Affirm Holdings (AFRM) EV to CFO (2021 - 2026)
Affirm Holdings' EV to CFO was 20.11 in fiscal Q1 2027 (quarter ended Sep 30, 2026), down 13.9% from 23.35 a year earlier and down 4.3% from the prior quarter.
Affirm Holdings (AFRM) EV to CFO (2021 - 2026) Analysis & Trends
On a trailing twelve-month basis, Affirm Holdings' EV to CFO was 15.52 through Sep 30, 2026, down 19.7% year-over-year; for FY2026 (ended Jun 30, 2026), it came in at 21.01, down 21.0% from FY2025.
- EV to CFO has now declined for three consecutive fiscal years.
- In earlier fiscal years, EV to CFO was 26.61 in FY2025 (-32.6%), 39.50 in FY2024 (-94.1%) and 673.94 in FY2023.
- Quarterly EV to CFO has moved between 13.49 (fiscal Q3 2026) and 673.94 (fiscal Q4 2023) over five years.
- Compared with a year earlier, EV to CFO has declined for ten straight quarters, with an average decline of 39.6% over the last eight quarters.
- Across the past five years, year-over-year decline in EV to CFO ran from 13.9% in fiscal Q1 2027 to 94.1% in fiscal Q4 2024.
- Per Business Quant data, AFRM's EV to CFO in the three fiscal quarters before Q1 2027 was 21.01 (Q4 2026), 13.49 (Q3 2026) and 27.84 (Q2 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Royalty Pharma | 39.80 Bn | 40.13 Bn | - |
| 2 | Rocket Companies | 38.90 Bn | 27.72 Bn | - |
| 3 | Orix | 38.66 Bn | 9.30 Bn | 13.83 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | -16,107.65 Bn | - |
| 5 | Synchrony Financial | 22.47 Bn | -45.15 Bn | - |
| 6 | Affirm Holdings | 22.07 Bn | 15.11 Bn | - |
| 7 | Royal Gold | 21.71 Bn | 20.92 Bn | 402.46 Mn |
| 8 | Ares Capital | 13.84 Bn | 11.59 Bn | - |
| 9 | Annaly Capital Management | 13.83 Bn | 4.86 Bn | - |
| 10 | Federal Home Loan Mortgage | 12.64 Bn | -328.33 Bn | - |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 20.11 |
| Jun 30, 2026 | 21.01 |
| Mar 31, 2026 | 13.49 |
| Dec 31, 2025 | 27.84 |
| Sep 30, 2025 | 23.35 |
| Jun 30, 2025 | 26.61 |
| Mar 31, 2025 | 16.78 |
| Dec 31, 2024 | 47.59 |
| Sep 30, 2024 | 44.86 |
| Jun 30, 2024 | 39.50 |
| Mar 31, 2024 | 51.09 |
| Dec 31, 2023 | 178.15 |
| Sep 30, 2023 | 195.91 |
| Jun 30, 2023 | 673.94 |
| Sep 30, 2021 | 371.32 |
Affirm Holdings EV to CFO API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-cfo&ticker=AFRM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-cfo", "ticker": "AFRM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-cfo&ticker=AFRM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();