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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Affirm Holdings (AFRM) Gross Margin (2019 - 2026)

Affirm Holdings' Gross Margin history spans 8 years, with the latest figure at 78.22% for Q1 2026.

  • Quarterly Gross Margin rose 538.0% to 78.22% in Q1 2026 from the year-ago period, while the trailing twelve-month figure was 84.18% through Mar 2026, down 162942.0% year-over-year, with the annual reading at 60.96% for FY2025, 3075.0% up from the prior year.
  • Gross Margin came in at 78.22% for Q1 2026, down from 91.2% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 116.15% in Q2 2024 to a low of 18.15% in Q3 2023.
  • The 5-year median for Gross Margin is 72.84% (2025), against an average of 68.47%.
  • The largest YoY upside for Gross Margin was 3816bps in 2025 against a maximum downside of -4210bps in 2025.
  • Affirm Holdings' Gross Margin stood at 52.86% in 2022, then soared by 38bps to 72.72% in 2023, then decreased by -24bps to 55.11% in 2024, then skyrocketed by 65bps to 91.2% in 2025, then decreased by -14bps to 78.22% in 2026.
  • Per Business Quant, the three most recent readings for AFRM's Gross Margin are 78.22% (Q1 2026), 91.2% (Q4 2025), and 75.51% (Q3 2025).