Affirm Holdings (AFRM) Change in Receivables (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly Change in Receivables of -$35.6 million for Q1 2026, down 278.81% year-over-year from $19.9 million in Q1 2025, and down 221.64% quarter-over-quarter from -$11.1 million in Q4 2025.

Affirm Holdings (AFRM) Change in Receivables (2020 - 2026) Analysis & Trends

Affirm Holdings' Change in Receivables history runs 7 years deep, the most recent figure standing at -$35.6 million for Q1 2026.

  • In Q1 2026, Change in Receivables fell 278.81% year-over-year to -$35.6 million; the TTM figure through Mar 2026 stood at $23.4 million (up 137.77% YoY), while the FY2025 annual figure was $85.0 million, down 49.36% from the prior year.
  • Change in Receivables for Q1 2026 stood at -$35.6 million, down from -$11.1 million in the prior quarter.
  • The five-year high for Change in Receivables was $208.8 million in Q2 2025, with the low at -$138.9 million in Q3 2025.
  • The 5-year median for Change in Receivables is $6.6 million (2022), against an average of $8.8 million.
  • Peak annual rise in Change in Receivables reached 534.8% in 2023, while the deepest fall reached 990.83% in 2023.
  • Affirm Holdings' Change in Receivables stood at $56.8 million in 2022, then jumped by 30.85% to $74.3 million in 2023, then slumped by 238.21% to -$102.7 million in 2024, then soared by 89.23% to -$11.1 million in 2025, then sank by 221.64% to -$35.6 million in 2026.
  • Business Quant data shows AFRM's Change in Receivables at -$35.6 million in Q1 2026, -$11.1 million in Q4 2025, and -$138.9 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Receivables (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 131.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 338.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -80.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -35.55 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn -

Historic Data

Download Data
DateValue
Mar 31, 2026 -35.55 Mn
Mar 31, 2026 -35.55 Mn
Dec 31, 2025 -11.05 Mn
Dec 31, 2025 -11.05 Mn
Sep 30, 2025 -138.86 Mn
Sep 30, 2025 -138.86 Mn
Jun 30, 2025 208.85 Mn
Jun 30, 2025 208.85 Mn
Mar 31, 2025 19.88 Mn
Mar 31, 2025 19.88 Mn
Dec 31, 2024 -102.66 Mn
Dec 31, 2024 -102.66 Mn
Sep 30, 2024 -41.12 Mn
Sep 30, 2024 -41.12 Mn
Jun 30, 2024 61.99 Mn
Jun 30, 2024 61.99 Mn
Mar 31, 2024 -10.72 Mn
Mar 31, 2024 -10.72 Mn
Dec 31, 2023 74.28 Mn
Dec 31, 2023 74.28 Mn