Enova International (ENVA) Times Interest Earned (2013 - 2026)
Enova International (ENVA) posted quarterly Times Interest Earned of $2.42 for Q2 2026, up 9.01% year-over-year from $2.22 in Q2 2025, and up 10.09% quarter-over-quarter from $2.2 in Q1 2026.
Enova International (ENVA) Times Interest Earned (2013 - 2026) Analysis & Trends
Enova International's Times Interest Earned history runs 14 years deep, the most recent figure standing at $2.42 for Q2 2026.
- In Q2 2026, Times Interest Earned rose 9.01% year-over-year to $2.42; the TTM figure through Jun 2026 stood at $2.37 (up 12.94% YoY), while the FY2025 annual figure was $2.18, up 8.24% from the prior year.
- Times Interest Earned for Q2 2026 stood at $2.42, up from $2.2 in the prior quarter.
- The five-year high for Times Interest Earned was $4.04 in Q1 2022, with the low at $1.99 in Q1 2024.
- The 5-year median for Times Interest Earned is $2.24 (2025), against an average of $2.53.
- The sharpest annual moves came in 2022 and 2025: Times Interest Earned plunged 43.25% in 2022, then soared 30.78% in 2025.
- Enova International's Times Interest Earned stood at $3.55 in 2022, then slumped by 38.72% to $2.18 in 2023, then decreased by 7.34% to $2.02 in 2024, then jumped by 30.78% to $2.64 in 2025, then declined by 8.04% to $2.42 in 2026.
- Business Quant data shows ENVA's Times Interest Earned at $2.42 in Q2 2026, $2.2 in Q1 2026, and $2.64 in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | Enova International | 6.40 Bn | 6.28 Bn | 568.07 Mn | 2.42 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.42 |
| Mar 31, 2026 | 2.20 |
| Dec 31, 2025 | 2.64 |
| Sep 30, 2025 | 2.26 |
| Jun 30, 2025 | 2.22 |
| Mar 31, 2025 | 2.13 |
| Dec 31, 2024 | 2.02 |
| Sep 30, 2024 | 2.00 |
| Jun 30, 2024 | 2.04 |
| Mar 31, 2024 | 1.99 |
| Dec 31, 2023 | 2.18 |
| Sep 30, 2023 | 2.13 |
| Jun 30, 2023 | 2.45 |
| Mar 31, 2023 | 2.52 |
| Dec 31, 2022 | 3.55 |
| Sep 30, 2022 | 3.19 |
| Jun 30, 2022 | 3.59 |
| Mar 31, 2022 | 4.04 |
| Dec 31, 2021 | 4.24 |
| Sep 30, 2021 | 4.75 |