Affirm Holdings (AFRM) Free Cash Flow (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly Free Cash Flow of -$32.9 billion for Q1 2026, down 46.69% year-over-year from -$61.7 billion in Q1 2025, and down 433.65% quarter-over-quarter from $9.9 billion in Q4 2025.

Affirm Holdings (AFRM) Free Cash Flow (2020 - 2026) Analysis & Trends

Affirm Holdings' Free Cash Flow history runs 7 years deep, the most recent figure standing at -$32.9 billion for Q1 2026.

  • In Q1 2026, Free Cash Flow fell 46.69% year-over-year to -$32.9 billion; the TTM figure through Mar 2026 stood at -$42.2 billion (down 545.15% YoY), while the FY2025 annual figure was -$31.8 billion, down 11017.16% from the prior year.
  • Free Cash Flow for Q1 2026 stood at -$32.9 billion, down from $9.9 billion in the prior quarter.
  • The five-year high for Free Cash Flow was $15.5 billion in Q2 2024, with the low at -$32.9 billion in Q1 2026.
  • The 5-year median for Free Cash Flow is -$5.0 billion (2024), against an average of -$4.6 billion.
  • The sharpest annual moves came in 2023 and 2024: Free Cash Flow plunged 16179.74% in 2023, then surged 494.54% in 2024.
  • Affirm Holdings' Free Cash Flow stood at -$62.8 million in 2022, then slumped by 16179.74% to -$10.2 billion in 2023, then surged by 164.68% to $6.6 billion in 2024, then soared by 49.13% to $9.9 billion in 2025, then sank by 433.65% to -$32.9 billion in 2026.
  • Business Quant data shows AFRM's Free Cash Flow at -$32.9 billion in Q1 2026, $9.9 billion in Q4 2025, and -$9.4 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.14 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 3.51 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.47 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 8.08 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.78 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.42 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -32.90 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.38 Bn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 1.35 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 -32.90 Bn
Mar 31, 2026 -32.90 Bn
Dec 31, 2025 9.86 Bn
Dec 31, 2025 9.86 Bn
Sep 30, 2025 -9.42 Bn
Sep 30, 2025 -9.42 Bn
Jun 30, 2025 -9.74 Bn
Jun 30, 2025 -9.74 Bn
Mar 31, 2025 -22.43 Bn
Mar 31, 2025 -22.43 Bn
Dec 31, 2024 6.61 Bn
Dec 31, 2024 6.61 Bn
Sep 30, 2024 -6.19 Bn
Sep 30, 2024 -6.19 Bn
Jun 30, 2024 15.47 Bn
Jun 30, 2024 15.47 Bn
Mar 31, 2024 -5.02 Bn
Mar 31, 2024 -5.02 Bn
Dec 31, 2023 -10.22 Bn
Dec 31, 2023 -10.22 Bn