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Affirm Holdings (AFRM) Interest Coverage Ratio: 2019-2025

Historic Interest Coverage Ratio for Affirm Holdings (AFRM) over the last 6 years, with Sep 2025 value amounting to 0.58.

  • Affirm Holdings' Interest Coverage Ratio rose 145.44% to 0.58 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.25, marking a year-over-year increase of 117.56%. This contributed to the annual value of -0.21 for FY2025, which is 88.53% up from last year.
  • According to the latest figures from Q3 2025, Affirm Holdings' Interest Coverage Ratio is 0.58, which was up 5.54% from 0.55 recorded in Q2 2025.
  • Over the past 5 years, Affirm Holdings' Interest Coverage Ratio peaked at 0.58 during Q3 2025, and registered a low of -14.32 during Q1 2022.
  • Moreover, its 3-year median value for Interest Coverage Ratio was -1.27 (2024), whereas its average is -1.60.
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first tumbled by 399.34% in 2021, then soared by 171.09% in 2025.
  • Quarterly analysis of 5 years shows Affirm Holdings' Interest Coverage Ratio stood at -11.08 in 2021, then climbed by 25.86% to -8.22 in 2022, then soared by 75.24% to -2.03 in 2023, then surged by 98.03% to -0.04 in 2024, then soared by 145.44% to 0.58 in 2025.
  • Its Interest Coverage Ratio stands at 0.58 for Q3 2025, versus 0.55 for Q2 2025 and -0.08 for Q1 2025.