Affirm Holdings (AFRM) EV to CFO (2021 - 2026)
Affirm Holdings (AFRM) posted EV to CFO of 87.34 for Q2 2026, up 147.86% on a QoQ basis from 35.24 in Q1 2026, and down 69.14% year-over-year from 283.02 in Q2 2025.
Analysis
Affirm Holdings (AFRM) EV to CFO (2021 - 2026) Analysis & Trends
Affirm Holdings has reported EV to CFO for 6 years, with the latest figure at 87.34 in Q2 2026.
- On a quarterly basis, EV to CFO fell 69.14% year-over-year to 87.34 in Q2 2026; TTM through Jun 2026 was 21.01, a 21.03% decrease from a year earlier, with the FY2026 full-year figure at 21.01, down 21.03% from the prior year.
- EV to CFO was 87.34 for Q2 2026 at Affirm Holdings, up from 35.24 in the prior quarter.
- The five-year high for EV to CFO was 390.08 in Q4 2023, with the low at 864.5 in Q1 2022.
- Average EV to CFO over 5 years is 48.78, with a median of 111.47 recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: EV to CFO slumped 197.57% in 2022, then jumped 363.44% in 2023.
- Over 5 years, EV to CFO stood at 148.07 in 2022, then surged by 363.44% to 390.08 in 2023, then slumped by 69.27% to 119.86 in 2024, then gained by 11.4% to 133.52 in 2025, then sank by 34.59% to 87.34 in 2026.
- The last three EV to CFO figures came in at 87.34 (Q2 2026), 35.24 (Q1 2026), and 133.52 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 87.34 |
| Mar 31, 2026 | 35.24 |
| Dec 31, 2025 | 133.52 |
| Sep 30, 2025 | 60.58 |
| Jun 30, 2025 | 283.02 |
| Mar 31, 2025 | 62.85 |
| Dec 31, 2024 | 119.86 |
| Sep 30, 2024 | 124.89 |
| Jun 30, 2024 | 258.58 |
| Mar 31, 2024 | 104.34 |
| Dec 31, 2023 | 390.08 |
| Sep 30, 2023 | 118.59 |
| Jun 30, 2023 | 188.33 |
| Mar 31, 2023 | -104.40 |
| Dec 31, 2022 | -148.07 |
| Sep 30, 2022 | 182.20 |
| Jun 30, 2022 | -154.37 |
| Mar 31, 2022 | -864.50 |
| Dec 31, 2021 | -123.88 |
| Sep 30, 2021 | 178.34 |