Affirm Holdings (AFRM) Free Cash Flow (2020 - 2026)
Affirm Holdings (AFRM) posted quarterly Free Cash Flow of $22.7 billion for Q1 2026, up 201.11% year-over-year from $7.5 billion in Q1 2025, and up 281.55% on a QoQ basis from -$12.5 billion in Q4 2025.
Affirm Holdings (AFRM) Free Cash Flow (2020 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported Free Cash Flow for 7 consecutive years, with $22.7 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Free Cash Flow rose 201.11% year-over-year to $22.7 billion; the TTM figure through Mar 2026 stood at $23.4 billion (up 457.29% YoY), while the FY2025 annual figure was $601.7 million, up 106.89% from the prior year.
- Free Cash Flow came in at $22.7 billion for Q1 2026 at Affirm Holdings, up from -$12.5 billion in the prior quarter.
- The five-year high for Free Cash Flow was $22.7 billion in Q1 2026, with the low at -$22.4 billion in Q1 2025.
- Average Free Cash Flow over 5 years is -$521.4 million, with a median of $18.9 million recorded in 2023.
- Across the five-year window, Free Cash Flow sank 14435.48% in 2022 and jumped 81600.25% in 2024, its largest moves.
- Year by year, Free Cash Flow stood at -$3.8 billion in 2022, then jumped by 100.93% to $35.6 million in 2023, then jumped by 653.67% to $268.1 million in 2024, then slumped by 4759.01% to -$12.5 billion in 2025, then soared by 281.55% to $22.7 billion in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $22.7 billion, -$12.5 billion, and -$9.4 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 2.63 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 2.66 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 903.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 22.68 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.38 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.37 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 268.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 66.48 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 88.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.68 Bn |
| Mar 31, 2026 | 22.68 Bn |
| Dec 31, 2025 | -12.49 Bn |
| Dec 31, 2025 | -12.49 Bn |
| Sep 30, 2025 | -9.42 Bn |
| Sep 30, 2025 | -9.42 Bn |
| Jun 30, 2025 | 22.61 Bn |
| Jun 30, 2025 | 22.61 Bn |
| Mar 31, 2025 | -22.43 Bn |
| Mar 31, 2025 | -22.43 Bn |
| Dec 31, 2024 | 268.11 Mn |
| Dec 31, 2024 | 268.11 Mn |
| Sep 30, 2024 | 152.72 Mn |
| Sep 30, 2024 | 152.72 Mn |
| Jun 30, 2024 | 15.47 Bn |
| Jun 30, 2024 | 15.47 Bn |
| Mar 31, 2024 | -15.27 Bn |
| Mar 31, 2024 | -15.27 Bn |
| Dec 31, 2023 | 35.57 Mn |
| Dec 31, 2023 | 35.57 Mn |