Affirm Holdings (AFRM) Tax Rate (2020 - 2026)
Affirm Holdings (AFRM) posted Tax Rate of -856.07% for fiscal Q4 2026 (quarter ended Jun 30, 2026), down 859.34 percentage points from 3.26% a year earlier and down 860.26 percentage points from the prior quarter.
Affirm Holdings (AFRM) Tax Rate (2020 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Affirm Holdings' Tax Rate came in at -291.66%, down 306.75 percentage points from FY2025.
- Annual Tax Rate shows a five-year change of -292.18 percentage points (FY2021 to FY2026).
- In prior fiscal years, Affirm Holdings' Tax Rate was 15.10% in FY2025 (+15.53 pp), -0.43% in FY2024 (-0.83 pp), 0.39% in FY2023 (-2.01 pp) and 2.40% in FY2022 (+1.87 pp).
- The fiscal Q4 2026 figure stands as the lowest quarterly Tax Rate in data going back to fiscal Q2 2020.
- On a year-over-year basis, Tax Rate has declined in each of the last three quarters, with an average year-over-year change of -105.40 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Tax Rate in the past five years was fiscal Q3 2025, with a gain of 48.22 percentage points; the weakest was fiscal Q4 2026, with a drop of 859.34 percentage points.
- According to Business Quant data, Tax Rate for the three prior fiscal quarters was 4.19% (Q3 2026), 2.78% (Q2 2026) and 2.80% (Q1 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | 18.51% |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | 30.92% |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | - |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | - |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 25.38% |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 20.18% |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 19.69% |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | 0.83% |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 11.90 Bn | -6.84 Bn | - | 19.61% |
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 4.19% |
| Dec 31, 2025 | 2.78% |
| Sep 30, 2025 | 2.80% |
| Jun 30, 2025 | 3.26% |
| Mar 31, 2025 | 47.54% |
| Dec 31, 2024 | 3.02% |
| Jun 30, 2020 | 0.22% |
Affirm Holdings Tax Rate API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=tax-rate&ticker=AFRM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "tax-rate", "ticker": "AFRM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=tax-rate&ticker=AFRM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();