Affirm Holdings (AFRM) Provisions (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly Provisions of $196.5 million for Q1 2026, up 33.47% year-over-year from $147.3 million in Q1 2025, and down 8.22% quarter-over-quarter from $214.2 million in Q4 2025.
Analysis
Affirm Holdings (AFRM) Provisions (2019 - 2026) Analysis & Trends
Affirm Holdings' Provisions history runs 8 years deep, the most recent figure standing at $196.5 million for Q1 2026.
- In Q1 2026, Provisions rose 33.47% year-over-year to $196.5 million; the TTM figure through Mar 2026 stood at $730.1 million (up 26.38% YoY), while the FY2025 annual figure was $616.7 million, up 33.88% from the prior year.
- Provisions for Q1 2026 stood at $196.5 million, down from $214.2 million in the prior quarter.
- The five-year high for Provisions was $214.2 million in Q4 2025, with the low at $64.2 million in Q3 2022.
- The 5-year median for Provisions is $120.9 million (2023), against an average of $124.8 million.
- The sharpest annual moves came in 2022 and 2023: Provisions jumped 6336.5% in 2022, then advanced 0.22% in 2023.
- Affirm Holdings' Provisions stood at $106.7 million in 2022, then grew by 13.3% to $120.9 million in 2023, then increased by 26.56% to $153.0 million in 2024, then surged by 39.99% to $214.2 million in 2025, then retreated by 8.22% to $196.5 million in 2026.
- Business Quant data shows AFRM's Provisions at $196.5 million in Q1 2026, $214.2 million in Q4 2025, and $162.8 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.08 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 2.99 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 223.20 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 1.20 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 13.76 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 430.00 Mn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 223.20 Mn |
| Mar 31, 2026 | 196.54 Mn |
| Dec 31, 2025 | 214.15 Mn |
| Sep 30, 2025 | 162.75 Mn |
| Jun 30, 2025 | 156.63 Mn |
| Mar 31, 2025 | 147.25 Mn |
| Dec 31, 2024 | 152.98 Mn |
| Sep 30, 2024 | 159.82 Mn |
| Jun 30, 2024 | 117.61 Mn |
| Mar 31, 2024 | 122.44 Mn |
| Dec 31, 2023 | 120.88 Mn |
| Sep 30, 2023 | 99.70 Mn |
| Jun 30, 2023 | 94.48 Mn |
| Mar 31, 2023 | 66.44 Mn |
| Dec 31, 2022 | 106.69 Mn |
| Sep 30, 2022 | 64.25 Mn |
| Jun 30, 2022 | 72.69 Mn |
| Mar 31, 2022 | 66.29 Mn |
| Dec 31, 2021 | 52.64 Mn |
| Sep 30, 2021 | 63.65 Mn |