Affirm Holdings (AFRM) Net Margin (2019 - 2026)

Affirm Holdings' Net Margin history runs 8 years deep, the most recent figure standing at 9.91% for Q1 2026.

• In Q1 2026, Net Margin rose 1028.0% year-over-year to 9.91%; the TTM figure through Mar 2026 stood at 18.49% (up 2095.0% YoY), while the FY2025 annual figure was 4.68%, up 2697.0% from the prior year.
• Net Margin for Q1 2026 stood at 9.91%, down from 32.27% in the prior quarter.
• The five-year high for Net Margin was 43.76% in Q2 2022, with the low at 179.66% in Q3 2022.
• The 5-year median for Net Margin is 14.35% (2024), against an average of 22.44%.
• The sharpest annual moves came in 2022 and 2023: Net Margin surged 20565 bps in 2022, then sank 8996 bps in 2023.
• Affirm Holdings' Net Margin stood at 80.7% in 2022, then rose by 9 bps to 73.32% in 2023, then jumped by 113 bps to 9.28% in 2024, then jumped by 248 bps to 32.27% in 2025, then plunged by 69 bps to 9.91% in 2026.
• Business Quant data shows AFRM's Net Margin at 9.91% in Q1 2026, 32.27% in Q4 2025, and 25.18% in Q3 2025.