Affirm Holdings (AFRM) Net Cash Flow (2020 - 2026)
Affirm Holdings (AFRM) posted quarterly Net Cash Flow of $383.3 million for Q1 2026, up 109418.57% year-over-year from N/an in Q1 2025, and up 8292.24% quarter-over-quarter from -$4.7 million in Q4 2025.
Analysis
Affirm Holdings (AFRM) Net Cash Flow (2020 - 2026) Analysis & Trends
Affirm Holdings' Net Cash Flow history runs 7 years deep, the most recent figure standing at $383.3 million for Q1 2026.
- In Q1 2026, Net Cash Flow rose 109418.57% year-over-year to $383.3 million; the TTM figure through Mar 2026 stood at $731.1 million (up 453.89% YoY), while the FY2025 annual figure was $462.3 million, up 1112.1% from the prior year.
- Net Cash Flow for Q1 2026 stood at $383.3 million, up from -$4.7 million in the prior quarter.
- The five-year high for Net Cash Flow was $383.3 million in Q1 2026, with the low at -$1.1 billion in Q2 2022.
- The 5-year median for Net Cash Flow is $350000.0 (2025), against an average of -$18.8 million.
- The sharpest annual moves came in 2022 and 2026: Net Cash Flow plunged 897.08% in 2022, then surged 109418.57% in 2026.
- Affirm Holdings' Net Cash Flow stood at -$50.9 million in 2022, then rose by 13.17% to -$44.2 million in 2023, then soared by 929.74% to $367.0 million in 2024, then plunged by 101.27% to -$4.7 million in 2025, then surged by 8292.24% to $383.3 million in 2026.
- Business Quant data shows AFRM's Net Cash Flow at $383.3 million in Q1 2026, -$4.7 million in Q4 2025, and $345.0 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 172.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 3.22 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | -8.51 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | -23.38 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | -499.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -36.45 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | -3.36 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -195.76 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | -1.60 Bn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 39.08 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -36.45 Mn |
| Jun 30, 2026 | -36.45 Mn |
| Mar 31, 2026 | 383.32 Mn |
| Mar 31, 2026 | 383.32 Mn |
| Dec 31, 2025 | -4.68 Mn |
| Dec 31, 2025 | -4.68 Mn |
| Sep 30, 2025 | 345.05 Mn |
| Sep 30, 2025 | 345.05 Mn |
| Jun 30, 2025 | 7.38 Mn |
| Jun 30, 2025 | 7.38 Mn |
| Mar 31, 2025 | 350,000.00 |
| Mar 31, 2025 | 350,000.00 |
| Dec 31, 2024 | 367.05 Mn |
| Dec 31, 2024 | 367.05 Mn |
| Sep 30, 2024 | 87.49 Mn |
| Sep 30, 2024 | 87.49 Mn |
| Jun 30, 2024 | -322.90 Mn |
| Jun 30, 2024 | -322.90 Mn |
| Mar 31, 2024 | 173.43 Mn |
| Mar 31, 2024 | 173.43 Mn |