Affirm Holdings (AFRM) FCF Margin (2020 - 2026)
Affirm Holdings (AFRM) posted quarterly FCF Margin of 6779.64% for Q1 2026, up 1500930.0% year-over-year from N/an in Q1 2025, and up 709.51% on a QoQ basis from 1112.3% in Q4 2025.
Affirm Holdings (AFRM) FCF Margin (2020 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported FCF Margin for 7 consecutive years, with 6779.64% the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Margin rose 1500930.0% year-over-year to 6779.64%; the TTM figure through Mar 2026 stood at 1121.28% (down 2039499.0% YoY), while the FY2025 annual figure was 54.02%, up 1881.0% from the prior year.
- FCF Margin came in at 6779.64% for Q1 2026 at Affirm Holdings, up from 1112.3% in the prior quarter.
- The five-year high for FCF Margin was 7375.41% in Q2 2025, with the low at 8229.66% in Q1 2025.
- Average FCF Margin over 5 years is 287.0%, with a median of 307.71% recorded in 2022.
- Across the five-year window, FCF Margin tumbled 557856 bps in 2025 and surged 1500930 bps in 2026, its largest moves.
- Year by year, FCF Margin stood at 955.85% in 2022, then surged by 101 bps to 6.02% in 2023, then soared by 1370 bps to 88.48% in 2024, then slumped by 1357 bps to 1112.3% in 2025, then surged by 710 bps to 6779.64% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 6779.64%, 1112.3%, and 2940.24% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.37% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 33.56% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 14.04% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 10.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 6,779.64% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -216.52% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 65.22% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 46.37% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.37% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 65.41% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6,779.64% |
| Dec 31, 2025 | -1,112.30% |
| Sep 30, 2025 | -2,940.24% |
| Jun 30, 2025 | 7,375.41% |
| Mar 31, 2025 | -8,229.66% |
| Dec 31, 2024 | 88.48% |
| Sep 30, 2024 | 65.88% |
| Jun 30, 2024 | -1,846.09% |
| Mar 31, 2024 | -2,651.10% |
| Dec 31, 2023 | 6.02% |
| Sep 30, 2023 | 35.16% |
| Jun 30, 2023 | 1.67% |
| Mar 31, 2023 | 1,676.02% |
| Dec 31, 2022 | -955.85% |
| Sep 30, 2022 | -744.86% |
| Jun 30, 2022 | -307.71% |
| Mar 31, 2022 | -2,119.49% |
| Dec 31, 2021 | 379.23% |
| Sep 30, 2021 | -1,327.77% |
| Jun 30, 2021 | -3.62% |