KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Affirm Holdings (AFRM) EBT Margin (2019 - 2025)

Affirm Holdings has reported EBT Margin over the past 7 years, most recently at 11.86% for Q4 2025.

  • Quarterly results put EBT Margin at 11.86% for Q4 2025, up 230.0% from a year ago — trailing twelve months through Dec 2025 was 6.31% (up 2110.0% YoY), and the annual figure for FY2025 was 1.91%, up 6432.0%.
  • EBT Margin for Q4 2025 was 11.86% at Affirm Holdings, down from 25.9% in the prior quarter.
  • Over the last five years, EBT Margin for AFRM hit a ceiling of 70.21% in Q2 2021 and a floor of 274.5% in Q3 2021.
  • Median EBT Margin over the past 5 years was 18.97% (2023), compared with a mean of 35.44%.
  • Biggest five-year swings in EBT Margin: plummeted -27062bps in 2021 and later skyrocketed 20496bps in 2022.
  • Affirm Holdings' EBT Margin stood at 103.78% in 2021, then grew by 22bps to 81.09% in 2022, then grew by 9bps to 73.63% in 2023, then surged by 113bps to 9.56% in 2024, then rose by 24bps to 11.86% in 2025.
  • The last three reported values for EBT Margin were 11.86% (Q4 2025), 25.9% (Q3 2025), and 2.96% (Q2 2025) per Business Quant data.