Affirm Holdings (AFRM) Operating Income (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly Operating Income of $88.4 million for Q1 2026, up 1153.6% year-over-year from $7.1 million in Q1 2025, and down 24.82% on a QoQ basis from $117.6 million in Q4 2025.
Affirm Holdings (AFRM) Operating Income (2019 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported Operating Income for 8 consecutive years, with $88.4 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Operating Income rose 1153.6% year-over-year to $88.4 million; the TTM figure through Mar 2026 stood at $327.8 million (up 249.81% YoY), while the FY2025 annual figure was -$87.3 million, up 85.83% from the prior year.
- Operating Income came in at $88.4 million for Q1 2026 at Affirm Holdings, down from $117.6 million in the prior quarter.
- The five-year high for Operating Income was $117.6 million in Q4 2025, with the low at -$359.5 million in Q4 2022.
- Average Operating Income over 5 years is -$125.8 million, with a median of -$160.8 million recorded in 2024.
- Across the five-year window, Operating Income tumbled 142.64% in 2022 and jumped 2821.56% in 2025, its largest moves.
- Year by year, Operating Income stood at -$359.5 million in 2022, then surged by 52.12% to -$172.2 million in 2023, then surged by 97.49% to -$4.3 million in 2024, then surged by 2821.56% to $117.6 million in 2025, then fell by 24.82% to $88.4 million in 2026.
- According to Business Quant data, Operating Income over the past three periods registered $88.4 million, $117.6 million, and $63.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.55 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.49 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 88.43 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 37.32 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 746.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 139.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 69.02 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 69.04 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 88.43 Mn |
| Dec 31, 2025 | 117.63 Mn |
| Sep 30, 2025 | 63.66 Mn |
| Jun 30, 2025 | 58.06 Mn |
| Mar 31, 2025 | -8.39 Mn |
| Dec 31, 2024 | -4.32 Mn |
| Sep 30, 2024 | -132.62 Mn |
| Jun 30, 2024 | -73.46 Mn |
| Mar 31, 2024 | -160.79 Mn |
| Dec 31, 2023 | -172.15 Mn |
| Sep 30, 2023 | -209.45 Mn |
| Jun 30, 2023 | -243.83 Mn |
| Mar 31, 2023 | -310.04 Mn |
| Dec 31, 2022 | -359.53 Mn |
| Sep 30, 2022 | -287.47 Mn |
| Jun 30, 2022 | -277.23 Mn |
| Mar 31, 2022 | -226.55 Mn |
| Dec 31, 2021 | -196.20 Mn |
| Sep 30, 2021 | -166.07 Mn |
| Jun 30, 2021 | -114.25 Mn |