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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Affirm Holdings (AFRM) Net Margin (2019 - 2025)

Affirm Holdings has reported Net Margin over the past 7 years, most recently at 11.53% for Q4 2025.

  • Quarterly results put Net Margin at 11.53% for Q4 2025, up 226.0% from a year ago — trailing twelve months through Dec 2025 was 6.08% (up 2135.0% YoY), and the annual figure for FY2025 was 1.62%, up 6430.0%.
  • Net Margin for Q4 2025 was 11.53% at Affirm Holdings, down from 25.18% in the prior quarter.
  • Over the last five years, Net Margin for AFRM hit a ceiling of 91.09% in Q2 2021 and a floor of 274.67% in Q3 2021.
  • Median Net Margin over the past 5 years was 19.14% (2023), compared with a mean of 33.84%.
  • Biggest five-year swings in Net Margin: tumbled -27069bps in 2021 and later skyrocketed 20520bps in 2022.
  • Affirm Holdings' Net Margin stood at 103.96% in 2021, then rose by 22bps to 80.69% in 2022, then increased by 9bps to 73.32% in 2023, then skyrocketed by 113bps to 9.28% in 2024, then increased by 24bps to 11.53% in 2025.
  • The last three reported values for Net Margin were 11.53% (Q4 2025), 25.18% (Q3 2025), and 2.86% (Q2 2025) per Business Quant data.