Affirm Holdings (AFRM) Retained Earnings (2020 - 2026)
Affirm Holdings (AFRM) posted Retained Earnings of $6.6 billion for Q2 2026, up 1.47% on a QoQ basis from $6.6 billion in Q1 2026, and up 8.25% year-over-year from $6.1 billion in Q2 2025.
Analysis
Affirm Holdings (AFRM) Retained Earnings (2020 - 2026) Analysis & Trends
Affirm Holdings has reported Retained Earnings for 7 years, with the latest figure at $6.6 billion in Q2 2026.
- On a quarterly basis, Retained Earnings rose 8.25% year-over-year to $6.6 billion in Q2 2026; TTM through Jun 2026 was $6.6 billion, a 8.25% increase from a year earlier, with the FY2026 full-year figure at $6.6 billion, up 8.25% from the prior year.
- Retained Earnings was $6.6 billion for Q2 2026 at Affirm Holdings, up from $6.6 billion in the prior quarter.
- The five-year high for Retained Earnings was $6.6 billion in Q2 2026, with the low at $4.0 billion in Q1 2022.
- Average Retained Earnings over 5 years is $5.6 billion, with a median of $5.8 billion recorded in 2024.
- The sharpest annual moves came in 2022 and 2025: Retained Earnings grew 27.24% in 2022, then rose 4.05% in 2025.
- Over 5 years, Retained Earnings stood at $4.7 billion in 2022, then rose by 18.14% to $5.6 billion in 2023, then gained by 7.0% to $6.0 billion in 2024, then gained by 7.52% to $6.4 billion in 2025, then rose by 3.7% to $6.6 billion in 2026.
- The last three Retained Earnings figures came in at $6.6 billion (Q2 2026), $6.6 billion (Q1 2026), and $6.4 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 25.97 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 6.65 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 1.83 Bn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 1.08 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 5.04 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 2.20 Bn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 1.78 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 739.40 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 4.56 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.65 Bn |
| Mar 31, 2026 | 6.55 Bn |
| Dec 31, 2025 | 6.41 Bn |
| Sep 30, 2025 | 6.30 Bn |
| Jun 30, 2025 | 6.14 Bn |
| Mar 31, 2025 | 6.05 Bn |
| Dec 31, 2024 | 5.96 Bn |
| Sep 30, 2024 | 6.05 Bn |
| Jun 30, 2024 | 5.86 Bn |
| Mar 31, 2024 | 5.70 Bn |
| Dec 31, 2023 | 5.57 Bn |
| Sep 30, 2023 | 5.36 Bn |
| Jun 30, 2023 | 5.14 Bn |
| Mar 31, 2023 | 4.92 Bn |
| Dec 31, 2022 | 4.72 Bn |
| Sep 30, 2022 | 4.45 Bn |
| Jun 30, 2022 | 4.23 Bn |
| Mar 31, 2022 | 3.99 Bn |
| Dec 31, 2021 | 3.83 Bn |
| Sep 30, 2021 | 3.58 Bn |