Affirm Holdings (AFRM) Net Cash Flow (2020 - 2026)
Affirm Holdings (AFRM) posted quarterly Net Cash Flow of $383.3 million for Q1 2026, up 109418.57% year-over-year from N/an in Q1 2025, and up 8292.24% on a QoQ basis from -$4.7 million in Q4 2025.
Affirm Holdings (AFRM) Net Cash Flow (2020 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported Net Cash Flow for 7 consecutive years, with $383.3 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Cash Flow rose 109418.57% year-over-year to $383.3 million; the TTM figure through Mar 2026 stood at $731.1 million (up 453.89% YoY), while the FY2025 annual figure was $462.3 million, up 1112.1% from the prior year.
- Net Cash Flow came in at $383.3 million for Q1 2026 at Affirm Holdings, up from -$4.7 million in the prior quarter.
- The five-year high for Net Cash Flow was $383.3 million in Q1 2026, with the low at -$1.1 billion in Q2 2022.
- Average Net Cash Flow over 5 years is -$18.8 million, with a median of $350000.0 recorded in 2025.
- Across the five-year window, Net Cash Flow slumped 897.08% in 2022 and soared 109418.57% in 2026, its largest moves.
- Year by year, Net Cash Flow stood at -$50.9 million in 2022, then grew by 13.17% to -$44.2 million in 2023, then jumped by 929.74% to $367.0 million in 2024, then slumped by 101.27% to -$4.7 million in 2025, then soared by 8292.24% to $383.3 million in 2026.
- According to Business Quant data, Net Cash Flow over the past three periods registered $383.3 million, -$4.7 million, and $345.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | -4.28 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -2.37 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 5.91 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | -1.53 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 383.32 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -1.59 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -577.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -56.65 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 44.99 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 383.32 Mn |
| Mar 31, 2026 | 383.32 Mn |
| Dec 31, 2025 | -4.68 Mn |
| Dec 31, 2025 | -4.68 Mn |
| Sep 30, 2025 | 345.05 Mn |
| Sep 30, 2025 | 345.05 Mn |
| Jun 30, 2025 | 7.38 Mn |
| Jun 30, 2025 | 7.38 Mn |
| Mar 31, 2025 | 350,000.00 |
| Mar 31, 2025 | 350,000.00 |
| Dec 31, 2024 | 367.05 Mn |
| Dec 31, 2024 | 367.05 Mn |
| Sep 30, 2024 | 87.49 Mn |
| Sep 30, 2024 | 87.49 Mn |
| Jun 30, 2024 | -322.90 Mn |
| Jun 30, 2024 | -322.90 Mn |
| Mar 31, 2024 | 173.43 Mn |
| Mar 31, 2024 | 173.43 Mn |
| Dec 31, 2023 | -44.24 Mn |
| Dec 31, 2023 | -44.24 Mn |