Affirm Holdings (AFRM) Provisions (2019 - 2026)
Affirm Holdings (AFRM) posted Provisions of $223.2 million for Q2 2026, up 13.56% on a QoQ basis from $196.5 million in Q1 2026, and up 42.51% year-over-year from $156.6 million in Q2 2025.
Analysis
Affirm Holdings (AFRM) Provisions (2019 - 2026) Analysis & Trends
Affirm Holdings has reported Provisions for 8 years, with the latest figure at $223.2 million in Q2 2026.
- On a quarterly basis, Provisions rose 42.51% year-over-year to $223.2 million in Q2 2026; TTM through Jun 2026 was $796.6 million, a 29.18% increase from a year earlier, with the FY2026 full-year figure at $796.6 million, up 29.18% from the prior year.
- Provisions was $223.2 million for Q2 2026 at Affirm Holdings, up from $196.5 million in the prior quarter.
- The five-year high for Provisions was $223.2 million in Q2 2026, with the low at $64.2 million in Q3 2022.
- Average Provisions over 5 years is $130.3 million, with a median of $121.7 million recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: Provisions soared 6336.5% in 2022, then grew 0.22% in 2023.
- Over 5 years, Provisions stood at $106.7 million in 2022, then rose by 13.3% to $120.9 million in 2023, then gained by 26.56% to $153.0 million in 2024, then jumped by 39.99% to $214.2 million in 2025, then advanced by 4.23% to $223.2 million in 2026.
- The last three Provisions figures came in at $223.2 million (Q2 2026), $196.5 million (Q1 2026), and $214.2 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 1.20 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 223.20 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 68.33 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 313.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 26.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 223.20 Mn |
| Mar 31, 2026 | 196.54 Mn |
| Dec 31, 2025 | 214.15 Mn |
| Sep 30, 2025 | 162.75 Mn |
| Jun 30, 2025 | 156.63 Mn |
| Mar 31, 2025 | 147.25 Mn |
| Dec 31, 2024 | 152.98 Mn |
| Sep 30, 2024 | 159.82 Mn |
| Jun 30, 2024 | 117.61 Mn |
| Mar 31, 2024 | 122.44 Mn |
| Dec 31, 2023 | 120.88 Mn |
| Sep 30, 2023 | 99.70 Mn |
| Jun 30, 2023 | 94.48 Mn |
| Mar 31, 2023 | 66.44 Mn |
| Dec 31, 2022 | 106.69 Mn |
| Sep 30, 2022 | 64.25 Mn |
| Jun 30, 2022 | 72.69 Mn |
| Mar 31, 2022 | 66.29 Mn |
| Dec 31, 2021 | 52.64 Mn |
| Sep 30, 2021 | 63.65 Mn |