Affirm Holdings (AFRM) Interest Income - Net (2019 - 2026)
Affirm Holdings (AFRM) recorded quarterly Interest Income - Net of $418.7 million in Q1 2026, up 9.63% quarter-over-quarter from $381.9 million in Q4 2025, and up 41.89% on a YoY basis from $295.1 million in Q1 2025.
Affirm Holdings (AFRM) Interest Income - Net (2019 - 2026) Analysis & Trends
Affirm Holdings' Interest Income - Net history runs 8 years deep, the most recent figure standing at $418.7 million for Q1 2026.
- In Q1 2026, Interest Income - Net rose 41.89% year-over-year to $418.7 million; the TTM figure through Mar 2026 stood at $1.5 billion (up 31.11% YoY), while the FY2025 annual figure was $1.2 billion, up 37.52% from the prior year.
- Interest Income - Net was $418.7 million for Q1 2026 at Affirm Holdings, up from $381.9 million in the prior quarter.
- In the past five years, Interest Income - Net ranged from a high of $418.7 million in Q1 2026 to a low of $111.6 million in Q4 2022.
- Historically, Interest Income - Net has averaged $231.0 million across 5 years, with a median of $225.3 million in 2024.
- The sharpest annual moves came in 2022 and 2023: Interest Income - Net fell 7.53% in 2022, then surged 82.6% in 2023.
- A 5-year view of Interest Income - Net shows it stood at $111.6 million in 2022, then soared by 82.6% to $203.7 million in 2023, then soared by 48.04% to $301.6 million in 2024, then climbed by 26.63% to $381.9 million in 2025, then gained by 9.63% to $418.7 million in 2026.
- The last three Interest Income - Net figures came in at $418.7 million (Q1 2026), $381.9 million (Q4 2025), and $344.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | - |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | - |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 4.69 Bn |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | 12.15 Bn |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 4.64 Bn |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | 418.69 Mn |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | 692.99 Mn |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | 1.86 Bn |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 418.69 Mn |
| Dec 31, 2025 | 381.91 Mn |
| Sep 30, 2025 | 344.10 Mn |
| Jun 30, 2025 | 313.18 Mn |
| Mar 31, 2025 | 295.07 Mn |
| Dec 31, 2024 | 301.61 Mn |
| Sep 30, 2024 | 272.92 Mn |
| Jun 30, 2024 | 242.36 Mn |
| Mar 31, 2024 | 225.26 Mn |
| Dec 31, 2023 | 203.73 Mn |
| Sep 30, 2023 | 188.75 Mn |
| Jun 30, 2023 | 151.82 Mn |
| Mar 31, 2023 | 127.08 Mn |
| Dec 31, 2022 | 111.57 Mn |
| Sep 30, 2022 | 111.74 Mn |
| Jun 30, 2022 | 118.21 Mn |
| Mar 31, 2022 | 118.78 Mn |
| Dec 31, 2021 | 120.66 Mn |
| Sep 30, 2021 | 100.55 Mn |
| Jun 30, 2021 | 88.17 Mn |