Affirm Holdings (AFRM) Provisions (2019 - 2026)

Affirm Holdings (AFRM) recorded quarterly Provisions of $196.5 million in Q1 2026, down 8.22% quarter-over-quarter from $214.2 million in Q4 2025, and up 33.47% on a YoY basis from $147.3 million in Q1 2025.

Affirm Holdings (AFRM) Provisions (2019 - 2026) Analysis & Trends

Affirm Holdings' Provisions history runs 8 years deep, the most recent figure standing at $196.5 million for Q1 2026.

  • In Q1 2026, Provisions rose 33.47% year-over-year to $196.5 million; the TTM figure through Mar 2026 stood at $730.1 million (up 26.38% YoY), while the FY2025 annual figure was $616.7 million, up 33.88% from the prior year.
  • Provisions was $196.5 million for Q1 2026 at Affirm Holdings, down from $214.2 million in the prior quarter.
  • In the past five years, Provisions ranged from a high of $214.2 million in Q4 2025 to a low of $64.2 million in Q3 2022.
  • Historically, Provisions has averaged $124.8 million across 5 years, with a median of $120.9 million in 2023.
  • The sharpest annual moves came in 2022 and 2023: Provisions surged 6336.5% in 2022, then climbed 0.22% in 2023.
  • A 5-year view of Provisions shows it stood at $106.7 million in 2022, then increased by 13.3% to $120.9 million in 2023, then rose by 26.56% to $153.0 million in 2024, then soared by 39.99% to $214.2 million in 2025, then decreased by 8.22% to $196.5 million in 2026.
  • The last three Provisions figures came in at $196.5 million (Q1 2026), $214.2 million (Q4 2025), and $162.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 534.76 Bn 522.36 Bn - -
2 Mastercard 431.99 Bn 421.78 Bn - -
3 American Express 214.01 Bn 159.96 Bn 17.43 Bn 1.25 Bn
4 Capital One Financial 112.27 Bn 35.78 Bn - 4.07 Bn
5 PayPal Holdings 37.67 Bn 28.32 Bn 7.84 Bn -
6 Synchrony Financial 24.15 Bn 3.59 Bn - 1.34 Bn
7 Affirm Holdings 21.85 Bn 20.12 Bn 261.64 Mn 196.54 Mn
8 SoFi Technologies 21.08 Bn 17.68 Bn 929.25 Mn 8.90 Mn
9 Ally Financial 13.14 Bn 12.70 Bn 1.98 Bn 467.00 Mn
10 Credit Acceptance 6.45 Bn 6.42 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 196.54 Mn
Dec 31, 2025 214.15 Mn
Sep 30, 2025 162.75 Mn
Jun 30, 2025 156.63 Mn
Mar 31, 2025 147.25 Mn
Dec 31, 2024 152.98 Mn
Sep 30, 2024 159.82 Mn
Jun 30, 2024 117.61 Mn
Mar 31, 2024 122.44 Mn
Dec 31, 2023 120.88 Mn
Sep 30, 2023 99.70 Mn
Jun 30, 2023 94.48 Mn
Mar 31, 2023 66.44 Mn
Dec 31, 2022 106.69 Mn
Sep 30, 2022 64.25 Mn
Jun 30, 2022 72.69 Mn
Mar 31, 2022 66.29 Mn
Dec 31, 2021 52.64 Mn
Sep 30, 2021 63.65 Mn
Jun 30, 2021 25.49 Mn