Enova International (ENVA) Times Interest Earned (2013 - 2026)
Enova International (ENVA) posted quarterly Times Interest Earned of $2.2 for Q1 2026, up 3.18% year-over-year from $2.13 in Q1 2025, and up 141.84% on a QoQ basis from -$5.26 in Q4 2025.
Enova International (ENVA) Times Interest Earned (2013 - 2026) Analysis & Trends
Enova International (ENVA) has reported Times Interest Earned for 10 consecutive years, with $2.2 the latest figure, recorded in Q1 2026.
- In Q1 2026, Times Interest Earned rose 3.18% year-over-year to $2.2; the TTM figure through Mar 2026 stood at $0.34 (up 5.43% YoY), while the FY2025 annual figure was $0.25, up 26.63% from the prior year.
- Times Interest Earned came in at $2.2 for Q1 2026 at Enova International, up from -$5.26 in the prior quarter.
- The five-year high for Times Interest Earned was $4.04 in Q1 2022, with the low at -$5.9 in Q4 2022.
- Average Times Interest Earned over 5 years is $0.7, with a median of $2.13 recorded in 2025.
- The largest YoY upside for Times Interest Earned was 57.09% in 2022 against a maximum downside of 43.25% in 2022.
- Year by year, Times Interest Earned stood at -$5.9 in 2022, then gained by 18.0% to -$4.84 in 2023, then decreased by 0.01% to -$4.84 in 2024, then declined by 8.74% to -$5.26 in 2025, then soared by 141.84% to $2.2 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered $2.2, -$5.26, and $2.26 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Enova International | - | - | 528.96 Mn | 2.20 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.20 |
| Dec 31, 2025 | -5.26 |
| Sep 30, 2025 | 2.26 |
| Jun 30, 2025 | 2.22 |
| Mar 31, 2025 | 2.13 |
| Dec 31, 2024 | -4.84 |
| Sep 30, 2024 | 2.00 |
| Jun 30, 2024 | 2.04 |
| Mar 31, 2024 | 1.99 |
| Dec 31, 2023 | -4.84 |
| Sep 30, 2023 | 2.13 |
| Jun 30, 2023 | 2.45 |
| Mar 31, 2023 | 2.52 |
| Dec 31, 2022 | -5.90 |
| Sep 30, 2022 | 3.19 |
| Jun 30, 2022 | 3.59 |
| Mar 31, 2022 | 4.04 |
| Dec 31, 2021 | -13.76 |
| Sep 30, 2021 | 4.75 |
| Jun 30, 2021 | 6.32 |