Affirm Holdings (AFRM) Interest Coverage Ratio (2019 - 2026)
Affirm Holdings (AFRM) recorded quarterly Interest Coverage Ratio of 0.78 in Q1 2026, down 26.17% quarter-over-quarter from 1.05 in Q4 2025, and up 1096.82% on a YoY basis from 0.06 in Q1 2025.
Affirm Holdings (AFRM) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Affirm Holdings' Interest Coverage Ratio history runs 8 years deep, the most recent figure standing at 0.78 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 1096.82% year-over-year to 0.78; the TTM figure through Mar 2026 stood at 0.74 (up 240.77% YoY), while the FY2025 annual figure was 0.21, up 88.53% from the prior year.
- Interest Coverage Ratio was 0.78 for Q1 2026 at Affirm Holdings, down from 1.05 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 1.05 in Q4 2025 to a low of 14.32 in Q1 2022.
- Historically, Interest Coverage Ratio has averaged 3.77 across 5 years, with a median of 1.78 in 2024.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio sank 95.23% in 2022, then surged 2725.22% in 2025.
- A 5-year view of Interest Coverage Ratio shows it stood at 8.22 in 2022, then soared by 75.24% to 2.03 in 2023, then soared by 98.03% to 0.04 in 2024, then soared by 2725.22% to 1.05 in 2025, then fell by 26.17% to 0.78 in 2026.
- The last three Interest Coverage Ratio figures came in at 0.78 (Q1 2026), 1.05 (Q4 2025), and 0.58 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 543.83 Bn | 531.43 Bn | - | 40.64 |
| 2 | Mastercard | 439.96 Bn | 429.75 Bn | - | 26.52 |
| 3 | American Express | 218.41 Bn | 164.37 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 113.95 Bn | 37.46 Bn | - | 1.66 |
| 5 | PayPal Holdings | 37.65 Bn | 28.31 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.77 Bn | 4.21 Bn | - | 2.08 |
| 7 | Affirm Holdings | 21.75 Bn | 20.03 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 21.04 Bn | 17.64 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 13.49 Bn | 13.04 Bn | 1.98 Bn | 0.49 |
| 10 | Eason Technology | 6.63 Bn | 6.62 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.78 |
| Dec 31, 2025 | 1.05 |
| Sep 30, 2025 | 0.58 |
| Jun 30, 2025 | 0.55 |
| Mar 31, 2025 | -0.08 |
| Dec 31, 2024 | -0.04 |
| Sep 30, 2024 | -1.27 |
| Jun 30, 2024 | -0.77 |
| Mar 31, 2024 | -1.78 |
| Dec 31, 2023 | -2.03 |
| Sep 30, 2023 | -2.83 |
| Jun 30, 2023 | -3.87 |
| Mar 31, 2023 | -6.06 |
| Dec 31, 2022 | -8.22 |
| Sep 30, 2022 | -11.47 |
| Jun 30, 2022 | -14.28 |
| Mar 31, 2022 | -14.32 |
| Dec 31, 2021 | -11.08 |
| Sep 30, 2021 | -9.91 |
| Jun 30, 2021 | -7.31 |