Affirm Holdings (AFRM) EBITDA (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly EBITDA of $96.2 million for Q1 2026, up 1544.37% year-over-year from $5.9 million in Q1 2025, and down 29.77% on a QoQ basis from $137.0 million in Q4 2025.
Affirm Holdings (AFRM) EBITDA (2019 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported EBITDA for 8 consecutive years, with $96.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, EBITDA rose 1544.37% year-over-year to $96.2 million; the TTM figure through Mar 2026 stood at $403.3 million (up 551.17% YoY), while the FY2025 annual figure was $58.7 million, up 111.2% from the prior year.
- EBITDA came in at $96.2 million for Q1 2026 at Affirm Holdings, down from $137.0 million in the prior quarter.
- The five-year high for EBITDA was $137.0 million in Q4 2025, with the low at -$314.8 million in Q4 2022.
- Average EBITDA over 5 years is -$82.8 million, with a median of -$87.8 million recorded in 2024.
- Across the five-year window, EBITDA slumped 292.02% in 2023 and surged 1544.37% in 2026, its largest moves.
- Year by year, EBITDA stood at -$314.8 million in 2022, then jumped by 52.73% to -$148.8 million in 2023, then jumped by 128.17% to $41.9 million in 2024, then jumped by 226.83% to $137.0 million in 2025, then retreated by 29.77% to $96.2 million in 2026.
- According to Business Quant data, EBITDA over the past three periods registered $96.2 million, $137.0 million, and $71.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.55 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.49 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 96.25 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 153.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 332.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 139.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 69.02 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 51.23 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 96.25 Mn |
| Dec 31, 2025 | 137.04 Mn |
| Sep 30, 2025 | 71.37 Mn |
| Jun 30, 2025 | 98.68 Mn |
| Mar 31, 2025 | 5.85 Mn |
| Dec 31, 2024 | 41.93 Mn |
| Sep 30, 2024 | -87.78 Mn |
| Jun 30, 2024 | -49.40 Mn |
| Mar 31, 2024 | -144.10 Mn |
| Dec 31, 2023 | -148.84 Mn |
| Sep 30, 2023 | -181.57 Mn |
| Jun 30, 2023 | -199.05 Mn |
| Mar 31, 2023 | -201.38 Mn |
| Dec 31, 2022 | -314.85 Mn |
| Sep 30, 2022 | -278.34 Mn |
| Jun 30, 2022 | -201.22 Mn |
| Mar 31, 2022 | -51.37 Mn |
| Dec 31, 2021 | -158.05 Mn |
| Sep 30, 2021 | -310.70 Mn |
| Jun 30, 2021 | -121.39 Mn |