Affirm Holdings (AFRM) EBITDA (2019 - 2026)
Affirm Holdings (AFRM) recorded quarterly EBITDA of $96.2 million in Q1 2026, down 29.77% quarter-over-quarter from $137.0 million in Q4 2025, and up 1544.37% on a YoY basis from $5.9 million in Q1 2025.
Affirm Holdings (AFRM) EBITDA (2019 - 2026) Analysis & Trends
Affirm Holdings' EBITDA history runs 8 years deep, the most recent figure standing at $96.2 million for Q1 2026.
- In Q1 2026, EBITDA rose 1544.37% year-over-year to $96.2 million; the TTM figure through Mar 2026 stood at $403.3 million (up 551.17% YoY), while the FY2025 annual figure was $58.7 million, up 111.2% from the prior year.
- EBITDA was $96.2 million for Q1 2026 at Affirm Holdings, down from $137.0 million in the prior quarter.
- In the past five years, EBITDA ranged from a high of $137.0 million in Q4 2025 to a low of -$314.8 million in Q4 2022.
- Historically, EBITDA has averaged -$82.8 million across 5 years, with a median of -$87.8 million in 2024.
- The sharpest annual moves came in 2023 and 2026: EBITDA sank 292.02% in 2023, then surged 1544.37% in 2026.
- A 5-year view of EBITDA shows it stood at -$314.8 million in 2022, then jumped by 52.73% to -$148.8 million in 2023, then jumped by 128.17% to $41.9 million in 2024, then jumped by 226.83% to $137.0 million in 2025, then dropped by 29.77% to $96.2 million in 2026.
- The last three EBITDA figures came in at $96.2 million (Q1 2026), $137.0 million (Q4 2025), and $71.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | 7.23 Bn |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | 4.91 Bn |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 3.55 Bn |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | 6.79 Bn |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | 1.49 Bn |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 2.02 Bn |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | 96.25 Mn |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | 153.01 Mn |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | 332.00 Mn |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | 139.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 96.25 Mn |
| Dec 31, 2025 | 137.04 Mn |
| Sep 30, 2025 | 71.37 Mn |
| Jun 30, 2025 | 98.68 Mn |
| Mar 31, 2025 | 5.85 Mn |
| Dec 31, 2024 | 41.93 Mn |
| Sep 30, 2024 | -87.78 Mn |
| Jun 30, 2024 | -49.40 Mn |
| Mar 31, 2024 | -144.10 Mn |
| Dec 31, 2023 | -148.84 Mn |
| Sep 30, 2023 | -181.57 Mn |
| Jun 30, 2023 | -199.05 Mn |
| Mar 31, 2023 | -201.38 Mn |
| Dec 31, 2022 | -314.85 Mn |
| Sep 30, 2022 | -278.34 Mn |
| Jun 30, 2022 | -201.22 Mn |
| Mar 31, 2022 | -51.37 Mn |
| Dec 31, 2021 | -158.05 Mn |
| Sep 30, 2021 | -310.70 Mn |
| Jun 30, 2021 | -121.39 Mn |