Enova International (ENVA) Times Interest Earned (2013 - 2026)

Enova International (ENVA) posted quarterly Times Interest Earned of $2.42 for Q2 2026, up 9.01% year-over-year from $2.22 in Q2 2025, and up 10.09% quarter-over-quarter from $2.2 in Q1 2026.

Enova International (ENVA) Times Interest Earned (2013 - 2026) Analysis & Trends

Enova International's Times Interest Earned history runs 14 years deep, the most recent figure standing at $2.42 for Q2 2026.

  • In Q2 2026, Times Interest Earned rose 9.01% year-over-year to $2.42; the TTM figure through Jun 2026 stood at $2.37 (up 12.94% YoY), while the FY2025 annual figure was $2.18, up 8.24% from the prior year.
  • Times Interest Earned for Q2 2026 stood at $2.42, up from $2.2 in the prior quarter.
  • The five-year high for Times Interest Earned was $4.04 in Q1 2022, with the low at $1.99 in Q1 2024.
  • The 5-year median for Times Interest Earned is $2.24 (2025), against an average of $2.53.
  • The sharpest annual moves came in 2022 and 2025: Times Interest Earned plunged 43.25% in 2022, then soared 30.78% in 2025.
  • Enova International's Times Interest Earned stood at $3.55 in 2022, then slumped by 38.72% to $2.18 in 2023, then decreased by 7.34% to $2.02 in 2024, then jumped by 30.78% to $2.64 in 2025, then declined by 8.04% to $2.42 in 2026.
  • Business Quant data shows ENVA's Times Interest Earned at $2.42 in Q2 2026, $2.2 in Q1 2026, and $2.64 in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 35.45
2 Mastercard 506.53 Bn 493.04 Bn - 25.63
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.79
4 Capital One Financial 136.19 Bn 81.48 Bn - 1.53
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.46
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.22
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.78
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -3.03
10 Enova International 6.40 Bn 6.28 Bn 568.07 Mn 2.42

Historic Data

Download Data
DateValue
Jun 30, 2026 2.42
Mar 31, 2026 2.20
Dec 31, 2025 2.64
Sep 30, 2025 2.26
Jun 30, 2025 2.22
Mar 31, 2025 2.13
Dec 31, 2024 2.02
Sep 30, 2024 2.00
Jun 30, 2024 2.04
Mar 31, 2024 1.99
Dec 31, 2023 2.18
Sep 30, 2023 2.13
Jun 30, 2023 2.45
Mar 31, 2023 2.52
Dec 31, 2022 3.55
Sep 30, 2022 3.19
Jun 30, 2022 3.59
Mar 31, 2022 4.04
Dec 31, 2021 4.24
Sep 30, 2021 4.75