Affirm Holdings (AFRM) Loans - Net (2020 - 2026)
Affirm Holdings (AFRM) posted quarterly Loans - Net of $8.1 billion for Q1 2026, up 28.86% year-over-year from $6.3 billion in Q1 2025, and down 2.83% on a QoQ basis from $8.3 billion in Q4 2025.
Affirm Holdings (AFRM) Loans - Net (2020 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported Loans - Net for 7 consecutive years, with $8.1 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Loans - Net rose 28.86% year-over-year to $8.1 billion; the TTM figure through Mar 2026 stood at $8.1 billion (up 28.86% YoY), while the FY2025 annual figure was $6.6 billion, up 23.65% from the prior year.
- Loans - Net came in at $8.1 billion for Q1 2026 at Affirm Holdings, down from $8.3 billion in the prior quarter.
- The five-year high for Loans - Net was $8.3 billion in Q4 2025, with the low at $2.3 billion in Q1 2022.
- Average Loans - Net over 5 years is $5.1 billion, with a median of $5.2 billion recorded in 2024.
- Across the five-year window, Loans - Net gained 12.57% in 2022 and surged 78.8% in 2023, its largest moves.
- Year by year, Loans - Net stood at $3.5 billion in 2022, then surged by 43.28% to $5.0 billion in 2023, then advanced by 29.25% to $6.4 billion in 2024, then gained by 28.96% to $8.3 billion in 2025, then slipped by 2.83% to $8.1 billion in 2026.
- According to Business Quant data, Loans - Net over the past three periods registered $8.1 billion, $8.3 billion, and $6.8 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 10.54 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 8.06 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 1.38 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 136.35 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.06 Bn |
| Mar 31, 2026 | 8.06 Bn |
| Dec 31, 2025 | 8.30 Bn |
| Dec 31, 2025 | 8.30 Bn |
| Sep 30, 2025 | 6.81 Bn |
| Sep 30, 2025 | 6.81 Bn |
| Jun 30, 2025 | 6.63 Bn |
| Jun 30, 2025 | 6.63 Bn |
| Mar 31, 2025 | 6.26 Bn |
| Mar 31, 2025 | 6.26 Bn |
| Dec 31, 2024 | 6.43 Bn |
| Dec 31, 2024 | 6.43 Bn |
| Sep 30, 2024 | 5.96 Bn |
| Sep 30, 2024 | 5.96 Bn |
| Jun 30, 2024 | 5.36 Bn |
| Jun 30, 2024 | 5.36 Bn |
| Mar 31, 2024 | 5.17 Bn |
| Mar 31, 2024 | 5.17 Bn |
| Dec 31, 2023 | 4.98 Bn |
| Dec 31, 2023 | 4.98 Bn |