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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Enova International (ENVA) Gross Margin (2016 - 2025)

Enova International (ENVA) has 13 years of Gross Margin data on record, last reported at 59.79% in Q4 2025.

  • For Q4 2025, Gross Margin rose 318.0% year-over-year to 59.79%; the TTM value through Dec 2025 reached 58.07%, up 53.0%, while the annual FY2025 figure was 58.07%, 53.0% up from the prior year.
  • Gross Margin reached 59.79% in Q4 2025 per ENVA's latest filing, up from 57.4% in the prior quarter.
  • Across five years, Gross Margin topped out at 97.89% in Q2 2021 and bottomed at 55.7% in Q4 2023.
  • Average Gross Margin over 5 years is 64.88%, with a median of 59.42% recorded in 2023.
  • Peak YoY movement for Gross Margin: skyrocketed 5695bps in 2021, then crashed -3304bps in 2022.
  • A 5-year view of Gross Margin shows it stood at 77.11% in 2021, then decreased by -23bps to 59.67% in 2022, then decreased by -7bps to 55.7% in 2023, then rose by 2bps to 56.62% in 2024, then increased by 6bps to 59.79% in 2025.
  • Per Business Quant database, its latest 3 readings for Gross Margin were 59.79% in Q4 2025, 57.4% in Q3 2025, and 57.78% in Q2 2025.