Affirm Holdings (AFRM) Debt Ratio (2020 - 2026)

Affirm Holdings' Debt Ratio history runs 7 years deep, the most recent figure standing at 0.18 for Q1 2026.

• In Q1 2026, Debt Ratio fell 53.0% year-over-year to 0.18; the TTM figure through Mar 2026 stood at 0.18 (down 53.0% YoY), while the FY2025 annual figure was 0.15, down 24.61% from the prior year.
• Debt Ratio for Q1 2026 stood at 0.18, down from 0.24 in the prior quarter.
• The five-year high for Debt Ratio was 0.39 in Q1 2025, with the low at 0.1 in Q2 2022.
• The 5-year median for Debt Ratio is 0.21 (2022), against an average of 0.21.
• Peak annual rise in Debt Ratio reached 159.61% in 2022, while the deepest fall reached 63.15% in 2022.
• Affirm Holdings' Debt Ratio stood at 0.24 in 2022, then retreated by 12.8% to 0.21 in 2023, then declined by 1.71% to 0.21 in 2024, then grew by 13.75% to 0.24 in 2025, then fell by 21.76% to 0.18 in 2026.
• Business Quant data shows AFRM's Debt Ratio at 0.18 in Q1 2026, 0.24 in Q4 2025, and 0.15 in Q3 2025.