Affirm Holdings (AFRM) Equity Ratio (2020 - 2026)
Affirm Holdings (AFRM) recorded quarterly Equity Ratio of 0.29 in Q1 2026, up 5.17% quarter-over-quarter from 0.27 in Q4 2025, and up 4.51% on a YoY basis from 0.28 in Q1 2025.
Affirm Holdings (AFRM) Equity Ratio (2020 - 2026) Analysis & Trends
Affirm Holdings' Equity Ratio history runs 7 years deep, the most recent figure standing at 0.29 for Q1 2026.
- In Q1 2026, Equity Ratio rose 4.51% year-over-year to 0.29; the TTM figure through Mar 2026 stood at 0.29 (up 4.51% YoY), while the FY2025 annual figure was 0.28, down 4.13% from the prior year.
- Equity Ratio was 0.29 for Q1 2026 at Affirm Holdings, up from 0.27 in the prior quarter.
- In the past five years, Equity Ratio ranged from a high of 0.38 in Q2 2022 to a low of 0.27 in Q4 2024.
- Historically, Equity Ratio has averaged 0.3 across 5 years, with a median of 0.29 in 2026.
- The sharpest annual moves came in 2022 and 2026: Equity Ratio dropped 29.05% in 2022, then rose 4.51% in 2026.
- A 5-year view of Equity Ratio shows it stood at 0.32 in 2022, then decreased by 9.62% to 0.29 in 2023, then fell by 8.57% to 0.27 in 2024, then advanced by 3.0% to 0.27 in 2025, then gained by 5.17% to 0.29 in 2026.
- The last three Equity Ratio figures came in at 0.29 (Q1 2026), 0.27 (Q4 2025), and 0.29 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | 0.38 |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | 0.13 |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 0.11 |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | 0.16 |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | 0.25 |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 0.14 |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | 0.29 |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | 0.20 |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | 0.08 |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | 0.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.29 |
| Dec 31, 2025 | 0.27 |
| Sep 30, 2025 | 0.29 |
| Jun 30, 2025 | 0.28 |
| Mar 31, 2025 | 0.28 |
| Dec 31, 2024 | 0.27 |
| Sep 30, 2024 | 0.28 |
| Jun 30, 2024 | 0.29 |
| Mar 31, 2024 | 0.29 |
| Dec 31, 2023 | 0.29 |
| Sep 30, 2023 | 0.31 |
| Jun 30, 2023 | 0.31 |
| Mar 31, 2023 | 0.33 |
| Dec 31, 2022 | 0.32 |
| Sep 30, 2022 | 0.36 |
| Jun 30, 2022 | 0.38 |
| Mar 31, 2022 | 0.37 |
| Dec 31, 2021 | 0.36 |
| Sep 30, 2021 | 0.44 |
| Jun 30, 2021 | 0.53 |