Affirm Holdings AFRM
NASDAQ AFRM
$77.76 +0.27 (+0.35%)
At close: Aug 28, 2026 · 4:00 PM EDT

Affirm Holdings (AFRM) Free Cash Flow (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly Free Cash Flow of -$32.9 billion for Q1 2026, down 46.69% year-over-year from -$61.7 billion in Q1 2025, and down 433.65% quarter-over-quarter from $9.9 billion in Q4 2025.

Analysis

Affirm Holdings (AFRM) Free Cash Flow (2020 - 2026) Analysis & Trends

Affirm Holdings' Free Cash Flow history runs 7 years deep, the most recent figure standing at -$32.9 billion for Q1 2026.

  • In Q1 2026, Free Cash Flow fell 46.69% year-over-year to -$32.9 billion; the TTM figure through Mar 2026 stood at -$42.2 billion (down 545.15% YoY), while the FY2025 annual figure was -$31.8 billion, down 11017.16% from the prior year.
  • Free Cash Flow for Q1 2026 stood at -$32.9 billion, down from $9.9 billion in the prior quarter.
  • The five-year high for Free Cash Flow was $15.5 billion in Q2 2024, with the low at -$32.9 billion in Q1 2026.
  • The 5-year median for Free Cash Flow is -$5.0 billion (2024), against an average of -$4.6 billion.
  • The sharpest annual moves came in 2023 and 2024: Free Cash Flow plunged 16179.74% in 2023, then surged 494.54% in 2024.
  • Affirm Holdings' Free Cash Flow stood at -$62.8 million in 2022, then slumped by 16179.74% to -$10.2 billion in 2023, then surged by 164.68% to $6.6 billion in 2024, then soared by 49.13% to $9.9 billion in 2025, then sank by 433.65% to -$32.9 billion in 2026.
  • Business Quant data shows AFRM's Free Cash Flow at -$32.9 billion in Q1 2026, $9.9 billion in Q4 2025, and -$9.4 billion in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 6.14 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 3.51 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 4.47 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 8.08 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 1.78 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - -12.97 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 2.42 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn -3.99 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 1.35 Bn
10 FirstCash Holdings 9.51 Bn 9.34 Bn 533.67 Mn 83.04 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -12.97 Bn
Jun 30, 2026 -12.97 Bn
Mar 31, 2026 -10.55 Bn
Mar 31, 2026 -10.55 Bn
Dec 31, 2025 -12.49 Bn
Dec 31, 2025 -12.49 Bn
Sep 30, 2025 -9.42 Bn
Sep 30, 2025 -9.42 Bn
Jun 30, 2025 -9.74 Bn
Jun 30, 2025 -9.74 Bn
Mar 31, 2025 -7.47 Bn
Mar 31, 2025 -7.47 Bn
Dec 31, 2024 -8.35 Bn
Dec 31, 2024 -8.35 Bn
Sep 30, 2024 -6.19 Bn
Sep 30, 2024 -6.19 Bn
Jun 30, 2024 -5.86 Bn
Jun 30, 2024 -5.86 Bn
Mar 31, 2024 -5.02 Bn
Mar 31, 2024 -5.02 Bn