Affirm Holdings (AFRM) Change in Receivables (2020 - 2026)
Affirm Holdings (AFRM) posted quarterly Change in Receivables of -$35.6 million for Q1 2026, down 278.81% year-over-year from $19.9 million in Q1 2025, and down 221.64% quarter-over-quarter from -$11.1 million in Q4 2025.
Affirm Holdings (AFRM) Change in Receivables (2020 - 2026) Analysis & Trends
Affirm Holdings' Change in Receivables history runs 7 years deep, the most recent figure standing at -$35.6 million for Q1 2026.
- In Q1 2026, Change in Receivables fell 278.81% year-over-year to -$35.6 million; the TTM figure through Mar 2026 stood at $23.4 million (up 137.77% YoY), while the FY2025 annual figure was $85.0 million, down 49.36% from the prior year.
- Change in Receivables for Q1 2026 stood at -$35.6 million, down from -$11.1 million in the prior quarter.
- The five-year high for Change in Receivables was $208.8 million in Q2 2025, with the low at -$138.9 million in Q3 2025.
- The 5-year median for Change in Receivables is $6.6 million (2022), against an average of $8.8 million.
- Peak annual rise in Change in Receivables reached 534.8% in 2023, while the deepest fall reached 990.83% in 2023.
- Affirm Holdings' Change in Receivables stood at $56.8 million in 2022, then jumped by 30.85% to $74.3 million in 2023, then slumped by 238.21% to -$102.7 million in 2024, then soared by 89.23% to -$11.1 million in 2025, then sank by 221.64% to -$35.6 million in 2026.
- Business Quant data shows AFRM's Change in Receivables at -$35.6 million in Q1 2026, -$11.1 million in Q4 2025, and -$138.9 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 131.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 338.00 Mn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | -80.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -35.55 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -35.55 Mn |
| Mar 31, 2026 | -35.55 Mn |
| Dec 31, 2025 | -11.05 Mn |
| Dec 31, 2025 | -11.05 Mn |
| Sep 30, 2025 | -138.86 Mn |
| Sep 30, 2025 | -138.86 Mn |
| Jun 30, 2025 | 208.85 Mn |
| Jun 30, 2025 | 208.85 Mn |
| Mar 31, 2025 | 19.88 Mn |
| Mar 31, 2025 | 19.88 Mn |
| Dec 31, 2024 | -102.66 Mn |
| Dec 31, 2024 | -102.66 Mn |
| Sep 30, 2024 | -41.12 Mn |
| Sep 30, 2024 | -41.12 Mn |
| Jun 30, 2024 | 61.99 Mn |
| Jun 30, 2024 | 61.99 Mn |
| Mar 31, 2024 | -10.72 Mn |
| Mar 31, 2024 | -10.72 Mn |
| Dec 31, 2023 | 74.28 Mn |
| Dec 31, 2023 | 74.28 Mn |