Affirm Holdings (AFRM) Interest Income - Net (2019 - 2026)
Affirm Holdings (AFRM) posted Interest Income - Net of $448.8 million for Q2 2026, up 7.19% on a QoQ basis from $418.7 million in Q1 2026, and up 43.3% year-over-year from $313.2 million in Q2 2025.
Analysis
Affirm Holdings (AFRM) Interest Income - Net (2019 - 2026) Analysis & Trends
Affirm Holdings has reported Interest Income - Net for 8 years, with the latest figure at $448.8 million in Q2 2026.
- On a quarterly basis, Interest Income - Net rose 43.3% year-over-year to $448.8 million in Q2 2026; TTM through Jun 2026 was $1.6 billion, a 34.72% increase from a year earlier, with the FY2026 full-year figure at $1.6 billion, up 34.72% from the prior year.
- Interest Income - Net was $448.8 million for Q2 2026 at Affirm Holdings, up from $418.7 million in the prior quarter.
- The five-year high for Interest Income - Net was $448.8 million in Q2 2026, with the low at $111.6 million in Q4 2022.
- Average Interest Income - Net over 5 years is $243.1 million, with a median of $233.8 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: Interest Income - Net retreated 7.53% in 2022, then soared 82.6% in 2023.
- Over 5 years, Interest Income - Net stood at $111.6 million in 2022, then jumped by 82.6% to $203.7 million in 2023, then jumped by 48.04% to $301.6 million in 2024, then grew by 26.63% to $381.9 million in 2025, then advanced by 17.51% to $448.8 million in 2026.
- The last three Interest Income - Net figures came in at $448.8 million (Q2 2026), $418.7 million (Q1 2026), and $381.9 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 4.61 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 448.78 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 332.82 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 1.04 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | -50.22 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 122.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 448.78 Mn |
| Mar 31, 2026 | 418.69 Mn |
| Dec 31, 2025 | 381.91 Mn |
| Sep 30, 2025 | 344.10 Mn |
| Jun 30, 2025 | 313.18 Mn |
| Mar 31, 2025 | 295.07 Mn |
| Dec 31, 2024 | 301.61 Mn |
| Sep 30, 2024 | 272.92 Mn |
| Jun 30, 2024 | 242.36 Mn |
| Mar 31, 2024 | 225.26 Mn |
| Dec 31, 2023 | 203.73 Mn |
| Sep 30, 2023 | 188.75 Mn |
| Jun 30, 2023 | 151.82 Mn |
| Mar 31, 2023 | 127.08 Mn |
| Dec 31, 2022 | 111.57 Mn |
| Sep 30, 2022 | 111.74 Mn |
| Jun 30, 2022 | 118.21 Mn |
| Mar 31, 2022 | 118.78 Mn |
| Dec 31, 2021 | 120.66 Mn |
| Sep 30, 2021 | 100.55 Mn |