Affirm Holdings (AFRM) EBITDA (2019 - 2026)

Affirm Holdings (AFRM) posted quarterly EBITDA of $96.2 million for Q1 2026, up 1544.37% year-over-year from $5.9 million in Q1 2025, and down 29.77% on a QoQ basis from $137.0 million in Q4 2025.

Affirm Holdings (AFRM) EBITDA (2019 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported EBITDA for 8 consecutive years, with $96.2 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBITDA rose 1544.37% year-over-year to $96.2 million; the TTM figure through Mar 2026 stood at $403.3 million (up 551.17% YoY), while the FY2025 annual figure was $58.7 million, up 111.2% from the prior year.
  • EBITDA came in at $96.2 million for Q1 2026 at Affirm Holdings, down from $137.0 million in the prior quarter.
  • The five-year high for EBITDA was $137.0 million in Q4 2025, with the low at -$314.8 million in Q4 2022.
  • Average EBITDA over 5 years is -$82.8 million, with a median of -$87.8 million recorded in 2024.
  • Across the five-year window, EBITDA slumped 292.02% in 2023 and surged 1544.37% in 2026, its largest moves.
  • Year by year, EBITDA stood at -$314.8 million in 2022, then jumped by 52.73% to -$148.8 million in 2023, then jumped by 128.17% to $41.9 million in 2024, then jumped by 226.83% to $137.0 million in 2025, then retreated by 29.77% to $96.2 million in 2026.
  • According to Business Quant data, EBITDA over the past three periods registered $96.2 million, $137.0 million, and $71.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.23 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.91 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.55 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.49 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 96.25 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 153.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 332.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 139.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 69.02 Mn
10 Sezzle 5.91 Bn 5.79 Bn - 51.23 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 96.25 Mn
Dec 31, 2025 137.04 Mn
Sep 30, 2025 71.37 Mn
Jun 30, 2025 98.68 Mn
Mar 31, 2025 5.85 Mn
Dec 31, 2024 41.93 Mn
Sep 30, 2024 -87.78 Mn
Jun 30, 2024 -49.40 Mn
Mar 31, 2024 -144.10 Mn
Dec 31, 2023 -148.84 Mn
Sep 30, 2023 -181.57 Mn
Jun 30, 2023 -199.05 Mn
Mar 31, 2023 -201.38 Mn
Dec 31, 2022 -314.85 Mn
Sep 30, 2022 -278.34 Mn
Jun 30, 2022 -201.22 Mn
Mar 31, 2022 -51.37 Mn
Dec 31, 2021 -158.05 Mn
Sep 30, 2021 -310.70 Mn
Jun 30, 2021 -121.39 Mn