Affirm Holdings (AFRM) Change in Receivables (2020 - 2026)
Affirm Holdings (AFRM) posted quarterly Change in Receivables of -$35.6 million for Q1 2026, down 278.81% year-over-year from $19.9 million in Q1 2025, and down 221.64% quarter-over-quarter from -$11.1 million in Q4 2025.
Analysis
Affirm Holdings (AFRM) Change in Receivables (2020 - 2026) Analysis & Trends
Affirm Holdings' Change in Receivables history runs 7 years deep, the most recent figure standing at -$35.6 million for Q1 2026.
- In Q1 2026, Change in Receivables fell 278.81% year-over-year to -$35.6 million; the TTM figure through Mar 2026 stood at $23.4 million (up 137.77% YoY), while the FY2025 annual figure was $85.0 million, down 49.36% from the prior year.
- Change in Receivables for Q1 2026 stood at -$35.6 million, down from -$11.1 million in the prior quarter.
- The five-year high for Change in Receivables was $208.8 million in Q2 2025, with the low at -$138.9 million in Q3 2025.
- The 5-year median for Change in Receivables is $6.6 million (2022), against an average of $8.8 million.
- Peak annual rise in Change in Receivables reached 534.8% in 2023, while the deepest fall reached 990.83% in 2023.
- Affirm Holdings' Change in Receivables stood at $56.8 million in 2022, then jumped by 30.85% to $74.3 million in 2023, then slumped by 238.21% to -$102.7 million in 2024, then soared by 89.23% to -$11.1 million in 2025, then sank by 221.64% to -$35.6 million in 2026.
- Business Quant data shows AFRM's Change in Receivables at -$35.6 million in Q1 2026, -$11.1 million in Q4 2025, and -$138.9 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 131.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 338.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | -80.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 52.87 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | - |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 2.46 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 52.87 Mn |
| Jun 30, 2026 | 52.87 Mn |
| Mar 31, 2026 | -35.55 Mn |
| Mar 31, 2026 | -35.55 Mn |
| Dec 31, 2025 | -11.05 Mn |
| Dec 31, 2025 | -11.05 Mn |
| Sep 30, 2025 | -138.86 Mn |
| Sep 30, 2025 | -138.86 Mn |
| Jun 30, 2025 | 208.85 Mn |
| Jun 30, 2025 | 208.85 Mn |
| Mar 31, 2025 | 19.88 Mn |
| Mar 31, 2025 | 19.88 Mn |
| Dec 31, 2024 | -102.66 Mn |
| Dec 31, 2024 | -102.66 Mn |
| Sep 30, 2024 | -41.12 Mn |
| Sep 30, 2024 | -41.12 Mn |
| Jun 30, 2024 | 61.99 Mn |
| Jun 30, 2024 | 61.99 Mn |
| Mar 31, 2024 | -10.72 Mn |
| Mar 31, 2024 | -10.72 Mn |