Affirm Holdings (AFRM) Interest Expenses (2019 - 2026)

Affirm Holdings (AFRM) posted quarterly Interest Expenses of $113.8 million for Q1 2026, up 5.7% year-over-year from $107.6 million in Q1 2025, and up 1.83% on a QoQ basis from $111.7 million in Q4 2025.

Affirm Holdings (AFRM) Interest Expenses (2019 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported Interest Expenses for 8 consecutive years, with $113.8 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Expenses rose 5.7% year-over-year to $113.8 million; the TTM figure through Mar 2026 stood at $441.4 million (up 6.42% YoY), while the FY2025 annual figure was $425.5 million, up 23.59% from the prior year.
  • Interest Expenses came in at $113.8 million for Q1 2026 at Affirm Holdings, up from $111.7 million in the prior quarter.
  • The five-year high for Interest Expenses was $113.8 million in Q1 2026, with the low at $15.8 million in Q1 2022.
  • Average Interest Expenses over 5 years is $77.9 million, with a median of $90.4 million recorded in 2024.
  • Across the five-year window, Interest Expenses soared 224.5% in 2023 and climbed 3.67% in 2025, its largest moves.
  • Year by year, Interest Expenses stood at $43.8 million in 2022, then surged by 93.41% to $84.6 million in 2023, then rose by 27.35% to $107.8 million in 2024, then grew by 3.67% to $111.7 million in 2025, then rose by 1.83% to $113.8 million in 2026.
  • According to Business Quant data, Interest Expenses over the past three periods registered $113.8 million, $111.7 million, and $110.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 178.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 185.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 113.76 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 308.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.52 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 113.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - 3.02 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 113.76 Mn
Mar 31, 2026 113.76 Mn
Dec 31, 2025 111.72 Mn
Dec 31, 2025 111.72 Mn
Sep 30, 2025 110.03 Mn
Sep 30, 2025 110.03 Mn
Jun 30, 2025 105.91 Mn
Jun 30, 2025 105.91 Mn
Mar 31, 2025 107.63 Mn
Mar 31, 2025 107.63 Mn
Dec 31, 2024 107.76 Mn
Dec 31, 2024 107.76 Mn
Sep 30, 2024 104.15 Mn
Sep 30, 2024 104.15 Mn
Jun 30, 2024 95.26 Mn
Jun 30, 2024 95.26 Mn
Mar 31, 2024 90.45 Mn
Mar 31, 2024 90.45 Mn
Dec 31, 2023 84.62 Mn
Dec 31, 2023 84.62 Mn