Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026)
Affirm Holdings' Loans - Loss Allowance came in at $563.3 million for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 41.9% from $396.93 million a year earlier and up 10.0% from the prior quarter.
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Analysis
Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026) Analysis & Trends
Going back to fiscal Q4 2019, Affirm Holdings' Loans - Loss Allowance data covers 27 quarters.
- Loans - Loss Allowance has increased in each of the last seven fiscal years, with a five-year compound annual growth rate of 36.8% (FY2021 to FY2026).
- Going back by fiscal year, Loans - Loss Allowance was $396.93 million in FY2025 (+28.4%), $309.1 million in FY2024 (+51.1%), $204.53 million in FY2023 (+31.6%) and $155.39 million in FY2022 (+32.0%).
- The fiscal Q4 2026 figure represents the highest quarterly Loans - Loss Allowance in data going back to fiscal Q4 2019.
- Year-over-year, Loans - Loss Allowance has increased for 21 consecutive quarters, with growth averaging 34.9% over the last eight quarters.
- Across the past five years, year-over-year growth in Loans - Loss Allowance ran from 0.7% in fiscal Q1 2023 to 63.9% in fiscal Q3 2024.
- Business Quant data shows AFRM's Loans - Loss Allowance at $512.31 million (Q3 2026), $478.1 million (Q2 2026) and $425.8 million (Q1 2026) in the three fiscal quarters before Q4 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | - |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | -422.13 Mn |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | - |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 563.30 Mn |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 10.31 Bn |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 8.51 Bn |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | - |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 11.90 Bn | -6.84 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 563.30 Mn |
| Mar 31, 2026 | 512.31 Mn |
| Dec 31, 2025 | 478.10 Mn |
| Sep 30, 2025 | 425.80 Mn |
| Jun 30, 2025 | 396.93 Mn |
| Mar 31, 2025 | 374.99 Mn |
| Dec 31, 2024 | 363.83 Mn |
| Sep 30, 2024 | 350.61 Mn |
| Jun 30, 2024 | 309.10 Mn |
| Mar 31, 2024 | 289.09 Mn |
| Dec 31, 2023 | 262.20 Mn |
| Sep 30, 2023 | 232.07 Mn |
| Jun 30, 2023 | 204.53 Mn |
| Mar 31, 2023 | 176.34 Mn |
| Dec 31, 2022 | 182.10 Mn |
| Sep 30, 2022 | 153.03 Mn |
| Jun 30, 2022 | 155.39 Mn |
| Mar 31, 2022 | 159.48 Mn |
| Dec 31, 2021 | 158.29 Mn |
| Sep 30, 2021 | 152.02 Mn |
API Access
Affirm Holdings Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=AFRM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "AFRM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=AFRM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();