Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly Loans - Loss Allowance of $512.3 million for Q1 2026, up 36.62% year-over-year from $375.0 million in Q1 2025, and up 7.16% quarter-over-quarter from $478.1 million in Q4 2025.
Analysis
Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026) Analysis & Trends
Affirm Holdings' Loans - Loss Allowance history runs 8 years deep, the most recent figure standing at $512.3 million for Q1 2026.
- In Q1 2026, Loans - Loss Allowance rose 36.62% year-over-year to $512.3 million; the TTM figure through Mar 2026 stood at $512.3 million (up 36.62% YoY), while the FY2025 annual figure was $396.9 million, up 28.42% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $512.3 million, up from $478.1 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $512.3 million in Q1 2026, with the low at $153.0 million in Q3 2022.
- The 5-year median for Loans - Loss Allowance is $289.1 million (2024), against an average of $295.6 million.
- The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance increased 0.66% in 2022, then soared 63.94% in 2024.
- Affirm Holdings' Loans - Loss Allowance stood at $182.1 million in 2022, then soared by 43.99% to $262.2 million in 2023, then soared by 38.76% to $363.8 million in 2024, then soared by 31.41% to $478.1 million in 2025, then gained by 7.16% to $512.3 million in 2026.
- Business Quant data shows AFRM's Loans - Loss Allowance at $512.3 million in Q1 2026, $478.1 million in Q4 2025, and $425.8 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 22.97 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 563.30 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 10.31 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 3.58 Bn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 563.30 Mn |
| Mar 31, 2026 | 512.31 Mn |
| Dec 31, 2025 | 478.10 Mn |
| Sep 30, 2025 | 425.80 Mn |
| Jun 30, 2025 | 396.93 Mn |
| Mar 31, 2025 | 374.99 Mn |
| Dec 31, 2024 | 363.83 Mn |
| Sep 30, 2024 | 350.61 Mn |
| Jun 30, 2024 | 309.10 Mn |
| Mar 31, 2024 | 289.09 Mn |
| Dec 31, 2023 | 262.20 Mn |
| Sep 30, 2023 | 232.07 Mn |
| Jun 30, 2023 | 204.53 Mn |
| Mar 31, 2023 | 176.34 Mn |
| Dec 31, 2022 | 182.10 Mn |
| Sep 30, 2022 | 153.03 Mn |
| Jun 30, 2022 | 155.39 Mn |
| Mar 31, 2022 | 159.48 Mn |
| Dec 31, 2021 | 158.29 Mn |
| Sep 30, 2021 | 152.02 Mn |