Affirm Holdings AFRM
NASDAQ AFRM
$74.84 +1.52 (+2.07%)
At close: Oct 29, 2026 · 4:00 PM EDT

Affirm Holdings (AFRM) Retained Earnings (2020 - 2026)

Updated

Affirm Holdings (AFRM) reported Retained Earnings of -$1.13 billion for fiscal Q4 2026 (quarter ended Jun 30, 2026), compared with -$3.06 billion a year earlier.

Analysis

Affirm Holdings (AFRM) Retained Earnings (2020 - 2026) Analysis & Trends

Dating back to fiscal Q4 2020, Affirm Holdings' Retained Earnings record includes 24 quarters.

  • By fiscal year, Retained Earnings came in at -$3.06 billion in FY2025, -$3.11 billion in FY2024, -$2.59 billion in FY2023 and -$1.61 billion in FY2022.
  • The fiscal Q4 2026 figure ranks as the highest quarterly Retained Earnings since fiscal Q4 2021.
  • Per Business Quant data, the three fiscal quarters before Q4 2026 came in at -$2.74 billion (Q3 2026), -$2.85 billion (Q2 2026) and -$2.98 billion (Q1 2026).
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Orix 40.82 Bn 9.54 Bn 12.74 Bn 22.94 Bn
2 Rocket Companies 35.37 Bn 35.37 Bn - 1.36 Bn
3 Royalty Pharma 29.93 Bn 26.89 Bn - 2.46 Bn
4 Federal National Mortgage Association Fannie Mae 27.81 Bn 27.81 Bn - -12.38 Bn
5 Affirm Holdings 23.93 Bn 17.61 Bn - -1.13 Bn
6 Synchrony Financial 23.92 Bn -43.71 Bn - 26.72 Bn
7 Royal Gold 19.14 Bn 18.32 Bn 390.45 Mn 1.66 Bn
8 Federal Home Loan Mortgage 14.10 Bn 14.10 Bn - -1.91 Bn
9 Annaly Capital Management 14.09 Bn 5.04 Bn - -14.85 Bn
10 Ares Capital 13.69 Bn 11.44 Bn - 504.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -1.13 Bn
Mar 31, 2026 -2.74 Bn
Dec 31, 2025 -2.85 Bn
Sep 30, 2025 -2.98 Bn
Jun 30, 2025 -3.06 Bn
Mar 31, 2025 -3.13 Bn
Dec 31, 2024 -3.13 Bn
Sep 30, 2024 -3.21 Bn
Jun 30, 2024 -3.11 Bn
Mar 31, 2024 -3.06 Bn
Dec 31, 2023 -2.93 Bn
Sep 30, 2023 -2.76 Bn
Jun 30, 2023 -2.59 Bn
Mar 31, 2023 -2.39 Bn
Dec 31, 2022 -2.18 Bn
Sep 30, 2022 -1.86 Bn
Jun 30, 2022 -1.61 Bn
Mar 31, 2022 -1.42 Bn
Dec 31, 2021 -1.36 Bn
Sep 30, 2021 -1.21 Bn
API Access

Affirm Holdings Retained Earnings API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=retained-earnings&ticker=AFRM&period=max&api_key=YOUR_API_KEY