Affirm Holdings (AFRM) Tax Rate (2019 - 2026)

Affirm Holdings (AFRM) recorded quarterly Tax Rate of 4.19% in Q1 2026, up 52.9% quarter-over-quarter from 2.74% in Q4 2025, and down 4258.0% on a YoY basis from 0.1% in Q1 2025.

Affirm Holdings (AFRM) Tax Rate (2019 - 2026) Analysis & Trends

Affirm Holdings' Tax Rate history runs 8 years deep, the most recent figure standing at 4.19% for Q1 2026.

  • In Q1 2026, Tax Rate fell 4258.0% year-over-year to 4.19%; the TTM figure through Mar 2026 stood at 3.24% (up 1780.0% YoY), while the FY2025 annual figure was 15.1%, up 1553.0% from the prior year.
  • Tax Rate was 4.19% for Q1 2026 at Affirm Holdings, up from 2.74% in the prior quarter.
  • In the past five years, Tax Rate ranged from a high of 46.77% in Q1 2025 to a low of 2.26% in Q2 2024.
  • Historically, Tax Rate has averaged 3.98% across 5 years, with a median of 0.49% in 2022.
  • The sharpest annual moves came in 2025 and 2026: Tax Rate soared 4745 bps in 2025, then slumped 4258 bps in 2026.
  • A 5-year view of Tax Rate shows it stood at 0.49% in 2022, then retreated by 15 bps to 0.42% in 2023, then soared by 622 bps to 3.02% in 2024, then slipped by 9 bps to 2.74% in 2025, then soared by 53 bps to 4.19% in 2026.
  • The last three Tax Rate figures came in at 4.19% (Q1 2026), 2.74% (Q4 2025), and 2.8% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 534.76 Bn 522.36 Bn - 16.07%
2 Mastercard 431.99 Bn 421.78 Bn - 19.33%
3 American Express 214.01 Bn 159.96 Bn 17.43 Bn 21.36%
4 Capital One Financial 112.27 Bn 35.78 Bn - 19.19%
5 PayPal Holdings 37.67 Bn 28.32 Bn 7.84 Bn 20.10%
6 Synchrony Financial 24.15 Bn 3.59 Bn - 23.11%
7 Affirm Holdings 21.85 Bn 20.12 Bn 261.64 Mn 4.19%
8 SoFi Technologies 21.08 Bn 17.68 Bn 929.25 Mn 16.45%
9 Ally Financial 13.14 Bn 12.70 Bn 1.98 Bn 20.25%
10 Credit Acceptance 6.45 Bn 6.42 Bn 562.70 Mn 22.29%

Historic Data

Download Data
DateValue
Mar 31, 2026 4.19%
Mar 31, 2026 4.19%
Dec 31, 2025 2.74%
Dec 31, 2025 2.74%
Sep 30, 2025 2.80%
Sep 30, 2025 2.80%
Jun 30, 2025 3.26%
Jun 30, 2025 3.26%
Mar 31, 2025 46.77%
Mar 31, 2025 46.77%
Dec 31, 2024 3.02%
Dec 31, 2024 3.02%
Sep 30, 2024 -1.93%
Sep 30, 2024 -1.93%
Jun 30, 2024 -2.26%
Jun 30, 2024 -2.26%
Mar 31, 2024 -0.68%
Mar 31, 2024 -0.68%
Dec 31, 2023 0.42%
Dec 31, 2023 0.42%