Affirm Holdings AFRM
NASDAQ AFRM
$77.76 +0.27 (+0.35%)
At close: Aug 28, 2026 · 4:00 PM EDT

Affirm Holdings (AFRM) Interest Coverage Ratio (2019 - 2026)

Affirm Holdings (AFRM) posted quarterly Interest Coverage Ratio of 0.78 for Q1 2026, up 1096.82% year-over-year from 0.06 in Q1 2025, and down 26.17% quarter-over-quarter from 1.05 in Q4 2025.

Analysis

Affirm Holdings (AFRM) Interest Coverage Ratio (2019 - 2026) Analysis & Trends

Affirm Holdings' Interest Coverage Ratio history runs 8 years deep, the most recent figure standing at 0.78 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 1096.82% year-over-year to 0.78; the TTM figure through Mar 2026 stood at 0.74 (up 321.22% YoY), while the FY2025 annual figure was 0.21, up 53.63% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 0.78, down from 1.05 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 5.79 in Q2 2022, with the low at 14.32 in Q1 2022.
  • The 5-year median for Interest Coverage Ratio is 1.27 (2024), against an average of 2.42.
  • The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio sank 520.81% in 2022, then jumped 2725.22% in 2025.
  • Affirm Holdings' Interest Coverage Ratio stood at 8.22 in 2022, then surged by 75.24% to 2.03 in 2023, then surged by 98.03% to 0.04 in 2024, then surged by 2725.22% to 1.05 in 2025, then declined by 26.17% to 0.78 in 2026.
  • Business Quant data shows AFRM's Interest Coverage Ratio at 0.78 in Q1 2026, 1.05 in Q4 2025, and 0.58 in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 35.45
2 Mastercard 518.33 Bn 504.84 Bn - 25.63
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 1.79
4 Capital One Financial 132.31 Bn 77.60 Bn - 1.95
5 PayPal Holdings 46.25 Bn 35.00 Bn - -
6 Affirm Holdings 26.22 Bn 24.59 Bn - 1.24
7 Synchrony Financial 25.37 Bn 9.17 Bn - 2.22
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 0.05
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.50
10 FirstCash Holdings 9.51 Bn 9.34 Bn 533.67 Mn 3.56
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.24
Mar 31, 2026 0.78
Dec 31, 2025 1.05
Sep 30, 2025 0.58
Jun 30, 2025 0.55
Mar 31, 2025 -0.08
Dec 31, 2024 -0.04
Sep 30, 2024 -1.27
Jun 30, 2024 -0.77
Mar 31, 2024 -1.78
Dec 31, 2023 -2.03
Sep 30, 2023 -2.83
Jun 30, 2023 -3.87
Mar 31, 2023 -6.06
Dec 31, 2022 -8.22
Sep 30, 2022 -11.47
Jun 30, 2022 -14.28
Mar 31, 2022 -14.32
Dec 31, 2021 -11.08
Sep 30, 2021 -9.91