Affirm Holdings (AFRM) Operating Income (2019 - 2026)

Affirm Holdings (AFRM) posted quarterly Operating Income of $88.4 million for Q1 2026, up 1153.6% year-over-year from $7.1 million in Q1 2025, and down 24.82% quarter-over-quarter from $117.6 million in Q4 2025.

Affirm Holdings (AFRM) Operating Income (2019 - 2026) Analysis & Trends

Affirm Holdings' Operating Income history runs 8 years deep, the most recent figure standing at $88.4 million for Q1 2026.

  • In Q1 2026, Operating Income rose 1153.6% year-over-year to $88.4 million; the TTM figure through Mar 2026 stood at $327.8 million (up 249.81% YoY), while the FY2025 annual figure was -$87.3 million, up 85.83% from the prior year.
  • Operating Income for Q1 2026 stood at $88.4 million, down from $117.6 million in the prior quarter.
  • The five-year high for Operating Income was $117.6 million in Q4 2025, with the low at -$359.5 million in Q4 2022.
  • The 5-year median for Operating Income is -$160.8 million (2024), against an average of -$125.8 million.
  • The sharpest annual moves came in 2022 and 2025: Operating Income sank 142.64% in 2022, then soared 2821.56% in 2025.
  • Affirm Holdings' Operating Income stood at -$359.5 million in 2022, then jumped by 52.12% to -$172.2 million in 2023, then jumped by 97.49% to -$4.3 million in 2024, then jumped by 2821.56% to $117.6 million in 2025, then decreased by 24.82% to $88.4 million in 2026.
  • Business Quant data shows AFRM's Operating Income at $88.4 million in Q1 2026, $117.6 million in Q4 2025, and $63.7 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.88 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.59 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 3.51 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - 88.43 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -933.54 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 759.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 88.43 Mn
Dec 31, 2025 117.63 Mn
Sep 30, 2025 63.66 Mn
Jun 30, 2025 58.06 Mn
Mar 31, 2025 -8.39 Mn
Dec 31, 2024 -4.32 Mn
Sep 30, 2024 -132.62 Mn
Jun 30, 2024 -73.46 Mn
Mar 31, 2024 -160.79 Mn
Dec 31, 2023 -172.15 Mn
Sep 30, 2023 -209.45 Mn
Jun 30, 2023 -243.83 Mn
Mar 31, 2023 -310.04 Mn
Dec 31, 2022 -359.53 Mn
Sep 30, 2022 -287.47 Mn
Jun 30, 2022 -277.23 Mn
Mar 31, 2022 -226.55 Mn
Dec 31, 2021 -196.20 Mn
Sep 30, 2021 -166.07 Mn
Jun 30, 2021 -114.25 Mn