Affirm Holdings (AFRM) EBT Margin (2019 - 2026)

Affirm Holdings' EBT Margin history runs 8 years deep, the most recent figure standing at 10.34% for Q1 2026.

• In Q1 2026, EBT Margin rose 1104.0% year-over-year to 10.34%; the TTM figure through Mar 2026 stood at 19.12% (up 2126.0% YoY), while the FY2025 annual figure was 5.52%, up 2771.0% from the prior year.
• EBT Margin for Q1 2026 stood at 10.34%, down from 33.19% in the prior quarter.
• The five-year high for EBT Margin was 48.01% in Q2 2022, with the low at 179.79% in Q3 2022.
• The 5-year median for EBT Margin is 14.08% (2024), against an average of 22.06%.
• The sharpest annual moves came in 2022 and 2023: EBT Margin surged 24146 bps in 2022, then tumbled 9451 bps in 2023.
• Affirm Holdings' EBT Margin stood at 81.09% in 2022, then increased by 9 bps to 73.63% in 2023, then soared by 113 bps to 9.56% in 2024, then jumped by 247 bps to 33.19% in 2025, then tumbled by 69 bps to 10.34% in 2026.
• Business Quant data shows AFRM's EBT Margin at 10.34% in Q1 2026, 33.19% in Q4 2025, and 25.9% in Q3 2025.