Affirm Holdings (AFRM) Provisions (2019 - 2026)

Affirm Holdings (AFRM) posted quarterly Provisions of $196.5 million for Q1 2026, up 33.47% year-over-year from $147.3 million in Q1 2025, and down 8.22% quarter-over-quarter from $214.2 million in Q4 2025.

Affirm Holdings (AFRM) Provisions (2019 - 2026) Analysis & Trends

Affirm Holdings' Provisions history runs 8 years deep, the most recent figure standing at $196.5 million for Q1 2026.

  • In Q1 2026, Provisions rose 33.47% year-over-year to $196.5 million; the TTM figure through Mar 2026 stood at $730.1 million (up 26.38% YoY), while the FY2025 annual figure was $616.7 million, up 33.88% from the prior year.
  • Provisions for Q1 2026 stood at $196.5 million, down from $214.2 million in the prior quarter.
  • The five-year high for Provisions was $214.2 million in Q4 2025, with the low at $64.2 million in Q3 2022.
  • The 5-year median for Provisions is $120.9 million (2023), against an average of $124.8 million.
  • The sharpest annual moves came in 2022 and 2023: Provisions jumped 6336.5% in 2022, then advanced 0.22% in 2023.
  • Affirm Holdings' Provisions stood at $106.7 million in 2022, then grew by 13.3% to $120.9 million in 2023, then increased by 26.56% to $153.0 million in 2024, then surged by 39.99% to $214.2 million in 2025, then retreated by 8.22% to $196.5 million in 2026.
  • Business Quant data shows AFRM's Provisions at $196.5 million in Q1 2026, $214.2 million in Q4 2025, and $162.8 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.08 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 2.99 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.20 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 196.54 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 8.90 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 430.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 196.54 Mn
Dec 31, 2025 214.15 Mn
Sep 30, 2025 162.75 Mn
Jun 30, 2025 156.63 Mn
Mar 31, 2025 147.25 Mn
Dec 31, 2024 152.98 Mn
Sep 30, 2024 159.82 Mn
Jun 30, 2024 117.61 Mn
Mar 31, 2024 122.44 Mn
Dec 31, 2023 120.88 Mn
Sep 30, 2023 99.70 Mn
Jun 30, 2023 94.48 Mn
Mar 31, 2023 66.44 Mn
Dec 31, 2022 106.69 Mn
Sep 30, 2022 64.25 Mn
Jun 30, 2022 72.69 Mn
Mar 31, 2022 66.29 Mn
Dec 31, 2021 52.64 Mn
Sep 30, 2021 63.65 Mn
Jun 30, 2021 25.49 Mn