Enova International ENVA
NYSE ENVA
$174.60 -4.56 (-2.55%)
At close: Sep 18, 2026 · 4:00 PM EDT

Enova International (ENVA) Times Interest Earned (2013 - 2026)

Enova International (ENVA) posted Times Interest Earned of 2.42 for Q2 2026, up 10.09% on a QoQ basis from 2.2 in Q1 2026, and up 9.01% year-over-year from 2.22 in Q2 2025.

Analysis

Enova International (ENVA) Times Interest Earned (2013 - 2026) Analysis & Trends

Enova International has reported Times Interest Earned for 10 years, with the latest figure at 2.42 in Q2 2026.

  • On a quarterly basis, Times Interest Earned rose 9.01% year-over-year to 2.42 in Q2 2026; TTM through Jun 2026 was 2.25, a 7.35% increase from a year earlier, with the FY2025 full-year figure at 2.18, up 8.24% from the prior year.
  • Times Interest Earned was 2.42 for Q2 2026 at Enova International, up from 2.2 in the prior quarter.
  • The five-year high for Times Interest Earned was 4.04 in Q1 2022, with the low at 1.7 in Q4 2023.
  • Average Times Interest Earned over 5 years is 2.38, with a median of 2.17 recorded in 2025.
  • The largest YoY upside for Times Interest Earned was 29.09% in 2022 against a maximum downside of 43.25% in 2022.
  • Over 5 years, Times Interest Earned stood at 1.89 in 2022, then fell by 9.65% to 1.7 in 2023, then rose by 18.23% to 2.02 in 2024, then gained by 4.0% to 2.1 in 2025, then climbed by 15.64% to 2.42 in 2026.
  • The last three Times Interest Earned figures came in at 2.42 (Q2 2026), 2.2 (Q1 2026), and 2.1 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 2.22
2 Affirm Holdings 24.01 Bn 22.38 Bn - 1.24
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 3.56
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 1.40
5 Slm 4.72 Bn -77.52 Mn - 1.30
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 2.42
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 2.43
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 1.64
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 6.56
10 Navient 1.64 Bn 275.03 Mn - 1.07
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.42
Mar 31, 2026 2.20
Dec 31, 2025 2.10
Sep 30, 2025 2.26
Jun 30, 2025 2.22
Mar 31, 2025 2.13
Dec 31, 2024 2.02
Sep 30, 2024 2.00
Jun 30, 2024 2.04
Mar 31, 2024 1.99
Dec 31, 2023 1.70
Sep 30, 2023 2.13
Jun 30, 2023 2.45
Mar 31, 2023 2.52
Dec 31, 2022 1.89
Sep 30, 2022 3.19
Jun 30, 2022 3.59
Mar 31, 2022 4.04
Dec 31, 2021 1.46
Sep 30, 2021 4.75