Affirm Holdings (AFRM) Asset Utilization Ratio (2021 - 2026)
Affirm Holdings (AFRM) recorded quarterly Asset Utilization Ratio of 0.16 in Q1 2026, down 3.5% quarter-over-quarter from 0.17 in Q4 2025, and up 5594.88% on a YoY basis from 0.0 in Q1 2025.
Affirm Holdings (AFRM) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
Affirm Holdings' Asset Utilization Ratio history runs 6 years deep, the most recent figure standing at 0.16 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 5594.88% year-over-year to 0.16; the TTM figure through Mar 2026 stood at 0.16 (up 5594.88% YoY), while the FY2025 annual figure was 0.11, up 15.3% from the prior year.
- Asset Utilization Ratio was 0.16 for Q1 2026 at Affirm Holdings, down from 0.17 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.29 in Q2 2023 to a low of 0.0 in Q1 2025.
- Historically, Asset Utilization Ratio has averaged 0.18 across 5 years, with a median of 0.2 in 2022.
- The sharpest annual moves came in 2025 and 2026: Asset Utilization Ratio tumbled 101.07% in 2025, then jumped 5594.88% in 2026.
- A 5-year view of Asset Utilization Ratio shows it stood at 0.27 in 2022, then dropped by 4.64% to 0.26 in 2023, then tumbled by 89.88% to 0.03 in 2024, then surged by 524.73% to 0.17 in 2025, then dropped by 3.5% to 0.16 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.16 (Q1 2026), 0.17 (Q4 2025), and 0.11 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 543.83 Bn | 531.43 Bn | - | 0.45 |
| 2 | Mastercard | 439.96 Bn | 429.75 Bn | - | 0.64 |
| 3 | American Express | 218.41 Bn | 164.37 Bn | 17.43 Bn | 0.24 |
| 4 | Capital One Financial | 113.95 Bn | 37.46 Bn | - | 0.09 |
| 5 | PayPal Holdings | 37.65 Bn | 28.31 Bn | 7.84 Bn | 0.42 |
| 6 | Synchrony Financial | 24.77 Bn | 4.21 Bn | - | 0.16 |
| 7 | Affirm Holdings | 21.75 Bn | 20.03 Bn | 261.64 Mn | 0.16 |
| 8 | SoFi Technologies | 21.04 Bn | 17.64 Bn | 929.25 Mn | 0.08 |
| 9 | Ally Financial | 13.49 Bn | 13.04 Bn | 1.98 Bn | 0.04 |
| 10 | Eason Technology | 6.63 Bn | 6.62 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 0.11 |
| Jun 30, 2025 | 0.10 |
| Mar 31, 2025 | 0.00 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.06 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.27 |
| Dec 31, 2023 | 0.26 |
| Sep 30, 2023 | 0.25 |
| Jun 30, 2023 | 0.29 |
| Mar 31, 2023 | 0.27 |
| Dec 31, 2022 | 0.27 |
| Sep 30, 2022 | 0.29 |
| Jun 30, 2022 | 0.25 |
| Mar 31, 2022 | 0.20 |
| Dec 31, 2021 | 0.20 |
| Sep 30, 2021 | 0.21 |
| Jun 30, 2021 | 0.22 |