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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Affirm Holdings (AFRM) Net Margin (2019 - 2025)

Affirm Holdings (AFRM) has 7 years of Net Margin data on record, last reported at 32.28% in Q4 2025.

  • For Q4 2025, Net Margin rose 2300.0% year-over-year to 32.28%; the TTM value through Dec 2025 reached 104.18%, up 11945.0%, while the annual FY2025 figure was 4.68%, 6737.0% up from the prior year.
  • Net Margin reached 32.28% in Q4 2025 per AFRM's latest filing, up from 25.19% in the prior quarter.
  • Across five years, Net Margin topped out at 82.01% in Q2 2021 and bottomed at 197.65% in Q4 2022.
  • Average Net Margin over 5 years is 27.19%, with a median of 19.34% recorded in 2022.
  • Peak YoY movement for Net Margin: plummeted -15340bps in 2022, then skyrocketed 16941bps in 2023.
  • A 5-year view of Net Margin shows it stood at 44.25% in 2021, then tumbled by -347bps to 197.65% in 2022, then surged by 86bps to 28.24% in 2023, then skyrocketed by 133bps to 9.28% in 2024, then soared by 248bps to 32.28% in 2025.
  • Per Business Quant database, its latest 3 readings for Net Margin were 32.28% in Q4 2025, 25.19% in Q3 2025, and 5.61% in Q2 2025.