Affirm Holdings (AFRM) Return on Invested Capital (2020 - 2025)

Affirm Holdings has reported Return on Invested Capital over the past 6 years, most recently at 0.06% for Q4 2025.

  • Quarterly results put Return on Invested Capital at 0.06% for Q4 2025, up 20.0% from a year ago — trailing twelve months through Dec 2025 was 0.06% (up 20.0% YoY), and the annual figure for FY2025 was 0.03%, up 21.0%.
  • Return on Invested Capital for Q4 2025 was 0.06% at Affirm Holdings, up from 0.03% in the prior quarter.
  • Over the last five years, Return on Invested Capital for AFRM hit a ceiling of 0.06% in Q4 2025 and a floor of 0.48% in Q1 2023.
  • Median Return on Invested Capital over the past 5 years was 0.25% (2024), compared with a mean of 0.25%.
  • Biggest five-year swings in Return on Invested Capital: crashed -58bps in 2021 and later rose 24bps in 2024.
  • Affirm Holdings' Return on Invested Capital stood at 0.28% in 2021, then plummeted by -57bps to 0.44% in 2022, then increased by 19bps to 0.36% in 2023, then surged by 62bps to 0.14% in 2024, then soared by 148bps to 0.06% in 2025.
  • The last three reported values for Return on Invested Capital were 0.06% (Q4 2025), 0.03% (Q3 2025), and 0.02% (Q2 2025) per Business Quant data.