Affirm Holdings (AFRM) Return on Invested Capital (2020 - 2025)

Affirm Holdings (AFRM) has 6 years of Return on Invested Capital data on record, last reported at 0.06% in Q4 2025.

  • For Q4 2025, Return on Invested Capital rose 20.0% year-over-year to 0.06%; the TTM value through Dec 2025 reached 0.06%, up 20.0%, while the annual FY2025 figure was 0.03%, 21.0% up from the prior year.
  • Return on Invested Capital reached 0.06% in Q4 2025 per AFRM's latest filing, up from 0.03% in the prior quarter.
  • Across five years, Return on Invested Capital topped out at 0.06% in Q4 2025 and bottomed at 0.48% in Q1 2023.
  • Average Return on Invested Capital over 5 years is 0.23%, with a median of 0.25% recorded in 2021.
  • Peak YoY movement for Return on Invested Capital: dropped -23bps in 2022, then grew 24bps in 2024.
  • A 5-year view of Return on Invested Capital shows it stood at 0.27% in 2021, then crashed by -67bps to 0.44% in 2022, then grew by 19bps to 0.36% in 2023, then skyrocketed by 62bps to 0.14% in 2024, then skyrocketed by 148bps to 0.06% in 2025.
  • Per Business Quant database, its latest 3 readings for Return on Invested Capital were 0.06% in Q4 2025, 0.03% in Q3 2025, and 0.02% in Q2 2025.