Affirm Holdings (AFRM) Free Cash Flow (2020 - 2026)
Affirm Holdings (AFRM) recorded quarterly Free Cash Flow of $22.7 billion in Q1 2026, up 281.55% quarter-over-quarter from -$12.5 billion in Q4 2025, and up 201.11% on a YoY basis from $7.5 billion in Q1 2025.
Affirm Holdings (AFRM) Free Cash Flow (2020 - 2026) Analysis & Trends
Affirm Holdings' Free Cash Flow history runs 7 years deep, the most recent figure standing at $22.7 billion for Q1 2026.
- In Q1 2026, Free Cash Flow rose 201.11% year-over-year to $22.7 billion; the TTM figure through Mar 2026 stood at $23.4 billion (up 457.29% YoY), while the FY2025 annual figure was $601.7 million, up 106.89% from the prior year.
- Free Cash Flow was $22.7 billion for Q1 2026 at Affirm Holdings, up from -$12.5 billion in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $22.7 billion in Q1 2026 to a low of -$22.4 billion in Q1 2025.
- Historically, Free Cash Flow has averaged -$521.4 million across 5 years, with a median of $18.9 million in 2023.
- The sharpest annual moves came in 2022 and 2024: Free Cash Flow plunged 14435.48% in 2022, then jumped 81600.25% in 2024.
- A 5-year view of Free Cash Flow shows it stood at -$3.8 billion in 2022, then jumped by 100.93% to $35.6 million in 2023, then jumped by 653.67% to $268.1 million in 2024, then sank by 4759.01% to -$12.5 billion in 2025, then soared by 281.55% to $22.7 billion in 2026.
- The last three Free Cash Flow figures came in at $22.7 billion (Q1 2026), -$12.5 billion (Q4 2025), and -$9.4 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 543.83 Bn | 531.43 Bn | - | 2.63 Bn |
| 2 | Mastercard | 439.96 Bn | 429.75 Bn | - | 2.82 Bn |
| 3 | American Express | 218.41 Bn | 164.37 Bn | 17.43 Bn | 2.66 Bn |
| 4 | Capital One Financial | 113.95 Bn | 37.46 Bn | - | 5.47 Bn |
| 5 | PayPal Holdings | 37.65 Bn | 28.31 Bn | 7.84 Bn | 903.00 Mn |
| 6 | Synchrony Financial | 24.77 Bn | 4.21 Bn | - | 2.18 Bn |
| 7 | Affirm Holdings | 21.75 Bn | 20.03 Bn | 261.64 Mn | 22.68 Bn |
| 8 | SoFi Technologies | 21.04 Bn | 17.64 Bn | 929.25 Mn | -2.38 Bn |
| 9 | Ally Financial | 13.49 Bn | 13.04 Bn | 1.98 Bn | 1.37 Bn |
| 10 | Eason Technology | 6.63 Bn | 6.62 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.68 Bn |
| Mar 31, 2026 | 22.68 Bn |
| Dec 31, 2025 | -12.49 Bn |
| Dec 31, 2025 | -12.49 Bn |
| Sep 30, 2025 | -9.42 Bn |
| Sep 30, 2025 | -9.42 Bn |
| Jun 30, 2025 | 22.61 Bn |
| Jun 30, 2025 | 22.61 Bn |
| Mar 31, 2025 | -22.43 Bn |
| Mar 31, 2025 | -22.43 Bn |
| Dec 31, 2024 | 268.11 Mn |
| Dec 31, 2024 | 268.11 Mn |
| Sep 30, 2024 | 152.72 Mn |
| Sep 30, 2024 | 152.72 Mn |
| Jun 30, 2024 | 15.47 Bn |
| Jun 30, 2024 | 15.47 Bn |
| Mar 31, 2024 | -15.27 Bn |
| Mar 31, 2024 | -15.27 Bn |
| Dec 31, 2023 | 35.57 Mn |
| Dec 31, 2023 | 35.57 Mn |