Affirm Holdings (AFRM) Change in Receivables (2020 - 2026)

Affirm Holdings (AFRM) recorded quarterly Change in Receivables of -$35.6 million in Q1 2026, down 221.64% quarter-over-quarter from -$11.1 million in Q4 2025, and down 278.81% on a YoY basis from $19.9 million in Q1 2025.

Affirm Holdings (AFRM) Change in Receivables (2020 - 2026) Analysis & Trends

Affirm Holdings' Change in Receivables history runs 7 years deep, the most recent figure standing at -$35.6 million for Q1 2026.

  • In Q1 2026, Change in Receivables fell 278.81% year-over-year to -$35.6 million; the TTM figure through Mar 2026 stood at $23.4 million (up 137.77% YoY), while the FY2025 annual figure was $85.0 million, down 49.36% from the prior year.
  • Change in Receivables was -$35.6 million for Q1 2026 at Affirm Holdings, down from -$11.1 million in the prior quarter.
  • In the past five years, Change in Receivables ranged from a high of $208.8 million in Q2 2025 to a low of -$138.9 million in Q3 2025.
  • Historically, Change in Receivables has averaged $8.8 million across 5 years, with a median of $6.6 million in 2022.
  • Biggest YoY gain for Change in Receivables was 534.8% in 2023; the steepest drop was 990.83% in 2023.
  • A 5-year view of Change in Receivables shows it stood at $56.8 million in 2022, then surged by 30.85% to $74.3 million in 2023, then tumbled by 238.21% to -$102.7 million in 2024, then jumped by 89.23% to -$11.1 million in 2025, then slumped by 221.64% to -$35.6 million in 2026.
  • The last three Change in Receivables figures came in at -$35.6 million (Q1 2026), -$11.1 million (Q4 2025), and -$138.9 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Receivables (Qtr)
1 Visa 543.83 Bn 531.43 Bn - 128.00 Mn
2 Mastercard 439.96 Bn 429.75 Bn - 110.00 Mn
3 American Express 218.41 Bn 164.37 Bn 17.43 Bn -
4 Capital One Financial 113.95 Bn 37.46 Bn - -
5 PayPal Holdings 37.65 Bn 28.31 Bn 7.84 Bn 2.00 Mn
6 Synchrony Financial 24.77 Bn 4.21 Bn - -
7 Affirm Holdings 21.75 Bn 20.03 Bn 261.64 Mn -35.55 Mn
8 SoFi Technologies 21.04 Bn 17.64 Bn 929.25 Mn -
9 Ally Financial 13.49 Bn 13.04 Bn 1.98 Bn -
10 Eason Technology 6.63 Bn 6.62 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 -35.55 Mn
Mar 31, 2026 -35.55 Mn
Dec 31, 2025 -11.05 Mn
Dec 31, 2025 -11.05 Mn
Sep 30, 2025 -138.86 Mn
Sep 30, 2025 -138.86 Mn
Jun 30, 2025 208.85 Mn
Jun 30, 2025 208.85 Mn
Mar 31, 2025 19.88 Mn
Mar 31, 2025 19.88 Mn
Dec 31, 2024 -102.66 Mn
Dec 31, 2024 -102.66 Mn
Sep 30, 2024 -41.12 Mn
Sep 30, 2024 -41.12 Mn
Jun 30, 2024 61.99 Mn
Jun 30, 2024 61.99 Mn
Mar 31, 2024 -10.72 Mn
Mar 31, 2024 -10.72 Mn
Dec 31, 2023 74.28 Mn
Dec 31, 2023 74.28 Mn