Affirm Holdings (AFRM) Equity Ratio (2020 - 2026)

Affirm Holdings (AFRM) recorded quarterly Equity Ratio of 0.29 in Q1 2026, up 5.17% quarter-over-quarter from 0.27 in Q4 2025, and up 4.51% on a YoY basis from 0.28 in Q1 2025.

Affirm Holdings (AFRM) Equity Ratio (2020 - 2026) Analysis & Trends

Affirm Holdings' Equity Ratio history runs 7 years deep, the most recent figure standing at 0.29 for Q1 2026.

  • In Q1 2026, Equity Ratio rose 4.51% year-over-year to 0.29; the TTM figure through Mar 2026 stood at 0.29 (up 4.51% YoY), while the FY2025 annual figure was 0.28, down 4.13% from the prior year.
  • Equity Ratio was 0.29 for Q1 2026 at Affirm Holdings, up from 0.27 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.38 in Q2 2022 to a low of 0.27 in Q4 2024.
  • Historically, Equity Ratio has averaged 0.3 across 5 years, with a median of 0.29 in 2026.
  • The sharpest annual moves came in 2022 and 2026: Equity Ratio dropped 29.05% in 2022, then rose 4.51% in 2026.
  • A 5-year view of Equity Ratio shows it stood at 0.32 in 2022, then decreased by 9.62% to 0.29 in 2023, then fell by 8.57% to 0.27 in 2024, then advanced by 3.0% to 0.27 in 2025, then gained by 5.17% to 0.29 in 2026.
  • The last three Equity Ratio figures came in at 0.29 (Q1 2026), 0.27 (Q4 2025), and 0.29 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 534.76 Bn 522.36 Bn - 0.38
2 Mastercard 431.99 Bn 421.78 Bn - 0.13
3 American Express 214.01 Bn 159.96 Bn 17.43 Bn 0.11
4 Capital One Financial 112.27 Bn 35.78 Bn - 0.16
5 PayPal Holdings 37.67 Bn 28.32 Bn 7.84 Bn 0.25
6 Synchrony Financial 24.15 Bn 3.59 Bn - 0.14
7 Affirm Holdings 21.85 Bn 20.12 Bn 261.64 Mn 0.29
8 SoFi Technologies 21.08 Bn 17.68 Bn 929.25 Mn 0.20
9 Ally Financial 13.14 Bn 12.70 Bn 1.98 Bn 0.08
10 Credit Acceptance 6.45 Bn 6.42 Bn 562.70 Mn 0.18

Historic Data

Download Data
DateValue
Mar 31, 2026 0.29
Dec 31, 2025 0.27
Sep 30, 2025 0.29
Jun 30, 2025 0.28
Mar 31, 2025 0.28
Dec 31, 2024 0.27
Sep 30, 2024 0.28
Jun 30, 2024 0.29
Mar 31, 2024 0.29
Dec 31, 2023 0.29
Sep 30, 2023 0.31
Jun 30, 2023 0.31
Mar 31, 2023 0.33
Dec 31, 2022 0.32
Sep 30, 2022 0.36
Jun 30, 2022 0.38
Mar 31, 2022 0.37
Dec 31, 2021 0.36
Sep 30, 2021 0.44
Jun 30, 2021 0.53