Affirm Holdings (AFRM) Loans - Net (2020 - 2026)
Affirm Holdings (AFRM) recorded quarterly Loans - Net of $8.1 billion in Q1 2026, down 2.83% quarter-over-quarter from $8.3 billion in Q4 2025, and up 28.86% on a YoY basis from $6.3 billion in Q1 2025.
Affirm Holdings (AFRM) Loans - Net (2020 - 2026) Analysis & Trends
Affirm Holdings' Loans - Net history runs 7 years deep, the most recent figure standing at $8.1 billion for Q1 2026.
- In Q1 2026, Loans - Net rose 28.86% year-over-year to $8.1 billion; the TTM figure through Mar 2026 stood at $8.1 billion (up 28.86% YoY), while the FY2025 annual figure was $6.6 billion, up 23.65% from the prior year.
- Loans - Net was $8.1 billion for Q1 2026 at Affirm Holdings, down from $8.3 billion in the prior quarter.
- In the past five years, Loans - Net ranged from a high of $8.3 billion in Q4 2025 to a low of $2.3 billion in Q1 2022.
- Historically, Loans - Net has averaged $5.1 billion across 5 years, with a median of $5.2 billion in 2024.
- The sharpest annual moves came in 2022 and 2023: Loans - Net grew 12.57% in 2022, then surged 78.8% in 2023.
- A 5-year view of Loans - Net shows it stood at $3.5 billion in 2022, then surged by 43.28% to $5.0 billion in 2023, then increased by 29.25% to $6.4 billion in 2024, then grew by 28.96% to $8.3 billion in 2025, then fell by 2.83% to $8.1 billion in 2026.
- The last three Loans - Net figures came in at $8.1 billion (Q1 2026), $8.3 billion (Q4 2025), and $6.8 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 543.83 Bn | 531.43 Bn | - | - |
| 2 | Mastercard | 439.96 Bn | 429.75 Bn | - | - |
| 3 | American Express | 218.41 Bn | 164.37 Bn | 17.43 Bn | 10.54 Bn |
| 4 | Capital One Financial | 113.95 Bn | 37.46 Bn | - | 424.12 Bn |
| 5 | PayPal Holdings | 37.65 Bn | 28.31 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.77 Bn | 4.21 Bn | - | 89.66 Bn |
| 7 | Affirm Holdings | 21.75 Bn | 20.03 Bn | 261.64 Mn | 8.06 Bn |
| 8 | SoFi Technologies | 21.04 Bn | 17.64 Bn | 929.25 Mn | 1.38 Bn |
| 9 | Ally Financial | 13.49 Bn | 13.04 Bn | 1.98 Bn | 136.35 Bn |
| 10 | Eason Technology | 6.63 Bn | 6.62 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.06 Bn |
| Mar 31, 2026 | 8.06 Bn |
| Dec 31, 2025 | 8.30 Bn |
| Dec 31, 2025 | 8.30 Bn |
| Sep 30, 2025 | 6.81 Bn |
| Sep 30, 2025 | 6.81 Bn |
| Jun 30, 2025 | 6.63 Bn |
| Jun 30, 2025 | 6.63 Bn |
| Mar 31, 2025 | 6.26 Bn |
| Mar 31, 2025 | 6.26 Bn |
| Dec 31, 2024 | 6.43 Bn |
| Dec 31, 2024 | 6.43 Bn |
| Sep 30, 2024 | 5.96 Bn |
| Sep 30, 2024 | 5.96 Bn |
| Jun 30, 2024 | 5.36 Bn |
| Jun 30, 2024 | 5.36 Bn |
| Mar 31, 2024 | 5.17 Bn |
| Mar 31, 2024 | 5.17 Bn |
| Dec 31, 2023 | 4.98 Bn |
| Dec 31, 2023 | 4.98 Bn |