Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly Loans - Loss Allowance of $512.3 million for Q1 2026, up 36.62% year-over-year from $375.0 million in Q1 2025, and up 7.16% on a QoQ basis from $478.1 million in Q4 2025.
Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported Loans - Loss Allowance for 8 consecutive years, with $512.3 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Loans - Loss Allowance rose 36.62% year-over-year to $512.3 million; the TTM figure through Mar 2026 stood at $512.3 million (up 36.62% YoY), while the FY2025 annual figure was $396.9 million, up 28.42% from the prior year.
- Loans - Loss Allowance came in at $512.3 million for Q1 2026 at Affirm Holdings, up from $478.1 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $512.3 million in Q1 2026, with the low at $153.0 million in Q3 2022.
- Average Loans - Loss Allowance over 5 years is $295.6 million, with a median of $289.1 million recorded in 2024.
- Across the five-year window, Loans - Loss Allowance climbed 0.66% in 2022 and jumped 63.94% in 2024, its largest moves.
- Year by year, Loans - Loss Allowance stood at $182.1 million in 2022, then jumped by 43.99% to $262.2 million in 2023, then jumped by 38.76% to $363.8 million in 2024, then jumped by 31.41% to $478.1 million in 2025, then increased by 7.16% to $512.3 million in 2026.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered $512.3 million, $478.1 million, and $425.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 512.31 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 3.54 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 512.31 Mn |
| Dec 31, 2025 | 478.10 Mn |
| Sep 30, 2025 | 425.80 Mn |
| Jun 30, 2025 | 396.93 Mn |
| Mar 31, 2025 | 374.99 Mn |
| Dec 31, 2024 | 363.83 Mn |
| Sep 30, 2024 | 350.61 Mn |
| Jun 30, 2024 | 309.10 Mn |
| Mar 31, 2024 | 289.09 Mn |
| Dec 31, 2023 | 262.20 Mn |
| Sep 30, 2023 | 232.07 Mn |
| Jun 30, 2023 | 204.53 Mn |
| Mar 31, 2023 | 176.34 Mn |
| Dec 31, 2022 | 182.10 Mn |
| Sep 30, 2022 | 153.03 Mn |
| Jun 30, 2022 | 155.39 Mn |
| Mar 31, 2022 | 159.48 Mn |
| Dec 31, 2021 | 158.29 Mn |
| Sep 30, 2021 | 152.02 Mn |
| Jun 30, 2021 | 117.76 Mn |