Affirm Holdings (AFRM) Asset Utilization Ratio (2021 - 2026)

Affirm Holdings (AFRM) posted quarterly Asset Utilization Ratio of 0.16 for Q1 2026, down 34.47% year-over-year from 0.24 in Q1 2025, and up 614.21% quarter-over-quarter from 0.02 in Q4 2025.

Affirm Holdings (AFRM) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

Affirm Holdings' Asset Utilization Ratio history runs 6 years deep, the most recent figure standing at 0.16 for Q1 2026.

  • In Q1 2026, Asset Utilization Ratio fell 34.47% year-over-year to 0.16; the TTM figure through Mar 2026 stood at 0.16 (down 34.47% YoY), while the FY2025 annual figure was 0.11, down 59.0% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 0.16, up from 0.02 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.37 in Q4 2024, with the low at 0.02 in Q4 2025.
  • The 5-year median for Asset Utilization Ratio is 0.16 (2026), against an average of 0.16.
  • The sharpest annual moves came in 2023 and 2025: Asset Utilization Ratio surged 561.57% in 2023, then tumbled 94.08% in 2025.
  • Affirm Holdings' Asset Utilization Ratio stood at 0.06 in 2022, then soared by 183.8% to 0.18 in 2023, then soared by 110.99% to 0.37 in 2024, then sank by 94.08% to 0.02 in 2025, then surged by 614.21% to 0.16 in 2026.
  • Business Quant data shows AFRM's Asset Utilization Ratio at 0.16 in Q1 2026, 0.02 in Q4 2025, and 0.07 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.47
2 Mastercard 506.53 Bn 493.04 Bn - 0.64
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.25
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.08
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.42
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.16
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.16
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 0.08
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 0.04

Historic Data

Download Data
DateValue
Mar 31, 2026 0.16
Dec 31, 2025 0.02
Sep 30, 2025 0.07
Jun 30, 2025 0.10
Mar 31, 2025 0.24
Dec 31, 2024 0.37
Sep 30, 2024 0.33
Jun 30, 2024 0.32
Mar 31, 2024 0.19
Dec 31, 2023 0.18
Sep 30, 2023 0.21
Jun 30, 2023 0.17
Mar 31, 2023 0.06
Dec 31, 2022 0.06
Sep 30, 2022 0.03
Jun 30, 2022 0.05
Mar 31, 2022 0.13
Dec 31, 2021 0.10
Sep 30, 2021 0.12
Jun 30, 2021 0.09