Affirm Holdings (AFRM) Interest Expenses (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly Interest Expenses of $113.8 million for Q1 2026, up 5.7% year-over-year from $107.6 million in Q1 2025, and up 1.83% on a QoQ basis from $111.7 million in Q4 2025.
Affirm Holdings (AFRM) Interest Expenses (2019 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported Interest Expenses for 8 consecutive years, with $113.8 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Expenses rose 5.7% year-over-year to $113.8 million; the TTM figure through Mar 2026 stood at $441.4 million (up 6.42% YoY), while the FY2025 annual figure was $425.5 million, up 23.59% from the prior year.
- Interest Expenses came in at $113.8 million for Q1 2026 at Affirm Holdings, up from $111.7 million in the prior quarter.
- The five-year high for Interest Expenses was $113.8 million in Q1 2026, with the low at $15.8 million in Q1 2022.
- Average Interest Expenses over 5 years is $77.9 million, with a median of $90.4 million recorded in 2024.
- Across the five-year window, Interest Expenses soared 224.5% in 2023 and climbed 3.67% in 2025, its largest moves.
- Year by year, Interest Expenses stood at $43.8 million in 2022, then surged by 93.41% to $84.6 million in 2023, then rose by 27.35% to $107.8 million in 2024, then grew by 3.67% to $111.7 million in 2025, then rose by 1.83% to $113.8 million in 2026.
- According to Business Quant data, Interest Expenses over the past three periods registered $113.8 million, $111.7 million, and $110.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 178.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 185.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 113.76 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 308.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.52 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 113.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 3.02 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 113.76 Mn |
| Mar 31, 2026 | 113.76 Mn |
| Dec 31, 2025 | 111.72 Mn |
| Dec 31, 2025 | 111.72 Mn |
| Sep 30, 2025 | 110.03 Mn |
| Sep 30, 2025 | 110.03 Mn |
| Jun 30, 2025 | 105.91 Mn |
| Jun 30, 2025 | 105.91 Mn |
| Mar 31, 2025 | 107.63 Mn |
| Mar 31, 2025 | 107.63 Mn |
| Dec 31, 2024 | 107.76 Mn |
| Dec 31, 2024 | 107.76 Mn |
| Sep 30, 2024 | 104.15 Mn |
| Sep 30, 2024 | 104.15 Mn |
| Jun 30, 2024 | 95.26 Mn |
| Jun 30, 2024 | 95.26 Mn |
| Mar 31, 2024 | 90.45 Mn |
| Mar 31, 2024 | 90.45 Mn |
| Dec 31, 2023 | 84.62 Mn |
| Dec 31, 2023 | 84.62 Mn |