Affirm Holdings (AFRM) Debt Ratio (2020 - 2026)

Affirm Holdings' Debt Ratio history runs 7 years deep, the most recent figure standing at 0.18 for Q1 2026.

• In Q1 2026, Debt Ratio rose 0.59% year-over-year to 0.18; the TTM figure through Mar 2026 stood at 0.18 (up 0.59% YoY), while the FY2025 annual figure was 0.15, down 24.61% from the prior year.
• Debt Ratio was 0.18 for Q1 2026 at Affirm Holdings, down from 0.24 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.39 in Q3 2024 to a low of 0.1 in Q2 2022.
• Historically, Debt Ratio has averaged 0.22 across 5 years, with a median of 0.22 in 2023.
• The sharpest annual moves came in 2022 and 2025: Debt Ratio jumped 159.61% in 2022, then plunged 60.6% in 2025.
• A 5-year view of Debt Ratio shows it stood at 0.24 in 2022, then grew by 25.33% to 0.3 in 2023, then tumbled by 31.62% to 0.21 in 2024, then increased by 13.75% to 0.24 in 2025, then retreated by 21.76% to 0.18 in 2026.
• The last three Debt Ratio figures came in at 0.18 (Q1 2026), 0.24 (Q4 2025), and 0.15 (Q3 2025), per Business Quant data.