Affirm Holdings (AFRM) Retained Earnings (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly Retained Earnings of $6.6 billion for Q1 2026, up 8.36% year-over-year from $6.0 billion in Q1 2025, and up 330.13% quarter-over-quarter from -$2.8 billion in Q4 2025.

Affirm Holdings (AFRM) Retained Earnings (2020 - 2026) Analysis & Trends

Affirm Holdings' Retained Earnings history runs 7 years deep, the most recent figure standing at $6.6 billion for Q1 2026.

  • In Q1 2026, Retained Earnings rose 8.36% year-over-year to $6.6 billion; the TTM figure through Mar 2026 stood at $6.6 billion (up 8.36% YoY), while the FY2025 annual figure was -$15.1 million, down 100.26% from the prior year.
  • Retained Earnings for Q1 2026 stood at $6.6 billion, up from -$2.8 billion in the prior quarter.
  • The five-year high for Retained Earnings was $6.6 billion in Q1 2026, with the low at -$3.2 billion in Q3 2024.
  • The 5-year median for Retained Earnings is -$15.1 million (2025), against an average of $1.7 billion.
  • The sharpest annual moves came in 2023 and 2024: Retained Earnings sank 162.12% in 2023, then surged 25637.77% in 2024.
  • Affirm Holdings' Retained Earnings stood at $4.7 billion in 2022, then tumbled by 162.12% to -$2.9 billion in 2023, then soared by 303.48% to $6.0 billion in 2024, then tumbled by 147.75% to -$2.8 billion in 2025, then soared by 330.13% to $6.6 billion in 2026.
  • Business Quant data shows AFRM's Retained Earnings at $6.6 billion in Q1 2026, -$2.8 billion in Q4 2025, and -$24.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 22.17 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 91.77 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 69.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 34.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -76.63 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 25.97 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 6.55 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.74 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn -2.71 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 6.55 Bn
Dec 31, 2025 -2.85 Bn
Sep 30, 2025 -24.39 Mn
Jun 30, 2025 -15.07 Mn
Mar 31, 2025 6.05 Bn
Dec 31, 2024 5.96 Bn
Sep 30, 2024 -3.21 Bn
Jun 30, 2024 5.86 Bn
Mar 31, 2024 5.70 Bn
Dec 31, 2023 -2.93 Bn
Sep 30, 2023 -2.76 Bn
Jun 30, 2023 5.14 Bn
Mar 31, 2023 -22.34 Mn
Dec 31, 2022 4.72 Bn
Sep 30, 2022 4.45 Bn
Jun 30, 2022 -1.61 Bn
Mar 31, 2022 -1.42 Bn
Dec 31, 2021 3.83 Bn
Sep 30, 2021 -1.21 Bn
Jun 30, 2021 -898.49 Mn