Affirm Holdings (AFRM) Net Income (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly Net Income of $102.9 million for Q1 2026, up 3516.87% year-over-year from $2.8 million in Q1 2025, and down 20.56% quarter-over-quarter from $129.5 million in Q4 2025.
Analysis
Affirm Holdings (AFRM) Net Income (2019 - 2026) Analysis & Trends
Affirm Holdings' Net Income history runs 8 years deep, the most recent figure standing at $102.9 million for Q1 2026.
- In Q1 2026, Net Income rose 3516.87% year-over-year to $102.9 million; the TTM figure through Mar 2026 stood at $382.3 million (up 715.17% YoY), while the FY2025 annual figure was $52.2 million, up 110.08% from the prior year.
- Net Income for Q1 2026 stood at $102.9 million, down from $129.5 million in the prior quarter.
- The five-year high for Net Income was $129.5 million in Q4 2025, with the low at -$322.4 million in Q4 2022.
- The 5-year median for Net Income is -$100.2 million (2024), against an average of -$81.1 million.
- The sharpest annual moves came in 2023 and 2026: Net Income sank 276.27% in 2023, then soared 3516.87% in 2026.
- Affirm Holdings' Net Income stood at -$322.4 million in 2022, then surged by 48.24% to -$166.9 million in 2023, then soared by 148.15% to $80.4 million in 2024, then soared by 61.2% to $129.5 million in 2025, then declined by 20.56% to $102.9 million in 2026.
- Business Quant data shows AFRM's Net Income at $102.9 million in Q1 2026, $129.5 million in Q4 2025, and $80.7 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 5.63 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 4.39 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 3.11 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 3.02 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.10 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.62 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 885.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 156.59 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 410.00 Mn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 93.47 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.62 Bn |
| Mar 31, 2026 | 102.88 Mn |
| Dec 31, 2025 | 129.54 Mn |
| Sep 30, 2025 | 80.69 Mn |
| Jun 30, 2025 | 69.24 Mn |
| Mar 31, 2025 | 2.80 Mn |
| Dec 31, 2024 | 80.36 Mn |
| Sep 30, 2024 | -100.22 Mn |
| Jun 30, 2024 | -45.14 Mn |
| Mar 31, 2024 | -133.95 Mn |
| Dec 31, 2023 | -166.90 Mn |
| Sep 30, 2023 | -171.78 Mn |
| Jun 30, 2023 | -205.98 Mn |
| Mar 31, 2023 | -205.68 Mn |
| Dec 31, 2022 | -322.41 Mn |
| Sep 30, 2022 | -251.25 Mn |
| Jun 30, 2022 | -186.40 Mn |
| Mar 31, 2022 | -54.71 Mn |
| Dec 31, 2021 | -159.76 Mn |
| Sep 30, 2021 | -306.64 Mn |