Affirm Holdings (AFRM) Change in Receivables (2020 - 2026)
Affirm Holdings (AFRM) recorded quarterly Change in Receivables of -$35.6 million in Q1 2026, down 221.64% quarter-over-quarter from -$11.1 million in Q4 2025, and down 278.81% on a YoY basis from $19.9 million in Q1 2025.
Affirm Holdings (AFRM) Change in Receivables (2020 - 2026) Analysis & Trends
Affirm Holdings' Change in Receivables history runs 7 years deep, the most recent figure standing at -$35.6 million for Q1 2026.
- In Q1 2026, Change in Receivables fell 278.81% year-over-year to -$35.6 million; the TTM figure through Mar 2026 stood at $23.4 million (up 137.77% YoY), while the FY2025 annual figure was $85.0 million, down 49.36% from the prior year.
- Change in Receivables was -$35.6 million for Q1 2026 at Affirm Holdings, down from -$11.1 million in the prior quarter.
- In the past five years, Change in Receivables ranged from a high of $208.8 million in Q2 2025 to a low of -$138.9 million in Q3 2025.
- Historically, Change in Receivables has averaged $8.8 million across 5 years, with a median of $6.6 million in 2022.
- Biggest YoY gain for Change in Receivables was 534.8% in 2023; the steepest drop was 990.83% in 2023.
- A 5-year view of Change in Receivables shows it stood at $56.8 million in 2022, then surged by 30.85% to $74.3 million in 2023, then tumbled by 238.21% to -$102.7 million in 2024, then jumped by 89.23% to -$11.1 million in 2025, then slumped by 221.64% to -$35.6 million in 2026.
- The last three Change in Receivables figures came in at -$35.6 million (Q1 2026), -$11.1 million (Q4 2025), and -$138.9 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 543.83 Bn | 531.43 Bn | - | 128.00 Mn |
| 2 | Mastercard | 439.96 Bn | 429.75 Bn | - | 110.00 Mn |
| 3 | American Express | 218.41 Bn | 164.37 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 113.95 Bn | 37.46 Bn | - | - |
| 5 | PayPal Holdings | 37.65 Bn | 28.31 Bn | 7.84 Bn | 2.00 Mn |
| 6 | Synchrony Financial | 24.77 Bn | 4.21 Bn | - | - |
| 7 | Affirm Holdings | 21.75 Bn | 20.03 Bn | 261.64 Mn | -35.55 Mn |
| 8 | SoFi Technologies | 21.04 Bn | 17.64 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.49 Bn | 13.04 Bn | 1.98 Bn | - |
| 10 | Eason Technology | 6.63 Bn | 6.62 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -35.55 Mn |
| Mar 31, 2026 | -35.55 Mn |
| Dec 31, 2025 | -11.05 Mn |
| Dec 31, 2025 | -11.05 Mn |
| Sep 30, 2025 | -138.86 Mn |
| Sep 30, 2025 | -138.86 Mn |
| Jun 30, 2025 | 208.85 Mn |
| Jun 30, 2025 | 208.85 Mn |
| Mar 31, 2025 | 19.88 Mn |
| Mar 31, 2025 | 19.88 Mn |
| Dec 31, 2024 | -102.66 Mn |
| Dec 31, 2024 | -102.66 Mn |
| Sep 30, 2024 | -41.12 Mn |
| Sep 30, 2024 | -41.12 Mn |
| Jun 30, 2024 | 61.99 Mn |
| Jun 30, 2024 | 61.99 Mn |
| Mar 31, 2024 | -10.72 Mn |
| Mar 31, 2024 | -10.72 Mn |
| Dec 31, 2023 | 74.28 Mn |
| Dec 31, 2023 | 74.28 Mn |