Affirm Holdings (AFRM) Change in Receivables (2020 - 2026)
Affirm Holdings (AFRM) posted Change in Receivables of $52.9 million for Q2 2026, up 248.69% on a QoQ basis from -$35.6 million in Q1 2026, and down 74.69% year-over-year from $208.8 million in Q2 2025.
Analysis
Affirm Holdings (AFRM) Change in Receivables (2020 - 2026) Analysis & Trends
Affirm Holdings has reported Change in Receivables for 7 years, with the latest figure at $52.9 million in Q2 2026.
- On a quarterly basis, Change in Receivables fell 74.69% year-over-year to $52.9 million in Q2 2026; TTM through Jun 2026 was -$132.6 million, a 256.09% decrease from a year earlier, with the FY2026 full-year figure at -$132.6 million, down 256.09% from the prior year.
- Change in Receivables was $52.9 million for Q2 2026 at Affirm Holdings, up from -$35.6 million in the prior quarter.
- The five-year high for Change in Receivables was $208.8 million in Q2 2025, with the low at -$138.9 million in Q3 2025.
- Average Change in Receivables over 5 years is $11.2 million, with a median of $13.3 million recorded in 2022.
- The largest YoY upside for Change in Receivables was 534.8% in 2023 against a maximum downside of 990.83% in 2023.
- Over 5 years, Change in Receivables stood at $56.8 million in 2022, then soared by 30.85% to $74.3 million in 2023, then slumped by 238.21% to -$102.7 million in 2024, then surged by 89.23% to -$11.1 million in 2025, then jumped by 578.26% to $52.9 million in 2026.
- The last three Change in Receivables figures came in at $52.9 million (Q2 2026), -$35.6 million (Q1 2026), and -$11.1 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 52.87 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 2.46 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | - |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 299.96 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 52.87 Mn |
| Mar 31, 2026 | -35.55 Mn |
| Dec 31, 2025 | -11.05 Mn |
| Sep 30, 2025 | -138.86 Mn |
| Jun 30, 2025 | 208.85 Mn |
| Mar 31, 2025 | 19.88 Mn |
| Dec 31, 2024 | -102.66 Mn |
| Sep 30, 2024 | -41.12 Mn |
| Jun 30, 2024 | 61.99 Mn |
| Mar 31, 2024 | -10.72 Mn |
| Dec 31, 2023 | 74.28 Mn |
| Sep 30, 2023 | 42.21 Mn |
| Jun 30, 2023 | 65.91 Mn |
| Mar 31, 2023 | -61.63 Mn |
| Dec 31, 2022 | 56.77 Mn |
| Sep 30, 2022 | 6.65 Mn |
| Jun 30, 2022 | 20.23 Mn |
| Mar 31, 2022 | -5.65 Mn |
| Dec 31, 2021 | 36.04 Mn |
| Sep 30, 2021 | 12.08 Mn |