Affirm Holdings (AFRM) Retained Earnings (2020 - 2026)
Affirm Holdings (AFRM) posted quarterly Retained Earnings of -$23.6 million for Q1 2026, up 46.98% year-over-year from -$16.1 million in Q1 2025, and down 39.29% on a QoQ basis from -$16.9 million in Q4 2025.
Affirm Holdings (AFRM) Retained Earnings (2020 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported Retained Earnings for 7 consecutive years, with -$23.6 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Retained Earnings rose 46.98% year-over-year to -$23.6 million; the TTM figure through Mar 2026 stood at -$23.6 million (up 46.98% YoY), while the FY2025 annual figure was -$3.1 billion, up 1.68% from the prior year.
- Retained Earnings came in at -$23.6 million for Q1 2026 at Affirm Holdings, down from -$16.9 million in the prior quarter.
- The five-year high for Retained Earnings was -$9.1 million in Q3 2024, with the low at -$3.1 billion in Q4 2024.
- Average Retained Earnings over 5 years is -$1.2 billion, with a median of -$44.5 million recorded in 2025.
- Across the five-year window, Retained Earnings sank 30009.52% in 2022 and surged 99.67% in 2024, its largest moves.
- Year by year, Retained Earnings stood at -$26.6 million in 2022, then sank by 10901.55% to -$2.9 billion in 2023, then retreated by 6.79% to -$3.1 billion in 2024, then soared by 99.46% to -$16.9 million in 2025, then sank by 39.29% to -$23.6 million in 2026.
- According to Business Quant data, Retained Earnings over the past three periods registered -$23.6 million, -$16.9 million, and -$24.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 13.12 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -928.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 26.09 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 33.45 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -23.59 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.74 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -2.77 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.12 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 1.84 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 28.27 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -23.59 Mn |
| Dec 31, 2025 | -16.94 Mn |
| Sep 30, 2025 | -24.39 Mn |
| Jun 30, 2025 | -3.06 Bn |
| Mar 31, 2025 | -44.50 Mn |
| Dec 31, 2024 | -3.13 Bn |
| Sep 30, 2024 | -9.12 Mn |
| Jun 30, 2024 | -3.11 Bn |
| Mar 31, 2024 | -17.30 Mn |
| Dec 31, 2023 | -2.93 Bn |
| Sep 30, 2023 | -2.76 Bn |
| Jun 30, 2023 | -2.59 Bn |
| Mar 31, 2023 | -22.34 Mn |
| Dec 31, 2022 | -26.63 Mn |
| Sep 30, 2022 | -34.22 Mn |
| Jun 30, 2022 | -1.61 Bn |
| Mar 31, 2022 | -1.42 Bn |
| Dec 31, 2021 | 4.38 Mn |
| Sep 30, 2021 | -1.21 Bn |
| Jun 30, 2021 | 6.77 Mn |