Affirm Holdings (AFRM) Interest Coverage Ratio (2019 - 2026)
Affirm Holdings' (AFRM) Interest Coverage Ratio came in at 1.24 for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 126.7% from 0.55 a year earlier and up 59.9% from the prior quarter.
Affirm Holdings (AFRM) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Affirm Holdings' Interest Coverage Ratio stood at 0.92.
- In prior fiscal years, Affirm Holdings' Interest Coverage Ratio was -0.21 in FY2025, -1.79 in FY2024, -6.56 in FY2023 and -12.43 in FY2022.
- The fiscal Q4 2026 figure stands as the highest quarterly Interest Coverage Ratio since fiscal Q4 2020.
- According to Business Quant data, Interest Coverage Ratio for the three prior fiscal quarters was 0.78 (Q3 2026), 1.05 (Q2 2026) and 0.58 (Q1 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 40.99 Bn | 9.71 Bn | 12.74 Bn | 2.98 |
| 2 | Rocket Companies | 35.89 Bn | 35.89 Bn | - | - |
| 3 | Royalty Pharma | 29.95 Bn | 26.91 Bn | - | 1.42 |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 1.15 |
| 5 | Affirm Holdings | 24.55 Bn | 18.24 Bn | - | 1.24 |
| 6 | Synchrony Financial | 24.01 Bn | -43.61 Bn | - | 2.21 |
| 7 | Royal Gold | 19.26 Bn | 18.43 Bn | 390.45 Mn | 27.97 |
| 8 | Annaly Capital Management | 13.94 Bn | 4.90 Bn | - | 0.31 |
| 9 | Ares Capital | 13.71 Bn | 11.46 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 13.42 Bn | 13.42 Bn | - | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.24 |
| Mar 31, 2026 | 0.78 |
| Dec 31, 2025 | 1.05 |
| Sep 30, 2025 | 0.58 |
| Jun 30, 2025 | 0.55 |
| Mar 31, 2025 | -0.08 |
| Dec 31, 2024 | -0.04 |
| Sep 30, 2024 | -1.27 |
| Jun 30, 2024 | -0.77 |
| Mar 31, 2024 | -1.78 |
| Dec 31, 2023 | -2.03 |
| Sep 30, 2023 | -2.83 |
| Jun 30, 2023 | -3.87 |
| Mar 31, 2023 | -6.06 |
| Dec 31, 2022 | -8.22 |
| Sep 30, 2022 | -11.47 |
| Jun 30, 2022 | -14.28 |
| Mar 31, 2022 | -14.32 |
| Dec 31, 2021 | -11.08 |
| Sep 30, 2021 | -9.91 |
Affirm Holdings Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=AFRM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "AFRM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=AFRM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();