Affirm Holdings (AFRM) FCF Margin (2020 - 2026)

Affirm Holdings (AFRM) recorded quarterly FCF Margin of 6779.64% in Q1 2026, up 709.51% quarter-over-quarter from 1112.3% in Q4 2025, and up 1500930.0% on a YoY basis from N/an in Q1 2025.

Affirm Holdings (AFRM) FCF Margin (2020 - 2026) Analysis & Trends

Affirm Holdings' FCF Margin history runs 7 years deep, the most recent figure standing at 6779.64% for Q1 2026.

  • In Q1 2026, FCF Margin rose 1500930.0% year-over-year to 6779.64%; the TTM figure through Mar 2026 stood at 1121.28% (down 2039499.0% YoY), while the FY2025 annual figure was 54.02%, up 1881.0% from the prior year.
  • FCF Margin was 6779.64% for Q1 2026 at Affirm Holdings, up from 1112.3% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 7375.41% in Q2 2025 to a low of 8229.66% in Q1 2025.
  • Historically, FCF Margin has averaged 287.0% across 5 years, with a median of 307.71% in 2022.
  • The sharpest annual moves came in 2025 and 2026: FCF Margin slumped 557856 bps in 2025, then surged 1500930 bps in 2026.
  • A 5-year view of FCF Margin shows it stood at 955.85% in 2022, then surged by 101 bps to 6.02% in 2023, then soared by 1370 bps to 88.48% in 2024, then sank by 1357 bps to 1112.3% in 2025, then surged by 710 bps to 6779.64% in 2026.
  • The last three FCF Margin figures came in at 6779.64% (Q1 2026), 1112.3% (Q4 2025), and 2940.24% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 543.83 Bn 531.43 Bn - 23.37%
2 Mastercard 439.96 Bn 429.75 Bn - 33.56%
3 American Express 218.41 Bn 164.37 Bn 17.43 Bn 14.04%
4 Capital One Financial 113.95 Bn 37.46 Bn - 35.91%
5 PayPal Holdings 37.65 Bn 28.31 Bn 7.84 Bn 10.81%
6 Synchrony Financial 24.77 Bn 4.21 Bn - 45.78%
7 Affirm Holdings 21.75 Bn 20.03 Bn 261.64 Mn 6,779.64%
8 SoFi Technologies 21.04 Bn 17.64 Bn 929.25 Mn -216.52%
9 Ally Financial 13.49 Bn 13.04 Bn 1.98 Bn 65.22%
10 Eason Technology 6.63 Bn 6.62 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 6,779.64%
Dec 31, 2025 -1,112.30%
Sep 30, 2025 -2,940.24%
Jun 30, 2025 7,375.41%
Mar 31, 2025 -8,229.66%
Dec 31, 2024 88.48%
Sep 30, 2024 65.88%
Jun 30, 2024 -1,846.09%
Mar 31, 2024 -2,651.10%
Dec 31, 2023 6.02%
Sep 30, 2023 35.16%
Jun 30, 2023 1.67%
Mar 31, 2023 1,676.02%
Dec 31, 2022 -955.85%
Sep 30, 2022 -744.86%
Jun 30, 2022 -307.71%
Mar 31, 2022 -2,119.49%
Dec 31, 2021 379.23%
Sep 30, 2021 -1,327.77%
Jun 30, 2021 -3.62%