Affirm Holdings (AFRM) Retained Earnings (2020 - 2026)

Affirm Holdings (AFRM) recorded quarterly Retained Earnings of -$23.6 million in Q1 2026, down 39.29% quarter-over-quarter from -$16.9 million in Q4 2025, and up 46.98% on a YoY basis from -$16.1 million in Q1 2025.

Affirm Holdings (AFRM) Retained Earnings (2020 - 2026) Analysis & Trends

Affirm Holdings' Retained Earnings history runs 7 years deep, the most recent figure standing at -$23.6 million for Q1 2026.

  • In Q1 2026, Retained Earnings rose 46.98% year-over-year to -$23.6 million; the TTM figure through Mar 2026 stood at -$23.6 million (up 46.98% YoY), while the FY2025 annual figure was -$3.1 billion, up 1.68% from the prior year.
  • Retained Earnings was -$23.6 million for Q1 2026 at Affirm Holdings, down from -$16.9 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of -$9.1 million in Q3 2024 to a low of -$3.1 billion in Q4 2024.
  • Historically, Retained Earnings has averaged -$1.2 billion across 5 years, with a median of -$44.5 million in 2025.
  • The sharpest annual moves came in 2022 and 2024: Retained Earnings plunged 30009.52% in 2022, then surged 99.67% in 2024.
  • A 5-year view of Retained Earnings shows it stood at -$26.6 million in 2022, then plunged by 10901.55% to -$2.9 billion in 2023, then dropped by 6.79% to -$3.1 billion in 2024, then soared by 99.46% to -$16.9 million in 2025, then plunged by 39.29% to -$23.6 million in 2026.
  • The last three Retained Earnings figures came in at -$23.6 million (Q1 2026), -$16.9 million (Q4 2025), and -$24.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 534.76 Bn 522.36 Bn - 13.12 Bn
2 Mastercard 431.99 Bn 421.78 Bn - -928.00 Mn
3 American Express 214.01 Bn 159.96 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 112.27 Bn 35.78 Bn - 66.79 Bn
5 PayPal Holdings 37.67 Bn 28.32 Bn 7.84 Bn 33.45 Bn
6 Synchrony Financial 24.15 Bn 3.59 Bn - 25.21 Bn
7 Affirm Holdings 21.85 Bn 20.12 Bn 261.64 Mn -23.59 Mn
8 SoFi Technologies 21.08 Bn 17.68 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.14 Bn 12.70 Bn 1.98 Bn -2.77 Bn
10 Credit Acceptance 6.45 Bn 6.42 Bn 562.70 Mn 1.12 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 -23.59 Mn
Dec 31, 2025 -16.94 Mn
Sep 30, 2025 -24.39 Mn
Jun 30, 2025 -3.06 Bn
Mar 31, 2025 -44.50 Mn
Dec 31, 2024 -3.13 Bn
Sep 30, 2024 -9.12 Mn
Jun 30, 2024 -3.11 Bn
Mar 31, 2024 -17.30 Mn
Dec 31, 2023 -2.93 Bn
Sep 30, 2023 -2.76 Bn
Jun 30, 2023 -2.59 Bn
Mar 31, 2023 -22.34 Mn
Dec 31, 2022 -26.63 Mn
Sep 30, 2022 -34.22 Mn
Jun 30, 2022 -1.61 Bn
Mar 31, 2022 -1.42 Bn
Dec 31, 2021 4.38 Mn
Sep 30, 2021 -1.21 Bn
Jun 30, 2021 6.77 Mn