Affirm Holdings (AFRM) Retained Earnings (2020 - 2026)
Affirm Holdings (AFRM) posted quarterly Retained Earnings of $6.6 billion for Q1 2026, up 8.36% year-over-year from $6.0 billion in Q1 2025, and up 330.13% quarter-over-quarter from -$2.8 billion in Q4 2025.
Analysis
Affirm Holdings (AFRM) Retained Earnings (2020 - 2026) Analysis & Trends
Affirm Holdings' Retained Earnings history runs 7 years deep, the most recent figure standing at $6.6 billion for Q1 2026.
- In Q1 2026, Retained Earnings rose 8.36% year-over-year to $6.6 billion; the TTM figure through Mar 2026 stood at $6.6 billion (up 8.36% YoY), while the FY2025 annual figure was -$15.1 million, down 100.26% from the prior year.
- Retained Earnings for Q1 2026 stood at $6.6 billion, up from -$2.8 billion in the prior quarter.
- The five-year high for Retained Earnings was $6.6 billion in Q1 2026, with the low at -$3.2 billion in Q3 2024.
- The 5-year median for Retained Earnings is -$15.1 million (2025), against an average of $1.7 billion.
- The sharpest annual moves came in 2023 and 2024: Retained Earnings sank 162.12% in 2023, then surged 25637.77% in 2024.
- Affirm Holdings' Retained Earnings stood at $4.7 billion in 2022, then tumbled by 162.12% to -$2.9 billion in 2023, then soared by 303.48% to $6.0 billion in 2024, then tumbled by 147.75% to -$2.8 billion in 2025, then soared by 330.13% to $6.6 billion in 2026.
- Business Quant data shows AFRM's Retained Earnings at $6.6 billion in Q1 2026, -$2.8 billion in Q4 2025, and -$24.4 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 22.17 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 91.77 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 34.43 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 6.65 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 25.97 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 11.59 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | -2.71 Bn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 1.83 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.65 Bn |
| Mar 31, 2026 | 6.55 Bn |
| Dec 31, 2025 | 6.41 Bn |
| Sep 30, 2025 | 6.30 Bn |
| Jun 30, 2025 | 6.14 Bn |
| Mar 31, 2025 | 6.05 Bn |
| Dec 31, 2024 | 5.96 Bn |
| Sep 30, 2024 | 6.05 Bn |
| Jun 30, 2024 | 5.86 Bn |
| Mar 31, 2024 | 5.70 Bn |
| Dec 31, 2023 | 5.57 Bn |
| Sep 30, 2023 | 5.36 Bn |
| Jun 30, 2023 | 5.14 Bn |
| Mar 31, 2023 | 4.92 Bn |
| Dec 31, 2022 | 4.72 Bn |
| Sep 30, 2022 | 4.45 Bn |
| Jun 30, 2022 | 4.23 Bn |
| Mar 31, 2022 | 3.99 Bn |
| Dec 31, 2021 | 3.83 Bn |
| Sep 30, 2021 | 3.58 Bn |