Affirm Holdings (AFRM) Loans - Net (2020 - 2026)

Affirm Holdings (AFRM) recorded quarterly Loans - Net of $8.1 billion in Q1 2026, down 2.83% quarter-over-quarter from $8.3 billion in Q4 2025, and up 28.86% on a YoY basis from $6.3 billion in Q1 2025.

Affirm Holdings (AFRM) Loans - Net (2020 - 2026) Analysis & Trends

Affirm Holdings' Loans - Net history runs 7 years deep, the most recent figure standing at $8.1 billion for Q1 2026.

  • In Q1 2026, Loans - Net rose 28.86% year-over-year to $8.1 billion; the TTM figure through Mar 2026 stood at $8.1 billion (up 28.86% YoY), while the FY2025 annual figure was $6.6 billion, up 23.65% from the prior year.
  • Loans - Net was $8.1 billion for Q1 2026 at Affirm Holdings, down from $8.3 billion in the prior quarter.
  • In the past five years, Loans - Net ranged from a high of $8.3 billion in Q4 2025 to a low of $2.3 billion in Q1 2022.
  • Historically, Loans - Net has averaged $5.1 billion across 5 years, with a median of $5.2 billion in 2024.
  • The sharpest annual moves came in 2022 and 2023: Loans - Net grew 12.57% in 2022, then surged 78.8% in 2023.
  • A 5-year view of Loans - Net shows it stood at $3.5 billion in 2022, then surged by 43.28% to $5.0 billion in 2023, then increased by 29.25% to $6.4 billion in 2024, then grew by 28.96% to $8.3 billion in 2025, then fell by 2.83% to $8.1 billion in 2026.
  • The last three Loans - Net figures came in at $8.1 billion (Q1 2026), $8.3 billion (Q4 2025), and $6.8 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Net (Qtr)
1 Visa 543.83 Bn 531.43 Bn - -
2 Mastercard 439.96 Bn 429.75 Bn - -
3 American Express 218.41 Bn 164.37 Bn 17.43 Bn 10.54 Bn
4 Capital One Financial 113.95 Bn 37.46 Bn - 424.12 Bn
5 PayPal Holdings 37.65 Bn 28.31 Bn 7.84 Bn -
6 Synchrony Financial 24.77 Bn 4.21 Bn - 89.66 Bn
7 Affirm Holdings 21.75 Bn 20.03 Bn 261.64 Mn 8.06 Bn
8 SoFi Technologies 21.04 Bn 17.64 Bn 929.25 Mn 1.38 Bn
9 Ally Financial 13.49 Bn 13.04 Bn 1.98 Bn 136.35 Bn
10 Eason Technology 6.63 Bn 6.62 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 8.06 Bn
Mar 31, 2026 8.06 Bn
Dec 31, 2025 8.30 Bn
Dec 31, 2025 8.30 Bn
Sep 30, 2025 6.81 Bn
Sep 30, 2025 6.81 Bn
Jun 30, 2025 6.63 Bn
Jun 30, 2025 6.63 Bn
Mar 31, 2025 6.26 Bn
Mar 31, 2025 6.26 Bn
Dec 31, 2024 6.43 Bn
Dec 31, 2024 6.43 Bn
Sep 30, 2024 5.96 Bn
Sep 30, 2024 5.96 Bn
Jun 30, 2024 5.36 Bn
Jun 30, 2024 5.36 Bn
Mar 31, 2024 5.17 Bn
Mar 31, 2024 5.17 Bn
Dec 31, 2023 4.98 Bn
Dec 31, 2023 4.98 Bn