Affirm Holdings (AFRM) Retained Earnings (2020 - 2026)
Affirm Holdings (AFRM) reported Retained Earnings of -$1.13 billion for fiscal Q4 2026 (quarter ended Jun 30, 2026), compared with -$3.06 billion a year earlier.
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Analysis
Affirm Holdings (AFRM) Retained Earnings (2020 - 2026) Analysis & Trends
Dating back to fiscal Q4 2020, Affirm Holdings' Retained Earnings record includes 24 quarters.
- By fiscal year, Retained Earnings came in at -$3.06 billion in FY2025, -$3.11 billion in FY2024, -$2.59 billion in FY2023 and -$1.61 billion in FY2022.
- The fiscal Q4 2026 figure ranks as the highest quarterly Retained Earnings since fiscal Q4 2021.
- Per Business Quant data, the three fiscal quarters before Q4 2026 came in at -$2.74 billion (Q3 2026), -$2.85 billion (Q2 2026) and -$2.98 billion (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | 651.00 Mn |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | 23.31 Bn |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 2.46 Bn |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | -1.13 Bn |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 25.97 Bn |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | -16.56 Bn |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 1.66 Bn |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | -13.21 Bn |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | 531.00 Mn |
| 10 | Federal Home Loan Mortgage | 11.90 Bn | -6.84 Bn | - | -5.14 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.13 Bn |
| Mar 31, 2026 | -2.74 Bn |
| Dec 31, 2025 | -2.85 Bn |
| Sep 30, 2025 | -2.98 Bn |
| Jun 30, 2025 | -3.06 Bn |
| Mar 31, 2025 | -3.13 Bn |
| Dec 31, 2024 | -3.13 Bn |
| Sep 30, 2024 | -3.21 Bn |
| Jun 30, 2024 | -3.11 Bn |
| Mar 31, 2024 | -3.06 Bn |
| Dec 31, 2023 | -2.93 Bn |
| Sep 30, 2023 | -2.76 Bn |
| Jun 30, 2023 | -2.59 Bn |
| Mar 31, 2023 | -2.39 Bn |
| Dec 31, 2022 | -2.18 Bn |
| Sep 30, 2022 | -1.86 Bn |
| Jun 30, 2022 | -1.61 Bn |
| Mar 31, 2022 | -1.42 Bn |
| Dec 31, 2021 | -1.36 Bn |
| Sep 30, 2021 | -1.21 Bn |
API Access
Affirm Holdings Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=AFRM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "AFRM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=AFRM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();