Affirm Holdings (AFRM) Retained Earnings (2020 - 2026)
Affirm Holdings (AFRM) recorded quarterly Retained Earnings of -$23.6 million in Q1 2026, down 39.29% quarter-over-quarter from -$16.9 million in Q4 2025, and up 46.98% on a YoY basis from -$16.1 million in Q1 2025.
Affirm Holdings (AFRM) Retained Earnings (2020 - 2026) Analysis & Trends
Affirm Holdings' Retained Earnings history runs 7 years deep, the most recent figure standing at -$23.6 million for Q1 2026.
- In Q1 2026, Retained Earnings rose 46.98% year-over-year to -$23.6 million; the TTM figure through Mar 2026 stood at -$23.6 million (up 46.98% YoY), while the FY2025 annual figure was -$3.1 billion, up 1.68% from the prior year.
- Retained Earnings was -$23.6 million for Q1 2026 at Affirm Holdings, down from -$16.9 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of -$9.1 million in Q3 2024 to a low of -$3.1 billion in Q4 2024.
- Historically, Retained Earnings has averaged -$1.2 billion across 5 years, with a median of -$44.5 million in 2025.
- The sharpest annual moves came in 2022 and 2024: Retained Earnings plunged 30009.52% in 2022, then surged 99.67% in 2024.
- A 5-year view of Retained Earnings shows it stood at -$26.6 million in 2022, then plunged by 10901.55% to -$2.9 billion in 2023, then dropped by 6.79% to -$3.1 billion in 2024, then soared by 99.46% to -$16.9 million in 2025, then plunged by 39.29% to -$23.6 million in 2026.
- The last three Retained Earnings figures came in at -$23.6 million (Q1 2026), -$16.9 million (Q4 2025), and -$24.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | 13.12 Bn |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | -928.00 Mn |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 25.21 Bn |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | -23.59 Mn |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | -2.77 Bn |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | 1.12 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -23.59 Mn |
| Dec 31, 2025 | -16.94 Mn |
| Sep 30, 2025 | -24.39 Mn |
| Jun 30, 2025 | -3.06 Bn |
| Mar 31, 2025 | -44.50 Mn |
| Dec 31, 2024 | -3.13 Bn |
| Sep 30, 2024 | -9.12 Mn |
| Jun 30, 2024 | -3.11 Bn |
| Mar 31, 2024 | -17.30 Mn |
| Dec 31, 2023 | -2.93 Bn |
| Sep 30, 2023 | -2.76 Bn |
| Jun 30, 2023 | -2.59 Bn |
| Mar 31, 2023 | -22.34 Mn |
| Dec 31, 2022 | -26.63 Mn |
| Sep 30, 2022 | -34.22 Mn |
| Jun 30, 2022 | -1.61 Bn |
| Mar 31, 2022 | -1.42 Bn |
| Dec 31, 2021 | 4.38 Mn |
| Sep 30, 2021 | -1.21 Bn |
| Jun 30, 2021 | 6.77 Mn |