Affirm Holdings (AFRM) Free Cash Flow (2020 - 2026)

Affirm Holdings (AFRM) recorded quarterly Free Cash Flow of $22.7 billion in Q1 2026, up 281.55% quarter-over-quarter from -$12.5 billion in Q4 2025, and up 201.11% on a YoY basis from $7.5 billion in Q1 2025.

Affirm Holdings (AFRM) Free Cash Flow (2020 - 2026) Analysis & Trends

Affirm Holdings' Free Cash Flow history runs 7 years deep, the most recent figure standing at $22.7 billion for Q1 2026.

  • In Q1 2026, Free Cash Flow rose 201.11% year-over-year to $22.7 billion; the TTM figure through Mar 2026 stood at $23.4 billion (up 457.29% YoY), while the FY2025 annual figure was $601.7 million, up 106.89% from the prior year.
  • Free Cash Flow was $22.7 billion for Q1 2026 at Affirm Holdings, up from -$12.5 billion in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $22.7 billion in Q1 2026 to a low of -$22.4 billion in Q1 2025.
  • Historically, Free Cash Flow has averaged -$521.4 million across 5 years, with a median of $18.9 million in 2023.
  • The sharpest annual moves came in 2022 and 2024: Free Cash Flow plunged 14435.48% in 2022, then jumped 81600.25% in 2024.
  • A 5-year view of Free Cash Flow shows it stood at -$3.8 billion in 2022, then jumped by 100.93% to $35.6 million in 2023, then jumped by 653.67% to $268.1 million in 2024, then sank by 4759.01% to -$12.5 billion in 2025, then soared by 281.55% to $22.7 billion in 2026.
  • The last three Free Cash Flow figures came in at $22.7 billion (Q1 2026), -$12.5 billion (Q4 2025), and -$9.4 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 543.83 Bn 531.43 Bn - 2.63 Bn
2 Mastercard 439.96 Bn 429.75 Bn - 2.82 Bn
3 American Express 218.41 Bn 164.37 Bn 17.43 Bn 2.66 Bn
4 Capital One Financial 113.95 Bn 37.46 Bn - 5.47 Bn
5 PayPal Holdings 37.65 Bn 28.31 Bn 7.84 Bn 903.00 Mn
6 Synchrony Financial 24.77 Bn 4.21 Bn - 2.18 Bn
7 Affirm Holdings 21.75 Bn 20.03 Bn 261.64 Mn 22.68 Bn
8 SoFi Technologies 21.04 Bn 17.64 Bn 929.25 Mn -2.38 Bn
9 Ally Financial 13.49 Bn 13.04 Bn 1.98 Bn 1.37 Bn
10 Eason Technology 6.63 Bn 6.62 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 22.68 Bn
Mar 31, 2026 22.68 Bn
Dec 31, 2025 -12.49 Bn
Dec 31, 2025 -12.49 Bn
Sep 30, 2025 -9.42 Bn
Sep 30, 2025 -9.42 Bn
Jun 30, 2025 22.61 Bn
Jun 30, 2025 22.61 Bn
Mar 31, 2025 -22.43 Bn
Mar 31, 2025 -22.43 Bn
Dec 31, 2024 268.11 Mn
Dec 31, 2024 268.11 Mn
Sep 30, 2024 152.72 Mn
Sep 30, 2024 152.72 Mn
Jun 30, 2024 15.47 Bn
Jun 30, 2024 15.47 Bn
Mar 31, 2024 -15.27 Bn
Mar 31, 2024 -15.27 Bn
Dec 31, 2023 35.57 Mn
Dec 31, 2023 35.57 Mn