Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026)
Affirm Holdings (AFRM) posted Loans - Loss Allowance of $563.3 million for Q2 2026, up 9.95% on a QoQ basis from $512.3 million in Q1 2026, and up 41.91% year-over-year from $396.9 million in Q2 2025.
Analysis
Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026) Analysis & Trends
Affirm Holdings has reported Loans - Loss Allowance for 8 years, with the latest figure at $563.3 million in Q2 2026.
- On a quarterly basis, Loans - Loss Allowance rose 41.91% year-over-year to $563.3 million in Q2 2026; TTM through Jun 2026 was $563.3 million, a 41.91% increase from a year earlier, with the FY2026 full-year figure at $563.3 million, up 41.91% from the prior year.
- Loans - Loss Allowance was $563.3 million for Q2 2026 at Affirm Holdings, up from $512.3 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $563.3 million in Q2 2026, with the low at $153.0 million in Q3 2022.
- Average Loans - Loss Allowance over 5 years is $310.5 million, with a median of $299.1 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance gained 0.66% in 2022, then surged 63.94% in 2024.
- Over 5 years, Loans - Loss Allowance stood at $182.1 million in 2022, then surged by 43.99% to $262.2 million in 2023, then surged by 38.76% to $363.8 million in 2024, then surged by 31.41% to $478.1 million in 2025, then climbed by 17.82% to $563.3 million in 2026.
- The last three Loans - Loss Allowance figures came in at $563.3 million (Q2 2026), $512.3 million (Q1 2026), and $478.1 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 10.31 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 563.30 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 2.08 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 426.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 563.30 Mn |
| Mar 31, 2026 | 512.31 Mn |
| Dec 31, 2025 | 478.10 Mn |
| Sep 30, 2025 | 425.80 Mn |
| Jun 30, 2025 | 396.93 Mn |
| Mar 31, 2025 | 374.99 Mn |
| Dec 31, 2024 | 363.83 Mn |
| Sep 30, 2024 | 350.61 Mn |
| Jun 30, 2024 | 309.10 Mn |
| Mar 31, 2024 | 289.09 Mn |
| Dec 31, 2023 | 262.20 Mn |
| Sep 30, 2023 | 232.07 Mn |
| Jun 30, 2023 | 204.53 Mn |
| Mar 31, 2023 | 176.34 Mn |
| Dec 31, 2022 | 182.10 Mn |
| Sep 30, 2022 | 153.03 Mn |
| Jun 30, 2022 | 155.39 Mn |
| Mar 31, 2022 | 159.48 Mn |
| Dec 31, 2021 | 158.29 Mn |
| Sep 30, 2021 | 152.02 Mn |