Affirm Holdings (AFRM) Interest Expenses (2019 - 2026)

Affirm Holdings (AFRM) recorded quarterly Interest Expenses of $113.8 million in Q1 2026, up 1.83% quarter-over-quarter from $111.7 million in Q4 2025, and up 5.7% on a YoY basis from $107.6 million in Q1 2025.

Affirm Holdings (AFRM) Interest Expenses (2019 - 2026) Analysis & Trends

Affirm Holdings' Interest Expenses history runs 8 years deep, the most recent figure standing at $113.8 million for Q1 2026.

  • In Q1 2026, Interest Expenses rose 5.7% year-over-year to $113.8 million; the TTM figure through Mar 2026 stood at $441.4 million (up 6.42% YoY), while the FY2025 annual figure was $425.5 million, up 23.59% from the prior year.
  • Interest Expenses was $113.8 million for Q1 2026 at Affirm Holdings, up from $111.7 million in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $113.8 million in Q1 2026 to a low of $15.8 million in Q1 2022.
  • Historically, Interest Expenses has averaged $77.9 million across 5 years, with a median of $90.4 million in 2024.
  • The sharpest annual moves came in 2023 and 2025: Interest Expenses soared 224.5% in 2023, then rose 3.67% in 2025.
  • A 5-year view of Interest Expenses shows it stood at $43.8 million in 2022, then surged by 93.41% to $84.6 million in 2023, then climbed by 27.35% to $107.8 million in 2024, then gained by 3.67% to $111.7 million in 2025, then climbed by 1.83% to $113.8 million in 2026.
  • The last three Interest Expenses figures came in at $113.8 million (Q1 2026), $111.7 million (Q4 2025), and $110.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 534.76 Bn 522.36 Bn - 178.00 Mn
2 Mastercard 431.99 Bn 421.78 Bn - 185.00 Mn
3 American Express 214.01 Bn 159.96 Bn 17.43 Bn 1.97 Bn
4 Capital One Financial 112.27 Bn 35.78 Bn - 4.09 Bn
5 PayPal Holdings 37.67 Bn 28.32 Bn 7.84 Bn -
6 Synchrony Financial 24.15 Bn 3.59 Bn - 968.00 Mn
7 Affirm Holdings 21.85 Bn 20.12 Bn 261.64 Mn 113.76 Mn
8 SoFi Technologies 21.08 Bn 17.68 Bn 929.25 Mn 308.01 Mn
9 Ally Financial 13.14 Bn 12.70 Bn 1.98 Bn 1.52 Bn
10 Credit Acceptance 6.45 Bn 6.42 Bn 562.70 Mn 113.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 113.76 Mn
Mar 31, 2026 113.76 Mn
Dec 31, 2025 111.72 Mn
Dec 31, 2025 111.72 Mn
Sep 30, 2025 110.03 Mn
Sep 30, 2025 110.03 Mn
Jun 30, 2025 105.91 Mn
Jun 30, 2025 105.91 Mn
Mar 31, 2025 107.63 Mn
Mar 31, 2025 107.63 Mn
Dec 31, 2024 107.76 Mn
Dec 31, 2024 107.76 Mn
Sep 30, 2024 104.15 Mn
Sep 30, 2024 104.15 Mn
Jun 30, 2024 95.26 Mn
Jun 30, 2024 95.26 Mn
Mar 31, 2024 90.45 Mn
Mar 31, 2024 90.45 Mn
Dec 31, 2023 84.62 Mn
Dec 31, 2023 84.62 Mn