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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Affirm Holdings (AFRM) EBT Margin (2019 - 2025)

Affirm Holdings (AFRM) has 7 years of EBT Margin data on record, last reported at 33.19% in Q4 2025.

  • For Q4 2025, EBT Margin rose 2363.0% year-over-year to 33.19%; the TTM value through Dec 2025 reached 108.19%, up 12297.0%, while the annual FY2025 figure was 5.52%, 6793.0% up from the prior year.
  • EBT Margin reached 33.19% in Q4 2025 per AFRM's latest filing, up from 25.9% in the prior quarter.
  • Across five years, EBT Margin topped out at 70.21% in Q2 2021 and bottomed at 198.61% in Q4 2022.
  • Average EBT Margin over 5 years is 27.94%, with a median of 19.21% recorded in 2022.
  • Peak YoY movement for EBT Margin: tumbled -15444bps in 2022, then soared 17026bps in 2023.
  • A 5-year view of EBT Margin shows it stood at 44.17% in 2021, then plummeted by -350bps to 198.61% in 2022, then surged by 86bps to 28.35% in 2023, then soared by 134bps to 9.56% in 2024, then surged by 247bps to 33.19% in 2025.
  • Per Business Quant database, its latest 3 readings for EBT Margin were 33.19% in Q4 2025, 25.9% in Q3 2025, and 5.8% in Q2 2025.