Affirm Holdings (AFRM) Provisions (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly Provisions of $196.5 million for Q1 2026, up 33.47% year-over-year from $147.3 million in Q1 2025, and down 8.22% on a QoQ basis from $214.2 million in Q4 2025.
Affirm Holdings (AFRM) Provisions (2019 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported Provisions for 8 consecutive years, with $196.5 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Provisions rose 33.47% year-over-year to $196.5 million; the TTM figure through Mar 2026 stood at $730.1 million (up 26.38% YoY), while the FY2025 annual figure was $616.7 million, up 33.88% from the prior year.
- Provisions came in at $196.5 million for Q1 2026 at Affirm Holdings, down from $214.2 million in the prior quarter.
- The five-year high for Provisions was $214.2 million in Q4 2025, with the low at $64.2 million in Q3 2022.
- Average Provisions over 5 years is $124.8 million, with a median of $120.9 million recorded in 2023.
- Across the five-year window, Provisions surged 6336.5% in 2022 and rose 0.22% in 2023, its largest moves.
- Year by year, Provisions stood at $106.7 million in 2022, then advanced by 13.3% to $120.9 million in 2023, then climbed by 26.56% to $153.0 million in 2024, then soared by 39.99% to $214.2 million in 2025, then declined by 8.22% to $196.5 million in 2026.
- According to Business Quant data, Provisions over the past three periods registered $196.5 million, $214.2 million, and $162.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.25 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 196.54 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 8.90 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 467.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 196.54 Mn |
| Dec 31, 2025 | 214.15 Mn |
| Sep 30, 2025 | 162.75 Mn |
| Jun 30, 2025 | 156.63 Mn |
| Mar 31, 2025 | 147.25 Mn |
| Dec 31, 2024 | 152.98 Mn |
| Sep 30, 2024 | 159.82 Mn |
| Jun 30, 2024 | 117.61 Mn |
| Mar 31, 2024 | 122.44 Mn |
| Dec 31, 2023 | 120.88 Mn |
| Sep 30, 2023 | 99.70 Mn |
| Jun 30, 2023 | 94.48 Mn |
| Mar 31, 2023 | 66.44 Mn |
| Dec 31, 2022 | 106.69 Mn |
| Sep 30, 2022 | 64.25 Mn |
| Jun 30, 2022 | 72.69 Mn |
| Mar 31, 2022 | 66.29 Mn |
| Dec 31, 2021 | 52.64 Mn |
| Sep 30, 2021 | 63.65 Mn |
| Jun 30, 2021 | 25.49 Mn |