Affirm Holdings AFRM
NASDAQ AFRM
$71.21 +0.93 (+1.32%)
At close: Sep 18, 2026 · 4:00 PM EDT

Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026)

Affirm Holdings (AFRM) posted Loans - Loss Allowance of $563.3 million for Q2 2026, up 9.95% on a QoQ basis from $512.3 million in Q1 2026, and up 41.91% year-over-year from $396.9 million in Q2 2025.

Analysis

Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026) Analysis & Trends

Affirm Holdings has reported Loans - Loss Allowance for 8 years, with the latest figure at $563.3 million in Q2 2026.

  • On a quarterly basis, Loans - Loss Allowance rose 41.91% year-over-year to $563.3 million in Q2 2026; TTM through Jun 2026 was $563.3 million, a 41.91% increase from a year earlier, with the FY2026 full-year figure at $563.3 million, up 41.91% from the prior year.
  • Loans - Loss Allowance was $563.3 million for Q2 2026 at Affirm Holdings, up from $512.3 million in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $563.3 million in Q2 2026, with the low at $153.0 million in Q3 2022.
  • Average Loans - Loss Allowance over 5 years is $310.5 million, with a median of $299.1 million recorded in 2024.
  • The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance gained 0.66% in 2022, then surged 63.94% in 2024.
  • Over 5 years, Loans - Loss Allowance stood at $182.1 million in 2022, then surged by 43.99% to $262.2 million in 2023, then surged by 38.76% to $363.8 million in 2024, then surged by 31.41% to $478.1 million in 2025, then climbed by 17.82% to $563.3 million in 2026.
  • The last three Loans - Loss Allowance figures came in at $563.3 million (Q2 2026), $512.3 million (Q1 2026), and $478.1 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 10.31 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 563.30 Mn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn -
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn -
5 Slm 4.72 Bn -77.52 Mn - -
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn -
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 2.08 Bn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn -
10 Navient 1.64 Bn 275.03 Mn - 426.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 563.30 Mn
Mar 31, 2026 512.31 Mn
Dec 31, 2025 478.10 Mn
Sep 30, 2025 425.80 Mn
Jun 30, 2025 396.93 Mn
Mar 31, 2025 374.99 Mn
Dec 31, 2024 363.83 Mn
Sep 30, 2024 350.61 Mn
Jun 30, 2024 309.10 Mn
Mar 31, 2024 289.09 Mn
Dec 31, 2023 262.20 Mn
Sep 30, 2023 232.07 Mn
Jun 30, 2023 204.53 Mn
Mar 31, 2023 176.34 Mn
Dec 31, 2022 182.10 Mn
Sep 30, 2022 153.03 Mn
Jun 30, 2022 155.39 Mn
Mar 31, 2022 159.48 Mn
Dec 31, 2021 158.29 Mn
Sep 30, 2021 152.02 Mn