Affirm Holdings (AFRM) Total Debt (2020 - 2026)
Affirm Holdings (AFRM) posted Total Debt of $3.33 billion for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 105.4% from $1.62 billion a year earlier and up 37.9% from the prior quarter.
Affirm Holdings (AFRM) Total Debt (2020 - 2026) Analysis & Trends
Since fiscal Q4 2020, Affirm Holdings has reported Total Debt for 24 quarters.
- Annual Total Debt shows a five-year compound annual growth rate of 23.2% (FY2021 to FY2026).
- In prior fiscal years, Affirm Holdings' Total Debt was $1.62 billion in FY2025 (-11.7%), $1.84 billion in FY2024 (-15.2%), $2.17 billion in FY2023 (+33.1%) and $1.63 billion in FY2022 (+38.3%).
- The fiscal Q4 2026 figure stands as the highest quarterly Total Debt since fiscal Q3 2025.
- On a year-over-year basis, Total Debt increased in four of the last eight quarters, with growth averaging 14.0%.
- The strongest year-over-year quarter for Total Debt in the past five years was fiscal Q4 2026, with growth of 105.4%; the weakest was fiscal Q1 2026, with a decline of 55.4%.
- According to Business Quant data, Total Debt for the three prior fiscal quarters was $2.42 billion (Q3 2026), $3.05 billion (Q2 2026) and $1.78 billion (Q1 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 40.88 Bn | 9.60 Bn | 12.74 Bn | 38.96 Bn |
| 2 | Rocket Companies | 35.89 Bn | 35.89 Bn | - | - |
| 3 | Royalty Pharma | 29.99 Bn | 26.96 Bn | - | 8.96 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 27.11 Bn | 27.11 Bn | - | 4,169.25 Bn |
| 5 | Affirm Holdings | 24.05 Bn | 17.74 Bn | - | 3.33 Bn |
| 6 | Synchrony Financial | 23.99 Bn | -43.63 Bn | - | 8.11 Bn |
| 7 | Royal Gold | 19.17 Bn | 18.34 Bn | 390.45 Mn | 395.89 Mn |
| 8 | Annaly Capital Management | 14.08 Bn | 5.04 Bn | - | 38.38 Bn |
| 9 | Federal Home Loan Mortgage | 13.81 Bn | 13.81 Bn | - | - |
| 10 | Ares Capital | 13.71 Bn | 11.46 Bn | - | 15.12 Bn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.33 Bn |
| Mar 31, 2026 | 2.42 Bn |
| Dec 31, 2025 | 3.05 Bn |
| Sep 30, 2025 | 1.78 Bn |
| Jun 30, 2025 | 1.62 Bn |
| Mar 31, 2025 | 5.99 Bn |
| Dec 31, 2024 | 6.16 Bn |
| Sep 30, 2024 | 5.73 Bn |
| Jun 30, 2024 | 1.84 Bn |
| Mar 31, 2024 | 4.85 Bn |
| Dec 31, 2023 | 4.65 Bn |
| Sep 30, 2023 | 4.11 Bn |
| Jun 30, 2023 | 3.93 Bn |
| Mar 31, 2023 | 3.30 Bn |
| Dec 31, 2022 | 3.20 Bn |
| Sep 30, 2022 | 2.51 Bn |
| Jun 30, 2022 | 2.30 Bn |
| Mar 31, 2022 | 2.35 Bn |
| Dec 31, 2021 | 2.22 Bn |
| Sep 30, 2021 | 2.11 Bn |
Affirm Holdings Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=AFRM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "AFRM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=AFRM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();