Affirm Holdings (AFRM) Provisions (2019 - 2026)
Affirm Holdings (AFRM) recorded quarterly Provisions of $196.5 million in Q1 2026, down 8.22% quarter-over-quarter from $214.2 million in Q4 2025, and up 33.47% on a YoY basis from $147.3 million in Q1 2025.
Affirm Holdings (AFRM) Provisions (2019 - 2026) Analysis & Trends
Affirm Holdings' Provisions history runs 8 years deep, the most recent figure standing at $196.5 million for Q1 2026.
- In Q1 2026, Provisions rose 33.47% year-over-year to $196.5 million; the TTM figure through Mar 2026 stood at $730.1 million (up 26.38% YoY), while the FY2025 annual figure was $616.7 million, up 33.88% from the prior year.
- Provisions was $196.5 million for Q1 2026 at Affirm Holdings, down from $214.2 million in the prior quarter.
- In the past five years, Provisions ranged from a high of $214.2 million in Q4 2025 to a low of $64.2 million in Q3 2022.
- Historically, Provisions has averaged $124.8 million across 5 years, with a median of $120.9 million in 2023.
- The sharpest annual moves came in 2022 and 2023: Provisions surged 6336.5% in 2022, then climbed 0.22% in 2023.
- A 5-year view of Provisions shows it stood at $106.7 million in 2022, then increased by 13.3% to $120.9 million in 2023, then rose by 26.56% to $153.0 million in 2024, then soared by 39.99% to $214.2 million in 2025, then decreased by 8.22% to $196.5 million in 2026.
- The last three Provisions figures came in at $196.5 million (Q1 2026), $214.2 million (Q4 2025), and $162.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | - |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | - |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 1.25 Bn |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | 4.07 Bn |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 1.34 Bn |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | 196.54 Mn |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | 8.90 Mn |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | 467.00 Mn |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 196.54 Mn |
| Dec 31, 2025 | 214.15 Mn |
| Sep 30, 2025 | 162.75 Mn |
| Jun 30, 2025 | 156.63 Mn |
| Mar 31, 2025 | 147.25 Mn |
| Dec 31, 2024 | 152.98 Mn |
| Sep 30, 2024 | 159.82 Mn |
| Jun 30, 2024 | 117.61 Mn |
| Mar 31, 2024 | 122.44 Mn |
| Dec 31, 2023 | 120.88 Mn |
| Sep 30, 2023 | 99.70 Mn |
| Jun 30, 2023 | 94.48 Mn |
| Mar 31, 2023 | 66.44 Mn |
| Dec 31, 2022 | 106.69 Mn |
| Sep 30, 2022 | 64.25 Mn |
| Jun 30, 2022 | 72.69 Mn |
| Mar 31, 2022 | 66.29 Mn |
| Dec 31, 2021 | 52.64 Mn |
| Sep 30, 2021 | 63.65 Mn |
| Jun 30, 2021 | 25.49 Mn |