Affirm Holdings (AFRM) Asset Utilization Ratio (2021 - 2026)

Affirm Holdings (AFRM) posted quarterly Asset Utilization Ratio of 0.16 for Q1 2026, up 5594.88% year-over-year from 0.0 in Q1 2025, and down 3.5% on a QoQ basis from 0.17 in Q4 2025.

Affirm Holdings (AFRM) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported Asset Utilization Ratio for 6 consecutive years, with 0.16 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Asset Utilization Ratio rose 5594.88% year-over-year to 0.16; the TTM figure through Mar 2026 stood at 0.16 (up 5594.88% YoY), while the FY2025 annual figure was 0.11, up 15.3% from the prior year.
  • Asset Utilization Ratio came in at 0.16 for Q1 2026 at Affirm Holdings, down from 0.17 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.29 in Q2 2023, with the low at 0.0 in Q1 2025.
  • Average Asset Utilization Ratio over 5 years is 0.18, with a median of 0.2 recorded in 2022.
  • Across the five-year window, Asset Utilization Ratio plunged 101.07% in 2025 and jumped 5594.88% in 2026, its largest moves.
  • Year by year, Asset Utilization Ratio stood at 0.27 in 2022, then retreated by 4.64% to 0.26 in 2023, then plunged by 89.88% to 0.03 in 2024, then surged by 524.73% to 0.17 in 2025, then retreated by 3.5% to 0.16 in 2026.
  • According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.16, 0.17, and 0.11 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.45
2 Mastercard 465.55 Bn 455.34 Bn - 0.64
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.24
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.42
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.16
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.08
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.04
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.14
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00
10 Sezzle 5.91 Bn 5.79 Bn - 1.13

Historic Data

Download Data
DateValue
Mar 31, 2026 0.16
Dec 31, 2025 0.17
Sep 30, 2025 0.11
Jun 30, 2025 0.10
Mar 31, 2025 0.00
Dec 31, 2024 0.03
Sep 30, 2024 0.06
Jun 30, 2024 0.05
Mar 31, 2024 0.27
Dec 31, 2023 0.26
Sep 30, 2023 0.25
Jun 30, 2023 0.29
Mar 31, 2023 0.27
Dec 31, 2022 0.27
Sep 30, 2022 0.29
Jun 30, 2022 0.25
Mar 31, 2022 0.20
Dec 31, 2021 0.20
Sep 30, 2021 0.21
Jun 30, 2021 0.22