Affirm Holdings (AFRM) Provisions (2019 - 2026)

Affirm Holdings (AFRM) posted quarterly Provisions of $196.5 million for Q1 2026, up 33.47% year-over-year from $147.3 million in Q1 2025, and down 8.22% on a QoQ basis from $214.2 million in Q4 2025.

Affirm Holdings (AFRM) Provisions (2019 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported Provisions for 8 consecutive years, with $196.5 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Provisions rose 33.47% year-over-year to $196.5 million; the TTM figure through Mar 2026 stood at $730.1 million (up 26.38% YoY), while the FY2025 annual figure was $616.7 million, up 33.88% from the prior year.
  • Provisions came in at $196.5 million for Q1 2026 at Affirm Holdings, down from $214.2 million in the prior quarter.
  • The five-year high for Provisions was $214.2 million in Q4 2025, with the low at $64.2 million in Q3 2022.
  • Average Provisions over 5 years is $124.8 million, with a median of $120.9 million recorded in 2023.
  • Across the five-year window, Provisions surged 6336.5% in 2022 and rose 0.22% in 2023, its largest moves.
  • Year by year, Provisions stood at $106.7 million in 2022, then advanced by 13.3% to $120.9 million in 2023, then climbed by 26.56% to $153.0 million in 2024, then soared by 39.99% to $214.2 million in 2025, then declined by 8.22% to $196.5 million in 2026.
  • According to Business Quant data, Provisions over the past three periods registered $196.5 million, $214.2 million, and $162.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.25 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 196.54 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 8.90 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 467.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 196.54 Mn
Dec 31, 2025 214.15 Mn
Sep 30, 2025 162.75 Mn
Jun 30, 2025 156.63 Mn
Mar 31, 2025 147.25 Mn
Dec 31, 2024 152.98 Mn
Sep 30, 2024 159.82 Mn
Jun 30, 2024 117.61 Mn
Mar 31, 2024 122.44 Mn
Dec 31, 2023 120.88 Mn
Sep 30, 2023 99.70 Mn
Jun 30, 2023 94.48 Mn
Mar 31, 2023 66.44 Mn
Dec 31, 2022 106.69 Mn
Sep 30, 2022 64.25 Mn
Jun 30, 2022 72.69 Mn
Mar 31, 2022 66.29 Mn
Dec 31, 2021 52.64 Mn
Sep 30, 2021 63.65 Mn
Jun 30, 2021 25.49 Mn