Affirm Holdings (AFRM) Total Debt (2020 - 2026)
Affirm Holdings (AFRM) recorded quarterly Total Debt of $2.4 billion in Q1 2026, down 20.65% quarter-over-quarter from $3.0 billion in Q4 2025, and up 26.67% on a YoY basis from $1.9 billion in Q1 2025.
Affirm Holdings (AFRM) Total Debt (2020 - 2026) Analysis & Trends
Affirm Holdings' Total Debt history runs 7 years deep, the most recent figure standing at $2.4 billion for Q1 2026.
- In Q1 2026, Total Debt rose 26.67% year-over-year to $2.4 billion; the TTM figure through Mar 2026 stood at $2.4 billion (up 26.67% YoY), while the FY2025 annual figure was $1.6 billion, down 11.66% from the prior year.
- Total Debt was $2.4 billion for Q1 2026 at Affirm Holdings, down from $3.0 billion in the prior quarter.
- In the past five years, Total Debt ranged from a high of $4.0 billion in Q3 2024 to a low of $672.6 million in Q2 2022.
- Historically, Total Debt has averaged $2.1 billion across 5 years, with a median of $1.9 billion in 2022.
- The sharpest annual moves came in 2022 and 2025: Total Debt surged 191.44% in 2022, then sank 55.39% in 2025.
- A 5-year view of Total Debt shows it stood at $1.9 billion in 2022, then jumped by 45.57% to $2.7 billion in 2023, then slipped by 20.94% to $2.2 billion in 2024, then surged by 40.61% to $3.0 billion in 2025, then declined by 20.65% to $2.4 billion in 2026.
- The last three Total Debt figures came in at $2.4 billion (Q1 2026), $3.0 billion (Q4 2025), and $1.8 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | 23.98 Bn |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | 18.96 Bn |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 1.69 Bn |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | 38.42 Bn |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | 9.41 Bn |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 7.51 Bn |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | 2.42 Bn |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | 4.13 Bn |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | 5.16 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.42 Bn |
| Dec 31, 2025 | 3.05 Bn |
| Sep 30, 2025 | 1.78 Bn |
| Jun 30, 2025 | 1.62 Bn |
| Mar 31, 2025 | 1.91 Bn |
| Dec 31, 2024 | 2.17 Bn |
| Sep 30, 2024 | 3.99 Bn |
| Jun 30, 2024 | 1.84 Bn |
| Mar 31, 2024 | 3.24 Bn |
| Dec 31, 2023 | 2.74 Bn |
| Sep 30, 2023 | 2.40 Bn |
| Jun 30, 2023 | 1.76 Bn |
| Mar 31, 2023 | 1.79 Bn |
| Dec 31, 2022 | 1.88 Bn |
| Sep 30, 2022 | 1.72 Bn |
| Jun 30, 2022 | 672.58 Mn |
| Mar 31, 2022 | 901.23 Mn |
| Dec 31, 2021 | 646.00 Mn |
| Sep 30, 2021 | 1.62 Bn |
| Jun 30, 2021 | 680.60 Mn |