Affirm Holdings (AFRM) Interest Coverage Ratio (2019 - 2026)

Affirm Holdings (AFRM) posted quarterly Interest Coverage Ratio of 0.78 for Q1 2026, up 1096.82% year-over-year from 0.06 in Q1 2025, and down 26.17% quarter-over-quarter from 1.05 in Q4 2025.

Affirm Holdings (AFRM) Interest Coverage Ratio (2019 - 2026) Analysis & Trends

Affirm Holdings' Interest Coverage Ratio history runs 8 years deep, the most recent figure standing at 0.78 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 1096.82% year-over-year to 0.78; the TTM figure through Mar 2026 stood at 0.74 (up 321.22% YoY), while the FY2025 annual figure was 0.21, up 53.63% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 0.78, down from 1.05 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 5.79 in Q2 2022, with the low at 14.32 in Q1 2022.
  • The 5-year median for Interest Coverage Ratio is 1.27 (2024), against an average of 2.42.
  • The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio sank 520.81% in 2022, then jumped 2725.22% in 2025.
  • Affirm Holdings' Interest Coverage Ratio stood at 8.22 in 2022, then surged by 75.24% to 2.03 in 2023, then surged by 98.03% to 0.04 in 2024, then surged by 2725.22% to 1.05 in 2025, then declined by 26.17% to 0.78 in 2026.
  • Business Quant data shows AFRM's Interest Coverage Ratio at 0.78 in Q1 2026, 1.05 in Q4 2025, and 0.58 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 35.45
2 Mastercard 506.53 Bn 493.04 Bn - 25.63
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.79
4 Capital One Financial 136.19 Bn 81.48 Bn - 1.53
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.46
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.22
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.78
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -3.03
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 0.46

Historic Data

Download Data
DateValue
Mar 31, 2026 0.78
Dec 31, 2025 1.05
Sep 30, 2025 0.58
Jun 30, 2025 0.55
Mar 31, 2025 -0.08
Dec 31, 2024 -0.04
Sep 30, 2024 -1.27
Jun 30, 2024 -0.22
Mar 31, 2024 -1.78
Dec 31, 2023 -2.03
Sep 30, 2023 -2.83
Jun 30, 2023 -1.52
Mar 31, 2023 -6.06
Dec 31, 2022 -8.22
Sep 30, 2022 -11.47
Jun 30, 2022 5.79
Mar 31, 2022 -14.32
Dec 31, 2021 -11.08
Sep 30, 2021 -9.91
Jun 30, 2021 4.79