Affirm Holdings (AFRM) Net Cash Flow (2020 - 2026)
Affirm Holdings (AFRM) recorded quarterly Net Cash Flow of $383.3 million in Q1 2026, up 8292.24% quarter-over-quarter from -$4.7 million in Q4 2025, and up 109418.57% on a YoY basis from N/an in Q1 2025.
Affirm Holdings (AFRM) Net Cash Flow (2020 - 2026) Analysis & Trends
Affirm Holdings' Net Cash Flow history runs 7 years deep, the most recent figure standing at $383.3 million for Q1 2026.
- In Q1 2026, Net Cash Flow rose 109418.57% year-over-year to $383.3 million; the TTM figure through Mar 2026 stood at $731.1 million (up 453.89% YoY), while the FY2025 annual figure was $462.3 million, up 1112.1% from the prior year.
- Net Cash Flow was $383.3 million for Q1 2026 at Affirm Holdings, up from -$4.7 million in the prior quarter.
- In the past five years, Net Cash Flow ranged from a high of $383.3 million in Q1 2026 to a low of -$1.1 billion in Q2 2022.
- Historically, Net Cash Flow has averaged -$18.8 million across 5 years, with a median of $350000.0 in 2025.
- The sharpest annual moves came in 2022 and 2026: Net Cash Flow sank 897.08% in 2022, then soared 109418.57% in 2026.
- A 5-year view of Net Cash Flow shows it stood at -$50.9 million in 2022, then gained by 13.17% to -$44.2 million in 2023, then jumped by 929.74% to $367.0 million in 2024, then sank by 101.27% to -$4.7 million in 2025, then soared by 8292.24% to $383.3 million in 2026.
- The last three Net Cash Flow figures came in at $383.3 million (Q1 2026), -$4.7 million (Q4 2025), and $345.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | -4.28 Bn |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | -2.37 Bn |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 5.91 Bn |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | 17.16 Bn |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | -1.53 Bn |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 5.59 Bn |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | 383.32 Mn |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | -1.59 Bn |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | -577.00 Mn |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | 1.90 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 383.32 Mn |
| Mar 31, 2026 | 383.32 Mn |
| Dec 31, 2025 | -4.68 Mn |
| Dec 31, 2025 | -4.68 Mn |
| Sep 30, 2025 | 345.05 Mn |
| Sep 30, 2025 | 345.05 Mn |
| Jun 30, 2025 | 7.38 Mn |
| Jun 30, 2025 | 7.38 Mn |
| Mar 31, 2025 | 350,000.00 |
| Mar 31, 2025 | 350,000.00 |
| Dec 31, 2024 | 367.05 Mn |
| Dec 31, 2024 | 367.05 Mn |
| Sep 30, 2024 | 87.49 Mn |
| Sep 30, 2024 | 87.49 Mn |
| Jun 30, 2024 | -322.90 Mn |
| Jun 30, 2024 | -322.90 Mn |
| Mar 31, 2024 | 173.43 Mn |
| Mar 31, 2024 | 173.43 Mn |
| Dec 31, 2023 | -44.24 Mn |
| Dec 31, 2023 | -44.24 Mn |