Affirm Holdings (AFRM) Asset Utilization Ratio (2021 - 2026)
Affirm Holdings (AFRM) posted quarterly Asset Utilization Ratio of 0.16 for Q1 2026, up 5594.88% year-over-year from 0.0 in Q1 2025, and down 3.5% on a QoQ basis from 0.17 in Q4 2025.
Affirm Holdings (AFRM) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported Asset Utilization Ratio for 6 consecutive years, with 0.16 the latest figure, recorded in Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 5594.88% year-over-year to 0.16; the TTM figure through Mar 2026 stood at 0.16 (up 5594.88% YoY), while the FY2025 annual figure was 0.11, up 15.3% from the prior year.
- Asset Utilization Ratio came in at 0.16 for Q1 2026 at Affirm Holdings, down from 0.17 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.29 in Q2 2023, with the low at 0.0 in Q1 2025.
- Average Asset Utilization Ratio over 5 years is 0.18, with a median of 0.2 recorded in 2022.
- Across the five-year window, Asset Utilization Ratio plunged 101.07% in 2025 and jumped 5594.88% in 2026, its largest moves.
- Year by year, Asset Utilization Ratio stood at 0.27 in 2022, then retreated by 4.64% to 0.26 in 2023, then plunged by 89.88% to 0.03 in 2024, then surged by 524.73% to 0.17 in 2025, then retreated by 3.5% to 0.16 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.16, 0.17, and 0.11 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.45 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.64 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.24 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.42 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.16 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.08 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.04 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.14 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.00 |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 1.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 0.11 |
| Jun 30, 2025 | 0.10 |
| Mar 31, 2025 | 0.00 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.06 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.27 |
| Dec 31, 2023 | 0.26 |
| Sep 30, 2023 | 0.25 |
| Jun 30, 2023 | 0.29 |
| Mar 31, 2023 | 0.27 |
| Dec 31, 2022 | 0.27 |
| Sep 30, 2022 | 0.29 |
| Jun 30, 2022 | 0.25 |
| Mar 31, 2022 | 0.20 |
| Dec 31, 2021 | 0.20 |
| Sep 30, 2021 | 0.21 |
| Jun 30, 2021 | 0.22 |