Affirm Holdings (AFRM) Tax Rate (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly Tax Rate of 4.17% for Q1 2026, down 4260.0% year-over-year from 0.1% in Q1 2025, and up 50.11% quarter-over-quarter from 2.78% in Q4 2025.
Affirm Holdings (AFRM) Tax Rate (2019 - 2026) Analysis & Trends
Affirm Holdings' Tax Rate history runs 8 years deep, the most recent figure standing at 4.17% for Q1 2026.
- In Q1 2026, Tax Rate fell 4260.0% year-over-year to 4.17%; the TTM figure through Mar 2026 stood at 3.26% (up 1781.0% YoY), while the FY2025 annual figure was 15.1%, up 1553.0% from the prior year.
- Tax Rate for Q1 2026 stood at 4.17%, up from 2.78% in the prior quarter.
- The five-year high for Tax Rate was 46.77% in Q1 2025, with the low at 2.26% in Q2 2024.
- The 5-year median for Tax Rate is 0.48% (2022), against an average of 3.99%.
- The sharpest annual moves came in 2025 and 2026: Tax Rate jumped 4744 bps in 2025, then plunged 4260 bps in 2026.
- Affirm Holdings' Tax Rate stood at 0.48% in 2022, then fell by 14 bps to 0.42% in 2023, then surged by 622 bps to 3.02% in 2024, then retreated by 8 bps to 2.78% in 2025, then jumped by 50 bps to 4.17% in 2026.
- Business Quant data shows AFRM's Tax Rate at 4.17% in Q1 2026, 2.78% in Q4 2025, and 2.8% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 17.64% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 20.01% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 23.61% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 20.90% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 15.73% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 25.38% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 4.17% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 16.45% |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 23.65% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.17% |
| Mar 31, 2026 | 4.17% |
| Mar 31, 2026 | 4.17% |
| Dec 31, 2025 | 2.78% |
| Dec 31, 2025 | 2.78% |
| Dec 31, 2025 | 2.78% |
| Sep 30, 2025 | 2.80% |
| Sep 30, 2025 | 2.80% |
| Sep 30, 2025 | 2.80% |
| Jun 30, 2025 | 3.32% |
| Jun 30, 2025 | 3.32% |
| Jun 30, 2025 | 3.32% |
| Mar 31, 2025 | 46.77% |
| Mar 31, 2025 | 46.77% |
| Mar 31, 2025 | 46.77% |
| Dec 31, 2024 | 3.02% |
| Dec 31, 2024 | 3.02% |
| Dec 31, 2024 | 3.02% |
| Sep 30, 2024 | -1.93% |
| Sep 30, 2024 | -1.93% |