Affirm Holdings (AFRM) Retained Earnings (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly Retained Earnings of -$23.6 million for Q1 2026, up 46.98% year-over-year from -$16.1 million in Q1 2025, and down 39.29% on a QoQ basis from -$16.9 million in Q4 2025.

Affirm Holdings (AFRM) Retained Earnings (2020 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported Retained Earnings for 7 consecutive years, with -$23.6 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Retained Earnings rose 46.98% year-over-year to -$23.6 million; the TTM figure through Mar 2026 stood at -$23.6 million (up 46.98% YoY), while the FY2025 annual figure was -$3.1 billion, up 1.68% from the prior year.
  • Retained Earnings came in at -$23.6 million for Q1 2026 at Affirm Holdings, down from -$16.9 million in the prior quarter.
  • The five-year high for Retained Earnings was -$9.1 million in Q3 2024, with the low at -$3.1 billion in Q4 2024.
  • Average Retained Earnings over 5 years is -$1.2 billion, with a median of -$44.5 million recorded in 2025.
  • Across the five-year window, Retained Earnings sank 30009.52% in 2022 and surged 99.67% in 2024, its largest moves.
  • Year by year, Retained Earnings stood at -$26.6 million in 2022, then sank by 10901.55% to -$2.9 billion in 2023, then retreated by 6.79% to -$3.1 billion in 2024, then soared by 99.46% to -$16.9 million in 2025, then sank by 39.29% to -$23.6 million in 2026.
  • According to Business Quant data, Retained Earnings over the past three periods registered -$23.6 million, -$16.9 million, and -$24.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 13.12 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -928.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 26.09 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 33.45 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -23.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.74 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -2.77 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.12 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1.84 Mn
10 Sezzle 5.91 Bn 5.79 Bn - 28.27 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -23.59 Mn
Dec 31, 2025 -16.94 Mn
Sep 30, 2025 -24.39 Mn
Jun 30, 2025 -3.06 Bn
Mar 31, 2025 -44.50 Mn
Dec 31, 2024 -3.13 Bn
Sep 30, 2024 -9.12 Mn
Jun 30, 2024 -3.11 Bn
Mar 31, 2024 -17.30 Mn
Dec 31, 2023 -2.93 Bn
Sep 30, 2023 -2.76 Bn
Jun 30, 2023 -2.59 Bn
Mar 31, 2023 -22.34 Mn
Dec 31, 2022 -26.63 Mn
Sep 30, 2022 -34.22 Mn
Jun 30, 2022 -1.61 Bn
Mar 31, 2022 -1.42 Bn
Dec 31, 2021 4.38 Mn
Sep 30, 2021 -1.21 Bn
Jun 30, 2021 6.77 Mn