Affirm Holdings AFRM
NASDAQ AFRM
$71.21 +0.93 (+1.32%)
At close: Sep 18, 2026 · 4:00 PM EDT

Affirm Holdings (AFRM) Asset Utilization Ratio (2021 - 2026)

Affirm Holdings (AFRM) posted Asset Utilization Ratio of 0.29 for Q2 2026, down 3.22% on a QoQ basis from 0.3 in Q1 2026, and down 1.38% year-over-year from 0.3 in Q2 2025.

Analysis

Affirm Holdings (AFRM) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

Affirm Holdings has reported Asset Utilization Ratio for 6 years, with the latest figure at 0.29 in Q2 2026.

  • On a quarterly basis, Asset Utilization Ratio fell 1.38% year-over-year to 0.29 in Q2 2026; TTM through Jun 2026 was 0.29, a 1.38% decrease from a year earlier, with the FY2026 full-year figure at 0.32, up 1.4% from the prior year.
  • Asset Utilization Ratio was 0.29 for Q2 2026 at Affirm Holdings, down from 0.3 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.31 in Q3 2025, with the low at 0.18 in Q1 2022.
  • Average Asset Utilization Ratio over 5 years is 0.24, with a median of 0.24 recorded in 2024.
  • The sharpest annual moves came in 2022 and 2025: Asset Utilization Ratio dropped 12.54% in 2022, then grew 24.48% in 2025.
  • Over 5 years, Asset Utilization Ratio stood at 0.2 in 2022, then advanced by 10.82% to 0.22 in 2023, then climbed by 23.94% to 0.27 in 2024, then climbed by 11.98% to 0.3 in 2025, then retreated by 3.15% to 0.29 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.29 (Q2 2026), 0.3 (Q1 2026), and 0.3 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 0.16
2 Affirm Holdings 24.01 Bn 22.38 Bn - 0.29
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 0.76
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 0.27
5 Slm 4.72 Bn -77.52 Mn - 0.07
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 0.49
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 0.18
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 0.24
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 0.74
10 Navient 1.64 Bn 275.03 Mn - 0.02
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.29
Mar 31, 2026 0.30
Dec 31, 2025 0.30
Sep 30, 2025 0.31
Jun 30, 2025 0.30
Mar 31, 2025 0.29
Dec 31, 2024 0.27
Sep 30, 2024 0.26
Jun 30, 2024 0.25
Mar 31, 2024 0.23
Dec 31, 2023 0.22
Sep 30, 2023 0.21
Jun 30, 2023 0.20
Mar 31, 2023 0.20
Dec 31, 2022 0.20
Sep 30, 2022 0.20
Jun 30, 2022 0.19
Mar 31, 2022 0.18
Dec 31, 2021 0.18
Sep 30, 2021 0.19