Affirm Holdings (AFRM) Operating Income (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly Operating Income of $88.4 million for Q1 2026, up 1153.6% year-over-year from $7.1 million in Q1 2025, and down 24.82% quarter-over-quarter from $117.6 million in Q4 2025.
Analysis
Affirm Holdings (AFRM) Operating Income (2019 - 2026) Analysis & Trends
Affirm Holdings' Operating Income history runs 8 years deep, the most recent figure standing at $88.4 million for Q1 2026.
- In Q1 2026, Operating Income rose 1153.6% year-over-year to $88.4 million; the TTM figure through Mar 2026 stood at $327.8 million (up 249.81% YoY), while the FY2025 annual figure was -$87.3 million, up 85.83% from the prior year.
- Operating Income for Q1 2026 stood at $88.4 million, down from $117.6 million in the prior quarter.
- The five-year high for Operating Income was $117.6 million in Q4 2025, with the low at -$359.5 million in Q4 2022.
- The 5-year median for Operating Income is -$160.8 million (2024), against an average of -$125.8 million.
- The sharpest annual moves came in 2022 and 2025: Operating Income sank 142.64% in 2022, then soared 2821.56% in 2025.
- Affirm Holdings' Operating Income stood at -$359.5 million in 2022, then jumped by 52.12% to -$172.2 million in 2023, then jumped by 97.49% to -$4.3 million in 2024, then jumped by 2821.56% to $117.6 million in 2025, then decreased by 24.82% to $88.4 million in 2026.
- Business Quant data shows AFRM's Operating Income at $88.4 million in Q1 2026, $117.6 million in Q4 2025, and $63.7 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 6.88 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 5.59 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 3.51 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.43 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 147.26 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 17.93 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 759.00 Mn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 127.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 147.26 Mn |
| Mar 31, 2026 | 88.43 Mn |
| Dec 31, 2025 | 117.63 Mn |
| Sep 30, 2025 | 63.66 Mn |
| Jun 30, 2025 | 58.06 Mn |
| Mar 31, 2025 | -8.39 Mn |
| Dec 31, 2024 | -4.32 Mn |
| Sep 30, 2024 | -132.62 Mn |
| Jun 30, 2024 | -73.46 Mn |
| Mar 31, 2024 | -160.79 Mn |
| Dec 31, 2023 | -172.15 Mn |
| Sep 30, 2023 | -209.45 Mn |
| Jun 30, 2023 | -243.83 Mn |
| Mar 31, 2023 | -310.04 Mn |
| Dec 31, 2022 | -359.53 Mn |
| Sep 30, 2022 | -287.47 Mn |
| Jun 30, 2022 | -277.23 Mn |
| Mar 31, 2022 | -226.55 Mn |
| Dec 31, 2021 | -196.20 Mn |
| Sep 30, 2021 | -166.07 Mn |