Affirm Holdings (AFRM) EV to EBITDA (2025 - 2026)
Affirm Holdings' EV to EBITDA was 23.91 in fiscal Q1 2027 (quarter ended Sep 30, 2026), down 59.6% from 59.12 a year earlier and down 30.8% from the prior quarter.
Affirm Holdings (AFRM) EV to EBITDA (2025 - 2026) Analysis & Trends
On a trailing twelve-month basis, Affirm Holdings' EV to EBITDA was 18.45 through Sep 30, 2026, down 62.3% year-over-year; for FY2026 (ended Jun 30, 2026), it was 34.56, down 72.5% from FY2025.
- In earlier fiscal years, EV to EBITDA was 125.59 in FY2025.
- Quarterly EV to EBITDA has moved between 21.43 (fiscal Q3 2026) and 361.02 (fiscal Q3 2025) over five years.
- Compared with a year earlier, EV to EBITDA has declined for three straight quarters.
- Per Business Quant data, AFRM's EV to EBITDA in the three fiscal quarters before Q1 2027 was 34.56 (Q4 2026), 21.43 (Q3 2026) and 44.04 (Q2 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Royalty Pharma | 39.80 Bn | 40.13 Bn | - |
| 2 | Rocket Companies | 38.90 Bn | 27.72 Bn | - |
| 3 | Orix | 38.66 Bn | 9.30 Bn | 13.83 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | -16,107.65 Bn | - |
| 5 | Synchrony Financial | 22.47 Bn | -45.15 Bn | - |
| 6 | Affirm Holdings | 22.07 Bn | 15.11 Bn | - |
| 7 | Royal Gold | 21.71 Bn | 20.92 Bn | 402.46 Mn |
| 8 | Ares Capital | 13.84 Bn | 11.59 Bn | - |
| 9 | Annaly Capital Management | 13.83 Bn | 4.86 Bn | - |
| 10 | Federal Home Loan Mortgage | 12.64 Bn | -328.33 Bn | - |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 23.91 |
| Jun 30, 2026 | 34.56 |
| Mar 31, 2026 | 21.43 |
| Dec 31, 2025 | 44.04 |
| Sep 30, 2025 | 59.12 |
| Jun 30, 2025 | 125.59 |
| Mar 31, 2025 | 361.02 |
Affirm Holdings EV to EBITDA API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-ebitda&ticker=AFRM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-ebitda", "ticker": "AFRM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-ebitda&ticker=AFRM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();