Enova International (ENVA) FCF Margin (2013 - 2026)
Enova International (ENVA) posted quarterly FCF Margin of 57.21% for Q2 2026, up 12.0% year-over-year from 51.08% in Q2 2025, and up 7.95% quarter-over-quarter from 53.0% in Q1 2026.
Enova International (ENVA) FCF Margin (2013 - 2026) Analysis & Trends
Enova International's FCF Margin history runs 14 years deep, the most recent figure standing at 57.21% for Q2 2026.
- In Q2 2026, FCF Margin rose 12.0% year-over-year to 57.21%; the TTM figure through Jun 2026 stood at 56.67% (up 128.0% YoY), while the FY2025 annual figure was 56.22%, down 3.0% from the prior year.
- FCF Margin for Q2 2026 stood at 57.21%, up from 53.0% in the prior quarter.
- The five-year high for FCF Margin was 58.61% in Q3 2025, with the low at 37.18% in Q1 2022.
- The 5-year median for FCF Margin is 55.49% (2024), against an average of 53.71%.
- Peak annual rise in FCF Margin reached 1914 bps in 2022, while the deepest fall reached 519 bps in 2022.
- Enova International's FCF Margin stood at 53.23% in 2022, then declined by 3 bps to 51.83% in 2023, then grew by 11 bps to 57.62% in 2024, then grew by 1 bps to 58.03% in 2025, then dropped by 1 bps to 57.21% in 2026.
- Business Quant data shows ENVA's FCF Margin at 57.21% in Q2 2026, 53.0% in Q1 2026, and 58.03% in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 52.76% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 37.82% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 64.06% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 20.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 50.23% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -3,167.36% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -1,839.75% |
| 10 | Enova International | 6.40 Bn | 6.28 Bn | 568.07 Mn | 57.21% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 57.21% |
| Mar 31, 2026 | 53.00% |
| Dec 31, 2025 | 58.03% |
| Sep 30, 2025 | 58.61% |
| Jun 30, 2025 | 57.08% |
| Mar 31, 2025 | 50.74% |
| Dec 31, 2024 | 57.62% |
| Sep 30, 2024 | 56.18% |
| Jun 30, 2024 | 55.67% |
| Mar 31, 2024 | 55.31% |
| Dec 31, 2023 | 51.83% |
| Sep 30, 2023 | 46.88% |
| Jun 30, 2023 | 57.88% |
| Mar 31, 2023 | 56.21% |
| Dec 31, 2022 | 53.23% |
| Sep 30, 2022 | 48.82% |
| Jun 30, 2022 | 55.26% |
| Mar 31, 2022 | 37.18% |
| Dec 31, 2021 | 38.25% |
| Sep 30, 2021 | 30.48% |