Affirm Holdings (AFRM) Tax Rate (2019 - 2026)

Affirm Holdings (AFRM) posted quarterly Tax Rate of 4.17% for Q1 2026, down 4260.0% year-over-year from 0.1% in Q1 2025, and up 50.11% quarter-over-quarter from 2.78% in Q4 2025.

Affirm Holdings (AFRM) Tax Rate (2019 - 2026) Analysis & Trends

Affirm Holdings' Tax Rate history runs 8 years deep, the most recent figure standing at 4.17% for Q1 2026.

  • In Q1 2026, Tax Rate fell 4260.0% year-over-year to 4.17%; the TTM figure through Mar 2026 stood at 3.26% (up 1781.0% YoY), while the FY2025 annual figure was 15.1%, up 1553.0% from the prior year.
  • Tax Rate for Q1 2026 stood at 4.17%, up from 2.78% in the prior quarter.
  • The five-year high for Tax Rate was 46.77% in Q1 2025, with the low at 2.26% in Q2 2024.
  • The 5-year median for Tax Rate is 0.48% (2022), against an average of 3.99%.
  • The sharpest annual moves came in 2025 and 2026: Tax Rate jumped 4744 bps in 2025, then plunged 4260 bps in 2026.
  • Affirm Holdings' Tax Rate stood at 0.48% in 2022, then fell by 14 bps to 0.42% in 2023, then surged by 622 bps to 3.02% in 2024, then retreated by 8 bps to 2.78% in 2025, then jumped by 50 bps to 4.17% in 2026.
  • Business Quant data shows AFRM's Tax Rate at 4.17% in Q1 2026, 2.78% in Q4 2025, and 2.8% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 17.64%
2 Mastercard 506.53 Bn 493.04 Bn - 20.01%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 23.61%
4 Capital One Financial 136.19 Bn 81.48 Bn - 20.90%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.73%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 25.38%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 4.17%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 16.45%
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 23.65%

Historic Data

Download Data
DateValue
Mar 31, 2026 4.17%
Mar 31, 2026 4.17%
Mar 31, 2026 4.17%
Dec 31, 2025 2.78%
Dec 31, 2025 2.78%
Dec 31, 2025 2.78%
Sep 30, 2025 2.80%
Sep 30, 2025 2.80%
Sep 30, 2025 2.80%
Jun 30, 2025 3.32%
Jun 30, 2025 3.32%
Jun 30, 2025 3.32%
Mar 31, 2025 46.77%
Mar 31, 2025 46.77%
Mar 31, 2025 46.77%
Dec 31, 2024 3.02%
Dec 31, 2024 3.02%
Dec 31, 2024 3.02%
Sep 30, 2024 -1.93%
Sep 30, 2024 -1.93%