Affirm Holdings (AFRM) EBITDA (2019 - 2026)
Affirm Holdings (AFRM) posted EBITDA of $147.3 million for Q2 2026, up 66.53% on a QoQ basis from $88.4 million in Q1 2026, and up 153.62% year-over-year from $58.1 million in Q2 2025.
Analysis
Affirm Holdings (AFRM) EBITDA (2019 - 2026) Analysis & Trends
Affirm Holdings has reported EBITDA for 8 years, with the latest figure at $147.3 million in Q2 2026.
- On a quarterly basis, EBITDA rose 153.62% year-over-year to $147.3 million in Q2 2026; TTM through Jun 2026 was $417.0 million, a 577.78% increase from a year earlier, with the FY2026 full-year figure at $417.0 million, up 577.78% from the prior year.
- EBITDA was $147.3 million for Q2 2026 at Affirm Holdings, up from $88.4 million in the prior quarter.
- The five-year high for EBITDA was $147.3 million in Q2 2026, with the low at -$359.5 million in Q4 2022.
- Average EBITDA over 5 years is -$110.6 million, with a median of -$146.7 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2025: EBITDA sank 142.64% in 2022, then surged 2821.56% in 2025.
- Over 5 years, EBITDA stood at -$359.5 million in 2022, then soared by 52.12% to -$172.2 million in 2023, then soared by 97.49% to -$4.3 million in 2024, then soared by 2821.56% to $117.6 million in 2025, then rose by 25.19% to $147.3 million in 2026.
- The last three EBITDA figures came in at $147.3 million (Q2 2026), $88.4 million (Q1 2026), and $117.6 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 2.16 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 147.26 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 127.00 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 150.50 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 349.70 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 237.15 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 474.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 350.46 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 54.82 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 599.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 147.26 Mn |
| Mar 31, 2026 | 88.43 Mn |
| Dec 31, 2025 | 117.63 Mn |
| Sep 30, 2025 | 63.66 Mn |
| Jun 30, 2025 | 58.06 Mn |
| Mar 31, 2025 | -8.39 Mn |
| Dec 31, 2024 | -4.32 Mn |
| Sep 30, 2024 | -132.62 Mn |
| Jun 30, 2024 | -73.46 Mn |
| Mar 31, 2024 | -160.79 Mn |
| Dec 31, 2023 | -172.15 Mn |
| Sep 30, 2023 | -209.45 Mn |
| Jun 30, 2023 | -243.83 Mn |
| Mar 31, 2023 | -310.04 Mn |
| Dec 31, 2022 | -359.53 Mn |
| Sep 30, 2022 | -287.47 Mn |
| Jun 30, 2022 | -277.23 Mn |
| Mar 31, 2022 | -226.55 Mn |
| Dec 31, 2021 | -196.20 Mn |
| Sep 30, 2021 | -166.07 Mn |