Affirm Holdings (AFRM) FCF Margin (2020 - 2026)
Affirm Holdings (AFRM) posted FCF Margin of 1112.06% for Q2 2026, down 9.5% on a QoQ basis from 1015.53% in Q1 2026, and down 37.0% year-over-year from 1765.17% in Q2 2025.
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Affirm Holdings (AFRM) FCF Margin (2020 - 2026) Analysis & Trends
Affirm Holdings has reported FCF Margin for 7 years, with the latest figure at 1112.06% in Q2 2026.
- On a quarterly basis, FCF Margin fell 37.0% year-over-year to 1112.06% in Q2 2026; TTM through Jun 2026 was 1066.14%, a 8142.0% decrease from a year earlier, with the FY2026 full-year figure at 1066.14%, down 8142.0% from the prior year.
- FCF Margin was 1112.06% for Q2 2026 at Affirm Holdings, down from 1015.53% in the prior quarter.
- The five-year high for FCF Margin was 744.86% in Q3 2022, with the low at 1112.3% in Q4 2025.
- Average FCF Margin over 5 years is 933.01%, with a median of 921.34% recorded in 2024.
- The sharpest annual moves came in 2024 and 2025: FCF Margin soared 5607 bps in 2024, then tumbled 22232 bps in 2025.
- Over 5 years, FCF Margin stood at 955.85% in 2022, then slipped by 7 bps to 1020.03% in 2023, then grew by 5 bps to 963.96% in 2024, then fell by 15 bps to 1112.3% in 2025, then increased by 0 bps to 1112.06% in 2026.
- The last three FCF Margin figures came in at 1112.06% (Q2 2026), 1015.53% (Q1 2026), and 1112.3% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 50.23% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -1,112.06% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 7.73% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 52.42% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | -31.97% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 57.21% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 53.68% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 51.85% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 7.85% |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 80.79% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1,112.06% |
| Mar 31, 2026 | -1,015.53% |
| Dec 31, 2025 | -1,112.30% |
| Sep 30, 2025 | -1,009.58% |
| Jun 30, 2025 | -1,111.68% |
| Mar 31, 2025 | -953.31% |
| Dec 31, 2024 | -963.96% |
| Sep 30, 2024 | -886.42% |
| Jun 30, 2024 | -889.37% |
| Mar 31, 2024 | -870.52% |
| Dec 31, 2023 | -1,020.03% |
| Sep 30, 2023 | -831.90% |
| Jun 30, 2023 | -879.31% |
| Mar 31, 2023 | -824.49% |
| Dec 31, 2022 | -955.85% |
| Sep 30, 2022 | -744.86% |
| Jun 30, 2022 | -794.17% |
| Mar 31, 2022 | -818.85% |
| Dec 31, 2021 | -898.90% |
| Sep 30, 2021 | -550.26% |