Affirm Holdings (AFRM) Net Cash Flow (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly Net Cash Flow of $383.3 million for Q1 2026, up 109418.57% year-over-year from N/an in Q1 2025, and up 8292.24% on a QoQ basis from -$4.7 million in Q4 2025.

Affirm Holdings (AFRM) Net Cash Flow (2020 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported Net Cash Flow for 7 consecutive years, with $383.3 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Net Cash Flow rose 109418.57% year-over-year to $383.3 million; the TTM figure through Mar 2026 stood at $731.1 million (up 453.89% YoY), while the FY2025 annual figure was $462.3 million, up 1112.1% from the prior year.
  • Net Cash Flow came in at $383.3 million for Q1 2026 at Affirm Holdings, up from -$4.7 million in the prior quarter.
  • The five-year high for Net Cash Flow was $383.3 million in Q1 2026, with the low at -$1.1 billion in Q2 2022.
  • Average Net Cash Flow over 5 years is -$18.8 million, with a median of $350000.0 recorded in 2025.
  • Across the five-year window, Net Cash Flow slumped 897.08% in 2022 and soared 109418.57% in 2026, its largest moves.
  • Year by year, Net Cash Flow stood at -$50.9 million in 2022, then grew by 13.17% to -$44.2 million in 2023, then jumped by 929.74% to $367.0 million in 2024, then slumped by 101.27% to -$4.7 million in 2025, then soared by 8292.24% to $383.3 million in 2026.
  • According to Business Quant data, Net Cash Flow over the past three periods registered $383.3 million, -$4.7 million, and $345.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) NCF (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -4.28 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -2.37 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 5.91 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -1.53 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 383.32 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -1.59 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -577.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -56.65 Mn
10 Sezzle 5.91 Bn 5.79 Bn - 44.99 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 383.32 Mn
Mar 31, 2026 383.32 Mn
Dec 31, 2025 -4.68 Mn
Dec 31, 2025 -4.68 Mn
Sep 30, 2025 345.05 Mn
Sep 30, 2025 345.05 Mn
Jun 30, 2025 7.38 Mn
Jun 30, 2025 7.38 Mn
Mar 31, 2025 350,000.00
Mar 31, 2025 350,000.00
Dec 31, 2024 367.05 Mn
Dec 31, 2024 367.05 Mn
Sep 30, 2024 87.49 Mn
Sep 30, 2024 87.49 Mn
Jun 30, 2024 -322.90 Mn
Jun 30, 2024 -322.90 Mn
Mar 31, 2024 173.43 Mn
Mar 31, 2024 173.43 Mn
Dec 31, 2023 -44.24 Mn
Dec 31, 2023 -44.24 Mn