Affirm Holdings (AFRM) Free Cash Flow (2020 - 2026)
Affirm Holdings (AFRM) recorded Free Cash Flow of $229.29 million in fiscal Q4 2026 (quarter ended Jun 30, 2026), up 875.0% from $23.52 million a year earlier but down 29.5% from the prior quarter.
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Analysis
Affirm Holdings (AFRM) Free Cash Flow (2020 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Affirm Holdings reported Free Cash Flow of $992.63 million, up 65.0% from FY2025.
- Across earlier fiscal years, Free Cash Flow came in at $601.72 million in FY2025 (+106.9%), $290.84 million in FY2024, -$108.59 million in FY2023 and -$248.48 million in FY2022.
- Quarterly Free Cash Flow has ranged from -$462.07 million in fiscal Q2 2022 to $348.8 million in fiscal Q1 2022 over the past five years.
- On a year-over-year basis, Free Cash Flow rose in five of the last eight quarters, with growth averaging 225.7%.
- Peak year-over-year performance for Free Cash Flow in the last five years was growth of 875.0% in fiscal Q4 2026, against a decline of 94.2% in fiscal Q1 2023 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at $325.1 million (Q3 2026), $118.03 million (Q2 2026) and $320.21 million (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 41.18 Bn | 9.90 Bn | 4.68 Bn | - |
| 2 | Rocket Companies | 30.87 Bn | 16.55 Bn | - | -1.25 Bn |
| 3 | Affirm Holdings | 26.11 Bn | 19.80 Bn | - | 229.29 Mn |
| 4 | Royalty Pharma | 25.20 Bn | 22.16 Bn | - | 728.46 Mn |
| 5 | Synchrony Financial | 24.32 Bn | -43.65 Bn | - | 2.42 Bn |
| 6 | Federal National Mortgage Association Fannie Mae | 20.83 Bn | 20.83 Bn | - | 9.25 Bn |
| 7 | Royal Gold | 19.70 Bn | 18.88 Bn | 390.45 Mn | 285.12 Mn |
| 8 | Ares Capital | 13.30 Bn | 10.74 Bn | - | 336.00 Mn |
| 9 | Annaly Capital Management | 13.26 Bn | 4.30 Bn | - | 1.62 Bn |
| 10 | Federal Home Loan Mortgage | 10.54 Bn | -8.20 Bn | - | 2.76 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 229.29 Mn |
| Mar 31, 2026 | 325.10 Mn |
| Dec 31, 2025 | 118.03 Mn |
| Sep 30, 2025 | 320.21 Mn |
| Jun 30, 2025 | 23.52 Mn |
| Mar 31, 2025 | 157.38 Mn |
| Dec 31, 2024 | 268.11 Mn |
| Sep 30, 2024 | 152.72 Mn |
| Jun 30, 2024 | 30.51 Mn |
| Mar 31, 2024 | 161.68 Mn |
| Dec 31, 2023 | 35.57 Mn |
| Sep 30, 2023 | 63.09 Mn |
| Jun 30, 2023 | 18.93 Mn |
| Mar 31, 2023 | -84.79 Mn |
| Dec 31, 2022 | -62.80 Mn |
| Sep 30, 2022 | 20.06 Mn |
| Jun 30, 2022 | -86.15 Mn |
| Mar 31, 2022 | -49.08 Mn |
| Dec 31, 2021 | -462.07 Mn |
| Sep 30, 2021 | 348.80 Mn |
API Access
Affirm Holdings Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=AFRM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "AFRM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=AFRM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();