Affirm Holdings (AFRM) Total Debt (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly Total Debt of $2.4 billion for Q1 2026, up 26.67% year-over-year from $1.9 billion in Q1 2025, and down 20.65% on a QoQ basis from $3.0 billion in Q4 2025.

Affirm Holdings (AFRM) Total Debt (2020 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported Total Debt for 7 consecutive years, with $2.4 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Total Debt rose 26.67% year-over-year to $2.4 billion; the TTM figure through Mar 2026 stood at $2.4 billion (up 26.67% YoY), while the FY2025 annual figure was $1.6 billion, down 11.66% from the prior year.
  • Total Debt came in at $2.4 billion for Q1 2026 at Affirm Holdings, down from $3.0 billion in the prior quarter.
  • The five-year high for Total Debt was $4.0 billion in Q3 2024, with the low at $672.6 million in Q2 2022.
  • Average Total Debt over 5 years is $2.1 billion, with a median of $1.9 billion recorded in 2022.
  • Across the five-year window, Total Debt surged 191.44% in 2022 and slumped 55.39% in 2025, its largest moves.
  • Year by year, Total Debt stood at $1.9 billion in 2022, then jumped by 45.57% to $2.7 billion in 2023, then fell by 20.94% to $2.2 billion in 2024, then surged by 40.61% to $3.0 billion in 2025, then decreased by 20.65% to $2.4 billion in 2026.
  • According to Business Quant data, Total Debt over the past three periods registered $2.4 billion, $3.0 billion, and $1.8 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.98 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 18.96 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.69 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 9.41 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 2.42 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 4.13 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 5.16 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 12.66 Bn
10 Sezzle 5.91 Bn 5.79 Bn - 144.37 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.42 Bn
Dec 31, 2025 3.05 Bn
Sep 30, 2025 1.78 Bn
Jun 30, 2025 1.62 Bn
Mar 31, 2025 1.91 Bn
Dec 31, 2024 2.17 Bn
Sep 30, 2024 3.99 Bn
Jun 30, 2024 1.84 Bn
Mar 31, 2024 3.24 Bn
Dec 31, 2023 2.74 Bn
Sep 30, 2023 2.40 Bn
Jun 30, 2023 1.76 Bn
Mar 31, 2023 1.79 Bn
Dec 31, 2022 1.88 Bn
Sep 30, 2022 1.72 Bn
Jun 30, 2022 672.58 Mn
Mar 31, 2022 901.23 Mn
Dec 31, 2021 646.00 Mn
Sep 30, 2021 1.62 Bn
Jun 30, 2021 680.60 Mn