Affirm Holdings (AFRM) Asset Utilization Ratio (2021 - 2026)

Affirm Holdings (AFRM) recorded quarterly Asset Utilization Ratio of 0.16 in Q1 2026, down 3.5% quarter-over-quarter from 0.17 in Q4 2025, and up 5594.88% on a YoY basis from 0.0 in Q1 2025.

Affirm Holdings (AFRM) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

Affirm Holdings' Asset Utilization Ratio history runs 6 years deep, the most recent figure standing at 0.16 for Q1 2026.

  • In Q1 2026, Asset Utilization Ratio rose 5594.88% year-over-year to 0.16; the TTM figure through Mar 2026 stood at 0.16 (up 5594.88% YoY), while the FY2025 annual figure was 0.11, up 15.3% from the prior year.
  • Asset Utilization Ratio was 0.16 for Q1 2026 at Affirm Holdings, down from 0.17 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.29 in Q2 2023 to a low of 0.0 in Q1 2025.
  • Historically, Asset Utilization Ratio has averaged 0.18 across 5 years, with a median of 0.2 in 2022.
  • The sharpest annual moves came in 2025 and 2026: Asset Utilization Ratio tumbled 101.07% in 2025, then jumped 5594.88% in 2026.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.27 in 2022, then dropped by 4.64% to 0.26 in 2023, then tumbled by 89.88% to 0.03 in 2024, then surged by 524.73% to 0.17 in 2025, then dropped by 3.5% to 0.16 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.16 (Q1 2026), 0.17 (Q4 2025), and 0.11 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 543.83 Bn 531.43 Bn - 0.45
2 Mastercard 439.96 Bn 429.75 Bn - 0.64
3 American Express 218.41 Bn 164.37 Bn 17.43 Bn 0.24
4 Capital One Financial 113.95 Bn 37.46 Bn - 0.09
5 PayPal Holdings 37.65 Bn 28.31 Bn 7.84 Bn 0.42
6 Synchrony Financial 24.77 Bn 4.21 Bn - 0.16
7 Affirm Holdings 21.75 Bn 20.03 Bn 261.64 Mn 0.16
8 SoFi Technologies 21.04 Bn 17.64 Bn 929.25 Mn 0.08
9 Ally Financial 13.49 Bn 13.04 Bn 1.98 Bn 0.04
10 Eason Technology 6.63 Bn 6.62 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 0.16
Dec 31, 2025 0.17
Sep 30, 2025 0.11
Jun 30, 2025 0.10
Mar 31, 2025 0.00
Dec 31, 2024 0.03
Sep 30, 2024 0.06
Jun 30, 2024 0.05
Mar 31, 2024 0.27
Dec 31, 2023 0.26
Sep 30, 2023 0.25
Jun 30, 2023 0.29
Mar 31, 2023 0.27
Dec 31, 2022 0.27
Sep 30, 2022 0.29
Jun 30, 2022 0.25
Mar 31, 2022 0.20
Dec 31, 2021 0.20
Sep 30, 2021 0.21
Jun 30, 2021 0.22