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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Enova International (ENVA) Gross Margin: 2013-2025

Historic Gross Margin for Enova International (ENVA) over the last 12 years, with Sep 2025 value amounting to 57.40%.

  • Enova International's Gross Margin fell 63.00% to 57.40% in Q3 2025 from the same period last year, while for Sep 2025 it was 57.25%, marking a year-over-year decrease of 14.00%. This contributed to the annual value of 57.55% for FY2024, which is 53.00% down from last year.
  • Per Enova International's latest filing, its Gross Margin stood at 57.40% for Q3 2025, which was down 0.66% from 57.78% recorded in Q2 2025.
  • Enova International's Gross Margin's 5-year high stood at 97.89% during Q2 2021, with a 5-year trough of 55.70% in Q4 2023.
  • Over the past 3 years, Enova International's median Gross Margin value was 57.78% (recorded in 2025), while the average stood at 57.76%.
  • Its Gross Margin has fluctuated over the past 5 years, first spiked by 5,695bps in 2021, then slumped by 3,304bps in 2022.
  • Over the past 5 years, Enova International's Gross Margin (Quarterly) stood at 77.11% in 2021, then plummeted by 1,744bps to 59.67% in 2022, then crashed by 398bps to 55.70% in 2023, then spiked by 92bps to 56.62% in 2024, then plummeted by 63bps to 57.40% in 2025.
  • Its Gross Margin was 57.40% in Q3 2025, compared to 57.78% in Q2 2025 and 57.16% in Q1 2025.