Affirm Holdings (AFRM) Change in Receivables (2020 - 2026)
Affirm Holdings (AFRM) posted quarterly Change in Receivables of -$35.6 million for Q1 2026, down 278.81% year-over-year from $19.9 million in Q1 2025, and down 221.64% on a QoQ basis from -$11.1 million in Q4 2025.
Affirm Holdings (AFRM) Change in Receivables (2020 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported Change in Receivables for 7 consecutive years, with -$35.6 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Change in Receivables fell 278.81% year-over-year to -$35.6 million; the TTM figure through Mar 2026 stood at $23.4 million (up 137.77% YoY), while the FY2025 annual figure was $85.0 million, down 49.36% from the prior year.
- Change in Receivables came in at -$35.6 million for Q1 2026 at Affirm Holdings, down from -$11.1 million in the prior quarter.
- The five-year high for Change in Receivables was $208.8 million in Q2 2025, with the low at -$138.9 million in Q3 2025.
- Average Change in Receivables over 5 years is $8.8 million, with a median of $6.6 million recorded in 2022.
- The largest YoY upside for Change in Receivables was 534.8% in 2023 against a maximum downside of 990.83% in 2023.
- Year by year, Change in Receivables stood at $56.8 million in 2022, then surged by 30.85% to $74.3 million in 2023, then plunged by 238.21% to -$102.7 million in 2024, then jumped by 89.23% to -$11.1 million in 2025, then tumbled by 221.64% to -$35.6 million in 2026.
- According to Business Quant data, Change in Receivables over the past three periods registered -$35.6 million, -$11.1 million, and -$138.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 128.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 110.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 2.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -35.55 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -35.55 Mn |
| Mar 31, 2026 | -35.55 Mn |
| Dec 31, 2025 | -11.05 Mn |
| Dec 31, 2025 | -11.05 Mn |
| Sep 30, 2025 | -138.86 Mn |
| Sep 30, 2025 | -138.86 Mn |
| Jun 30, 2025 | 208.85 Mn |
| Jun 30, 2025 | 208.85 Mn |
| Mar 31, 2025 | 19.88 Mn |
| Mar 31, 2025 | 19.88 Mn |
| Dec 31, 2024 | -102.66 Mn |
| Dec 31, 2024 | -102.66 Mn |
| Sep 30, 2024 | -41.12 Mn |
| Sep 30, 2024 | -41.12 Mn |
| Jun 30, 2024 | 61.99 Mn |
| Jun 30, 2024 | 61.99 Mn |
| Mar 31, 2024 | -10.72 Mn |
| Mar 31, 2024 | -10.72 Mn |
| Dec 31, 2023 | 74.28 Mn |
| Dec 31, 2023 | 74.28 Mn |