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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Enova International (ENVA) Operating Margin: 2013-2025

Historic Operating Margin for Enova International (ENVA) over the last 12 years, with Sep 2025 value amounting to 24.51%.

  • Enova International's Operating Margin rose 223.00% to 24.51% in Q3 2025 from the same period last year, while for Sep 2025 it was 23.27%, marking a year-over-year increase of 229.00%. This contributed to the annual value of 22.00% for FY2024, which is 207.00% up from last year.
  • Per Enova International's latest filing, its Operating Margin stood at 24.51% for Q3 2025, which was up 1.74% from 24.10% recorded in Q2 2025.
  • Over the past 5 years, Enova International's Operating Margin peaked at 47.58% during Q1 2021, and registered a low of 16.71% during Q4 2023.
  • Over the past 3 years, Enova International's median Operating Margin value was 22.34% (recorded in 2023), while the average stood at 21.84%.
  • Within the past 5 years, the most significant YoY rise in Enova International's Operating Margin was 3,955bps (2021), while the steepest drop was 3,272bps (2021).
  • Quarterly analysis of 5 years shows Enova International's Operating Margin stood at 22.19% in 2021, then crashed by 54bps to 21.65% in 2022, then slumped by 494bps to 16.71% in 2023, then spiked by 456bps to 21.27% in 2024, then soared by 223bps to 24.51% in 2025.
  • Its Operating Margin stands at 24.51% for Q3 2025, versus 24.10% for Q2 2025 and 23.06% for Q1 2025.