Enova International (ENVA) FCF Margin (2013 - 2026)
Enova International's quarterly FCF Margin came in at 53.0% in Q1 2026, up 226.0% year-on-year from 16.26% in Q1 2025, and down 8.68% quarter-over-quarter from 58.03% in Q4 2025.
Enova International has reported FCF Margin for 14 years, with the latest figure at 53.0% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin rose 226.0% year-over-year to 53.0%; the trailing twelve-month figure through Mar 2026 stood at 56.61% (up 162.0% YoY), and the FY2025 full-year result was 56.22%, down 3.0% from the prior year.
- FCF Margin for Q1 2026 stood at 53.0%, down from 58.03% in the prior quarter.
- The five-year high for FCF Margin was 58.61% in Q3 2025, with the low at 37.18% in Q1 2022.
- Average FCF Margin over 5 years is 53.5%, with a median of 55.31% recorded in 2024.
- Peak annual rise in FCF Margin reached 1914 bps in 2022, while the deepest fall reached 519 bps in 2022.
- Tracing ENVA's FCF Margin over 5 years: stood at 53.23% in 2022, then retreated by 3 bps to 51.83% in 2023, then rose by 11 bps to 57.62% in 2024, then rose by 1 bps to 58.03% in 2025, then dropped by 9 bps to 53.0% in 2026.
- The last three FCF Margin figures came in at 53.0% (Q1 2026), 58.03% (Q4 2025), and 58.61% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 554.71 Bn | 542.31 Bn | - | 23.37% |
| 2 | Mastercard | 443.64 Bn | 433.43 Bn | - | 33.56% |
| 3 | American Express | 211.69 Bn | 157.65 Bn | 17.43 Bn | 14.04% |
| 4 | Capital One Financial | 115.44 Bn | 38.94 Bn | - | 35.91% |
| 5 | PayPal Holdings | 40.47 Bn | 31.13 Bn | 7.84 Bn | 10.81% |
| 6 | Synchrony Financial | 24.65 Bn | 4.09 Bn | - | 45.78% |
| 7 | SoFi Technologies | 20.00 Bn | 16.60 Bn | 929.25 Mn | -216.52% |
| 8 | Ally Financial | 13.32 Bn | 12.88 Bn | 1.98 Bn | 65.22% |
| 9 | Eason Technology | 11.55 Bn | 11.54 Bn | - | - |
| 10 | Enova International | 4.00 Bn | 3.90 Bn | 528.96 Mn | 53.00% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 53.00% |
| Dec 31, 2025 | 58.03% |
| Sep 30, 2025 | 58.61% |
| Jun 30, 2025 | 57.08% |
| Mar 31, 2025 | 50.74% |
| Dec 31, 2024 | 57.62% |
| Sep 30, 2024 | 56.18% |
| Jun 30, 2024 | 55.67% |
| Mar 31, 2024 | 55.31% |
| Dec 31, 2023 | 51.83% |
| Sep 30, 2023 | 46.88% |
| Jun 30, 2023 | 57.88% |
| Mar 31, 2023 | 56.21% |
| Dec 31, 2022 | 53.23% |
| Sep 30, 2022 | 48.82% |
| Jun 30, 2022 | 55.26% |
| Mar 31, 2022 | 37.18% |
| Dec 31, 2021 | 38.25% |
| Sep 30, 2021 | 30.48% |
| Jun 30, 2021 | 36.12% |
| Mar 31, 2021 | 42.37% |
| Dec 31, 2020 | 192.64% |
| Sep 30, 2020 | 65.01% |
| Jun 30, 2020 | 88.15% |
| Mar 31, 2020 | 68.36% |
| Dec 31, 2019 | 56.02% |
| Sep 30, 2019 | 70.12% |
| Jun 30, 2019 | 66.85% |
| Mar 31, 2019 | 76.45% |
| Dec 31, 2018 | 47.69% |
| Sep 30, 2018 | 65.37% |
| Jun 30, 2018 | 63.39% |
| Mar 31, 2018 | 68.24% |
| Dec 31, 2017 | 53.94% |
| Sep 30, 2017 | 54.96% |
| Jun 30, 2017 | 33.20% |
| Mar 31, 2017 | 61.22% |
| Dec 31, 2016 | 44.33% |
| Sep 30, 2016 | 59.40% |
| Jun 30, 2016 | 44.34% |
| Mar 31, 2016 | 55.17% |
| Dec 31, 2015 | 42.65% |
| Sep 30, 2015 | 41.42% |
| Jun 30, 2015 | 21.96% |
| Mar 31, 2015 | 46.05% |
| Dec 31, 2014 | 35.29% |
| Sep 30, 2014 | 56.97% |
| Jun 30, 2014 | 60.92% |
| Mar 31, 2014 | 51.96% |
| Dec 31, 2013 | 57.05% |
| Sep 30, 2013 | -3.38% |