Affirm Holdings reported revenue of $1165.96M and net income of $1616.61M for the quarter ended Jun 2026, up 33.0% year over year. This income statement covers 29 quarters of results from Jun 2019 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Income Statement | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | |||||||||||||||||||||||||||||
| Provisions | 63.65M | 52.64M | 66.29M | 72.69M | 64.25M | 106.69M | 66.44M | 94.48M | 99.70M | 120.88M | 122.44M | 117.61M | 159.82M | 152.98M | 147.25M | 156.63M | 162.75M | 214.15M | 196.54M | 223.20M | |||||||||
| Revenue | 269.38M | 361.01M | 354.76M | 364.13M | 361.62M | 399.56M | 380.98M | 445.82M | 496.55M | 591.11M | 576.16M | 659.18M | 698.48M | 866.38M | 783.13M | 876.42M | 933.34M | 1,123.02M | 1,038.77M | 1,165.96M | |||||||||
| Interest income | |||||||||||||||||||||||||||||
| Interest income - Loans | 82.94M | 88.67M | 95.25M | 99.12M | 106.14M | 125.86M | 147.76M | 181.44M | 226.16M | 248.08M | 273.58M | 295.06M | 337.16M | 364.96M | 353.84M | 367.47M | 400.11M | 428.58M | 465.79M | 502.32M | |||||||||
| Interest Income - Total | 117.30M | 138.35M | 134.60M | 137.62M | 136.80M | 155.32M | 178.27M | 214.82M | 262.68M | 288.35M | 315.71M | 337.62M | 377.06M | 409.37M | 402.70M | 419.09M | 454.12M | 493.63M | 532.45M | 567.29M | |||||||||
| Interest expenses | |||||||||||||||||||||||||||||
| Interest ExpensesInterest Expense | 16.75M | 17.70M | 15.82M | 19.42M | 25.07M | 43.75M | 51.19M | 63.01M | 73.93M | 84.62M | 90.45M | 95.26M | 104.14M | 107.76M | 107.63M | 105.91M | 110.03M | 111.72M | 113.76M | 118.51M | |||||||||
| Interest Income - Net | 100.55M | 120.66M | 118.78M | 118.21M | 111.74M | 111.57M | 127.08M | 151.82M | 188.75M | 203.73M | 225.26M | 242.36M | 272.92M | 301.61M | 295.07M | 313.18M | 344.10M | 381.91M | 418.69M | 448.78M | |||||||||
| Non-interest income | |||||||||||||||||||||||||||||
| Service Charges | 30.45M | 47.57M | 67.28M | ||||||||||||||||||||||||||
| Investment Gain (Loss) | 0.30M | ||||||||||||||||||||||||||||
| Investment Banking Income | 30.98M | 57.69M | 52.48M | 55.28M | 63.59M | 59.61M | 32.81M | 32.33M | 34.28M | 52.70M | 40.18M | 69.98M | 63.61M | 125.29M | 75.84M | 116.88M | 119.05M | 185.23M | 127.20M | 165.07M | |||||||||
| Non-Interest Income | 61.43M | 105.26M | 119.76M | 55.28M | 63.59M | 59.61M | 32.81M | 32.33M | 34.28M | 52.70M | 40.18M | 69.98M | 63.61M | 125.59M | 75.84M | 116.88M | 119.05M | 185.23M | 127.20M | 165.07M | |||||||||
| Operating Items | |||||||||||||||||||||||||||||
| Research & DevelopmentR&D | 63.96M | 143.48M | 156.21M | 168.69M | 163.87M | 188.33M | 140.94M | 145.13M | 146.87M | 161.26M | 132.95M | 135.32M | 145.23M | 136.04M | 74.02M | 79.55M | 78.49M | 98.78M | 72.85M | 92.40M | |||||||||
| Selling, General & AdministrativeSG&A | 136.20M | 141.29M | 142.47M | 157.53M | 160.97M | 158.64M | 139.27M | 127.52M | 140.33M | 132.78M | 128.72M | 123.46M | 138.48M | 139.41M | 134.30M | 132.86M | 144.94M | 141.22M | 145.30M | 146.84M | |||||||||
| Restructuring CostsRestructuring | 34.93M | 0.97M | 1.70M | 0.10M | 5.20M | -0.10M | |||||||||||||||||||||||
| Other Operating ExpensesOther Opex | 235.29M | 272.44M | 282.63M | 315.14M | 324.25M | 412.12M | 375.87M | 416.04M | 417.09M | 469.12M | 470.07M | 473.96M | 547.39M | 595.25M | 583.20M | 605.94M | 646.24M | 765.39M | 732.18M | 779.45M | |||||||||
| Operating ExpensesOpex | 435.46M | 557.21M | 581.31M | 641.36M | 649.09M | 759.09M | 691.01M | 689.65M | 705.99M | 763.26M | 736.95M | 732.64M | 831.10M | 870.70M | 791.53M | 818.35M | 869.68M | 1,005.39M | 950.34M | 1,018.70M | |||||||||
| Operating IncomeOp. Inc | -166.07M | -196.20M | -226.55M | -277.23M | -287.47M | -359.53M | -310.04M | -243.83M | -209.45M | -172.15M | -160.79M | -73.46M | -132.62M | -4.32M | -8.39M | 58.06M | 63.66M | 117.63M | 88.43M | 147.26M | |||||||||
| EBIT | -166.07M | -196.20M | -226.55M | -277.23M | -287.47M | -359.53M | -310.04M | -243.83M | -209.45M | -172.15M | -160.79M | -73.46M | -132.62M | -4.32M | -8.39M | 58.06M | 63.66M | 117.63M | 88.43M | 147.26M | |||||||||
| Non-operating items | |||||||||||||||||||||||||||||
| Non Operating Interest Expenses | 16.75M | 17.70M | 15.82M | 19.42M | 25.07M | 43.75M | 51.19M | 63.01M | 73.93M | 84.62M | 90.45M | 95.26M | 104.14M | 107.76M | 107.63M | 105.91M | 110.03M | 111.72M | 113.76M | 118.51M | |||||||||
| Interest & Investment IncomeInt & Inv Inc | -0.28M | -0.66M | -2.10M | -4.98M | -5.53M | 3.07M | 4.52M | -2.94M | 1.35M | 4.85M | -0.03M | 0.68M | -1.49M | -0.09M | -1.28M | 6.16M | -0.13M | -0.30M | 5.10M | -6.55M | |||||||||
| Other Non Operating IncomeOther Non Op Inc. | -140.37M | 36.74M | 172.14M | 72.71M | 36.02M | 35.53M | 103.52M | 36.55M | 38.71M | 4.55M | 27.74M | 29.32M | 34.30M | 87.18M | 13.74M | 13.52M | 19.36M | 15.61M | 18.95M | 21.83M | |||||||||
| Net income details | |||||||||||||||||||||||||||||
| EBT | -306.44M | -159.46M | -54.41M | -204.52M | -251.45M | -324.00M | -206.51M | -207.28M | -170.74M | -167.60M | -133.05M | -44.14M | -98.32M | 82.86M | 5.34M | 71.58M | 83.02M | 133.24M | 107.38M | 169.09M | |||||||||
| Tax ProvisionsTaxes | 0.20M | 0.30M | 0.30M | -18.12M | -0.20M | -1.60M | -0.84M | -1.30M | 1.04M | -0.70M | 0.90M | 1.00M | 1.90M | 2.50M | 2.54M | 2.34M | 2.33M | 3.70M | 4.50M | -1447.57M | |||||||||
| Profit After TaxPAT | -306.62M | -159.74M | -54.67M | -200.32M | -251.27M | -322.44M | -205.68M | -199.05M | -171.78M | -166.90M | -144.09M | -49.40M | -100.22M | 80.36M | 5.85M | 98.68M | 80.69M | 129.59M | 102.90M | 1,616.61M | |||||||||
| Income from Continuing OperationsIncome (Continuing) | -306.64M | -159.76M | -54.71M | -186.40M | -251.25M | -322.40M | -205.68M | -205.98M | -171.78M | -166.90M | -133.95M | -45.14M | -100.22M | 80.36M | 2.80M | 69.24M | 80.69M | 129.54M | 102.88M | 1,616.66M | |||||||||
| Consolidated Net IncomeConsol Net Inc. | -306.64M | -159.76M | -54.71M | -186.40M | -251.25M | -322.40M | -205.68M | -205.98M | -171.78M | -166.90M | -133.95M | -45.14M | -100.22M | 80.36M | 2.80M | 69.24M | 80.69M | 129.54M | 102.88M | 1,616.66M | |||||||||
| Income towards Parent CompanyParent Net Inc | -306.64M | -159.76M | -54.71M | -186.40M | -251.25M | -322.40M | -205.68M | -205.98M | -171.78M | -166.90M | -133.95M | -45.14M | -100.22M | 80.36M | 2.80M | 69.24M | 80.69M | 129.54M | 102.88M | 1,616.66M | |||||||||
| Preferred Dividend PaymentsPref Dividends | |||||||||||||||||||||||||||||
| Net Income towards Common StockholdersNet Income | -306.64M | -159.76M | -54.71M | -186.40M | -251.25M | -322.40M | -205.68M | -205.98M | -171.78M | -166.90M | -133.95M | -45.14M | -100.22M | 80.36M | 2.80M | 69.24M | 80.69M | 129.54M | 102.88M | 1,616.66M | |||||||||
| Additional items | |||||||||||||||||||||||||||||
| EPS (Basic) | -1.13 | -0.57 | -0.19 | -0.66 | -0.86 | -1.10 | -0.69 | -0.70 | -0.57 | -0.54 | -0.43 | -0.15 | -0.31 | 0.25 | 0.01 | 0.21 | 0.24 | 0.39 | 0.31 | 4.82 | |||||||||
| EPS (Diluted) | -1.13 | -0.57 | -0.19 | -0.66 | -0.86 | -1.10 | -0.69 | -0.70 | -0.57 | -0.54 | -0.43 | -0.15 | -0.31 | 0.23 | 0.01 | 0.20 | 0.23 | 0.37 | 0.30 | 4.63 | |||||||||
| Shares Outstanding | 271.68M | 281.53M | 285.64M | 281.70M | 290.93M | 293.68M | 297.20M | 295.34M | 303.84M | 307.57M | 312.63M | 309.86M | 318.23M | 322.28M | 324.05M | 322.85M | 330.24M | 334.27M | 337.14M | 335.16M | |||||||||
| Shares Outstanding (Diluted)Shares Outstanding (Dil.) | 271.68M | 281.53M | 285.64M | 281.70M | 290.93M | 293.68M | 297.20M | 295.34M | 303.84M | 307.57M | 312.63M | 309.86M | 318.23M | 345.20M | 344.22M | 341.02M | 348.28M | 349.37M | 348.10M | 348.85M | |||||||||
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 555.43M | 566.42M | 571.56M | 574.73M | 578.98M | 584.18M | 589.30M | 596.14M | 602.16M | 610.88M | 617.08M | 622.11M | 628.03M | 631.47M | 322.52M | 325.11M | 330.05M | 332.21M | 334.85M | 337.18M | |||||||||
| EBITDA | -166.07M | -196.20M | -226.55M | -277.23M | -287.47M | -359.53M | -310.04M | -243.83M | -209.45M | -172.15M | -160.79M | -73.46M | -132.62M | -4.32M | -8.39M | 58.06M | 63.66M | 117.63M | 88.43M | 147.26M |