Affirm Holdings (AFRM) Total Debt (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly Total Debt of $2.4 billion for Q1 2026, down 40.81% year-over-year from $4.1 billion in Q1 2025, and down 20.65% quarter-over-quarter from $3.0 billion in Q4 2025.

Affirm Holdings (AFRM) Total Debt (2020 - 2026) Analysis & Trends

Affirm Holdings' Total Debt history runs 7 years deep, the most recent figure standing at $2.4 billion for Q1 2026.

  • In Q1 2026, Total Debt fell 40.81% year-over-year to $2.4 billion; the TTM figure through Mar 2026 stood at $2.4 billion (down 40.81% YoY), while the FY2025 annual figure was $1.6 billion, down 11.66% from the prior year.
  • Total Debt for Q1 2026 stood at $2.4 billion, down from $3.0 billion in the prior quarter.
  • The five-year high for Total Debt was $4.1 billion in Q1 2025, with the low at $672.6 million in Q2 2022.
  • The 5-year median for Total Debt is $1.8 billion (2024), against an average of $2.0 billion.
  • The sharpest annual moves came in 2022 and 2023: Total Debt sank 51.12% in 2022, then surged 202.63% in 2023.
  • Affirm Holdings' Total Debt stood at $1.9 billion in 2022, then gained by 1.27% to $1.9 billion in 2023, then climbed by 13.64% to $2.2 billion in 2024, then jumped by 40.61% to $3.0 billion in 2025, then dropped by 20.65% to $2.4 billion in 2026.
  • Business Quant data shows AFRM's Total Debt at $2.4 billion in Q1 2026, $3.0 billion in Q4 2025, and $1.8 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 23.86 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 24.64 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 59.05 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 35.62 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.23 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 16.43 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 2.42 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 22.97 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.42 Bn
Dec 31, 2025 3.05 Bn
Sep 30, 2025 1.78 Bn
Jun 30, 2025 1.62 Bn
Mar 31, 2025 4.08 Bn
Dec 31, 2024 2.17 Bn
Sep 30, 2024 1.74 Bn
Jun 30, 2024 1.84 Bn
Mar 31, 2024 3.24 Bn
Dec 31, 2023 1.91 Bn
Sep 30, 2023 2.40 Bn
Jun 30, 2023 1.76 Bn
Mar 31, 2023 1.51 Bn
Dec 31, 2022 1.88 Bn
Sep 30, 2022 792.64 Mn
Jun 30, 2022 672.58 Mn
Mar 31, 2022 1.45 Bn
Dec 31, 2021 646.00 Mn
Sep 30, 2021 1.62 Bn
Jun 30, 2021 1.18 Bn