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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Enova International (ENVA) Operating Margin (2016 - 2025)

Enova International (ENVA) has 13 years of Operating Margin data on record, last reported at 55.82% in Q4 2025.

  • For Q4 2025, Operating Margin fell 475.0% year-over-year to 55.82%; the TTM value through Dec 2025 reached 2.67%, up 53.0%, while the annual FY2025 figure was 2.67%, 53.0% up from the prior year.
  • Operating Margin reached 55.82% in Q4 2025 per ENVA's latest filing, down from 24.51% in the prior quarter.
  • Across five years, Operating Margin topped out at 47.58% in Q1 2021 and bottomed at 55.82% in Q4 2025.
  • Average Operating Margin over 5 years is 10.62%, with a median of 22.31% recorded in 2023.
  • Peak YoY movement for Operating Margin: surged 3955bps in 2021, then plummeted -6775bps in 2022.
  • A 5-year view of Operating Margin shows it stood at 22.19% in 2021, then plummeted by -305bps to 45.56% in 2022, then dropped by -4bps to 47.44% in 2023, then decreased by -8bps to 51.08% in 2024, then decreased by -9bps to 55.82% in 2025.
  • Per Business Quant database, its latest 3 readings for Operating Margin were 55.82% in Q4 2025, 24.51% in Q3 2025, and 24.1% in Q2 2025.