Affirm Holdings (AFRM) Interest Expenses (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly Interest Expenses of $113.8 million for Q1 2026, up 5.7% year-over-year from $107.6 million in Q1 2025, and up 1.83% quarter-over-quarter from $111.7 million in Q4 2025.
Analysis
Affirm Holdings (AFRM) Interest Expenses (2019 - 2026) Analysis & Trends
Affirm Holdings' Interest Expenses history runs 8 years deep, the most recent figure standing at $113.8 million for Q1 2026.
- In Q1 2026, Interest Expenses rose 5.7% year-over-year to $113.8 million; the TTM figure through Mar 2026 stood at $441.4 million (down 32.28% YoY), while the FY2025 annual figure was $425.5 million, down 69.44% from the prior year.
- Interest Expenses for Q1 2026 stood at $113.8 million, up from $111.7 million in the prior quarter.
- The five-year high for Interest Expenses was $332.3 million in Q2 2024, with the low at -$47.9 million in Q2 2022.
- The 5-year median for Interest Expenses is $104.1 million (2024), against an average of $93.5 million.
- The sharpest annual moves came in 2022 and 2023: Interest Expenses sank 100.64% in 2022, then jumped 434.38% in 2023.
- Affirm Holdings' Interest Expenses stood at $43.8 million in 2022, then jumped by 93.41% to $84.6 million in 2023, then advanced by 27.35% to $107.8 million in 2024, then rose by 3.67% to $111.7 million in 2025, then advanced by 1.83% to $113.8 million in 2026.
- Business Quant data shows AFRM's Interest Expenses at $113.8 million in Q1 2026, $111.7 million in Q4 2025, and $110.0 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 194.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 218.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 4.01 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 118.51 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 975.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 352.33 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.51 Bn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 35.70 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 118.51 Mn |
| Jun 30, 2026 | 118.51 Mn |
| Mar 31, 2026 | 113.76 Mn |
| Mar 31, 2026 | 113.76 Mn |
| Dec 31, 2025 | 111.72 Mn |
| Dec 31, 2025 | 111.72 Mn |
| Sep 30, 2025 | 110.03 Mn |
| Sep 30, 2025 | 110.03 Mn |
| Jun 30, 2025 | 105.91 Mn |
| Jun 30, 2025 | 105.91 Mn |
| Mar 31, 2025 | 107.63 Mn |
| Mar 31, 2025 | 107.63 Mn |
| Dec 31, 2024 | 107.76 Mn |
| Dec 31, 2024 | 107.76 Mn |
| Sep 30, 2024 | 104.15 Mn |
| Sep 30, 2024 | 104.15 Mn |
| Jun 30, 2024 | 95.26 Mn |
| Jun 30, 2024 | 95.26 Mn |
| Mar 31, 2024 | 90.45 Mn |
| Mar 31, 2024 | 90.45 Mn |