Affirm Holdings (AFRM) Net Income (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly Net Income of $102.9 million for Q1 2026, up 3516.03% year-over-year from $2.8 million in Q1 2025, and down 20.61% on a QoQ basis from $129.6 million in Q4 2025.
Affirm Holdings (AFRM) Net Income (2019 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported Net Income for 8 consecutive years, with $102.9 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Income rose 3516.03% year-over-year to $102.9 million; the TTM figure through Mar 2026 stood at $382.4 million (up 715.27% YoY), while the FY2025 annual figure was $52.2 million, up 110.08% from the prior year.
- Net Income came in at $102.9 million for Q1 2026 at Affirm Holdings, down from $129.6 million in the prior quarter.
- The five-year high for Net Income was $129.6 million in Q4 2025, with the low at -$322.4 million in Q4 2022.
- Average Net Income over 5 years is -$81.1 million, with a median of -$100.2 million recorded in 2024.
- Across the five-year window, Net Income sank 276.21% in 2023 and soared 3516.03% in 2026, its largest moves.
- Year by year, Net Income stood at -$322.4 million in 2022, then surged by 48.23% to -$166.9 million in 2023, then jumped by 148.15% to $80.4 million in 2024, then soared by 61.26% to $129.6 million in 2025, then slipped by 20.61% to $102.9 million in 2026.
- According to Business Quant data, Net Income over the past three periods registered $102.9 million, $129.6 million, and $80.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 6.02 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 3.88 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 2.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.11 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 102.88 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 166.73 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 319.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 122.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 84.56 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 51.30 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 102.88 Mn |
| Dec 31, 2025 | 129.59 Mn |
| Sep 30, 2025 | 80.69 Mn |
| Jun 30, 2025 | 69.24 Mn |
| Mar 31, 2025 | 2.85 Mn |
| Dec 31, 2024 | 80.36 Mn |
| Sep 30, 2024 | -100.22 Mn |
| Jun 30, 2024 | -45.14 Mn |
| Mar 31, 2024 | -133.95 Mn |
| Dec 31, 2023 | -166.90 Mn |
| Sep 30, 2023 | -171.74 Mn |
| Jun 30, 2023 | -205.96 Mn |
| Mar 31, 2023 | -205.68 Mn |
| Dec 31, 2022 | -322.41 Mn |
| Sep 30, 2022 | -251.27 Mn |
| Jun 30, 2022 | -186.40 Mn |
| Mar 31, 2022 | -54.67 Mn |
| Dec 31, 2021 | -159.76 Mn |
| Sep 30, 2021 | -306.64 Mn |
| Jun 30, 2021 | -123.42 Mn |