Affirm Holdings (AFRM) Net Income (2019 - 2026)

Affirm Holdings (AFRM) recorded quarterly Net Income of $102.9 million in Q1 2026, down 20.61% quarter-over-quarter from $129.6 million in Q4 2025, and up 3516.03% on a YoY basis from $2.8 million in Q1 2025.

Affirm Holdings (AFRM) Net Income (2019 - 2026) Analysis & Trends

Affirm Holdings' Net Income history runs 8 years deep, the most recent figure standing at $102.9 million for Q1 2026.

  • In Q1 2026, Net Income rose 3516.03% year-over-year to $102.9 million; the TTM figure through Mar 2026 stood at $382.4 million (up 715.27% YoY), while the FY2025 annual figure was $52.2 million, up 110.08% from the prior year.
  • Net Income was $102.9 million for Q1 2026 at Affirm Holdings, down from $129.6 million in the prior quarter.
  • In the past five years, Net Income ranged from a high of $129.6 million in Q4 2025 to a low of -$322.4 million in Q4 2022.
  • Historically, Net Income has averaged -$81.1 million across 5 years, with a median of -$100.2 million in 2024.
  • The sharpest annual moves came in 2023 and 2026: Net Income plunged 276.21% in 2023, then soared 3516.03% in 2026.
  • A 5-year view of Net Income shows it stood at -$322.4 million in 2022, then surged by 48.23% to -$166.9 million in 2023, then jumped by 148.15% to $80.4 million in 2024, then soared by 61.26% to $129.6 million in 2025, then fell by 20.61% to $102.9 million in 2026.
  • The last three Net Income figures came in at $102.9 million (Q1 2026), $129.6 million (Q4 2025), and $80.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 534.76 Bn 522.36 Bn - 6.02 Bn
2 Mastercard 431.99 Bn 421.78 Bn - 3.88 Bn
3 American Express 214.01 Bn 159.96 Bn 17.43 Bn 2.97 Bn
4 Capital One Financial 112.27 Bn 35.78 Bn - -7.00 Mn
5 PayPal Holdings 37.67 Bn 28.32 Bn 7.84 Bn 1.11 Bn
6 Synchrony Financial 24.15 Bn 3.59 Bn - 805.00 Mn
7 Affirm Holdings 21.85 Bn 20.12 Bn 261.64 Mn 102.88 Mn
8 SoFi Technologies 21.08 Bn 17.68 Bn 929.25 Mn 166.73 Mn
9 Ally Financial 13.14 Bn 12.70 Bn 1.98 Bn 319.00 Mn
10 Credit Acceptance 6.45 Bn 6.42 Bn 562.70 Mn 122.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 102.88 Mn
Dec 31, 2025 129.59 Mn
Sep 30, 2025 80.69 Mn
Jun 30, 2025 69.24 Mn
Mar 31, 2025 2.85 Mn
Dec 31, 2024 80.36 Mn
Sep 30, 2024 -100.22 Mn
Jun 30, 2024 -45.14 Mn
Mar 31, 2024 -133.95 Mn
Dec 31, 2023 -166.90 Mn
Sep 30, 2023 -171.74 Mn
Jun 30, 2023 -205.96 Mn
Mar 31, 2023 -205.68 Mn
Dec 31, 2022 -322.41 Mn
Sep 30, 2022 -251.27 Mn
Jun 30, 2022 -186.40 Mn
Mar 31, 2022 -54.67 Mn
Dec 31, 2021 -159.76 Mn
Sep 30, 2021 -306.64 Mn
Jun 30, 2021 -123.42 Mn