Enova International (ENVA) Times Interest Earned (2013 - 2026)
Enova International's quarterly Times Interest Earned came in at $2.2 in Q1 2026, up 3.18% year-on-year from $2.13 in Q1 2025, and up 141.84% quarter-over-quarter from -$5.26 in Q4 2025.
Enova International has reported Times Interest Earned for 10 years, with the latest figure at $2.2 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned rose 3.18% year-over-year to $2.2; the trailing twelve-month figure through Mar 2026 stood at $0.34 (up 5.43% YoY), and the FY2025 full-year result was $0.25, up 26.63% from the prior year.
- Times Interest Earned for Q1 2026 stood at $2.2, up from -$5.26 in the prior quarter.
- The five-year high for Times Interest Earned was $4.04 in Q1 2022, with the low at -$5.9 in Q4 2022.
- Average Times Interest Earned over 5 years is $0.7, with a median of $2.13 recorded in 2025.
- Peak annual rise in Times Interest Earned reached 57.09% in 2022, while the deepest fall reached 43.25% in 2022.
- Tracing ENVA's Times Interest Earned over 5 years: stood at -$5.9 in 2022, then increased by 18.0% to -$4.84 in 2023, then fell by 0.01% to -$4.84 in 2024, then slipped by 8.74% to -$5.26 in 2025, then jumped by 141.84% to $2.2 in 2026.
- The last three Times Interest Earned figures came in at $2.2 (Q1 2026), -$5.26 (Q4 2025), and $2.26 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 554.71 Bn | 542.31 Bn | - | 40.64 |
| 2 | Mastercard | 443.64 Bn | 433.43 Bn | - | 26.52 |
| 3 | American Express | 211.69 Bn | 157.65 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 115.44 Bn | 38.94 Bn | - | 1.66 |
| 5 | PayPal Holdings | 40.47 Bn | 31.13 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.65 Bn | 4.09 Bn | - | 2.08 |
| 7 | SoFi Technologies | 20.00 Bn | 16.60 Bn | 929.25 Mn | 0.12 |
| 8 | Ally Financial | 13.32 Bn | 12.88 Bn | 1.98 Bn | 0.49 |
| 9 | Eason Technology | 11.55 Bn | 11.54 Bn | - | - |
| 10 | Enova International | 4.00 Bn | 3.90 Bn | 528.96 Mn | 2.20 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.20 |
| Dec 31, 2025 | -5.26 |
| Sep 30, 2025 | 2.26 |
| Jun 30, 2025 | 2.22 |
| Mar 31, 2025 | 2.13 |
| Dec 31, 2024 | -4.84 |
| Sep 30, 2024 | 2.00 |
| Jun 30, 2024 | 2.04 |
| Mar 31, 2024 | 1.99 |
| Dec 31, 2023 | -4.84 |
| Sep 30, 2023 | 2.13 |
| Jun 30, 2023 | 2.45 |
| Mar 31, 2023 | 2.52 |
| Dec 31, 2022 | -5.90 |
| Sep 30, 2022 | 3.19 |
| Jun 30, 2022 | 3.59 |
| Mar 31, 2022 | 4.04 |
| Dec 31, 2021 | -13.76 |
| Sep 30, 2021 | 4.75 |
| Jun 30, 2021 | 6.32 |
| Mar 31, 2021 | 6.20 |
| Dec 31, 2020 | -5.36 |
| Sep 30, 2020 | 6.55 |
| Jun 30, 2020 | 4.25 |
| Mar 31, 2020 | 1.43 |
| Mar 31, 2015 | 4.07 |
| Dec 31, 2014 | 5.91 |
| Sep 30, 2014 | 3.27 |
| Mar 31, 2014 | 14.12 |
| Dec 31, 2013 | 7.24 |
| Sep 30, 2013 | 6.37 |