61.15%; the TTM figure through Jun 2026 stood at 59.77% (up 237.0% YoY), while the FY2025 annual figure was 58.07%, up 53.0% from the prior year.
  • Gross Margin for Q2 2026 stood at 61.15%, up from 60.44% in the prior quarter.
  • The five-year high for Gross Margin was 69.66% in Q1 2022, with the low at 55.7% in Q4 2023.
  • The 5-year median for Gross Margin is 59.03% (2024), against an average of 59.75%.
  • The sharpest annual moves came in 2022 and 2026: Gross Margin tumbled 3304 bps in 2022, then soared 337 bps in 2026.
  • Enova International's Gross Margin stood at 59.67% in 2022, then retreated by 7 bps to 55.7% in 2023, then increased by 2 bps to 56.62% in 2024, then grew by 6 bps to 59.79% in 2025, then grew by 2 bps to 61.15% in 2026.
  • Business Quant data shows ENVA's Gross Margin at 61.15% in Q2 2026, 60.44% in Q1 2026, and 59.79% in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 91.60%
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -32.14%
10 Enova International 6.40 Bn 6.28 Bn 568.07 Mn 61.15%

Historic Data

Download Data
DateValue
Jun 30, 2026 61.15%
Mar 31, 2026 60.44%
Dec 31, 2025 59.79%
Sep 30, 2025 57.40%
Jun 30, 2025 57.78%
Mar 31, 2025 57.16%
Dec 31, 2024 56.62%
Sep 30, 2024 58.03%
Jun 30, 2024 58.91%
Mar 31, 2024 56.71%
Dec 31, 2023 55.70%
Sep 30, 2023 57.97%
Jun 30, 2023 59.95%
Mar 31, 2023 59.16%
Dec 31, 2022 59.67%
Sep 30, 2022 64.49%
Jun 30, 2022 64.85%
Mar 31, 2022 69.66%
Dec 31, 2021 77.11%
Sep 30, 2021 76.96%