Affirm Holdings (AFRM) Gross Margin (2019 - 2026)

Affirm Holdings (AFRM) has reported Gross Margin for 8 consecutive years, with 78.22% the latest figure, recorded in Q1 2026.

• In Q1 2026, Gross Margin rose 538.0% year-over-year to 78.22%; the TTM figure through Mar 2026 stood at 84.18% (down 162942.0% YoY), while the FY2025 annual figure was 60.96%, up 3075.0% from the prior year.
• Gross Margin came in at 78.22% for Q1 2026 at Affirm Holdings, down from 91.2% in the prior quarter.
• The five-year high for Gross Margin was 116.15% in Q2 2024, with the low at 18.15% in Q3 2023.
• Average Gross Margin over 5 years is 68.47%, with a median of 72.84% recorded in 2025.
• The largest YoY upside for Gross Margin was 3816 bps in 2025 against a maximum downside of 4210 bps in 2025.
• Year by year, Gross Margin stood at 52.86% in 2022, then jumped by 38 bps to 72.72% in 2023, then fell by 24 bps to 55.11% in 2024, then surged by 65 bps to 91.2% in 2025, then slipped by 14 bps to 78.22% in 2026.
• According to Business Quant data, Gross Margin over the past three periods registered 78.22%, 91.2%, and 75.51% for Q1 2026, Q4 2025, and Q3 2025 respectively.