Affirm Holdings AFRM
NASDAQ AFRM
$77.76 +0.27 (+0.35%)
At close: Aug 28, 2026 · 4:00 PM EDT

Affirm Holdings (AFRM) Retained Earnings (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly Retained Earnings of $6.6 billion for Q1 2026, up 8.36% year-over-year from $6.0 billion in Q1 2025, and up 330.13% quarter-over-quarter from -$2.8 billion in Q4 2025.

Analysis

Affirm Holdings (AFRM) Retained Earnings (2020 - 2026) Analysis & Trends

Affirm Holdings' Retained Earnings history runs 7 years deep, the most recent figure standing at $6.6 billion for Q1 2026.

  • In Q1 2026, Retained Earnings rose 8.36% year-over-year to $6.6 billion; the TTM figure through Mar 2026 stood at $6.6 billion (up 8.36% YoY), while the FY2025 annual figure was -$15.1 million, down 100.26% from the prior year.
  • Retained Earnings for Q1 2026 stood at $6.6 billion, up from -$2.8 billion in the prior quarter.
  • The five-year high for Retained Earnings was $6.6 billion in Q1 2026, with the low at -$3.2 billion in Q3 2024.
  • The 5-year median for Retained Earnings is -$15.1 million (2025), against an average of $1.7 billion.
  • The sharpest annual moves came in 2023 and 2024: Retained Earnings sank 162.12% in 2023, then surged 25637.77% in 2024.
  • Affirm Holdings' Retained Earnings stood at $4.7 billion in 2022, then tumbled by 162.12% to -$2.9 billion in 2023, then soared by 303.48% to $6.0 billion in 2024, then tumbled by 147.75% to -$2.8 billion in 2025, then soared by 330.13% to $6.6 billion in 2026.
  • Business Quant data shows AFRM's Retained Earnings at $6.6 billion in Q1 2026, -$2.8 billion in Q4 2025, and -$24.4 million in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 22.17 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 91.77 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 69.25 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 34.43 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 6.65 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 25.97 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 11.59 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn -2.71 Bn
10 FirstCash Holdings 9.51 Bn 9.34 Bn 533.67 Mn 1.83 Bn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 6.65 Bn
Mar 31, 2026 6.55 Bn
Dec 31, 2025 6.41 Bn
Sep 30, 2025 6.30 Bn
Jun 30, 2025 6.14 Bn
Mar 31, 2025 6.05 Bn
Dec 31, 2024 5.96 Bn
Sep 30, 2024 6.05 Bn
Jun 30, 2024 5.86 Bn
Mar 31, 2024 5.70 Bn
Dec 31, 2023 5.57 Bn
Sep 30, 2023 5.36 Bn
Jun 30, 2023 5.14 Bn
Mar 31, 2023 4.92 Bn
Dec 31, 2022 4.72 Bn
Sep 30, 2022 4.45 Bn
Jun 30, 2022 4.23 Bn
Mar 31, 2022 3.99 Bn
Dec 31, 2021 3.83 Bn
Sep 30, 2021 3.58 Bn