Enova International (ENVA) FCF Margin (2013 - 2026)

Enova International (ENVA) posted quarterly FCF Margin of 57.21% for Q2 2026, up 12.0% year-over-year from 51.08% in Q2 2025, and up 7.95% quarter-over-quarter from 53.0% in Q1 2026.

Enova International (ENVA) FCF Margin (2013 - 2026) Analysis & Trends

Enova International's FCF Margin history runs 14 years deep, the most recent figure standing at 57.21% for Q2 2026.

  • In Q2 2026, FCF Margin rose 12.0% year-over-year to 57.21%; the TTM figure through Jun 2026 stood at 56.67% (up 128.0% YoY), while the FY2025 annual figure was 56.22%, down 3.0% from the prior year.
  • FCF Margin for Q2 2026 stood at 57.21%, up from 53.0% in the prior quarter.
  • The five-year high for FCF Margin was 58.61% in Q3 2025, with the low at 37.18% in Q1 2022.
  • The 5-year median for FCF Margin is 55.49% (2024), against an average of 53.71%.
  • Peak annual rise in FCF Margin reached 1914 bps in 2022, while the deepest fall reached 519 bps in 2022.
  • Enova International's FCF Margin stood at 53.23% in 2022, then declined by 3 bps to 51.83% in 2023, then grew by 11 bps to 57.62% in 2024, then grew by 1 bps to 58.03% in 2025, then dropped by 1 bps to 57.21% in 2026.
  • Business Quant data shows ENVA's FCF Margin at 57.21% in Q2 2026, 53.0% in Q1 2026, and 58.03% in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 52.76%
2 Mastercard 506.53 Bn 493.04 Bn - 37.82%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 22.78%
4 Capital One Financial 136.19 Bn 81.48 Bn - 64.06%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 20.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 50.23%
8 Affirm Holdings 25.93 Bn 24.20 Bn - -3,167.36%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -1,839.75%
10 Enova International 6.40 Bn 6.28 Bn 568.07 Mn 57.21%

Historic Data

Download Data
DateValue
Jun 30, 2026 57.21%
Mar 31, 2026 53.00%
Dec 31, 2025 58.03%
Sep 30, 2025 58.61%
Jun 30, 2025 57.08%
Mar 31, 2025 50.74%
Dec 31, 2024 57.62%
Sep 30, 2024 56.18%
Jun 30, 2024 55.67%
Mar 31, 2024 55.31%
Dec 31, 2023 51.83%
Sep 30, 2023 46.88%
Jun 30, 2023 57.88%
Mar 31, 2023 56.21%
Dec 31, 2022 53.23%
Sep 30, 2022 48.82%
Jun 30, 2022 55.26%
Mar 31, 2022 37.18%
Dec 31, 2021 38.25%
Sep 30, 2021 30.48%