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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Affirm Holdings (AFRM) Debt Ratio (2020 - 2026)

Affirm Holdings' Debt Ratio history spans 7 years, with the latest figure at 0.18 for Q1 2026.

  • Quarterly Debt Ratio rose 0.59% to 0.18 in Q1 2026 from the year-ago period, while the trailing twelve-month figure was 0.18 through Mar 2026, up 0.59% year-over-year, with the annual reading at 0.15 for FY2025, 24.61% down from the prior year.
  • Debt Ratio came in at 0.18 for Q1 2026, down from 0.24 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.39 in Q3 2024 to a low of 0.1 in Q2 2022.
  • The 5-year median for Debt Ratio is 0.22 (2023), against an average of 0.22.
  • Year-over-year, Debt Ratio soared 159.61% in 2022 and then plummeted 60.6% in 2025.
  • Affirm Holdings' Debt Ratio stood at 0.24 in 2022, then rose by 25.33% to 0.3 in 2023, then tumbled by 31.62% to 0.21 in 2024, then grew by 13.75% to 0.24 in 2025, then fell by 21.76% to 0.18 in 2026.
  • Per Business Quant, the three most recent readings for AFRM's Debt Ratio are 0.18 (Q1 2026), 0.24 (Q4 2025), and 0.15 (Q3 2025).