Affirm Holdings (AFRM) Interest Expenses (2019 - 2026)
Affirm Holdings (AFRM) recorded quarterly Interest Expenses of $113.8 million in Q1 2026, up 1.83% quarter-over-quarter from $111.7 million in Q4 2025, and up 5.7% on a YoY basis from $107.6 million in Q1 2025.
Affirm Holdings (AFRM) Interest Expenses (2019 - 2026) Analysis & Trends
Affirm Holdings' Interest Expenses history runs 8 years deep, the most recent figure standing at $113.8 million for Q1 2026.
- In Q1 2026, Interest Expenses rose 5.7% year-over-year to $113.8 million; the TTM figure through Mar 2026 stood at $441.4 million (up 6.42% YoY), while the FY2025 annual figure was $425.5 million, up 23.59% from the prior year.
- Interest Expenses was $113.8 million for Q1 2026 at Affirm Holdings, up from $111.7 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $113.8 million in Q1 2026 to a low of $15.8 million in Q1 2022.
- Historically, Interest Expenses has averaged $77.9 million across 5 years, with a median of $90.4 million in 2024.
- The sharpest annual moves came in 2023 and 2025: Interest Expenses soared 224.5% in 2023, then rose 3.67% in 2025.
- A 5-year view of Interest Expenses shows it stood at $43.8 million in 2022, then surged by 93.41% to $84.6 million in 2023, then climbed by 27.35% to $107.8 million in 2024, then gained by 3.67% to $111.7 million in 2025, then climbed by 1.83% to $113.8 million in 2026.
- The last three Interest Expenses figures came in at $113.8 million (Q1 2026), $111.7 million (Q4 2025), and $110.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | 178.00 Mn |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | 185.00 Mn |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 1.97 Bn |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | 4.09 Bn |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 968.00 Mn |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | 113.76 Mn |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | 308.01 Mn |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | 1.52 Bn |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | 113.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 113.76 Mn |
| Mar 31, 2026 | 113.76 Mn |
| Dec 31, 2025 | 111.72 Mn |
| Dec 31, 2025 | 111.72 Mn |
| Sep 30, 2025 | 110.03 Mn |
| Sep 30, 2025 | 110.03 Mn |
| Jun 30, 2025 | 105.91 Mn |
| Jun 30, 2025 | 105.91 Mn |
| Mar 31, 2025 | 107.63 Mn |
| Mar 31, 2025 | 107.63 Mn |
| Dec 31, 2024 | 107.76 Mn |
| Dec 31, 2024 | 107.76 Mn |
| Sep 30, 2024 | 104.15 Mn |
| Sep 30, 2024 | 104.15 Mn |
| Jun 30, 2024 | 95.26 Mn |
| Jun 30, 2024 | 95.26 Mn |
| Mar 31, 2024 | 90.45 Mn |
| Mar 31, 2024 | 90.45 Mn |
| Dec 31, 2023 | 84.62 Mn |
| Dec 31, 2023 | 84.62 Mn |