Affirm Holdings (AFRM) Equity Ratio (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly Equity Ratio of 0.29 for Q1 2026, up 4.51% year-over-year from 0.28 in Q1 2025, and up 5.17% on a QoQ basis from 0.27 in Q4 2025.

Affirm Holdings (AFRM) Equity Ratio (2020 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported Equity Ratio for 7 consecutive years, with 0.29 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Equity Ratio rose 4.51% year-over-year to 0.29; the TTM figure through Mar 2026 stood at 0.29 (up 4.51% YoY), while the FY2025 annual figure was 0.28, down 4.13% from the prior year.
  • Equity Ratio came in at 0.29 for Q1 2026 at Affirm Holdings, up from 0.27 in the prior quarter.
  • The five-year high for Equity Ratio was 0.38 in Q2 2022, with the low at 0.27 in Q4 2024.
  • Average Equity Ratio over 5 years is 0.3, with a median of 0.29 recorded in 2026.
  • Across the five-year window, Equity Ratio retreated 29.05% in 2022 and climbed 4.51% in 2026, its largest moves.
  • Year by year, Equity Ratio stood at 0.32 in 2022, then declined by 9.62% to 0.29 in 2023, then slipped by 8.57% to 0.27 in 2024, then increased by 3.0% to 0.27 in 2025, then grew by 5.17% to 0.29 in 2026.
  • According to Business Quant data, Equity Ratio over the past three periods registered 0.29, 0.27, and 0.29 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.38
2 Mastercard 465.55 Bn 455.34 Bn - 0.13
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.11
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.25
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.29
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.20
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.08
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.18
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.66
10 Sezzle 5.91 Bn 5.79 Bn - 0.43

Historic Data

Download Data
DateValue
Mar 31, 2026 0.29
Dec 31, 2025 0.27
Sep 30, 2025 0.29
Jun 30, 2025 0.28
Mar 31, 2025 0.28
Dec 31, 2024 0.27
Sep 30, 2024 0.28
Jun 30, 2024 0.29
Mar 31, 2024 0.29
Dec 31, 2023 0.29
Sep 30, 2023 0.31
Jun 30, 2023 0.31
Mar 31, 2023 0.33
Dec 31, 2022 0.32
Sep 30, 2022 0.36
Jun 30, 2022 0.38
Mar 31, 2022 0.37
Dec 31, 2021 0.36
Sep 30, 2021 0.44
Jun 30, 2021 0.53