Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026)

Affirm Holdings (AFRM) posted quarterly Loans - Loss Allowance of $512.3 million for Q1 2026, up 36.62% year-over-year from $375.0 million in Q1 2025, and up 7.16% quarter-over-quarter from $478.1 million in Q4 2025.

Affirm Holdings (AFRM) Loans - Loss Allowance (2019 - 2026) Analysis & Trends

Affirm Holdings' Loans - Loss Allowance history runs 8 years deep, the most recent figure standing at $512.3 million for Q1 2026.

  • In Q1 2026, Loans - Loss Allowance rose 36.62% year-over-year to $512.3 million; the TTM figure through Mar 2026 stood at $512.3 million (up 36.62% YoY), while the FY2025 annual figure was $396.9 million, up 28.42% from the prior year.
  • Loans - Loss Allowance for Q1 2026 stood at $512.3 million, up from $478.1 million in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $512.3 million in Q1 2026, with the low at $153.0 million in Q3 2022.
  • The 5-year median for Loans - Loss Allowance is $289.1 million (2024), against an average of $295.6 million.
  • The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance increased 0.66% in 2022, then soared 63.94% in 2024.
  • Affirm Holdings' Loans - Loss Allowance stood at $182.1 million in 2022, then soared by 43.99% to $262.2 million in 2023, then soared by 38.76% to $363.8 million in 2024, then soared by 31.41% to $478.1 million in 2025, then gained by 7.16% to $512.3 million in 2026.
  • Business Quant data shows AFRM's Loans - Loss Allowance at $512.3 million in Q1 2026, $478.1 million in Q4 2025, and $425.8 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -
4 Capital One Financial 136.19 Bn 81.48 Bn - 22.97 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 10.31 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 512.31 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 3.58 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 512.31 Mn
Dec 31, 2025 478.10 Mn
Sep 30, 2025 425.80 Mn
Jun 30, 2025 396.93 Mn
Mar 31, 2025 374.99 Mn
Dec 31, 2024 363.83 Mn
Sep 30, 2024 350.61 Mn
Jun 30, 2024 309.10 Mn
Mar 31, 2024 289.09 Mn
Dec 31, 2023 262.20 Mn
Sep 30, 2023 232.07 Mn
Jun 30, 2023 204.53 Mn
Mar 31, 2023 176.34 Mn
Dec 31, 2022 182.10 Mn
Sep 30, 2022 153.03 Mn
Jun 30, 2022 155.39 Mn
Mar 31, 2022 159.48 Mn
Dec 31, 2021 158.29 Mn
Sep 30, 2021 152.02 Mn
Jun 30, 2021 117.76 Mn