Growth Metrics

Enova International (ENVA) FCF Margin (2016 - 2025)

Enova International has reported FCF Margin over the past 13 years, most recently at 58.03% for Q4 2025.

  • Quarterly results put FCF Margin at 58.03% for Q4 2025, up 42.0% from a year ago — trailing twelve months through Dec 2025 was 56.22% (down 3.0% YoY), and the annual figure for FY2025 was 56.22%, down 3.0%.
  • FCF Margin for Q4 2025 was 58.03% at Enova International, down from 58.61% in the prior quarter.
  • Over the last five years, FCF Margin for ENVA hit a ceiling of 58.61% in Q3 2025 and a floor of 30.48% in Q3 2021.
  • Median FCF Margin over the past 5 years was 54.24% (2022), compared with a mean of 50.19%.
  • Biggest five-year swings in FCF Margin: crashed -15546bps in 2021 and later surged 1914bps in 2022.
  • Enova International's FCF Margin stood at 38.25% in 2021, then soared by 39bps to 53.23% in 2022, then dropped by -3bps to 51.83% in 2023, then rose by 11bps to 57.62% in 2024, then rose by 1bps to 58.03% in 2025.
  • The last three reported values for FCF Margin were 58.03% (Q4 2025), 58.61% (Q3 2025), and 57.08% (Q2 2025) per Business Quant data.