Affirm Holdings (AFRM) FCF Margin (2020 - 2026)
Affirm Holdings (AFRM) posted quarterly FCF Margin of 3167.36% for Q1 2026, down 612851.0% year-over-year from N/an in Q1 2025, and down 228.93% quarter-over-quarter from 2456.57% in Q4 2025.
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Analysis
Affirm Holdings (AFRM) FCF Margin (2020 - 2026) Analysis & Trends
Affirm Holdings' FCF Margin history runs 7 years deep, the most recent figure standing at 3167.36% for Q1 2026.
- In Q1 2026, FCF Margin fell 612851.0% year-over-year to 3167.36%; the TTM figure through Mar 2026 stood at 2041.68% (down 178294.0% YoY), while the FY2025 annual figure was 2850.33%, down 286285.0% from the prior year.
- FCF Margin for Q1 2026 stood at 3167.36%, down from 2456.57% in the prior quarter.
- The five-year high for FCF Margin was 2961.15% in Q1 2025, with the low at 4491.29% in Q4 2023.
- The 5-year median for FCF Margin is 879.31% (2023), against an average of 925.24%.
- The sharpest annual moves came in 2024 and 2026: FCF Margin jumped 525450 bps in 2024, then sank 612851 bps in 2026.
- Affirm Holdings' FCF Margin stood at 15.72% in 2022, then sank by 28476 bps to 4491.29% in 2023, then jumped by 117 bps to 763.21% in 2024, then surged by 222 bps to 2456.57% in 2025, then plunged by 229 bps to 3167.36% in 2026.
- Business Quant data shows AFRM's FCF Margin at 3167.36% in Q1 2026, 2456.57% in Q4 2025, and 2940.24% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 52.76% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 37.82% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 50.96% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 20.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -1,112.06% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 50.23% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -327.16% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 59.19% |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 7.73% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1,112.06% |
| Mar 31, 2026 | -1,015.53% |
| Dec 31, 2025 | -1,112.30% |
| Sep 30, 2025 | -1,009.58% |
| Jun 30, 2025 | -1,111.68% |
| Mar 31, 2025 | -953.31% |
| Dec 31, 2024 | -963.96% |
| Sep 30, 2024 | -886.42% |
| Jun 30, 2024 | -889.37% |
| Mar 31, 2024 | -870.52% |
| Dec 31, 2023 | -1,020.03% |
| Sep 30, 2023 | -831.90% |
| Jun 30, 2023 | -879.31% |
| Mar 31, 2023 | -824.49% |
| Dec 31, 2022 | -955.85% |
| Sep 30, 2022 | -744.86% |
| Jun 30, 2022 | -794.17% |
| Mar 31, 2022 | -818.85% |
| Dec 31, 2021 | -898.90% |
| Sep 30, 2021 | -550.26% |