Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026)

Affirm Holdings (AFRM) recorded quarterly Loans - Loss Allowance of $512.3 million in Q1 2026, up 7.16% quarter-over-quarter from $478.1 million in Q4 2025, and up 36.62% on a YoY basis from $375.0 million in Q1 2025.

Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026) Analysis & Trends

Affirm Holdings' Loans - Loss Allowance history runs 8 years deep, the most recent figure standing at $512.3 million for Q1 2026.

  • In Q1 2026, Loans - Loss Allowance rose 36.62% year-over-year to $512.3 million; the TTM figure through Mar 2026 stood at $512.3 million (up 36.62% YoY), while the FY2025 annual figure was $396.9 million, up 28.42% from the prior year.
  • Loans - Loss Allowance was $512.3 million for Q1 2026 at Affirm Holdings, up from $478.1 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $512.3 million in Q1 2026 to a low of $153.0 million in Q3 2022.
  • Historically, Loans - Loss Allowance has averaged $295.6 million across 5 years, with a median of $289.1 million in 2024.
  • The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance rose 0.66% in 2022, then jumped 63.94% in 2024.
  • A 5-year view of Loans - Loss Allowance shows it stood at $182.1 million in 2022, then jumped by 43.99% to $262.2 million in 2023, then jumped by 38.76% to $363.8 million in 2024, then jumped by 31.41% to $478.1 million in 2025, then advanced by 7.16% to $512.3 million in 2026.
  • The last three Loans - Loss Allowance figures came in at $512.3 million (Q1 2026), $478.1 million (Q4 2025), and $425.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Visa 534.76 Bn 522.36 Bn - -
2 Mastercard 431.99 Bn 421.78 Bn - -
3 American Express 214.01 Bn 159.96 Bn 17.43 Bn -
4 Capital One Financial 112.27 Bn 35.78 Bn - 23.63 Bn
5 PayPal Holdings 37.67 Bn 28.32 Bn 7.84 Bn -
6 Synchrony Financial 24.15 Bn 3.59 Bn - 10.40 Bn
7 Affirm Holdings 21.85 Bn 20.12 Bn 261.64 Mn 512.31 Mn
8 SoFi Technologies 21.08 Bn 17.68 Bn 929.25 Mn -
9 Ally Financial 13.14 Bn 12.70 Bn 1.98 Bn 3.54 Bn
10 Credit Acceptance 6.45 Bn 6.42 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 512.31 Mn
Dec 31, 2025 478.10 Mn
Sep 30, 2025 425.80 Mn
Jun 30, 2025 396.93 Mn
Mar 31, 2025 374.99 Mn
Dec 31, 2024 363.83 Mn
Sep 30, 2024 350.61 Mn
Jun 30, 2024 309.10 Mn
Mar 31, 2024 289.09 Mn
Dec 31, 2023 262.20 Mn
Sep 30, 2023 232.07 Mn
Jun 30, 2023 204.53 Mn
Mar 31, 2023 176.34 Mn
Dec 31, 2022 182.10 Mn
Sep 30, 2022 153.03 Mn
Jun 30, 2022 155.39 Mn
Mar 31, 2022 159.48 Mn
Dec 31, 2021 158.29 Mn
Sep 30, 2021 152.02 Mn
Jun 30, 2021 117.76 Mn