Affirm Holdings (AFRM) EBITDA (2019 - 2026)

Affirm Holdings (AFRM) recorded quarterly EBITDA of $96.2 million in Q1 2026, down 29.77% quarter-over-quarter from $137.0 million in Q4 2025, and up 1544.37% on a YoY basis from $5.9 million in Q1 2025.

Affirm Holdings (AFRM) EBITDA (2019 - 2026) Analysis & Trends

Affirm Holdings' EBITDA history runs 8 years deep, the most recent figure standing at $96.2 million for Q1 2026.

  • In Q1 2026, EBITDA rose 1544.37% year-over-year to $96.2 million; the TTM figure through Mar 2026 stood at $403.3 million (up 551.17% YoY), while the FY2025 annual figure was $58.7 million, up 111.2% from the prior year.
  • EBITDA was $96.2 million for Q1 2026 at Affirm Holdings, down from $137.0 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $137.0 million in Q4 2025 to a low of -$314.8 million in Q4 2022.
  • Historically, EBITDA has averaged -$82.8 million across 5 years, with a median of -$87.8 million in 2024.
  • The sharpest annual moves came in 2023 and 2026: EBITDA sank 292.02% in 2023, then surged 1544.37% in 2026.
  • A 5-year view of EBITDA shows it stood at -$314.8 million in 2022, then jumped by 52.73% to -$148.8 million in 2023, then jumped by 128.17% to $41.9 million in 2024, then jumped by 226.83% to $137.0 million in 2025, then dropped by 29.77% to $96.2 million in 2026.
  • The last three EBITDA figures came in at $96.2 million (Q1 2026), $137.0 million (Q4 2025), and $71.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 534.76 Bn 522.36 Bn - 7.23 Bn
2 Mastercard 431.99 Bn 421.78 Bn - 4.91 Bn
3 American Express 214.01 Bn 159.96 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 112.27 Bn 35.78 Bn - 6.79 Bn
5 PayPal Holdings 37.67 Bn 28.32 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.15 Bn 3.59 Bn - 2.02 Bn
7 Affirm Holdings 21.85 Bn 20.12 Bn 261.64 Mn 96.25 Mn
8 SoFi Technologies 21.08 Bn 17.68 Bn 929.25 Mn 153.01 Mn
9 Ally Financial 13.14 Bn 12.70 Bn 1.98 Bn 332.00 Mn
10 Credit Acceptance 6.45 Bn 6.42 Bn 562.70 Mn 139.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 96.25 Mn
Dec 31, 2025 137.04 Mn
Sep 30, 2025 71.37 Mn
Jun 30, 2025 98.68 Mn
Mar 31, 2025 5.85 Mn
Dec 31, 2024 41.93 Mn
Sep 30, 2024 -87.78 Mn
Jun 30, 2024 -49.40 Mn
Mar 31, 2024 -144.10 Mn
Dec 31, 2023 -148.84 Mn
Sep 30, 2023 -181.57 Mn
Jun 30, 2023 -199.05 Mn
Mar 31, 2023 -201.38 Mn
Dec 31, 2022 -314.85 Mn
Sep 30, 2022 -278.34 Mn
Jun 30, 2022 -201.22 Mn
Mar 31, 2022 -51.37 Mn
Dec 31, 2021 -158.05 Mn
Sep 30, 2021 -310.70 Mn
Jun 30, 2021 -121.39 Mn