Affirm Holdings AFRM
NASDAQ AFRM
$71.21 +0.93 (+1.32%)
At close: Sep 18, 2026 · 4:00 PM EDT

Affirm Holdings (AFRM) Provisions (2019 - 2026)

Affirm Holdings (AFRM) posted Provisions of $223.2 million for Q2 2026, up 13.56% on a QoQ basis from $196.5 million in Q1 2026, and up 42.51% year-over-year from $156.6 million in Q2 2025.

Analysis

Affirm Holdings (AFRM) Provisions (2019 - 2026) Analysis & Trends

Affirm Holdings has reported Provisions for 8 years, with the latest figure at $223.2 million in Q2 2026.

  • On a quarterly basis, Provisions rose 42.51% year-over-year to $223.2 million in Q2 2026; TTM through Jun 2026 was $796.6 million, a 29.18% increase from a year earlier, with the FY2026 full-year figure at $796.6 million, up 29.18% from the prior year.
  • Provisions was $223.2 million for Q2 2026 at Affirm Holdings, up from $196.5 million in the prior quarter.
  • The five-year high for Provisions was $223.2 million in Q2 2026, with the low at $64.2 million in Q3 2022.
  • Average Provisions over 5 years is $130.3 million, with a median of $121.7 million recorded in 2023.
  • The sharpest annual moves came in 2022 and 2023: Provisions soared 6336.5% in 2022, then grew 0.22% in 2023.
  • Over 5 years, Provisions stood at $106.7 million in 2022, then rose by 13.3% to $120.9 million in 2023, then gained by 26.56% to $153.0 million in 2024, then jumped by 39.99% to $214.2 million in 2025, then advanced by 4.23% to $223.2 million in 2026.
  • The last three Provisions figures came in at $223.2 million (Q2 2026), $196.5 million (Q1 2026), and $214.2 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 1.20 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 223.20 Mn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn -
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn -
5 Slm 4.72 Bn -77.52 Mn - 68.33 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn -
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 313.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn -
10 Navient 1.64 Bn 275.03 Mn - 26.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 223.20 Mn
Mar 31, 2026 196.54 Mn
Dec 31, 2025 214.15 Mn
Sep 30, 2025 162.75 Mn
Jun 30, 2025 156.63 Mn
Mar 31, 2025 147.25 Mn
Dec 31, 2024 152.98 Mn
Sep 30, 2024 159.82 Mn
Jun 30, 2024 117.61 Mn
Mar 31, 2024 122.44 Mn
Dec 31, 2023 120.88 Mn
Sep 30, 2023 99.70 Mn
Jun 30, 2023 94.48 Mn
Mar 31, 2023 66.44 Mn
Dec 31, 2022 106.69 Mn
Sep 30, 2022 64.25 Mn
Jun 30, 2022 72.69 Mn
Mar 31, 2022 66.29 Mn
Dec 31, 2021 52.64 Mn
Sep 30, 2021 63.65 Mn