Affirm Holdings (AFRM) Change in Receivables (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly Change in Receivables of -$35.6 million for Q1 2026, down 278.81% year-over-year from $19.9 million in Q1 2025, and down 221.64% on a QoQ basis from -$11.1 million in Q4 2025.

Affirm Holdings (AFRM) Change in Receivables (2020 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported Change in Receivables for 7 consecutive years, with -$35.6 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Change in Receivables fell 278.81% year-over-year to -$35.6 million; the TTM figure through Mar 2026 stood at $23.4 million (up 137.77% YoY), while the FY2025 annual figure was $85.0 million, down 49.36% from the prior year.
  • Change in Receivables came in at -$35.6 million for Q1 2026 at Affirm Holdings, down from -$11.1 million in the prior quarter.
  • The five-year high for Change in Receivables was $208.8 million in Q2 2025, with the low at -$138.9 million in Q3 2025.
  • Average Change in Receivables over 5 years is $8.8 million, with a median of $6.6 million recorded in 2022.
  • The largest YoY upside for Change in Receivables was 534.8% in 2023 against a maximum downside of 990.83% in 2023.
  • Year by year, Change in Receivables stood at $56.8 million in 2022, then surged by 30.85% to $74.3 million in 2023, then plunged by 238.21% to -$102.7 million in 2024, then jumped by 89.23% to -$11.1 million in 2025, then tumbled by 221.64% to -$35.6 million in 2026.
  • According to Business Quant data, Change in Receivables over the past three periods registered -$35.6 million, -$11.1 million, and -$138.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change Receivables (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 128.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 110.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 2.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -35.55 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 -35.55 Mn
Mar 31, 2026 -35.55 Mn
Dec 31, 2025 -11.05 Mn
Dec 31, 2025 -11.05 Mn
Sep 30, 2025 -138.86 Mn
Sep 30, 2025 -138.86 Mn
Jun 30, 2025 208.85 Mn
Jun 30, 2025 208.85 Mn
Mar 31, 2025 19.88 Mn
Mar 31, 2025 19.88 Mn
Dec 31, 2024 -102.66 Mn
Dec 31, 2024 -102.66 Mn
Sep 30, 2024 -41.12 Mn
Sep 30, 2024 -41.12 Mn
Jun 30, 2024 61.99 Mn
Jun 30, 2024 61.99 Mn
Mar 31, 2024 -10.72 Mn
Mar 31, 2024 -10.72 Mn
Dec 31, 2023 74.28 Mn
Dec 31, 2023 74.28 Mn