Affirm Holdings (AFRM) FCF Margin (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly FCF Margin of 6779.64% for Q1 2026, up 1500930.0% year-over-year from N/an in Q1 2025, and up 709.51% on a QoQ basis from 1112.3% in Q4 2025.

Affirm Holdings (AFRM) FCF Margin (2020 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported FCF Margin for 7 consecutive years, with 6779.64% the latest figure, recorded in Q1 2026.

  • In Q1 2026, FCF Margin rose 1500930.0% year-over-year to 6779.64%; the TTM figure through Mar 2026 stood at 1121.28% (down 2039499.0% YoY), while the FY2025 annual figure was 54.02%, up 1881.0% from the prior year.
  • FCF Margin came in at 6779.64% for Q1 2026 at Affirm Holdings, up from 1112.3% in the prior quarter.
  • The five-year high for FCF Margin was 7375.41% in Q2 2025, with the low at 8229.66% in Q1 2025.
  • Average FCF Margin over 5 years is 287.0%, with a median of 307.71% recorded in 2022.
  • Across the five-year window, FCF Margin tumbled 557856 bps in 2025 and surged 1500930 bps in 2026, its largest moves.
  • Year by year, FCF Margin stood at 955.85% in 2022, then surged by 101 bps to 6.02% in 2023, then soared by 1370 bps to 88.48% in 2024, then slumped by 1357 bps to 1112.3% in 2025, then surged by 710 bps to 6779.64% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 6779.64%, 1112.3%, and 2940.24% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.37%
2 Mastercard 465.55 Bn 455.34 Bn - 33.56%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 14.04%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 10.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 6,779.64%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -216.52%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 65.22%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 46.37%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.37%
10 Sezzle 5.91 Bn 5.79 Bn - 65.41%

Historic Data

Download Data
DateValue
Mar 31, 2026 6,779.64%
Dec 31, 2025 -1,112.30%
Sep 30, 2025 -2,940.24%
Jun 30, 2025 7,375.41%
Mar 31, 2025 -8,229.66%
Dec 31, 2024 88.48%
Sep 30, 2024 65.88%
Jun 30, 2024 -1,846.09%
Mar 31, 2024 -2,651.10%
Dec 31, 2023 6.02%
Sep 30, 2023 35.16%
Jun 30, 2023 1.67%
Mar 31, 2023 1,676.02%
Dec 31, 2022 -955.85%
Sep 30, 2022 -744.86%
Jun 30, 2022 -307.71%
Mar 31, 2022 -2,119.49%
Dec 31, 2021 379.23%
Sep 30, 2021 -1,327.77%
Jun 30, 2021 -3.62%