Affirm Holdings (AFRM) Net Income (2019 - 2026)
Affirm Holdings (AFRM) recorded quarterly Net Income of $102.9 million in Q1 2026, down 20.61% quarter-over-quarter from $129.6 million in Q4 2025, and up 3516.03% on a YoY basis from $2.8 million in Q1 2025.
Affirm Holdings (AFRM) Net Income (2019 - 2026) Analysis & Trends
Affirm Holdings' Net Income history runs 8 years deep, the most recent figure standing at $102.9 million for Q1 2026.
- In Q1 2026, Net Income rose 3516.03% year-over-year to $102.9 million; the TTM figure through Mar 2026 stood at $382.4 million (up 715.27% YoY), while the FY2025 annual figure was $52.2 million, up 110.08% from the prior year.
- Net Income was $102.9 million for Q1 2026 at Affirm Holdings, down from $129.6 million in the prior quarter.
- In the past five years, Net Income ranged from a high of $129.6 million in Q4 2025 to a low of -$322.4 million in Q4 2022.
- Historically, Net Income has averaged -$81.1 million across 5 years, with a median of -$100.2 million in 2024.
- The sharpest annual moves came in 2023 and 2026: Net Income plunged 276.21% in 2023, then soared 3516.03% in 2026.
- A 5-year view of Net Income shows it stood at -$322.4 million in 2022, then surged by 48.23% to -$166.9 million in 2023, then jumped by 148.15% to $80.4 million in 2024, then soared by 61.26% to $129.6 million in 2025, then fell by 20.61% to $102.9 million in 2026.
- The last three Net Income figures came in at $102.9 million (Q1 2026), $129.6 million (Q4 2025), and $80.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | 6.02 Bn |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | 3.88 Bn |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | -7.00 Mn |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 805.00 Mn |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | 102.88 Mn |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | 319.00 Mn |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | 122.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 102.88 Mn |
| Dec 31, 2025 | 129.59 Mn |
| Sep 30, 2025 | 80.69 Mn |
| Jun 30, 2025 | 69.24 Mn |
| Mar 31, 2025 | 2.85 Mn |
| Dec 31, 2024 | 80.36 Mn |
| Sep 30, 2024 | -100.22 Mn |
| Jun 30, 2024 | -45.14 Mn |
| Mar 31, 2024 | -133.95 Mn |
| Dec 31, 2023 | -166.90 Mn |
| Sep 30, 2023 | -171.74 Mn |
| Jun 30, 2023 | -205.96 Mn |
| Mar 31, 2023 | -205.68 Mn |
| Dec 31, 2022 | -322.41 Mn |
| Sep 30, 2022 | -251.27 Mn |
| Jun 30, 2022 | -186.40 Mn |
| Mar 31, 2022 | -54.67 Mn |
| Dec 31, 2021 | -159.76 Mn |
| Sep 30, 2021 | -306.64 Mn |
| Jun 30, 2021 | -123.42 Mn |