Affirm Holdings (AFRM) FCF Margin (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly FCF Margin of 3167.36% for Q1 2026, down 612851.0% year-over-year from N/an in Q1 2025, and down 228.93% quarter-over-quarter from 2456.57% in Q4 2025.

Affirm Holdings (AFRM) FCF Margin (2020 - 2026) Analysis & Trends

Affirm Holdings' FCF Margin history runs 7 years deep, the most recent figure standing at 3167.36% for Q1 2026.

  • In Q1 2026, FCF Margin fell 612851.0% year-over-year to 3167.36%; the TTM figure through Mar 2026 stood at 2041.68% (down 178294.0% YoY), while the FY2025 annual figure was 2850.33%, down 286285.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 3167.36%, down from 2456.57% in the prior quarter.
  • The five-year high for FCF Margin was 2961.15% in Q1 2025, with the low at 4491.29% in Q4 2023.
  • The 5-year median for FCF Margin is 879.31% (2023), against an average of 925.24%.
  • The sharpest annual moves came in 2024 and 2026: FCF Margin jumped 525450 bps in 2024, then sank 612851 bps in 2026.
  • Affirm Holdings' FCF Margin stood at 15.72% in 2022, then sank by 28476 bps to 4491.29% in 2023, then jumped by 117 bps to 763.21% in 2024, then surged by 222 bps to 2456.57% in 2025, then plunged by 229 bps to 3167.36% in 2026.
  • Business Quant data shows AFRM's FCF Margin at 3167.36% in Q1 2026, 2456.57% in Q4 2025, and 2940.24% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 52.76%
2 Mastercard 506.53 Bn 493.04 Bn - 37.82%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 22.78%
4 Capital One Financial 136.19 Bn 81.48 Bn - 64.06%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 20.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 50.23%
8 Affirm Holdings 25.93 Bn 24.20 Bn - -3,167.36%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -1,839.75%
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 59.19%

Historic Data

Download Data
DateValue
Mar 31, 2026 -3,167.36%
Dec 31, 2025 2,456.57%
Sep 30, 2025 -2,940.24%
Jun 30, 2025 -3,178.12%
Mar 31, 2025 2,961.15%
Dec 31, 2024 763.21%
Sep 30, 2024 -886.42%
Jun 30, 2024 898.71%
Mar 31, 2024 -870.52%
Dec 31, 2023 -4,491.29%
Sep 30, 2023 12.70%
Jun 30, 2023 -879.31%
Mar 31, 2023 -2,522.76%
Dec 31, 2022 -15.72%
Sep 30, 2022 14.35%
Jun 30, 2022 -1,753.75%
Mar 31, 2022 -2,130.22%
Dec 31, 2021 -275.97%
Sep 30, 2021 129.48%
Jun 30, 2021 3,960.00%