Affirm Holdings (AFRM) Net Cash Flow (2020 - 2026)
Affirm Holdings (AFRM) posted quarterly Net Cash Flow of $383.3 million for Q1 2026, up 109418.57% year-over-year from N/an in Q1 2025, and up 8292.24% quarter-over-quarter from -$4.7 million in Q4 2025.
Affirm Holdings (AFRM) Net Cash Flow (2020 - 2026) Analysis & Trends
Affirm Holdings' Net Cash Flow history runs 7 years deep, the most recent figure standing at $383.3 million for Q1 2026.
- In Q1 2026, Net Cash Flow rose 109418.57% year-over-year to $383.3 million; the TTM figure through Mar 2026 stood at $731.1 million (up 453.89% YoY), while the FY2025 annual figure was $462.3 million, up 1112.1% from the prior year.
- Net Cash Flow for Q1 2026 stood at $383.3 million, up from -$4.7 million in the prior quarter.
- The five-year high for Net Cash Flow was $383.3 million in Q1 2026, with the low at -$1.1 billion in Q2 2022.
- The 5-year median for Net Cash Flow is $350000.0 (2025), against an average of -$18.8 million.
- The sharpest annual moves came in 2022 and 2026: Net Cash Flow plunged 897.08% in 2022, then surged 109418.57% in 2026.
- Affirm Holdings' Net Cash Flow stood at -$50.9 million in 2022, then rose by 13.17% to -$44.2 million in 2023, then soared by 929.74% to $367.0 million in 2024, then plunged by 101.27% to -$4.7 million in 2025, then surged by 8292.24% to $383.3 million in 2026.
- Business Quant data shows AFRM's Net Cash Flow at $383.3 million in Q1 2026, -$4.7 million in Q4 2025, and $345.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 172.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.22 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | -8.51 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | -23.38 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | -499.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | -3.36 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 383.32 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -1.59 Bn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | -1.60 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 383.32 Mn |
| Mar 31, 2026 | 383.32 Mn |
| Dec 31, 2025 | -4.68 Mn |
| Dec 31, 2025 | -4.68 Mn |
| Sep 30, 2025 | 345.05 Mn |
| Sep 30, 2025 | 345.05 Mn |
| Jun 30, 2025 | 7.38 Mn |
| Jun 30, 2025 | 7.38 Mn |
| Mar 31, 2025 | 350,000.00 |
| Mar 31, 2025 | 350,000.00 |
| Dec 31, 2024 | 367.05 Mn |
| Dec 31, 2024 | 367.05 Mn |
| Sep 30, 2024 | 87.49 Mn |
| Sep 30, 2024 | 87.49 Mn |
| Jun 30, 2024 | -322.90 Mn |
| Jun 30, 2024 | -322.90 Mn |
| Mar 31, 2024 | 173.43 Mn |
| Mar 31, 2024 | 173.43 Mn |
| Dec 31, 2023 | -44.24 Mn |
| Dec 31, 2023 | -44.24 Mn |