Affirm Holdings (AFRM) Operating Income (2019 - 2026)
Affirm Holdings (AFRM) recorded Operating Income of $147.26 million in fiscal Q4 2026 (quarter ended Jun 30, 2026), up 153.6% from $58.06 million a year earlier and up 66.5% from the prior quarter.
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Analysis
Affirm Holdings (AFRM) Operating Income (2019 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Affirm Holdings reported Operating Income of $416.98 million.
- Across earlier fiscal years, Operating Income came in at -$87.27 million in FY2025, -$615.85 million in FY2024, -$1.2 billion in FY2023 and -$866.05 million in FY2022.
- The fiscal Q4 2026 figure is the highest quarterly Operating Income in data going back to fiscal Q2 2020.
- Per Business Quant, the preceding three fiscal quarters came in at $88.43 million (Q3 2026), $117.63 million (Q2 2026) and $63.66 million (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | - |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | 840.19 Mn |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 133.12 Mn |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 147.26 Mn |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | - |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | - |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 279.94 Mn |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | - |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 11.90 Bn | -6.84 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 147.26 Mn |
| Mar 31, 2026 | 88.43 Mn |
| Dec 31, 2025 | 117.63 Mn |
| Sep 30, 2025 | 63.66 Mn |
| Jun 30, 2025 | 58.06 Mn |
| Mar 31, 2025 | -8.39 Mn |
| Dec 31, 2024 | -4.32 Mn |
| Sep 30, 2024 | -132.62 Mn |
| Jun 30, 2024 | -73.46 Mn |
| Mar 31, 2024 | -160.79 Mn |
| Dec 31, 2023 | -172.15 Mn |
| Sep 30, 2023 | -209.45 Mn |
| Jun 30, 2023 | -243.83 Mn |
| Mar 31, 2023 | -310.04 Mn |
| Dec 31, 2022 | -359.53 Mn |
| Sep 30, 2022 | -287.47 Mn |
| Jun 30, 2022 | -277.23 Mn |
| Mar 31, 2022 | -226.55 Mn |
| Dec 31, 2021 | -196.20 Mn |
| Sep 30, 2021 | -166.07 Mn |
API Access
Affirm Holdings Operating Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-income&ticker=AFRM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-income", "ticker": "AFRM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-income&ticker=AFRM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();