Affirm Holdings (AFRM) Asset Utilization Ratio (2021 - 2026)
Affirm Holdings' (AFRM) Asset Utilization Ratio came in at 0.29 for fiscal Q4 2026 (quarter ended Jun 30, 2026), down 1.4% from 0.30 a year earlier and down 3.2% from the prior quarter.
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Analysis
Affirm Holdings (AFRM) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Affirm Holdings' Asset Utilization Ratio stood at 0.32, up 1.4% from FY2025.
- Annual Asset Utilization Ratio has increased for three consecutive fiscal years.
- In prior fiscal years, Affirm Holdings' Asset Utilization Ratio was 0.31 in FY2025 (+18.7%), 0.26 in FY2024 (+25.2%), 0.21 in FY2023 (-7.9%) and 0.23 in FY2022 (-17.9%).
- The fiscal Q4 2026 figure stands as the lowest quarterly Asset Utilization Ratio since fiscal Q3 2025.
- On a year-over-year basis, Asset Utilization Ratio increased in seven of the last eight quarters, with growth averaging 16.0%.
- The strongest year-over-year quarter for Asset Utilization Ratio in the past five years was fiscal Q3 2025, with growth of 24.5%; the weakest was fiscal Q3 2022, with a decline of 12.5%.
- According to Business Quant data, Asset Utilization Ratio for the three prior fiscal quarters was 0.30 (Q3 2026), 0.30 (Q2 2026) and 0.31 (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | 0.17 |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | 0.11 |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 0.13 |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 0.29 |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 0.16 |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 0.01 |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 0.16 |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | - |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 11.90 Bn | -6.84 Bn | - | 0.01 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.29 |
| Mar 31, 2026 | 0.30 |
| Dec 31, 2025 | 0.30 |
| Sep 30, 2025 | 0.31 |
| Jun 30, 2025 | 0.30 |
| Mar 31, 2025 | 0.29 |
| Dec 31, 2024 | 0.27 |
| Sep 30, 2024 | 0.26 |
| Jun 30, 2024 | 0.25 |
| Mar 31, 2024 | 0.23 |
| Dec 31, 2023 | 0.22 |
| Sep 30, 2023 | 0.21 |
| Jun 30, 2023 | 0.20 |
| Mar 31, 2023 | 0.20 |
| Dec 31, 2022 | 0.20 |
| Sep 30, 2022 | 0.20 |
| Jun 30, 2022 | 0.19 |
| Mar 31, 2022 | 0.18 |
| Dec 31, 2021 | 0.18 |
| Sep 30, 2021 | 0.19 |
API Access
Affirm Holdings Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=AFRM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "AFRM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=AFRM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();