Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026)
Affirm Holdings (AFRM) recorded quarterly Loans - Loss Allowance of $512.3 million in Q1 2026, up 7.16% quarter-over-quarter from $478.1 million in Q4 2025, and up 36.62% on a YoY basis from $375.0 million in Q1 2025.
Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026) Analysis & Trends
Affirm Holdings' Loans - Loss Allowance history runs 8 years deep, the most recent figure standing at $512.3 million for Q1 2026.
- In Q1 2026, Loans - Loss Allowance rose 36.62% year-over-year to $512.3 million; the TTM figure through Mar 2026 stood at $512.3 million (up 36.62% YoY), while the FY2025 annual figure was $396.9 million, up 28.42% from the prior year.
- Loans - Loss Allowance was $512.3 million for Q1 2026 at Affirm Holdings, up from $478.1 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $512.3 million in Q1 2026 to a low of $153.0 million in Q3 2022.
- Historically, Loans - Loss Allowance has averaged $295.6 million across 5 years, with a median of $289.1 million in 2024.
- The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance rose 0.66% in 2022, then jumped 63.94% in 2024.
- A 5-year view of Loans - Loss Allowance shows it stood at $182.1 million in 2022, then jumped by 43.99% to $262.2 million in 2023, then jumped by 38.76% to $363.8 million in 2024, then jumped by 31.41% to $478.1 million in 2025, then advanced by 7.16% to $512.3 million in 2026.
- The last three Loans - Loss Allowance figures came in at $512.3 million (Q1 2026), $478.1 million (Q4 2025), and $425.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | - |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | - |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | 23.63 Bn |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 10.40 Bn |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | 512.31 Mn |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | 3.54 Bn |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 512.31 Mn |
| Dec 31, 2025 | 478.10 Mn |
| Sep 30, 2025 | 425.80 Mn |
| Jun 30, 2025 | 396.93 Mn |
| Mar 31, 2025 | 374.99 Mn |
| Dec 31, 2024 | 363.83 Mn |
| Sep 30, 2024 | 350.61 Mn |
| Jun 30, 2024 | 309.10 Mn |
| Mar 31, 2024 | 289.09 Mn |
| Dec 31, 2023 | 262.20 Mn |
| Sep 30, 2023 | 232.07 Mn |
| Jun 30, 2023 | 204.53 Mn |
| Mar 31, 2023 | 176.34 Mn |
| Dec 31, 2022 | 182.10 Mn |
| Sep 30, 2022 | 153.03 Mn |
| Jun 30, 2022 | 155.39 Mn |
| Mar 31, 2022 | 159.48 Mn |
| Dec 31, 2021 | 158.29 Mn |
| Sep 30, 2021 | 152.02 Mn |
| Jun 30, 2021 | 117.76 Mn |