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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Affirm Holdings (AFRM) Debt Ratio (2020 - 2025)

Affirm Holdings has reported Debt Ratio over the past 6 years, most recently at 0.24 for Q4 2025.

  • Quarterly results put Debt Ratio at 0.24 for Q4 2025, up 13.75% from a year ago — trailing twelve months through Dec 2025 was 0.24 (up 13.75% YoY), and the annual figure for FY2025 was 0.15, down 24.61%.
  • Debt Ratio for Q4 2025 was 0.24 at Affirm Holdings, up from 0.15 in the prior quarter.
  • Over the last five years, Debt Ratio for AFRM hit a ceiling of 0.3 in Q4 2023 and a floor of 0.09 in Q3 2021.
  • Median Debt Ratio over the past 5 years was 0.2 (2023), compared with a mean of 0.2.
  • Biggest five-year swings in Debt Ratio: plummeted 58.55% in 2021 and later surged 85.9% in 2023.
  • Affirm Holdings' Debt Ratio stood at 0.23 in 2021, then decreased by 25.78% to 0.17 in 2022, then skyrocketed by 79.55% to 0.3 in 2023, then plummeted by 31.62% to 0.21 in 2024, then rose by 13.75% to 0.24 in 2025.
  • The last three reported values for Debt Ratio were 0.24 (Q4 2025), 0.15 (Q3 2025), and 0.15 (Q2 2025) per Business Quant data.