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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Affirm Holdings (AFRM) Net Margin (2019 - 2025)

Historic Net Margin for Affirm Holdings (AFRM) over the last 7 years, with Q4 2025 value amounting to 11.53%.

  • Affirm Holdings' Net Margin rose 22600.0% to 11.53% in Q4 2025 from the same period last year, while for Dec 2025 it was 7.6%, marking a year-over-year increase of 147000.0%. This contributed to the annual value of 1.62% for FY2025, which is 239100.0% up from last year.
  • As of Q4 2025, Affirm Holdings' Net Margin stood at 11.53%, which was up 22600.0% from 8.65% recorded in Q3 2025.
  • Affirm Holdings' Net Margin's 5-year high stood at 11.53% during Q4 2025, with a 5-year trough of 113.83% in Q3 2021.
  • Moreover, its 5-year median value for Net Margin was 31.42% (2023), whereas its average is 35.71%.
  • In the last 5 years, Affirm Holdings' Net Margin plummeted by -1115600bps in 2021 and then skyrocketed by 917300bps in 2022.
  • Affirm Holdings' Net Margin (Quarter) stood at 44.25% in 2021, then crashed by -82bps to 80.69% in 2022, then surged by 65bps to 28.24% in 2023, then soared by 133bps to 9.28% in 2024, then rose by 24bps to 11.53% in 2025.
  • Its last three reported values are 11.53% in Q4 2025, 8.65% for Q3 2025, and 7.9% during Q2 2025.