Affirm Holdings AFRM
NASDAQ AFRM
$71.21 +0.93 (+1.32%)
At close: Sep 18, 2026 · 4:00 PM EDT

Affirm Holdings (AFRM) Net Cash Flow (2020 - 2026)

Affirm Holdings (AFRM) posted Net Cash Flow of -$36.4 million for Q2 2026, down 109.51% on a QoQ basis from $383.3 million in Q1 2026, and down 593.74% year-over-year from $7.4 million in Q2 2025.

Analysis

Affirm Holdings (AFRM) Net Cash Flow (2020 - 2026) Analysis & Trends

Affirm Holdings has reported Net Cash Flow for 7 years, with the latest figure at -$36.4 million in Q2 2026.

  • On a quarterly basis, Net Cash Flow fell 593.74% year-over-year to -$36.4 million in Q2 2026; TTM through Jun 2026 was $687.2 million, a 48.67% increase from a year earlier, with the FY2026 full-year figure at $687.2 million, up 48.67% from the prior year.
  • Net Cash Flow was -$36.4 million for Q2 2026 at Affirm Holdings, down from $383.3 million in the prior quarter.
  • The five-year high for Net Cash Flow was $383.3 million in Q1 2026, with the low at -$1.1 billion in Q2 2022.
  • Average Net Cash Flow over 5 years is -$19.7 million, with a median of -$2.2 million recorded in 2025.
  • The sharpest annual moves came in 2022 and 2026: Net Cash Flow plunged 897.08% in 2022, then jumped 109418.57% in 2026.
  • Over 5 years, Net Cash Flow stood at -$50.9 million in 2022, then advanced by 13.17% to -$44.2 million in 2023, then surged by 929.74% to $367.0 million in 2024, then plunged by 101.27% to -$4.7 million in 2025, then sank by 678.97% to -$36.4 million in 2026.
  • The last three Net Cash Flow figures came in at -$36.4 million (Q2 2026), $383.3 million (Q1 2026), and -$4.7 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - -3.36 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - -36.45 Mn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 39.08 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn -59.30 Mn
5 Slm 4.72 Bn -77.52 Mn - -586.39 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 44.36 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn -198.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 245.13 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn -44.21 Mn
10 Navient 1.64 Bn 275.03 Mn - 8.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -36.45 Mn
Mar 31, 2026 383.32 Mn
Dec 31, 2025 -4.68 Mn
Sep 30, 2025 345.05 Mn
Jun 30, 2025 7.38 Mn
Mar 31, 2025 350,000.00
Dec 31, 2024 367.05 Mn
Sep 30, 2024 87.49 Mn
Jun 30, 2024 -322.90 Mn
Mar 31, 2024 173.43 Mn
Dec 31, 2023 -44.24 Mn
Sep 30, 2023 231.85 Mn
Jun 30, 2023 -123.84 Mn
Mar 31, 2023 -484.19 Mn
Dec 31, 2022 -50.95 Mn
Sep 30, 2022 368.03 Mn
Jun 30, 2022 -1.11 Bn
Mar 31, 2022 -138.24 Mn
Dec 31, 2021 1.14 Bn
Sep 30, 2021 -20.41 Mn