Affirm Holdings (AFRM) Gross Margin (2019 - 2026)

Affirm Holdings' Gross Margin history runs 8 years deep, the most recent figure standing at 78.22% for Q1 2026.

• In Q1 2026, Gross Margin rose 538.0% year-over-year to 78.22%; the TTM figure through Mar 2026 stood at 84.18% (down 162942.0% YoY), while the FY2025 annual figure was 60.96%, up 3075.0% from the prior year.
• Gross Margin was 78.22% for Q1 2026 at Affirm Holdings, down from 91.2% in the prior quarter.
• In the past five years, Gross Margin ranged from a high of 116.15% in Q2 2024 to a low of 18.15% in Q3 2023.
• Historically, Gross Margin has averaged 68.47% across 5 years, with a median of 72.84% in 2025.
• Biggest YoY gain for Gross Margin was 3816 bps in 2025; the steepest drop was 4210 bps in 2025.
• A 5-year view of Gross Margin shows it stood at 52.86% in 2022, then jumped by 38 bps to 72.72% in 2023, then slipped by 24 bps to 55.11% in 2024, then surged by 65 bps to 91.2% in 2025, then fell by 14 bps to 78.22% in 2026.
• The last three Gross Margin figures came in at 78.22% (Q1 2026), 91.2% (Q4 2025), and 75.51% (Q3 2025), per Business Quant data.