Affirm Holdings (AFRM) Net Cash Flow (2020 - 2026)

Affirm Holdings (AFRM) recorded quarterly Net Cash Flow of $383.3 million in Q1 2026, up 8292.24% quarter-over-quarter from -$4.7 million in Q4 2025, and up 109418.57% on a YoY basis from N/an in Q1 2025.

Affirm Holdings (AFRM) Net Cash Flow (2020 - 2026) Analysis & Trends

Affirm Holdings' Net Cash Flow history runs 7 years deep, the most recent figure standing at $383.3 million for Q1 2026.

  • In Q1 2026, Net Cash Flow rose 109418.57% year-over-year to $383.3 million; the TTM figure through Mar 2026 stood at $731.1 million (up 453.89% YoY), while the FY2025 annual figure was $462.3 million, up 1112.1% from the prior year.
  • Net Cash Flow was $383.3 million for Q1 2026 at Affirm Holdings, up from -$4.7 million in the prior quarter.
  • In the past five years, Net Cash Flow ranged from a high of $383.3 million in Q1 2026 to a low of -$1.1 billion in Q2 2022.
  • Historically, Net Cash Flow has averaged -$18.8 million across 5 years, with a median of $350000.0 in 2025.
  • The sharpest annual moves came in 2022 and 2026: Net Cash Flow sank 897.08% in 2022, then soared 109418.57% in 2026.
  • A 5-year view of Net Cash Flow shows it stood at -$50.9 million in 2022, then gained by 13.17% to -$44.2 million in 2023, then jumped by 929.74% to $367.0 million in 2024, then sank by 101.27% to -$4.7 million in 2025, then soared by 8292.24% to $383.3 million in 2026.
  • The last three Net Cash Flow figures came in at $383.3 million (Q1 2026), -$4.7 million (Q4 2025), and $345.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) NCF (Qtr)
1 Visa 534.76 Bn 522.36 Bn - -4.28 Bn
2 Mastercard 431.99 Bn 421.78 Bn - -2.37 Bn
3 American Express 214.01 Bn 159.96 Bn 17.43 Bn 5.91 Bn
4 Capital One Financial 112.27 Bn 35.78 Bn - 17.16 Bn
5 PayPal Holdings 37.67 Bn 28.32 Bn 7.84 Bn -1.53 Bn
6 Synchrony Financial 24.15 Bn 3.59 Bn - 5.59 Bn
7 Affirm Holdings 21.85 Bn 20.12 Bn 261.64 Mn 383.32 Mn
8 SoFi Technologies 21.08 Bn 17.68 Bn 929.25 Mn -1.59 Bn
9 Ally Financial 13.14 Bn 12.70 Bn 1.98 Bn -577.00 Mn
10 Credit Acceptance 6.45 Bn 6.42 Bn 562.70 Mn 1.90 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 383.32 Mn
Mar 31, 2026 383.32 Mn
Dec 31, 2025 -4.68 Mn
Dec 31, 2025 -4.68 Mn
Sep 30, 2025 345.05 Mn
Sep 30, 2025 345.05 Mn
Jun 30, 2025 7.38 Mn
Jun 30, 2025 7.38 Mn
Mar 31, 2025 350,000.00
Mar 31, 2025 350,000.00
Dec 31, 2024 367.05 Mn
Dec 31, 2024 367.05 Mn
Sep 30, 2024 87.49 Mn
Sep 30, 2024 87.49 Mn
Jun 30, 2024 -322.90 Mn
Jun 30, 2024 -322.90 Mn
Mar 31, 2024 173.43 Mn
Mar 31, 2024 173.43 Mn
Dec 31, 2023 -44.24 Mn
Dec 31, 2023 -44.24 Mn