Affirm Holdings (AFRM) Loans - Net (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly Loans - Net of $8.1 billion for Q1 2026, up 28.86% year-over-year from $6.3 billion in Q1 2025, and down 2.83% on a QoQ basis from $8.3 billion in Q4 2025.

Affirm Holdings (AFRM) Loans - Net (2020 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported Loans - Net for 7 consecutive years, with $8.1 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Loans - Net rose 28.86% year-over-year to $8.1 billion; the TTM figure through Mar 2026 stood at $8.1 billion (up 28.86% YoY), while the FY2025 annual figure was $6.6 billion, up 23.65% from the prior year.
  • Loans - Net came in at $8.1 billion for Q1 2026 at Affirm Holdings, down from $8.3 billion in the prior quarter.
  • The five-year high for Loans - Net was $8.3 billion in Q4 2025, with the low at $2.3 billion in Q1 2022.
  • Average Loans - Net over 5 years is $5.1 billion, with a median of $5.2 billion recorded in 2024.
  • Across the five-year window, Loans - Net gained 12.57% in 2022 and surged 78.8% in 2023, its largest moves.
  • Year by year, Loans - Net stood at $3.5 billion in 2022, then surged by 43.28% to $5.0 billion in 2023, then advanced by 29.25% to $6.4 billion in 2024, then gained by 28.96% to $8.3 billion in 2025, then slipped by 2.83% to $8.1 billion in 2026.
  • According to Business Quant data, Loans - Net over the past three periods registered $8.1 billion, $8.3 billion, and $6.8 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Net (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 10.54 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 8.06 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 1.38 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 136.35 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 8.06 Bn
Mar 31, 2026 8.06 Bn
Dec 31, 2025 8.30 Bn
Dec 31, 2025 8.30 Bn
Sep 30, 2025 6.81 Bn
Sep 30, 2025 6.81 Bn
Jun 30, 2025 6.63 Bn
Jun 30, 2025 6.63 Bn
Mar 31, 2025 6.26 Bn
Mar 31, 2025 6.26 Bn
Dec 31, 2024 6.43 Bn
Dec 31, 2024 6.43 Bn
Sep 30, 2024 5.96 Bn
Sep 30, 2024 5.96 Bn
Jun 30, 2024 5.36 Bn
Jun 30, 2024 5.36 Bn
Mar 31, 2024 5.17 Bn
Mar 31, 2024 5.17 Bn
Dec 31, 2023 4.98 Bn
Dec 31, 2023 4.98 Bn