Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026)

Affirm Holdings (AFRM) posted quarterly Loans - Loss Allowance of $512.3 million for Q1 2026, up 36.62% year-over-year from $375.0 million in Q1 2025, and up 7.16% on a QoQ basis from $478.1 million in Q4 2025.

Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported Loans - Loss Allowance for 8 consecutive years, with $512.3 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Loans - Loss Allowance rose 36.62% year-over-year to $512.3 million; the TTM figure through Mar 2026 stood at $512.3 million (up 36.62% YoY), while the FY2025 annual figure was $396.9 million, up 28.42% from the prior year.
  • Loans - Loss Allowance came in at $512.3 million for Q1 2026 at Affirm Holdings, up from $478.1 million in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $512.3 million in Q1 2026, with the low at $153.0 million in Q3 2022.
  • Average Loans - Loss Allowance over 5 years is $295.6 million, with a median of $289.1 million recorded in 2024.
  • Across the five-year window, Loans - Loss Allowance climbed 0.66% in 2022 and jumped 63.94% in 2024, its largest moves.
  • Year by year, Loans - Loss Allowance stood at $182.1 million in 2022, then jumped by 43.99% to $262.2 million in 2023, then jumped by 38.76% to $363.8 million in 2024, then jumped by 31.41% to $478.1 million in 2025, then increased by 7.16% to $512.3 million in 2026.
  • According to Business Quant data, Loans - Loss Allowance over the past three periods registered $512.3 million, $478.1 million, and $425.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 512.31 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 3.54 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 512.31 Mn
Dec 31, 2025 478.10 Mn
Sep 30, 2025 425.80 Mn
Jun 30, 2025 396.93 Mn
Mar 31, 2025 374.99 Mn
Dec 31, 2024 363.83 Mn
Sep 30, 2024 350.61 Mn
Jun 30, 2024 309.10 Mn
Mar 31, 2024 289.09 Mn
Dec 31, 2023 262.20 Mn
Sep 30, 2023 232.07 Mn
Jun 30, 2023 204.53 Mn
Mar 31, 2023 176.34 Mn
Dec 31, 2022 182.10 Mn
Sep 30, 2022 153.03 Mn
Jun 30, 2022 155.39 Mn
Mar 31, 2022 159.48 Mn
Dec 31, 2021 158.29 Mn
Sep 30, 2021 152.02 Mn
Jun 30, 2021 117.76 Mn