Affirm Holdings (AFRM) Tax Rate (2019 - 2026)
Affirm Holdings (AFRM) recorded quarterly Tax Rate of 4.19% in Q1 2026, up 52.9% quarter-over-quarter from 2.74% in Q4 2025, and down 4258.0% on a YoY basis from 0.1% in Q1 2025.
Affirm Holdings (AFRM) Tax Rate (2019 - 2026) Analysis & Trends
Affirm Holdings' Tax Rate history runs 8 years deep, the most recent figure standing at 4.19% for Q1 2026.
- In Q1 2026, Tax Rate fell 4258.0% year-over-year to 4.19%; the TTM figure through Mar 2026 stood at 3.24% (up 1780.0% YoY), while the FY2025 annual figure was 15.1%, up 1553.0% from the prior year.
- Tax Rate was 4.19% for Q1 2026 at Affirm Holdings, up from 2.74% in the prior quarter.
- In the past five years, Tax Rate ranged from a high of 46.77% in Q1 2025 to a low of 2.26% in Q2 2024.
- Historically, Tax Rate has averaged 3.98% across 5 years, with a median of 0.49% in 2022.
- The sharpest annual moves came in 2025 and 2026: Tax Rate soared 4745 bps in 2025, then slumped 4258 bps in 2026.
- A 5-year view of Tax Rate shows it stood at 0.49% in 2022, then retreated by 15 bps to 0.42% in 2023, then soared by 622 bps to 3.02% in 2024, then slipped by 9 bps to 2.74% in 2025, then soared by 53 bps to 4.19% in 2026.
- The last three Tax Rate figures came in at 4.19% (Q1 2026), 2.74% (Q4 2025), and 2.8% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | 16.07% |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | 19.33% |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 21.36% |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | 19.19% |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | 20.10% |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 23.11% |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | 4.19% |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | 16.45% |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | 20.25% |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | 22.29% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.19% |
| Mar 31, 2026 | 4.19% |
| Dec 31, 2025 | 2.74% |
| Dec 31, 2025 | 2.74% |
| Sep 30, 2025 | 2.80% |
| Sep 30, 2025 | 2.80% |
| Jun 30, 2025 | 3.26% |
| Jun 30, 2025 | 3.26% |
| Mar 31, 2025 | 46.77% |
| Mar 31, 2025 | 46.77% |
| Dec 31, 2024 | 3.02% |
| Dec 31, 2024 | 3.02% |
| Sep 30, 2024 | -1.93% |
| Sep 30, 2024 | -1.93% |
| Jun 30, 2024 | -2.26% |
| Jun 30, 2024 | -2.26% |
| Mar 31, 2024 | -0.68% |
| Mar 31, 2024 | -0.68% |
| Dec 31, 2023 | 0.42% |
| Dec 31, 2023 | 0.42% |